The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 895 6,533 SH   SOLE   0 0 6,533
ARK ETF TR GENOMIC REV ETF 00214Q302 370 4,000 SH   SOLE   0 0 4,000
AT&T INC COM 00206R102 255 8,866 SH   SOLE   0 0 8,866
AUTOMATIC DATA PROCESSING IN COM 053015103 208 1,047 SH   SOLE   0 0 1,047
BK OF AMERICA CORP COM 060505104 322 7,811 SH   SOLE   0 0 7,811
BRYN MAWR BK CORP COM 117665109 566 13,417 SH   SOLE   0 0 13,417
DXC TECHNOLOGY CO COM 23355L106 341 8,766 SH   SOLE   0 0 8,766
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 615 4,080 SH   SOLE   0 0 4,080
ISHARES TR 1 3 YR TREAS BD 464287457 397 4,602 SH   SOLE   0 0 4,602
ISHARES TR AGGRES ALLOC ETF 464289859 396 5,611 SH   SOLE   0 0 5,611
ISHARES TR CRE U S REIT ETF 464288521 1,790 30,677 SH   SOLE   0 0 30,677
ISHARES TR GRWT ALLOCAT ETF 464289867 253 4,515 SH   SOLE   0 0 4,515
ISHARES TR JPMORGAN USD EMG 464288281 487 4,331 SH   SOLE   0 0 4,331
ISHARES TR MSCI EAFE ETF 464287465 398 5,047 SH   SOLE   0 0 5,047
ISHARES TR MSCI EMG MKT ETF 464287234 284 5,150 SH   SOLE   0 0 5,150
ISHARES TR MSCI USA MMENTM 46432F396 2,511 14,481 SH   SOLE   0 0 14,481
ISHARES TR NATIONAL MUN ETF 464288414 906 7,734 SH   SOLE   0 0 7,734
ISHARES TR RUS 1000 ETF 464287622 1,970 8,138 SH   SOLE   0 0 8,138
ISHARES TR RUS 1000 GRW ETF 464287614 4,684 17,254 SH   SOLE   0 0 17,254
ISHARES TR RUS 1000 VAL ETF 464287598 2,390 15,067 SH   SOLE   0 0 15,067
ISHARES TR RUS 2000 GRW ETF 464287648 1,968 6,315 SH   SOLE   0 0 6,315
ISHARES TR RUS 2000 VAL ETF 464287630 293 1,770 SH   SOLE   0 0 1,770
ISHARES TR RUS MD CP GR ETF 464287481 861 7,604 SH   SOLE   0 0 7,604
ISHARES TR RUS MDCP VAL ETF 464287473 305 2,651 SH   SOLE   0 0 2,651
ISHARES TR RUS MID CAP ETF 464287499 288 3,639 SH   SOLE   0 0 3,639
ISHARES TR RUSSELL 2000 ETF 464287655 1,273 5,550 SH   SOLE   0 0 5,550
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 313 6,164 SH   SOLE   0 0 6,164
JOHNSON & JOHNSON COM 478160104 2,609 15,836 SH   SOLE   0 0 15,836
JPMORGAN CHASE & CO COM 46625H100 686 4,409 SH   SOLE   0 0 4,409
MEDTRONIC PLC SHS G5960L103 214 1,726 SH   SOLE   0 0 1,726
MICROSOFT CORP COM 594918104 682 2,519 SH   SOLE   0 0 2,519
OPTINOSE INC COM 68404V100 77 24,800 SH   SOLE   0 0 24,800
OUTLOOK THERAPEUTICS INC COM NEW 69012T206 30 11,875 SH   SOLE   0 0 11,875
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,518 76,575 SH   SOLE   0 0 76,575
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 12,718 322,385 SH   SOLE   0 0 322,385
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 724 17,408 SH   SOLE   0 0 17,408
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,498 27,440 SH   SOLE   0 0 27,440
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 15,494 148,594 SH   SOLE   0 0 148,594
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 21,053 144,236 SH   SOLE   0 0 144,236
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 19,161 280,257 SH   SOLE   0 0 280,257
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 24,851 239,024 SH   SOLE   0 0 239,024
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 14,531 185,653 SH   SOLE   0 0 185,653
SCHWAB STRATEGIC TR US REIT ETF 808524847 3,072 67,093 SH   SOLE   0 0 67,093
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 16,912 162,331 SH   SOLE   0 0 162,331
SCHWAB STRATEGIC TR US TIPS ETF 808524870 16,025 256,354 SH   SOLE   0 0 256,354
SPDR SER TR DJ REIT ETF 78464A607 281 2,677 SH   SOLE   0 0 2,677
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 2,259 39,570 SH   SOLE   0 0 39,570
VANGUARD INDEX FDS GROWTH ETF 922908736 2,036 7,099 SH   SOLE   0 0 7,099
VANGUARD INDEX FDS MID CAP ETF 922908629 8,328 35,089 SH   SOLE   0 0 35,089
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 7,449 18,928 SH   SOLE   0 0 18,928
VANGUARD INDEX FDS SMALL CP ETF 922908751 14,041 62,325 SH   SOLE   0 0 62,325
VANGUARD INDEX FDS VALUE ETF 922908744 10,905 79,335 SH   SOLE   0 0 79,335
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,258 23,171 SH   SOLE   0 0 23,171
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 8,310 161,305 SH   SOLE   0 0 161,305
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 565 5,389 SH   SOLE   0 0 5,389
VANGUARD WORLD FD ESG INTL STK ETF 921910725 337 5,261 SH   SOLE   0 0 5,261
VANGUARD WORLD FD ESG US STK ETF 921910733 587 7,343 SH   SOLE   0 0 7,343
VANGUARD WORLD FDS INF TECH ETF 92204A702 451 1,131 SH   SOLE   0 0 1,131