Exhibit B

NFGC Loan to Horizon

                      Interest
             Date        Rate              Principal
           4/1/2004     1.16%             33,300,000
           4/2/2004     1.16%             33,300,000
           4/3/2004     1.16%             33,300,000
           4/4/2004     1.16%             33,300,000
           4/5/2004     1.16%             33,300,000
           4/6/2004     1.16%             33,300,000
           4/7/2004     1.16%             33,300,000
           4/8/2004     1.16%             33,300,000
           4/9/2004     1.16%             33,300,000
          4/10/2004     1.16%             33,300,000
          4/11/2004     1.16%             33,300,000
          4/12/2004     1.17%             33,300,000
          4/13/2004     1.17%             33,300,000
          4/14/2004     1.17%             33,300,000
          4/15/2004     1.17%             33,300,000
          4/16/2004     1.17%             33,300,000
          4/17/2004     1.17%             33,300,000
          4/18/2004     1.17%             33,300,000
          4/19/2004     1.17%             33,300,000
          4/20/2004     1.17%             33,300,000
          4/21/2004     1.17%             33,300,000
          4/22/2004     1.17%             33,300,000
          4/23/2004     1.17%             33,500,000
          4/24/2004     1.17%             33,500,000
          4/25/2004     1.17%             33,500,000
          4/26/2004     1.17%             33,500,000
          4/27/2004     1.17%             33,500,000
          4/28/2004     1.17%             33,500,000
          4/29/2004     1.17%             33,500,000
          4/30/2004     1.17%             33,500,000
           5/1/2004     1.17%             33,500,000
           5/2/2004     1.17%             33,500,000
           5/3/2004     1.17%             36,000,000
           5/4/2004     1.17%             36,000,000
           5/5/2004     1.17%             36,000,000
           5/6/2004     1.17%             36,000,000
           5/7/2004     1.17%             36,000,000
           5/8/2004     1.17%             36,000,000
           5/9/2004     1.17%             36,000,000
          5/10/2004     1.17%             36,000,000
          5/11/2004     1.17%             36,000,000
          5/12/2004     1.17%             36,000,000
          5/13/2004     1.17%             36,000,000
          5/14/2004     1.17%             36,000,000
          5/15/2004     1.17%             36,000,000
          5/16/2004     1.17%             36,000,000
          5/17/2004     1.17%             36,000,000
          5/18/2004     1.17%             36,000,000
          5/19/2004     1.17%             36,000,000
          5/20/2004     1.17%             36,000,000
          5/21/2004     1.17%             36,000,000
          5/22/2004     1.17%             36,000,000
          5/23/2004     1.17%             36,000,000
          5/24/2004     1.17%             36,100,000
          5/25/2004     1.17%             36,100,000
          5/26/2004     1.17%             36,100,000
          5/27/2004     1.17%             36,100,000
          5/28/2004     1.17%             36,100,000
          5/29/2004     1.17%             36,100,000
          5/30/2004     1.17%             36,100,000
          5/31/2004     1.17%             36,100,000
           6/1/2004     1.17%             36,100,000
           6/2/2004     1.17%             36,100,000
           6/3/2004     1.17%             36,100,000
           6/4/2004     1.17%             36,100,000
           6/5/2004     1.17%             36,100,000
           6/6/2004     1.17%             36,100,000
           6/7/2004     1.18%             36,200,000
           6/8/2004     1.18%             36,200,000
           6/9/2004     1.18%             36,200,000
          6/10/2004     1.18%             36,200,000
          6/11/2004     1.18%             36,200,000
          6/12/2004     1.18%             36,200,000
          6/13/2004     1.18%             36,200,000
          6/14/2004     1.18%             36,200,000
          6/15/2004     1.18%             36,200,000
          6/16/2004     1.18%             36,200,000
          6/17/2004     1.18%             36,200,000
          6/18/2004     1.18%             36,200,000
          6/19/2004     1.18%             36,200,000
          6/20/2004     1.18%             36,200,000
          6/21/2004     1.18%             36,200,000
          6/22/2004     1.18%             36,200,000
          6/23/2004     1.23%             36,400,000
          6/24/2004     1.23%             36,400,000
          6/25/2004     1.23%             36,400,000
          6/26/2004     1.23%             36,400,000
          6/27/2004     1.23%             36,400,000
          6/28/2004     1.33%             34,400,000
          6/29/2004     1.33%             34,400,000
          6/30/2004     1.33%             34,400,000