Exhibit C
                          NFG Loan to Horizon
                          -------------------

                                 Interest
                  Date             Rate        Principal
                  ----             ----        ---------
               07/01/2001          4.12%      13,700,000
               07/02/2001          4.12%      13,700,000
               07/03/2001          4.12%      13,700,000
               07/04/2001          4.12%      13,700,000
               07/05/2001          4.12%      13,700,000
               07/06/2001          4.12%      13,700,000
               07/07/2001          4.12%      13,700,000
               07/08/2001          4.12%      13,700,000
               07/09/2001          4.12%      13,700,000
               07/10/2001          4.12%      13,700,000
               07/11/2001          4.12%      13,700,000
               07/12/2001          4.12%      13,700,000
               07/13/2001          4.12%      13,700,000
               07/14/2001          4.12%      13,700,000
               07/15/2001          4.12%      13,700,000
               07/16/2001          4.08%      12,700,000
               07/17/2001          4.08%      12,700,000
               07/18/2001          4.08%      12,700,000
               07/19/2001          4.08%      12,700,000
               07/20/2001          4.08%      12,700,000
               07/21/2001          4.08%      12,700,000
               07/22/2001          4.08%      12,700,000
               07/23/2001          4.08%      12,700,000
               07/24/2001          4.08%      12,700,000
               07/25/2001          4.08%      12,700,000
               07/26/2001          4.08%      12,700,000
               07/27/2001          4.08%      12,700,000
               07/28/2001          4.08%      12,700,000
               07/29/2001          4.08%      12,700,000
               07/30/2001          4.08%      12,700,000
               07/31/2001          4.08%      12,700,000
               08/01/2001          4.08%      12,700,000
               08/02/2001          4.08%      12,700,000
               08/03/2001          3.89%      13,100,000
               08/04/2001          3.89%      13,100,000
               08/05/2001          3.89%      13,100,000
               08/06/2001          3.89%      13,100,000
               08/07/2001          3.89%      13,100,000
               08/08/2001          3.89%      13,100,000
               08/09/2001          3.89%      13,100,000
               08/10/2001          3.89%      13,100,000
               08/11/2001          3.89%      13,100,000
               08/12/2001          3.89%      13,100,000
               08/13/2001          3.89%      13,100,000
               08/14/2001          3.89%      13,100,000
               08/15/2001          3.89%      13,100,000
               08/16/2001          3.89%      13,100,000
               08/17/2001          3.89%      13,100,000
               08/18/2001          3.89%      13,100,000
               08/19/2001          3.89%      13,100,000
               08/20/2001          3.89%      13,100,000
               08/21/2001          3.89%      13,100,000
               08/22/2001          3.89%      13,100,000
               08/23/2001          3.89%      13,100,000
               08/24/2001          3.89%      13,100,000
               08/25/2001          3.89%      13,100,000
               08/26/2001          3.89%      13,100,000
               08/27/2001          3.89%      13,100,000
               08/28/2001          3.89%      13,100,000
               08/29/2001          3.89%      13,100,000
               08/30/2001          3.89%      13,100,000
               08/31/2001          3.89%      13,100,000
               09/01/2001          3.89%      13,100,000
               09/02/2001          3.89%      13,100,000
               09/03/2001          3.89%      13,100,000
               09/04/2001          3.89%      13,100,000
               09/05/2001          3.89%      13,100,000
               09/06/2001          3.89%      13,300,000
               09/07/2001          3.89%      13,300,000
               09/08/2001          3.89%      13,300,000
               09/09/2001          3.89%      13,300,000
               09/10/2001          3.68%      13,300,000
               09/11/2001          3.68%      13,300,000
               09/12/2001          3.68%      13,300,000
               09/13/2001          3.68%      13,300,000
               09/14/2001          3.66%      13,700,000
               09/15/2001          3.66%      13,700,000
               09/16/2001          3.66%      13,700,000
               09/17/2001          3.66%      13,700,000
               09/18/2001          3.66%      13,700,000
               09/19/2001          3.66%      13,700,000
               09/20/2001          3.66%      13,700,000
               09/21/2001          3.66%      13,700,000
               09/22/2001          3.66%      13,700,000
               09/23/2001          3.66%      13,700,000
               09/24/2001          3.66%      13,700,000
               09/25/2001          3.66%      13,700,000
               09/26/2001          3.66%      13,700,000
               09/27/2001          3.66%      13,700,000
               09/28/2001          3.66%      13,700,000
               09/29/2001          3.66%      13,700,000
               09/30/2001          3.66%      13,700,000