The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 478 1,626 SH   SOLE   0 0 1,626
AT&T INC COM 00206R102 343 8,768 SH   SOLE   0 0 8,768
BANK AMER CORP COM 060505104 273 7,744 SH   SOLE   0 0 7,744
BRYN MAWR BK CORP COM 117665109 553 13,417 SH   SOLE   0 0 13,417
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 460 3,974 SH   SOLE   0 0 3,974
ISHARES TR CORE S&P SCP ETF 464287804 206 2,458 SH   SOLE   0 0 2,458
ISHARES TR CRE U S REIT ETF 464288521 341 6,243 SH   SOLE   0 0 6,243
ISHARES TR EAFE SML CP ETF 464288273 414 6,649 SH   SOLE   0 0 6,649
ISHARES TR GRWT ALLOCAT ETF 464289867 217 4,532 SH   SOLE   0 0 4,532
ISHARES TR JPMORGAN USD EMG 464288281 1,339 11,688 SH   SOLE   0 0 11,688
ISHARES TR MSCI EAFE ETF 464287465 605 8,713 SH   SOLE   0 0 8,713
ISHARES TR MSCI EMG MKT ETF 464287234 429 9,571 SH   SOLE   0 0 9,571
ISHARES TR NATIONAL MUN ETF 464288414 818 7,177 SH   SOLE   0 0 7,177
ISHARES TR RUS 1000 ETF 464287622 1,403 7,865 SH   SOLE   0 0 7,865
ISHARES TR RUS 1000 GRW ETF 464287614 3,956 22,486 SH   SOLE   0 0 22,486
ISHARES TR RUS 1000 VAL ETF 464287598 2,955 21,654 SH   SOLE   0 0 21,654
ISHARES TR RUS 2000 GRW ETF 464287648 1,581 7,382 SH   SOLE   0 0 7,382
ISHARES TR RUS 2000 VAL ETF 464287630 364 2,830 SH   SOLE   0 0 2,830
ISHARES TR RUS MD CP GR ETF 464287481 822 5,386 SH   SOLE   0 0 5,386
ISHARES TR RUS MDCP VAL ETF 464287473 300 3,168 SH   SOLE   0 0 3,168
ISHARES TR RUS MID CAP ETF 464287499 217 3,639 SH   SOLE   0 0 3,639
ISHARES TR RUSSELL 2000 ETF 464287655 1,060 6,399 SH   SOLE   0 0 6,399
ISHARES TR USA MOMENTUM FCT 46432F396 282 2,246 SH   SOLE   0 0 2,246
JOHNSON & JOHNSON COM 478160104 2,606 17,866 SH   SOLE   0 0 17,866
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 305 6,045 SH   SOLE   0 0 6,045
JPMORGAN CHASE & CO COM 46625H100 615 4,409 SH   SOLE   0 0 4,409
MICROSOFT CORP COM 594918104 397 2,519 SH   SOLE   0 0 2,519
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 3,089 112,855 SH   SOLE   0 0 112,855
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 9,853 292,983 SH   SOLE   0 0 292,983
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 519 14,974 SH   SOLE   0 0 14,974
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,401 26,229 SH   SOLE   0 0 26,229
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 4,802 62,459 SH   SOLE   0 0 62,459
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 15,374 165,475 SH   SOLE   0 0 165,475
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 14,695 244,427 SH   SOLE   0 0 244,427
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 16,575 215,795 SH   SOLE   0 0 215,795
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 11,421 189,882 SH   SOLE   0 0 189,882
SCHWAB STRATEGIC TR US REIT ETF 808524847 3,258 70,877 SH   SOLE   0 0 70,877
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 15,825 209,214 SH   SOLE   0 0 209,214
SCHWAB STRATEGIC TR US TIPS ETF 808524870 14,138 249,663 SH   SOLE   0 0 249,663
SPDR SERIES TRUST DJ REIT ETF 78464A607 278 2,729 SH   SOLE   0 0 2,729
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 1,526 26,972 SH   SOLE   0 0 26,972
VANGUARD INDEX FDS GROWTH ETF 922908736 683 3,750 SH   SOLE   0 0 3,750
VANGUARD INDEX FDS MID CAP ETF 922908629 1,380 7,745 SH   SOLE   0 0 7,745
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,768 5,976 SH   SOLE   0 0 5,976
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,857 11,210 SH   SOLE   0 0 11,210
VANGUARD INDEX FDS VALUE ETF 922908744 2,896 24,162 SH   SOLE   0 0 24,162
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 545 12,250 SH   SOLE   0 0 12,250
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,008 45,585 SH   SOLE   0 0 45,585
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 529 5,647 SH   SOLE   0 0 5,647
VANGUARD WORLD FDS INF TECH ETF 92204A702 277 1,131 SH   SOLE   0 0 1,131