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LOANS AND CREDIT QUALITY (Tables)
3 Months Ended
Mar. 31, 2026
Receivables [Abstract]  
Schedule of loans and leases, excluding loans held for sale
The following table presents loans by class, excluding loans held for sale, net of deferred fees and costs as of the dates presented:

(dollars in thousands)March 31, 2026December 31, 2025
Commercial and industrial$590,810 $594,592 
Construction204,368 213,191 
Residential mortgage1,806,965 1,839,191 
Home equity582,380 600,082 
Commercial mortgage1,703,760 1,594,433 
Consumer432,066 447,607 
Loans, net of deferred fees and costs$5,320,349 $5,289,096 
Schedule of aging of the recorded investment in past due loans and leases, by class The following tables also present the amortized cost of loans on nonaccrual status for which there was no related ACL as of the dates presented:
(dollars in thousands)Accruing
Loans
30 - 59 Days
Past Due
Accruing
Loans
60 - 89 Days
Past Due
Accruing
Loans
90+ Days
Past Due
Nonaccrual
Loans
Total
Past Due
and
Nonaccrual
Loans Not
Past Due
Total LoansNonaccrual
Loans
With
No ACL
March 31, 2026
Commercial and industrial$3,749 $234 $— $490 $4,473 $586,337 $590,810 $— 
Construction— — — — — 204,368 204,368 — 
Residential mortgage7,659 661 — 10,518 18,838 1,788,127 1,806,965 10,518 
Home equity1,359 267 — 2,986 4,612 577,768 582,380 2,986 
Commercial mortgage160 640 — — 800 1,702,960 1,703,760 — 
Consumer3,340 1,055 290 530 5,215 426,851 432,066 — 
Total$16,267 $2,857 $290 $14,524 $33,938 $5,286,411 $5,320,349 $13,504 

(dollars in thousands)Accruing
Loans
30 - 59 Days
Past Due
Accruing
Loans
60 - 89 Days
Past Due
Accruing
Loans
90+ Days
Past Due
Nonaccrual
Loans
Total
Past Due
and
Nonaccrual
Loans Not
Past Due
Total LoansNonaccrual
Loans
With
No ACL
December 31, 2025
Commercial and industrial$461 $218 $— $591 $1,270 $593,322 $594,592 $— 
Construction— — — — — 213,191 213,191 — 
Residential mortgage6,399 2,030 664 10,572 19,665 1,819,526 1,839,191 10,572 
Home equity1,029 809 485 2,608 4,931 595,151 600,082 2,608 
Commercial mortgage— — — — — 1,594,433 1,594,433 — 
Consumer3,357 1,312 403 615 5,687 441,920 447,607 — 
Total$11,246 $4,369 $1,552 $14,386 $31,553 $5,257,543 $5,289,096 $13,180 
Schedule of balance in the allowance for loan and lease losses and the recorded investment in loans and leases based on the impairment measurement methods, by class The following tables present the amortized cost basis of collateral-dependent loans by class and the related ACL allocated to these loans as of the dates presented:
(dollars in thousands)Secured by
1-4 Family
Residential
Properties
Allocated
ACL
March 31, 2026
Residential mortgage$10,518 $— 
Home equity2,986 — 
Total$13,504 $— 
(dollars in thousands)Secured by
1-4 Family
Residential
Properties
Allocated
ACL
December 31, 2025
Residential mortgage$10,572 $— 
Home equity2,608 — 
Total$13,180 $— 
Schedule of recorded investment in loans and leases, by class and credit indicator
The following tables present the amortized cost basis, net of deferred fees and costs, of the Company's loans by class, credit quality indicator and origination year as of the dates presented. Revolving loans converted to term as of and during the periods presented were not material to total loans. In addition, the following tables present gross charge-offs of loans by origination year during the periods presented.
(dollars in thousands)Amortized Cost of Term Loans by Year of OriginationAmortized Cost of Revolving Loans
March 31, 202620262025202420232022PriorTotal
Commercial and industrial:
Risk Rating
Pass$24,644 $47,704 $164,147 $29,578 $54,007 $160,788 $96,951 $577,819 
Special Mention1,866 — 782 — — — — 2,648 
Substandard368 1,542 1,752 3,686 1,083 1,166 746 10,343 
Subtotal26,878 49,246 166,681 33,264 55,090 161,954 97,697 590,810 
Construction:
Risk Rating
Pass119 72,405 34,156 11,234 30,823 44,150 — 192,887 
Substandard— — — — — 11,481 — 11,481 
Subtotal119 72,405 34,156 11,234 30,823 55,631 — 204,368 
Residential mortgage:
Risk Rating
Pass22,945 93,715 56,663 77,728 233,893 1,311,503 — 1,796,447 
Substandard— — — 242 1,599 8,677 — 10,518 
Subtotal22,945 93,715 56,663 77,970 235,492 1,320,180 — 1,806,965 
Home equity:
Risk Rating
Pass411 467 963 10,609 24,579 160,261 382,104 579,394 
Substandard— — — 1,189 — 1,311 486 2,986 
Subtotal411 467 963 11,798 24,579 161,572 382,590 582,380 
Commercial mortgage:
Risk Rating
Pass141,440 198,962 142,220 91,972 203,057 866,181 — 1,643,832 
Special Mention— — 2,037 — — 469 — 2,506 
Substandard— — 35,571 2,186 5,883 13,782 — 57,422 
Subtotal141,440 198,962 179,828 94,158 208,940 880,432 — 1,703,760 
Consumer:
Risk Rating
Pass12,770 121,355 54,131 73,636 51,994 85,412 31,948 431,246 
Substandard— 70 119 66 129 436 — 820 
Subtotal12,770 121,425 54,250 73,702 52,123 85,848 31,948 432,066 
Total$204,563 $536,220 $492,541 $302,126 $607,047 $2,665,617 $512,235 $5,320,349