Exhibit D
              Seneca Loan to NFEC
              -------------------

                        Principal
                          Amount           Interest
MO./YR.     DAY            $US               Rate
-------     ---            ---               ----
 2001

Jul 01      1           253,005,372         4.03%
Jul 01      2           253,005,372         4.03%
Jul 01      3           253,005,372         4.02%
Jul 01      4           253,005,372         4.02%
Jul 01      5           253,005,372         4.02%
Jul 01      6           253,005,372         4.01%
Jul 01      7           253,005,372         4.01%
Jul 01      8           253,005,372         4.01%
Jul 01      9           253,005,372         3.98%
Jul 01      10          253,005,372         3.98%
Jul 01      11          253,005,372         3.98%
Jul 01      12          253,005,372         3.98%
Jul 01      13          253,005,372         3.96%
Jul 01      14          253,005,372         3.96%
Jul 01      15          253,005,372         3.96%
Jul 01      16          253,005,372         3.95%
Jul 01      17          253,005,372         3.94%
Jul 01      18          253,005,372         3.94%
Jul 01      19          253,005,372         3.94%
Jul 01      20          253,005,372         3.93%
Jul 01      21          253,005,372         3.93%
Jul 01      22          253,005,372         3.93%
Jul 01      23          253,005,372         3.92%
Jul 01      24          253,005,372         3.91%
Jul 01      25          253,005,372         3.93%
Jul 01      26          253,005,372         3.91%
Jul 01      27          253,005,372         3.91%
Jul 01      28          253,005,372         3.91%
Jul 01      29          253,005,372         3.91%
Jul 01      30          253,005,372         3.92%
Jul 01      31          253,005,372         3.92%


               Seneca Loan to NFEC
               -------------------

                         Principal
                           Amount          Interest
MO./YR.     DAY             $US             Rate
-------     ---             ---             ----
 2001

Aug 01      1           253,005,372         3.91%
Aug 01      2           253,005,372         3.91%
Aug 01      3           253,005,372         3.91%
Aug 01      4           253,005,372         3.91%
Aug 01      5           253,005,372         3.91%
Aug 01      6           253,005,372         3.90%
Aug 01      7           253,005,372         3.90%
Aug 01      8           253,005,372         3.89%
Aug 01      9           253,005,372         3.88%
Aug 01      10          253,005,372         3.88%
Aug 01      11          253,005,372         3.88%
Aug 01      12          253,005,372         3.88%
Aug 01      13          253,005,372         3.86%
Aug 01      14          253,005,372         3.85%
Aug 01      15          253,005,372         3.85%
Aug 01      16          253,005,372         3.84%
Aug 01      17          253,005,372         3.82%
Aug 01      18          253,005,372         3.82%
Aug 01      19          253,005,372         3.82%
Aug 01      20          253,005,372         3.82%
Aug 01      21          253,005,372         3.80%
Aug 01      22          253,005,372         3.79%
Aug 01      23          253,005,372         3.77%
Aug 01      24          253,005,372         3.75%
Aug 01      25          253,005,372         3.75%
Aug 01      26          253,005,372         3.75%
Aug 01      27          253,005,372         3.75%
Aug 01      28          253,005,372         3.75%
Aug 01      29          253,005,372         3.74%
Aug 01      30          253,005,372         3.73%
Aug 01      31          253,005,372         3.73%


                 Seneca Loan to NFEC


                         Principal
                           Amount          Interest
  MO./YR.      DAY          $US              Rate
  ------       ---          ---              ----
   2001

  Sept 01      1        253,005,372         3.73%
  Sept 01      2        253,005,372         3.73%
  Sept 01      3        253,005,372         3.73%
  Sept 01      4        253,005,372         3.72%
  Sept 01      5        253,005,372         3.71%
  Sept 01      6        253,005,372         3.69%
  Sept 01      7        253,005,372         3.69%
  Sept 01      8        253,005,372         3.69%
  Sept 01      9        253,005,372         3.69%
  Sept 01      10       253,005,372         3.68%
  Sept 01      11       253,005,372         3.69%
  Sept 01      12       253,005,372         3.68%
  Sept 01      13       253,005,372         3.68%
  Sept 01      14       253,005,372         3.70%
  Sept 01      15       253,005,372         3.70%
  Sept 01      16       253,005,372         3.70%
  Sept 01      17       253,005,372         3.63%
  Sept 01      18       253,005,372         3.48%
  Sept 01      19       253,005,372         3.37%
  Sept 01      20       253,005,372         3.34%
  Sept 01      21       253,005,372         3.26%
  Sept 01      22       253,005,372         3.26%
  Sept 01      23       253,005,372         3.26%
  Sept 01      24       253,005,372         3.25%
  Sept 01      25       253,005,372         3.25%
  Sept 01      26       253,005,372         3.24%
  Sept 01      27       253,005,372         3.23%
  Sept 01      28       253,005,372         3.25%
  Sept 01      29       253,005,372         3.25%
  Sept 01      30       253,005,372         3.25%