The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 414 1,628 SH   SOLE   0 0 1,628
AT&T INC COM 00206R102 256 8,768 SH   SOLE   0 0 8,768
BRYN MAWR BK CORP COM 117665109 381 13,417 SH   SOLE   0 0 13,417
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 335 3,988 SH   SOLE   0 0 3,988
ISHARES TR MSCI EMG MKT ETF 464287234 230 6,730 SH   SOLE   0 0 6,730
ISHARES TR MSCI EAFE ETF 464287465 267 4,991 SH   SOLE   0 0 4,991
ISHARES TR RUS MD CP GR ETF 464287481 655 5,386 SH   SOLE   0 0 5,386
ISHARES TR RUS 1000 VAL ETF 464287598 1,904 19,195 SH   SOLE   0 0 19,195
ISHARES TR RUS 1000 GRW ETF 464287614 2,986 19,822 SH   SOLE   0 0 19,822
ISHARES TR RUS 1000 ETF 464287622 1,113 7,865 SH   SOLE   0 0 7,865
ISHARES TR RUS 2000 GRW ETF 464287648 1,053 6,659 SH   SOLE   0 0 6,659
ISHARES TR RUSSELL 2000 ETF 464287655 634 5,540 SH   SOLE   0 0 5,540
ISHARES TR JPMORGAN USD EMG 464288281 401 4,145 SH   SOLE   0 0 4,145
ISHARES TR NATIONAL MUN ETF 464288414 973 8,606 SH   SOLE   0 0 8,606
ISHARES TR CRE U S REIT ETF 464288521 1,061 27,094 SH   SOLE   0 0 27,094
ISHARES TR GRWT ALLOCAT ETF 464289867 240 5,797 SH   SOLE   0 0 5,797
ISHARES TR USA MOMENTUM FCT 46432F396 790 7,418 SH   SOLE   0 0 7,418
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 302 6,078 SH   SOLE   0 0 6,078
JOHNSON & JOHNSON COM 478160104 2,276 17,360 SH   SOLE   0 0 17,360
JPMORGAN CHASE & CO COM 46625H100 390 4,328 SH   SOLE   0 0 4,328
MICROSOFT CORP COM 594918104 397 2,519 SH   SOLE   0 0 2,519
OPTINOSE INC COM 68404V100 66 14,800 SH   SOLE   0 0 14,800
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3,061 50,651 SH   SOLE   0 0 50,651
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 13,905 227,015 SH   SOLE   0 0 227,015
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 13,127 164,812 SH   SOLE   0 0 164,812
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 10,322 233,171 SH   SOLE   0 0 233,171
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 6,869 162,924 SH   SOLE   0 0 162,924
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 9,411 182,669 SH   SOLE   0 0 182,669
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,761 85,104 SH   SOLE   0 0 85,104
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 8,590 332,436 SH   SOLE   0 0 332,436
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,430 26,347 SH   SOLE   0 0 26,347
SCHWAB STRATEGIC TR US REIT ETF 808524847 2,334 71,286 SH   SOLE   0 0 71,286
SCHWAB STRATEGIC TR US TIPS ETF 808524870 14,106 245,277 SH   SOLE   0 0 245,277
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 526 21,558 SH   SOLE   0 0 21,558
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 1,836 32,637 SH   SOLE   0 0 32,637
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,549 10,763 SH   SOLE   0 0 10,763
VANGUARD INDEX FDS MID CAP ETF 922908629 2,173 16,502 SH   SOLE   0 0 16,502
VANGUARD INDEX FDS GROWTH ETF 922908736 970 6,190 SH   SOLE   0 0 6,190
VANGUARD INDEX FDS VALUE ETF 922908744 3,089 34,685 SH   SOLE   0 0 34,685
VANGUARD INDEX FDS SMALL CP ETF 922908751 5,021 43,491 SH   SOLE   0 0 43,491
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 918 27,367 SH   SOLE   0 0 27,367
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 3,899 116,958 SH   SOLE   0 0 116,958
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 401 5,665 SH   SOLE   0 0 5,665
VANGUARD WORLD FDS INF TECH ETF 92204A702 240 1,131 SH   SOLE   0 0 1,131