Exhibit D
                  Seneca Loan to NFEC
                  -------------------

                           Principal
                             Amount             Interest
   MO. / YR.      DAY         $US                 Rate
   ---------      ---         ---                 ----

     2001
    Jan.01        1       1,533,086,698           6.82%
    Jan.01        2       1,533,086,698           6.80%
    Jan.01        3       1,533,086,698           6.79%
    Jan.01        4       1,533,086,698           6.79%
    Jan.01        5       1,533,086,698           6.76%
    Jan.01        6       1,533,086,698           6.76%
    Jan.01        7       1,533,086,698           6.76%
    Jan.01        8       1,533,086,698           6.65%
    Jan.01        9       1,533,086,698           6.55%
    Jan.01        10      1,533,086,698           6.54%
    Jan.01        11      1,533,086,698           6.41%
    Jan.01        12      1,533,086,698           6.40%
    Jan.01        13      1,533,086,698           6.40%
    Jan.01        14      1,533,086,698           6.40%
    Jan.01        15      1,533,086,698           6.40%
    Jan.01        16      1,533,086,698           6.39%
    Jan.01        17      1,533,086,698           6.35%
    Jan.01        18      1,533,086,698           6.29%
    Jan.01        19      1,533,086,698           6.27%
    Jan.01        20      1,533,086,698           6.27%
    Jan.01        21      1,533,086,698           6.27%
    Jan.01        22      1,533,086,698           6.24%
    Jan.01        23      1,533,086,698           6.18%
    Jan.01        24      1,533,086,698           6.16%
    Jan.01        25      1,533,086,698           6.16%
    Jan.01        26      1,533,086,698           6.15%
    Jan.01        27      1,533,086,698           6.15%
    Jan.01        28      1,533,086,698           6.15%
    Jan.01        29      1,533,086,698           6.14%
    Jan.01        30      1,533,086,698           6.13%
    Jan.01        31      1,533,086,698           6.11%



                  Seneca Loan to NFEC
                  -------------------

                           Principal
                             Amount             Interest
   MO. / YR.      DAY         $US                 Rate
   ---------      ---         ---                 ----

   2001
   Feb.01        1          1,533,086,698        6.07%
   Feb.01        2          1,533,086,698        6.06%
   Feb.01        3          1,533,086,698        6.06%
   Feb.01        4          1,533,086,698        6.06%
   Feb.01        5          1,533,086,698        6.05%
   Feb.01        6          1,533,086,698        6.04%
   Feb.01        7          1,533,086,698        5.98%
   Feb.01        8          1,533,086,698        5.97%
   Feb.01        9          1,533,086,698        5.95%
   Feb.01        10         1,533,086,698        5.95%
   Feb.01        11         1,533,086,698        5.95%
   Feb.01        12         1,533,086,698        5.90%
   Feb.01        13         1,533,086,698        5.88%
   Feb.01        14         1,533,086,698        5.87%
   Feb.01        15         1,533,086,698        5.86%
   Feb.01        16         1,533,086,698        5.81%
   Feb.01        17         1,533,086,698        5.81%
   Feb.01        18         1,533,086,698        5.81%
   Feb.01        19         1,533,086,698        5.81%
   Feb.01        20         1,533,086,698        5.79%
   Feb.01        21         1,533,086,698        5.78%
   Feb.01        22         1,533,086,698        5.76%
   Feb.01        23         1,533,086,698        5.73%
   Feb.01        24         1,533,086,698        5.73%
   Feb.01        25         1,533,086,698        5.73%
   Feb.01        26         1,533,086,698        5.71%
   Feb.01        27         1,533,086,698        5.67%
   Feb.01        28         1,533,086,698        5.67%



                  Seneca Loan to NFEC
                  -------------------

                           Principal
                             Amount             Interest
   MO. / YR.      DAY         $US                 Rate
   ---------      ---         ---                 ----


    2001
   Mar.01         1      1,533,086,698         5.64%
   Mar.01         2      1,533,086,698         5.63%
   Mar.01         3      1,533,086,698         5.63%
   Mar.01         4      1,533,086,698         5.63%
   Mar.01         5      1,533,086,698         5.63%
   Mar.01         6      1,533,086,698         5.63%
   Mar.01         7      1,533,086,698         5.62%
   Mar.01         8      1,533,086,698         5.61%
   Mar.01         9      1,533,086,698         5.57%
   Mar.01        10      1,533,086,698         5.57%
   Mar.01        11      1,533,086,698         5.57%
   Mar.01        12      1,533,086,698         5.56%
   Mar.01        13      1,533,086,698         5.55%
   Mar.01        14      1,533,086,698         5.53%
   Mar.01        15      1,533,086,698         5.55%
   Mar.01        16      1,533,086,698         5.52%
   Mar.01        17      1,533,086,698         5.52%
   Mar.01        18      1,533,086,698         5.52%
   Mar.01        19      1,533,086,698         5.38%
   Mar.01        20      1,533,086,698         5.35%
   Mar.01        21      1,533,086,698         5.33%
   Mar.01        22      1,533,086,698         5.29%
   Mar.01        23      1,533,086,698         5.29%
   Mar.01        24      1,533,086,698         5.29%
   Mar.01        25      1,533,086,698         5.29%
   Mar.01        26      1,533,086,698         5.27%
   Mar.01        27      1,533,086,698         5.26%
   Mar.01        28      1,533,086,698         5.21%
   Mar.01        29      1,533,086,698         5.21%
   Mar.01        30      1,533,086,698         5.21%
   Mar.01        31      1,533,086,698         5.21%