<?xml version="1.0" encoding="UTF-8"?><edgarSubmission xmlns="http://www.sec.gov/edgar/ownership" xmlns:com="http://www.sec.gov/edgar/common">
  <headerData>
    <submissionType>144</submissionType>
    <filerInfo>
      <filer>
        <filerCredentials>
          <cik>0001506560</cik>
          <ccc>XXXXXXXX</ccc>
        </filerCredentials>
      </filer>
      <liveTestFlag>LIVE</liveTestFlag>



    </filerInfo>
  </headerData>
  <formData>
    <issuerInfo>
      <issuerCik>0000701347</issuerCik>
      <issuerName>CENTRAL PACIFIC FINANCIAL CORP</issuerName>
      <secFileNumber>001-31567</secFileNumber>
      <issuerAddress>
        <com:street1>220 S KING ST</com:street1>
        <com:city>HONOLULU</com:city>
        <com:stateOrCountry>HI</com:stateOrCountry>
        <com:zipCode>96813</com:zipCode>
      </issuerAddress>
      <issuerContactPhone>8085440500</issuerContactPhone>
      <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>Ngo Agnes Catherine</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
      <relationshipsToIssuer>
        <relationshipToIssuer>Director</relationshipToIssuer>
      </relationshipsToIssuer>
    </issuerInfo>
    <securitiesInformation>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <brokerOrMarketmakerDetails>
        <name>Raymond James &amp; Associates</name>
        <address>
          <com:street1>880 Carillon Parkway</com:street1>
          <com:city>St. Petersburg</com:city>
          <com:stateOrCountry>FL</com:stateOrCountry>
          <com:zipCode>33716</com:zipCode>
        </address>
      </brokerOrMarketmakerDetails>
      <noOfUnitsSold>5000</noOfUnitsSold>
      <aggregateMarketValue>150000.00</aggregateMarketValue>
      <noOfUnitsOutstanding>27065570</noOfUnitsOutstanding>
      <approxSaleDate>12/02/2025</approxSaleDate>
      <securitiesExchangeName>NYSE</securitiesExchangeName>
    </securitiesInformation>
    <securitiesToBeSold>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <acquiredDate>02/15/2019</acquiredDate>
      <natureOfAcquisitionTransaction>Stock Award</natureOfAcquisitionTransaction>
      <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
      <isGiftTransaction>N</isGiftTransaction>
      <amountOfSecuritiesAcquired>2860</amountOfSecuritiesAcquired>
      <paymentDate>02/15/2019</paymentDate>
      <natureOfPayment>Stock Award</natureOfPayment>
    </securitiesToBeSold>
    <securitiesToBeSold>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <acquiredDate>02/15/2022</acquiredDate>
      <natureOfAcquisitionTransaction>Stock Award</natureOfAcquisitionTransaction>
      <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
      <isGiftTransaction>N</isGiftTransaction>
      <amountOfSecuritiesAcquired>2140</amountOfSecuritiesAcquired>
      <paymentDate>02/15/2022</paymentDate>
      <natureOfPayment>Stock Award</natureOfPayment>
    </securitiesToBeSold>
    <nothingToReportFlagOnSecuritiesSoldInPast3Months>N</nothingToReportFlagOnSecuritiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>Agnes C. Ngo</name>
        <address>
          <com:street1>1118 Ala Moana Blvd Apt 801</com:street1>
          <com:city>Honolulu</com:city>
          <com:stateOrCountry>HI</com:stateOrCountry>
          <com:zipCode>96814</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <saleDate>10/13/2025</saleDate>
      <amountOfSecuritiesSold>3333</amountOfSecuritiesSold>
      <grossProceeds>95768.00</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>Agnes C. Ngo</name>
        <address>
          <com:street1>1118 Ala Moana Blvd Apt 801</com:street1>
          <com:city>Honolulu</com:city>
          <com:stateOrCountry>HI</com:stateOrCountry>
          <com:zipCode>96814</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <saleDate>09/12/2025</saleDate>
      <amountOfSecuritiesSold>3333</amountOfSecuritiesSold>
      <grossProceeds>102071.00</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>Agnes C. Ngo</name>
        <address>
          <com:street1>1118 Ala Moana Blvd Apt 801</com:street1>
          <com:city>Honolulu</com:city>
          <com:stateOrCountry>HI</com:stateOrCountry>
          <com:zipCode>96814</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <saleDate>08/13/2025</saleDate>
      <amountOfSecuritiesSold>3333</amountOfSecuritiesSold>
      <grossProceeds>92781.00</grossProceeds>
    </securitiesSoldInPast3Months>
    <noticeSignature>
      <noticeDate>12/02/2025</noticeDate>
      <signature>Maressia Rooks-Bailey, as duly authorized representative of Raymond James &amp; Associates, Inc., as attorney-in-fact for Agnes Catherine Ngo</signature>
    </noticeSignature>
  </formData>
</edgarSubmission>
