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LOANS AND CREDIT QUALITY (Tables)
12 Months Ended
Dec. 31, 2025
Receivables [Abstract]  
Schedule of loans and leases, excluding loans held for sale
Loans, net of deferred fees and costs as of December 31, 2025 and 2024 consisted of the following:

 December 31,
(Dollars in thousands)20252024
Commercial and industrial$594,592 $606,936 
Construction213,191 145,211 
Residential mortgage1,839,191 1,892,520 
Home equity600,082 676,982 
Commercial mortgage1,594,433 1,500,680 
Consumer447,607 510,523 
Loans, net of deferred fees and costs$5,289,096 $5,332,852 
Financing Receivable, Purchased With Credit Deterioration
The following table presents loan purchase activity by class for the periods presented. None of the purchased loans were classified as purchased credit deteriorated ("PCD"), and there were no loans categorized as PCD during the periods presented.
Schedule of balance in the allowance for loan and lease losses and the recorded investment in loans and lease based on the impairment measurement methods, by class
The following table presents the amortized cost basis of collateral-dependent loans by class, and the related ACL allocated to these loans as of the dates presented:

December 31, 2025December 31, 2024
(Dollars in thousands)Secured by
1-4 Family
Residential
Properties
Allocated
ACL
Secured by
1-4 Family
Residential
Properties
Allocated
ACL
Residential mortgage$10,572 $— $9,044 $— 
Home equity2,608 — 952 — 
Total$13,180 $— $9,996 $— 
Schedule of aging of the recorded investment in past due loans and leases, by class The following tables present by class, the aging of the recorded investment in past due loans as of December 31, 2025 and 2024. The following tables also present the amortized cost of loans on nonaccrual status for which there was no related ACL as of the dates presented:
December 31, 2025
(Dollars in thousands)Accruing
Loans
30 - 59
Days
Past Due
Accruing
Loans
60 - 89
Days
Past Due
Accruing
Loans
90+ 
Days
Past Due
Nonaccrual
Loans
Total
Past Due
and
Nonaccrual
Loans Not
Past Due
TotalNonaccrual Loans with No ACL
Commercial and industrial$461 $218 $— $591 $1,270 $593,322 $594,592 $— 
Construction— — — — — 213,191 213,191 — 
Residential mortgage6,399 2,030 664 10,572 19,665 1,819,526 1,839,191 10,572 
Home equity1,029 809 485 2,608 4,931 595,151 600,082 2,608 
Commercial mortgage— — — — — 1,594,433 1,594,433 — 
Consumer3,357 1,312 403 615 5,687 441,920 447,607 — 
Total$11,246 $4,369 $1,552 $14,386 $31,553 $5,257,543 $5,289,096 $13,180 

December 31, 2024
(Dollars in thousands)Accruing
Loans
30 - 59
Days
Past Due
Accruing
Loans
60 - 89
Days
Past Due
Accruing
Loans
90+ 
Days
Past Due
Nonaccrual
Loans
Total
Past Due
and
Nonaccrual
Loans Not
Past Due
TotalNonaccrual Loans with No ACL
Commercial and industrial$2,978 $210 $— $414 $3,602 $603,334 $606,936 $— 
Construction— — — — — 145,211 145,211 — 
Residential mortgage8,880 3,316 323 9,044 21,563 1,870,957 1,892,520 9,044 
Home equity943 485 78 952 2,458 674,524 676,982 952 
Commercial mortgage— — — — — 1,500,680 1,500,680 — 
Consumer5,255 1,444 373 608 7,680 502,843 510,523 — 
Total$18,056 $5,455 $774 $11,018 $35,303 $5,297,549 $5,332,852 $9,996 
Schedule of recorded investment in the loans and leases, by class and credit indicator
The following tables present the amortized cost basis, net of deferred (fees) costs of the Company's loans by class, credit quality indicator, and origination year as of December 31, 2025 and 2024. Revolving loans converted to term as of and during the year
ended December 31, 2025 and 2024, were not material to the total loan portfolio. In addition, the following tables include gross charge-offs of loans by origination year during the years ended December 31, 2025 and 2024.

Amortized Cost of Term Loans by Origination Year
(Dollars in thousands)20252024202320222021PriorAmortized Cost of Revolving LoansTotal
December 31, 2025
Commercial and industrial:
Risk Rating
Pass$63,780 $166,412 $34,598 $56,913 $47,935 $115,991 $103,393 $589,022 
Special Mention— 660 1,869 — — — — 2,529 
Substandard— 1,056 805 — 103 480 597 3,041 
Subtotal63,780 168,128 37,272 56,913 48,038 116,471 103,990 594,592 
Construction:
Risk Rating
Pass57,887 24,133 24,091 48,970 17,741 40,369 — 213,191 
Subtotal57,887 24,133 24,091 48,970 17,741 40,369 — 213,191 
Residential mortgage:
Risk Rating
Pass95,400 72,780 79,382 237,379 556,527 786,487 — 1,827,955 
Substandard— — 246 2,263 405 8,322 — 11,236 
Subtotal95,400 72,780 79,628 239,642 556,932 794,809 — 1,839,191 
Home equity:
Risk Rating
Pass416 988 10,944 25,112 15,989 31,915 511,625 596,989 
Substandard— — 1,185 — — 1,423 485 3,093 
Subtotal416 988 12,129 25,112 15,989 33,338 512,110 600,082 
Commercial mortgage:
Risk Rating
Pass204,072 146,975 92,107 204,149 210,061 681,060 5,771 1,544,195 
Special Mention— — 593 — — 471 — 1,064 
Substandard— 32,987 2,200 5,978 2,194 5,815 — 49,174 
Subtotal204,072 179,962 94,900 210,127 212,255 687,346 5,771 1,594,433 
Consumer:
Risk Rating
Pass81,799 85,641 54,227 97,994 71,458 17,527 37,944 446,590 
Substandard95 101 81 109 148 483 — 1,017 
Subtotal81,894 85,742 54,308 98,103 71,606 18,010 37,944 447,607 
Total loans, net of deferred fees and costs$503,449 $531,733 $302,328 $678,867 $922,561 $1,690,343 $659,815 $5,289,096 

Gross Charge-offs by Year of Origination
(Dollars in thousands)20252024202320222021PriorAmortized Cost of Revolving LoansTotal
Commercial and industrial$74 $2,164 $322 $977 $258 $1,392 $— $5,187 
Consumer234 1,195 768 6,207 2,107 985 — 11,496 
Total gross charge-offs$308 $3,359 $1,090 $7,184 $2,365 $2,377 $— $16,683 
Amortized Cost of Term Loans by Origination Year
(Dollars in thousands)20242023202220212020PriorAmortized Cost of Revolving LoansTotal
December 31, 2024
Commercial and industrial:
Risk Rating
Pass$167,816 $58,905 $69,576 $57,354 $21,827 $142,546 $81,876 $599,900 
Special Mention— — — 2,539 — — — 2,539 
Substandard3,372 110 922 11 — 82 — 4,497 
Subtotal171,188 59,015 70,498 59,904 21,827 142,628 81,876 606,936 
Construction:
Risk Rating
Pass10,141 33,646 35,398 19,217 11,754 34,937 118 145,211 
Subtotal10,141 33,646 35,398 19,217 11,754 34,937 118 145,211 
Residential mortgage:
Risk Rating
Pass85,844 89,118 259,516 589,118 393,633 465,032 — 1,882,261 
Substandard— — 1,599 616 1,855 6,189 — 10,259 
Subtotal85,844 89,118 261,115 589,734 395,488 471,221 — 1,892,520 
Home equity:
Risk Rating
Pass1,060 11,787 28,687 18,277 8,406 25,235 582,499 675,951 
Substandard— — — — — 1,031 — 1,031 
Subtotal1,060 11,787 28,687 18,277 8,406 26,266 582,499 676,982 
Commercial mortgage:
Risk Rating
Pass180,391 95,323 235,344 223,724 111,399 635,255 5,731 1,487,167 
Special Mention— 621 — 2,506 — 2,930 — 6,057 
Substandard— — — — — 7,456 — 7,456 
Subtotal180,391 95,944 235,344 226,230 111,399 645,641 5,731 1,500,680 
Consumer:
Risk Rating
Pass95,971 60,771 173,097 92,976 20,838 14,466 51,422 509,541 
Substandard21 90 162 144 27 478 60 982 
Subtotal95,992 60,861 173,259 93,120 20,865 14,944 51,482 510,523 
Total loans, net of deferred fees and costs$544,616 $350,371 $804,301 $1,006,482 $569,739 $1,335,637 $721,706 $5,332,852 

Gross Charge-offs by Year of Origination
(Dollars in thousands)20242023202220212020PriorAmortized Cost of Revolving LoansTotal
Commercial and industrial$102 $434 $438 $519 $33 $1,451 $— $2,977 
Residential mortgage— — 175 — — 208 — 383 
Consumer140 675 10,132 4,179 481 1,259 — 16,866 
Total gross charge-offs$242 $1,109 $10,745 $4,698 $514 $2,918 $— $20,226