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ALLOWANCE FOR LOAN AND LEASE LOSSES (Tables)
 12 Months Ended
Dec. 31, 2017
Receivables [Abstract]  
Schedule of activity in the allowance, by class
The following tables present by class, the activity in the Allowance for the periods indicated:
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
 
Commercial,
Financial &
Agricultural
 
Construction
 
Residential
Mortgage
 
Home
Equity
 
Commercial
Mortgage
 
Consumer
 
Leases
 
Unallocated
 
Total
 
(Dollars in thousands)
Year ended December 31, 2017
Beginning balance
$
8,637

 
$
4,224

 
$
15,055

 
$
3,502

 
$
19,104

 
$
6,109

 
$
—

 
$
—

 
$
56,631

Provision (credit) for loan and lease losses
(705
)
 
(2,558
)
 
(1,533
)
 
(229
)
 
(2,460
)
 
4,811

 
—

 
—

 
(2,674
)
 
7,932

 
1,666

 
13,522

 
3,273

 
16,644

 
10,920

 
—

 
—

 
53,957

Charge-offs
1,704

 
—

 
73

 
—

 
—

 
6,294

 
—

 
—

 
8,071

Recoveries
1,366

 
169

 
879

 
44

 
157

 
1,500

 
—

 
—

 
4,115

Net charge-offs (recoveries)
338

 
(169
)
 
(806
)
 
(44
)
 
(157
)
 
4,794

 
—

 
—

 
3,956

Ending balance
$
7,594

 
$
1,835

 
$
14,328

 
$
3,317

 
$
16,801

 
$
6,126

 
$
—

 
$
—

 
$
50,001



 
 
 
Real Estate
 
 
 
 
 
 
 
 
 
Commercial,
Financial &
Agricultural
 
Construction
 
Residential
Mortgage
 
Home
Equity
 
Commercial
Mortgage
 
Consumer
 
Leases
 
Unallocated
 
Total
 
(Dollars in thousands)
Year ended December 31, 2016
Beginning balance
$
6,905

 
$
8,454

 
$
14,642

 
$
3,096

 
$
21,847

 
$
6,230

 
$
—

 
$
2,140

 
$
63,314

Provision (credit) for loan and lease losses
1,217

 
(4,363
)
 
(282
)
 
391

 
(3,558
)
 
3,218

 
—

 
(2,140
)
 
(5,517
)
 
8,122

 
4,091

 
14,360

 
3,487

 
18,289

 
9,448

 
—

 
—

 
57,797

Charge-offs
1,599

 
—

 
—

 
—

 
209

 
5,054

 
—

 
—

 
6,862

Recoveries
2,114

 
133

 
695

 
15

 
1,024

 
1,715

 
—

 
—

 
5,696

Net charge-offs (recoveries)
(515
)
 
(133
)
 
(695
)
 
(15
)
 
(815
)
 
3,339

 
—

 
—

 
1,166

Ending balance
$
8,637

 
$
4,224

 
$
15,055

 
$
3,502

 
$
19,104

 
$
6,109

 
$
—

 
$
—

 
$
56,631


 
 
 
Real Estate
 
 
 
 
 
 
 
 
 
Commercial,
Financial &
Agricultural
 
Construction
 
Residential
Mortgage
 
Home
Equity
 
Commercial
Mortgage
 
Consumer
 
Leases
 
Unallocated
 
Total
 
(Dollars in thousands)
Year ended December 31, 2015
Beginning balance
$
8,954

 
$
14,969

 
$
15,031

 
$
2,896

 
$
20,869

 
$
7,314

 
$
7

 
$
4,000

 
$
74,040

Provision (credit) for loan and lease losses
(1,179
)
 
(7,395
)
 
(1,510
)
 
(746
)
 
(4,903
)
 
1,956

 
(34
)
 
(1,860
)
 
(15,671
)
 
7,775

 
7,574

 
13,521

 
2,150

 
15,966

 
9,270

 
(27
)
 
2,140

 
58,369

Charge-offs
5,658

 
—

 
—

 
110

 
838

 
4,650

 
—

 
—

 
11,256

Recoveries
4,788

 
880

 
1,121

 
1,056

 
6,719

 
1,610

 
27

 
—

 
16,201

Net charge-offs
870

 
(880
)
 
(1,121
)
 
(946
)
 
(5,881
)
 
3,040

 
(27
)
 
—

 
(4,945
)
Ending balance
$
6,905

 
$
8,454

 
$
14,642

 
$
3,096

 
$
21,847

 
$
6,230

 
$
—

 
$
2,140

 
$
63,314
Schedule of changes in the allowance for loan and lease losses for impaired loans
Changes in the allowance for loan and lease losses for impaired loans (included in the above amounts) were as follows:
 
 
Year Ended December 31,
 
2017
 
2016
 
2015
 
(Dollars in thousands)
Balance, beginning of year
$
—

 
$
51

 
$
1,533

Provision for loan and lease losses
—

 
—

 
51

Other changes
—

 
(51
)
 
(1,533
)
Balance, end of year
$
—

 
$
—

 
$
51