XML 92 R4.htm IDEA: XBRL DOCUMENT v2.4.0.8
Consolidated Statements of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
INTEREST REVENUE:      
Loans and leases $ 396,441 $ 425,611 $ 461,076
Deposits with other banks 1,694 1,711 701
Federal funds sold and securities purchased under agreement to resell   3 167
Held-to-maturity securities:      
Taxable     13,080
Tax-exempt     5,638
Available-for-sale securities:      
Taxable 33,286 39,408 43,989
Tax-exempt 15,547 16,658 10,983
Loans held for sale 2,539 3,033 2,219
Total interest revenue 449,507 486,424 537,853
Deposits:      
Interest bearing demand 9,645 16,111 22,646
Savings 1,705 2,697 3,211
Other time 29,729 39,797 61,709
Federal funds purchased and securities sold under agreement to repurchase 297 274 458
Long-term debt 1,803 1,446 3,459
Junior subordinated debt 7,376 11,502 11,451
Other 3 6 6
Total interest expense 50,558 71,833 102,940
Net interest revenue 398,949 414,591 434,913
Provision for credit losses 7,500 28,000 130,081
Net interest revenue, after provision for credit losses 391,449 386,591 304,832
NONINTEREST REVENUE:      
Mortgage lending 44,977 56,919 17,069
Credit card, debit card and merchant fees 33,005 31,705 42,373
Deposit service charges 52,905 56,877 66,670
Trust income 13,451 11,913 12,186
Security gains, net 46 442 12,127
Insurance commissions 97,700 90,138 86,918
Other 32,982 32,155 33,502
Total noninterest revenue 275,066 280,149 270,845
NONINTEREST EXPENSE:      
Salaries and employee benefits 306,696 304,624 282,880
Occupancy, net of rental income 41,109 42,140 42,362
Equipment 18,386 20,849 21,707
Deposit insurance assessments 11,755 16,478 21,316
Voluntary early retirement expense 10,850    
Write-off and amortization of bond issue cost 2,995 153 153
Prepayment penalty on FHLB borrowings     9,778
Other 143,058 164,949 155,437
Total noninterest expense 534,849 549,193 533,633
Income before income taxes 131,666 117,547 42,044
Income tax expense 37,551 33,252 4,475
Net Income $ 94,115 $ 84,295 $ 37,569
Earnings per share: Basic (in dollars per share) $ 0.99 $ 0.90 $ 0.45
Earnings per share: Diluted (in dollars per share) $ 0.99 $ 0.90 $ 0.45