NFGC Loan to Horizon


                  Interest
        Date       Rate          Principal
     10/01/2003    1.23%        29,700,000
     10/02/2003    1.23%        29,700,000
     10/03/2003    1.23%        29,700,000
     10/04/2003    1.23%        29,700,000
     10/05/2003    1.23%        29,700,000
     10/06/2003    1.23%        29,700,000
     10/07/2003    1.23%        29,700,000
     10/08/2003    1.23%        29,700,000
     10/09/2003    1.23%        29,700,000
     10/10/2003    1.23%        29,700,000
     10/11/2003    1.23%        29,700,000
     10/12/2003    1.23%        29,700,000
     10/13/2003    1.23%        29,700,000
     10/14/2003    1.23%        29,700,000
     10/15/2003    1.23%        29,700,000
     10/16/2003    1.23%        29,700,000
     10/17/2003    1.23%        29,700,000
     10/18/2003    1.23%        29,700,000
     10/19/2003    1.23%        29,700,000
     10/20/2003    1.23%        29,700,000
     10/21/2003    1.23%        29,700,000
     10/22/2003    1.23%        29,700,000
     10/23/2003    1.23%        29,700,000
     10/24/2003    1.23%        29,700,000
     10/25/2003    1.23%        29,700,000
     10/26/2003    1.23%        29,700,000
     10/27/2003    1.23%        29,700,000
     10/28/2003    1.23%        29,700,000
     10/29/2003    1.23%        29,700,000
     10/30/2003    1.23%        29,700,000
     10/31/2003    1.23%        29,700,000
     11/01/2003    1.23%        29,700,000
     11/02/2003    1.23%        29,700,000
     11/03/2003    1.23%        32,000,000
     11/04/2003    1.23%        32,000,000
     11/05/2003    1.23%        32,000,000
     11/06/2003    1.23%        32,300,000
     11/07/2003    1.23%        32,300,000
     11/08/2003    1.23%        32,300,000
     11/09/2003    1.23%        32,300,000
     11/10/2003    1.23%        32,300,000
     11/11/2003    1.23%        32,300,000
     11/12/2003    1.23%        32,300,000
     11/13/2003    1.23%        32,300,000
     11/14/2003    1.23%        32,300,000
     11/15/2003    1.23%        32,300,000
     11/16/2003    1.23%        32,300,000
     11/17/2003    1.23%        32,300,000
     11/18/2003    1.23%        32,300,000
     11/19/2003    1.23%        32,300,000
     11/20/2003    1.23%        32,500,000
     11/21/2003    1.23%        32,500,000
     11/22/2003    1.23%        32,500,000
     11/23/2003    1.23%        32,500,000
     11/24/2003    1.23%        32,500,000
     11/25/2003    1.23%        32,500,000
     11/26/2003    1.23%        32,500,000
     11/27/2003    1.23%        32,500,000
     11/28/2003    1.23%        32,500,000
     11/29/2003    1.23%        32,500,000
     11/30/2003    1.23%        32,500,000
     12/01/2003    1.23%        32,500,000
     12/02/2003    1.23%        32,500,000
     12/03/2003    1.23%        32,500,000
     12/04/2003    1.23%        32,500,000
     12/05/2003    1.23%        32,500,000
     12/06/2003    1.23%        32,500,000
     12/07/2003    1.23%        32,500,000
     12/08/2003    1.25%        32,600,000
     12/09/2003    1.25%        32,600,000
     12/10/2003    1.25%        32,600,000
     12/11/2003    1.25%        32,600,000
     12/12/2003    1.25%        32,600,000
     12/13/2003    1.25%        32,600,000
     12/14/2003    1.25%        32,600,000
     12/15/2003    1.25%        32,600,000
     12/16/2003    1.25%        32,600,000
     12/17/2003    1.25%        32,600,000
     12/18/2003    1.25%        32,600,000
     12/19/2003    1.26%        32,800,000
     12/20/2003    1.26%        32,800,000
     12/21/2003    1.26%        32,800,000
     12/22/2003    1.26%        32,800,000
     12/23/2003    1.26%        32,800,000
     12/24/2003    1.26%        32,800,000
     12/25/2003    1.26%        32,800,000
     12/26/2003    1.26%        32,800,000
     12/27/2003    1.26%        32,800,000
     12/28/2003    1.26%        32,800,000
     12/29/2003    1.26%        32,800,000
     12/30/2003    1.26%        32,800,000
     12/31/2003    1.26%        32,800,000