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Consolidated Statements of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Dec. 31, 2009
Interest Revenue      
Loans and leases $ 461,076 $ 496,782 $ 517,013
Deposits with other banks 701 355 131
Federal funds sold and securities purchased under agreement to resell 167 606 74
Held-to-maturity securities:      
Taxable 13,080 36,278 46,957
Tax-exempt 5,638 10,409 8,852
Available-for-sale securities:      
Taxable 43,989 32,033 35,026
Tax-exempt 10,983 3,275 3,396
Loans held for sale 2,219 3,024 3,965
Total interest revenue 537,853 582,762 615,414
Deposits:      
Interest bearing demand 22,646 35,187 40,047
Savings 3,211 3,576 3,700
Other time 61,709 83,999 101,308
Federal funds purchased and securities sold under agreement to repurchase 458 841 1,629
FHLB borrowings 3,459 6,545 11,597
Junior subordinated debt 11,451 11,461 11,630
Other 6 11 604
Total interest expense 102,940 141,620 170,515
Net interest revenue 434,913 441,142 444,899
Provision for credit losses 130,081 204,016 117,324
Net interest revenue, after provision for credit losses 304,832 237,126 327,575
Noninterest Revenue      
Mortgage lending 17,069 29,745 32,225
Credit card, debit card and merchant fees 42,373 37,663 34,244
Service charges 66,670 70,690 72,864
Trust income 12,186 11,149 9,698
Securities gains (losses), net 12,127 2,569 (55)
Insurance commissions 86,918 82,172 80,937
Other 33,502 30,156 45,363
Total noninterest revenue 270,845 264,144 275,276
Noninterest Expense      
Salaries and employee benefits 282,880 271,688 278,734
Occupancy, net of rental income 42,362 43,008 42,108
Equipment 21,707 22,598 23,508
Deposit insurance assessments 21,316 19,259 19,672
Prepayment penalty on FHLB borrowings 9,778 0 0
Other 155,590 130,480 125,995
Total noninterest expense 533,633 487,033 490,017
Income before tax benefit and equity in undistributed earnings 42,044 14,237 112,834
Income tax expense (benefit) 4,475 (8,705) 30,105
Net Income $ 37,569 $ 22,942 $ 82,729
Net Income Per Share: Basic $ 0.45 $ 0.28 $ 0.99
Diluted $ 0.45 $ 0.27 $ 0.99