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MORTGAGE SERVICING RIGHTS (Tables)
12 Months Ended
Dec. 31, 2025
Goodwill and Intangible Assets Disclosure [Abstract]  
Schedule of changes in other intangible assets
The following table presents changes in our mortgage servicing rights for the periods presented:
(Dollars in thousands)Mortgage
Servicing
Rights
Balance as of December 31, 2023$8,696 
Additions553 
Amortization(776)
Balance as of December 31, 20248,473 
Additions1,042 
Amortization(843)
Balance as of December 31, 2025$8,672 
Schedule of gross carrying value and accumulated amortization related to intangible assets The following table presents mortgage loans serviced for others by investor, which totaled $1.17 billion and $1.18 billion as of December 31, 2025 and 2024, respectively.
(Dollars in thousands)20252024
Mortgage loan portfolio serviced for:
Federal National Mortgage Association$741,186 $720,070 
Federal Home Loan Mortgage Corporation429,933 457,228 
Federal Home Loan Bank303 444 
Total loans services for others$1,171,422 $1,177,742 
The gross carrying value, accumulated amortization, and net carrying value related to our mortgage servicing rights as of December 31, 2025 and 2024 are presented below:

 December 31, 2025December 31, 2024
(Dollars in thousands)Gross
Carrying
Value
Accumulated
Amortization
Net
Carrying
Value
Gross
Carrying
Value
Accumulated
Amortization
Net
Carrying
Value
Mortgage servicing rights$71,335 $(62,663)$8,672 $70,293 $(61,820)$8,473 
Schedule of estimated amortization expense
Based on our mortgage servicing rights held as of December 31, 2025, estimated amortization expense for the next five succeeding fiscal years and all years thereafter are as follows:

(Dollars in thousands)
Year Ending December 31:
2026$1,086 
20271,019 
2028888 
2029773 
2030664 
Thereafter4,242 
Total$8,672 
Schedule of fair market value and key assumptions used in determining the fair market value of our mortgage servicing rights
The following table presents the fair market value and key assumptions used in determining the fair market value of mortgage servicing rights as of the dates presented:

 Year Ended December 31,
(Dollars in thousands)20252024
Fair market value, beginning of period$12,387 $12,185 
Fair market value, end of period11,301 12,387 
Weighted-average discount rate9.5 %9.5 %
Weighted-average prepayment speed assumption12.3 %10.2 %