Exhibit B

NFGC Loan to Horizon

                 Interest
         Date       Rate        Principal


       7/1/2004    1.33%        34,400,000
       7/2/2004    1.33%        34,400,000
       7/3/2004    1.33%        34,400,000
       7/4/2004    1.33%        34,400,000
       7/5/2004    1.33%        34,400,000
       7/6/2004    1.33%        34,600,000
       7/7/2004    1.33%        34,600,000
       7/8/2004    1.33%        34,600,000
       7/9/2004    1.33%        34,600,000
      7/10/2004    1.33%        34,600,000
      7/11/2004    1.33%        34,600,000
      7/12/2004    1.33%        34,600,000
      7/13/2004    1.33%        34,600,000
      7/14/2004    1.33%        34,600,000
      7/15/2004    1.33%        34,600,000
      7/16/2004    1.33%        34,600,000
      7/17/2004    1.33%        34,600,000
      7/18/2004    1.33%        34,600,000
      7/19/2004    1.33%        34,600,000
      7/20/2004    1.34%        34,600,000
      7/21/2004    1.34%        34,600,000
      7/22/2004    1.34%        34,600,000
      7/23/2004    1.39%        34,600,000
      7/24/2004    1.39%        34,600,000
      7/25/2004    1.39%        34,600,000
      7/26/2004    1.39%        34,600,000
      7/27/2004    1.39%        34,600,000
      7/28/2004    1.40%        34,600,000
      7/29/2004    1.41%        34,600,000
      7/30/2004    1.41%        34,600,000
      7/31/2004    1.41%        34,600,000
       8/1/2004    1.41%        34,600,000
       8/2/2004    1.41%        34,600,000
       8/3/2004    1.41%        34,600,000
       8/4/2004    1.41%        34,600,000
       8/5/2004    1.41%        34,800,000
       8/6/2004    1.41%        34,800,000
       8/7/2004    1.41%        34,800,000
       8/8/2004    1.41%        34,800,000
       8/9/2004    1.41%        34,800,000
      8/10/2004    1.41%        34,800,000
      8/11/2004    1.41%        34,800,000
      8/12/2004    1.41%        34,800,000
      8/13/2004    1.41%        34,800,000
      8/14/2004    1.41%        34,800,000
      8/15/2004    1.41%        34,800,000
      8/16/2004    1.41%        34,800,000
      8/17/2004    1.41%        34,800,000
      8/18/2004    1.41%        34,800,000
      8/19/2004    1.60%        34,800,000
      8/20/2004    1.60%        34,800,000
      8/21/2004    1.60%        34,800,000
      8/22/2004    1.60%        34,800,000
      8/23/2004    1.60%        34,800,000
      8/24/2004    1.60%        34,800,000
      8/25/2004    1.60%        34,800,000
      8/26/2004    1.60%        34,800,000
      8/27/2004    1.60%        34,800,000
      8/28/2004    1.60%        34,800,000
      8/29/2004    1.60%        34,800,000
      8/30/2004    1.60%        34,800,000
      8/31/2004    1.60%        34,800,000
       9/1/2004    1.60%        34,800,000
       9/2/2004    1.63%        35,100,000
       9/3/2004    1.63%        35,100,000
       9/4/2004    1.63%        35,100,000
       9/5/2004    1.63%        35,100,000
       9/6/2004    1.63%        35,100,000
       9/7/2004    1.63%        35,100,000
       9/8/2004    1.63%        35,100,000
       9/9/2004    1.63%        35,100,000
      9/10/2004    1.63%        35,100,000
      9/11/2004    1.63%        35,100,000
      9/12/2004    1.63%        35,100,000
      9/13/2004    1.63%        35,100,000
      9/14/2004    1.63%        35,100,000
      9/15/2004    1.63%        35,100,000
      9/16/2004    1.63%        35,100,000
      9/17/2004    1.63%        35,100,000
      9/18/2004    1.63%        35,100,000
      9/19/2004    1.63%        35,100,000
      9/20/2004    1.76%        34,700,000
      9/21/2004    1.76%        34,700,000
      9/22/2004    1.76%        34,700,000
      9/23/2004    1.76%        34,700,000
      9/24/2004    1.76%        34,700,000
      9/25/2004    1.76%        34,700,000
      9/26/2004    1.76%        34,700,000
      9/27/2004    1.76%        34,700,000
      9/28/2004    1.76%        34,700,000
      9/29/2004    1.76%        34,700,000
      9/30/2004    1.76%        34,700,000