EXHIBIT D

                    Seneca Loan to NFEC

                            Principal
                             Amount             Interest
MO. / YR.    DAY              $US                 Rate
  2002
July 02      1             253,005,372          2.0787
July 02      2             253,005,372          2.0773
July 02      3             253,005,372          2.0776
July 02      4             253,005,372          2.0776
July 02      5             253,005,372          2.0725
July 02      6             253,005,372          2.0725
July 02      7             253,005,372          2.0725
July 02      8             253,005,372          2.0714
July 02      9             253,005,372          2.0720
July 02      10            253,005,372          2.0704
July 02      11            253,005,372          2.0693
July 02      12            253,005,372          2.0623
July 02      13            253,005,372          2.0623
July 02      14            253,005,372          2.0623
July 02      15            253,005,372          2.0598
July 02      16            253,005,372          2.0600
July 02      17            253,005,372          2.0598
July 02      18            253,005,372          2.0605
July 02      19            253,005,372          2.0580
July 02      20            253,005,372          2.0580
July 02      21            253,005,372          2.0580
July 02      22            253,005,372          2.0571
July 02      23            253,005,372          2.0527
July 02      24            253,005,372          2.0574
July 02      25            253,005,372          2.0532
July 02      26            253,005,372          2.0424
July 02      27            253,005,372          2.0424
July 02      28            253,005,372          2.0424
July 02      29            253,005,372          2.0482
July 02      30            253,005,372          2.0429
July 02      31            253,005,372          2.0480
Aug 02       1             253,005,372          2.0476
Aug 02       2             253,005,372          2.0294
Aug 02       3             253,005,372          2.0294
Aug 02       4             253,005,372          2.0294
Aug 02       5             253,005,372          2.0313
Aug 02       6             253,005,372          2.0318
Aug 02       7             253,005,372          2.0314
Aug 02       8             253,005,372          2.0319
Aug 02       9             253,005,372          2.0297
Aug 02       10            253,005,372          2.0297
Aug 02       11            253,005,372          2.0297
Aug 02       12            253,005,372          2.0313
Aug 02       13            253,005,372          2.0327
Aug 02       14            253,005,372          2.0319
Aug 02       15            253,005,372          2.0417
Aug 02       16            253,005,372          2.0314
Aug 02       17            253,005,372          2.0314
Aug 02       18            253,005,372          2.0314
Aug 02       19            253,005,372          2.0231
Aug 02       20            253,005,372          2.0229
Aug 02       21            253,005,372          2.0212
Aug 02       22            253,005,372          2.0235
Aug 02       23            253,005,372          2.0270
Aug 02       24            253,005,372          2.0270
Aug 02       25            253,005,372          2.0270
Aug 02       26            253,005,372          2.0282
Aug 02       27            253,005,372          2.0287
Aug 02       28            253,005,372          2.0291
Aug 02       29            253,005,372          2.0308
Aug 02       30            253,005,372          2.0304
Aug 02       31            253,005,372          2.0304
Sept 02      1                       -          2.0304
Sept 02      2                       -          2.0304
Sept 02      3                       -          2.0323
Sept 02      4                       -          2.0314
Sept 02      5                       -          2.0304
Sept 02      6                       -          2.0316
Sept 02      7                       -          2.0316
Sept 02      8                       -          2.0316
Sept 02      9                       -          2.0394
Sept 02      10                      -          2.0412
Sept 02      11                      -          2.0412
Sept 02      12                      -          2.0385
Sept 02      13                      -          2.0384
Sept 02      14                      -          2.0384
Sept 02      15                      -          2.0384
Sept 02      16                      -          2.0402
Sept 02      17                      -          2.0326
Sept 02      18                      -          2.0293
Sept 02      19                      -          2.0299
Sept 02      20                      -          2.0229
Sept 02      21                      -          2.0229
Sept 02      22                      -          2.0229
Sept 02      23                      -          2.0303
Sept 02      24                      -          2.0289
Sept 02      25                      -          2.0375
Sept 02      26                      -          2.0294
Sept 02      27                      -          2.0294
Sept 02      28                      -          2.0294
Sept 02      29                      -          2.0294
Sept 02      30                      -          2.0383