Originated loans and leases is defined to exclude loans purchased in business combinations since September 30, 2011, and purchased loans and leases is defined to include those loans and leases excluded from the definition of originated loans.

At June 30, 2014, Susquehanna reclassified approximately $265.0 million of indirect auto loans from held for investment to held for sale. The loans were transferred to held for sale at their amortized cost basis on the date of transfer and were measured at the lower of their amortized cost or fair value until the loans were securitized and sold.

In conjunction with transferring the loans to held for sale, Susquehanna reclassified $1,236 from the allowance for loan loss and reflected this as a reduction in the cost basis of the reclassified loans, which is evident in the allowance roll-forward in Note 4. Allowance for Loan and Lease Losses. Additionally, all held for sale loans are included in the consumer category in the loan note tables and were current and accruing at June 30, 2014.

On August 14, 2014, Susquehanna sold the reclassified loans for cash proceeds of $256.4 million and a servicing asset of $2.0 million. Susquehanna did not acquire any of the notes or the equity certificates issued by the securitization trust formed for the transaction.

Loans and Leases, Net of Deferred Costs and Fees
				September 30,		December 31,
				2014		2013
	Commercial, financial, and agricultural			$	2,362,201	$	2,394,847
	Real estate - construction				817,492		735,877
	Real estate secured - residential				4,172,943		4,204,430
	Real estate secured - commercial				4,016,635		4,068,816
	Consumer				730,687		953,000
	Leases				1,325,763		1,219,116
			Total loans and leases	$	13,425,721	$	13,576,086

	Originated loans and leases			$	11,993,169	$	11,930,946
	Purchased loans and leases				1,432,552		1,645,140
			Total loans and leases	$	13,425,721	$	13,576,086

	Nonaccrual loans and leases			$	109,506	$	100,815
	Loans and leases contractually past due 90 days
		and still accruing			10,303		9,757
	Troubled debt restructurings				42,418		72,133
	Deferred origination costs, net of fees				13,943		21,216
	All overdrawn deposit accounts, reclassified
		as loans and evaluated for collectability			2,483		2,918

Susquehanna monitors the credit quality of its commercial loan portfolio using internal risk ratings. These risk ratings are consistent with established regulatory guidance. Loans with a Pass rating represent those not considered a problem credit. Special mention loans are those that have a potential weakness deserving management's careful attention. Substandard loans are those where a well-defined weakness has been identified that may put the complete receipt of contractual cash flows at risk. Substandard loans are placed in nonaccrual status when Susquehanna believes it is no longer probable it will collect all contractual cash flows.

Susquehanna reviews the loan gradings on an annual basis or at any time management becomes aware of the potential for not collecting all contractual cash flows. Significant credits with ratings of special mention or substandard, and associated with a relationship greater than $5.0 million, are reviewed quarterly by management.

Susquehanna monitors the credit quality of its retail loan portfolio based primarily on delinquency status, which is the primary factor considered in determining whether a retail loan should be classified as nonaccrual.

	The following tables present Susquehanna's credit quality indicators by internally assigned grading and by payment activity at
September 30, 2014 and December 31, 2013.

Credit Quality Indicators, at September 30, 2014

	Commercial Credit Exposure
		Credit-risk Profile by Internally Assigned Grade

								Real Estate -		Total
						Real Estate -		Secured -		Commercial
				Commercial		Construction ⁽¹⁾		Commercial ⁽²⁾		Credit Exposure
Originated loans and leases
	Grade:
		Pass ⁽³⁾		$	2,136,043	$	590,503	$	3,696,591	$	6,423,137
		Special mention ⁽⁴⁾			49,338		27,060		155,342		231,740
		Substandard ⁽⁵⁾			64,486		28,867		172,363		265,716
			Total	$	2,249,867	$	646,430	$	4,024,296	$	6,920,593
Purchased loans and leases
	Grade:
		Pass ⁽³⁾		$	95,907	$	21,069	$	658,615	$	775,591
		Special mention ⁽⁴⁾			10,608		20,394		63,657		94,659
		Substandard ⁽⁵⁾			5,819		11,024		101,072		117,915
			Total	$	112,334	$	52,487	$	823,344	$	988,165
Total loans and leases
	Grade:
		Pass ⁽³⁾		$	2,231,950	$	611,572	$	4,355,206	$	7,198,728
		Special mention ⁽⁴⁾			59,946		47,454		218,999		326,399
		Substandard ⁽⁵⁾			70,305		39,891		273,435		383,631
			Total	$	2,362,201	$	698,917	$	4,847,640	$	7,908,758

	Other Credit Exposure
		Credit-risk Profile based on Payment Activity

				Real Estate -
				Secured -						Total Other
				Residential		Consumer		Leases		Credit Exposure
Originated loans and leases
	Performing			$	3,003,259	$	725,254	$	1,324,733	$	5,053,246
	Nonperforming ⁽⁶⁾				18,066		234		1,030		19,330
		Total		$	3,021,325	$	725,488	$	1,325,763	$	5,072,576

Purchased loans and leases
	Performing			$	429,184	$	5,194	$	0	$	434,378
	Nonperforming ⁽⁶⁾				10,004		5		0		10,009
		Total		$	439,188	$	5,199	$	0	$	444,387

Total loans and leases
	Performing			$	3,432,443	$	730,448	$	1,324,733	$	5,487,624
	Nonperforming ⁽⁶⁾				28,070		239		1,030		29,339
		Total		$	3,460,513	$	730,687	$	1,325,763	$	5,516,963

Credit Quality Indicators, at December 31, 2013

	Commercial Credit Exposure
		Credit-risk Profile by Internally Assigned Grade
								Real Estate -		Total
						Real Estate -		Secured -		Commercial
				Commercial		Construction ⁽¹⁾		Commercial ⁽²⁾		Credit Exposure
Originated loans and leases
	Grade:
		Pass ⁽³⁾		$	2,133,884	$	478,097	$	3,658,875	$	6,270,856
		Special mention ⁽⁴⁾			75,162		33,907		168,464		277,533
		Substandard ⁽⁵⁾			60,168		30,583		194,799		285,550
			Total	$	2,269,214	$	542,587	$	4,022,138	$	6,833,939
Purchased loans and leases
	Grade:
		Pass ⁽³⁾		$	108,898	$	25,070	$	750,241	$	884,209
		Special mention ⁽⁴⁾			4,220		19,811		62,208		86,239
		Substandard ⁽⁵⁾			12,515		22,247		130,408		165,170
			Total	$	125,633	$	67,128	$	942,857	$	1,135,618
Total loans and leases
	Grade:
		Pass ⁽³⁾		$	2,242,782	$	503,167	$	4,409,116	$	7,155,065
		Special mention ⁽⁴⁾			79,382		53,718		230,672		363,772
		Substandard ⁽⁵⁾			72,683		52,830		325,207		450,720
			Total	$	2,394,847	$	609,715	$	4,964,995	$	7,969,557

	Other Credit Exposure
		Credit-risk Profile based on Payment Activity

				Real Estate -
				Secured -						Total Other
				Residential		Consumer		Leases		Credit Exposure
Originated loans and leases
	Performing			$	2,914,547	$	945,379	$	1,217,629	$	5,077,555
	Nonperforming ⁽⁶⁾				16,937		1,028		1,487		19,452
		Total		$	2,931,484	$	946,407	$	1,219,116	$	5,097,007

Purchased loans and leases
	Performing			$	491,922	$	6,591	$	0	$	498,513
	Nonperforming ⁽⁶⁾				11,007		2		0		11,009
		Total		$	502,929	$	6,593	$	0	$	509,522

Total loans and leases
	Performing			$	3,406,469	$	951,970	$	1,217,629	$	5,576,068
	Nonperforming ⁽⁶⁾				27,944		1,030		1,487		30,461
		Total		$	3,434,413	$	953,000	$	1,219,116	$	5,606,529

⁽¹⁾	Includes only construction loans granted to commercial customers. Construction loans for individuals are included in Real Estate – Secured – Residential, below.
⁽²⁾	Includes loans obtained for commercial purposes that are also secured by residential real estate.
⁽³⁾	Includes loans identified as having acceptable risk, which are loans for which the possibility of loss is considered unlikely.
⁽⁴⁾	Includes loans considered potentially weak; however, no loss of principal or interest is anticipated.
⁽⁵⁾	Includes loans that are inadequately protected by the current net-worth and paying capacity of the borrower or by the collateral pledged, if any. Loss of principal or interest is considered reasonably possible or likely.

⁽⁶⁾	Includes loans that are on nonaccrual status or past due ninety days or more.

	The following tables detail the age analysis of Susquehanna's past due financing receivables as of September 30, 2014 and December 31, 2013.

Age Analysis of Past Due Financing Receivables, as of September 30, 2014

	Financing Receivables that are Accruing

												Total
		30-59 Days		60-89 Days		90 Days		Total				Financing
		Past Due		Past Due		and Greater		Past Due		Current		Receivables
Commercial		$	2,157	$	974	$	65	$	3,196	$	2,335,884	$	2,339,080
Real estate - construction			2,600		87		0		2,687		807,580		810,267
Real estate secured - residential			7,866		4,692		9,170		21,728		4,127,562		4,149,290
Real estate secured - commercial			3,728		1,218		822		5,768		3,956,383		3,962,151
Consumer			4,555		1,407		199		6,161		724,486		730,647
Leases			817		117		47		981		1,323,799		1,324,780
	Total	$	21,723	$	8,495	$	10,303	$	40,521	$	13,275,694	$	13,316,215

Originated loans and leases		$	19,146	$	7,398	$	5,565	$	32,109	$	11,868,687	$	11,900,796
Purchased loans and leases			2,577		1,097		4,738		8,412		1,407,007		1,415,419
	Total	$	21,723	$	8,495	$	10,303	$	40,521	$	13,275,694	$	13,316,215

	Financing Receivables that are Nonaccruing

												Total
		30-59 Days		60-89 Days		90 Days		Total				Financing
		Past Due		Past Due		and Greater		Past Due		Current		Receivables
Commercial		$	4,235	$	708	$	10,090	$	15,033	$	8,088	$	23,121
Real estate - construction			0		87		3,675		3,762		3,463		7,225
Real estate secured - residential			512		472		15,734		16,718		6,935		23,653
Real estate secured - commercial			1,206		909		34,029		36,144		18,340		54,484
Consumer			0		0		0		0		40		40
Leases			0		85		30		115		868		983
	Total	$	5,953	$	2,261	$	63,558	$	71,772	$	37,734	$	109,506

Originated loans and leases		$	5,658	$	2,131	$	51,740	$	59,529	$	32,844	$	92,373
Purchased loans and leases			295		130		11,818		12,243		4,890		17,133
	Total	$	5,953	$	2,261	$	63,558	$	71,772	$	37,734	$	109,506

Age Analysis of Past Due Financing Receivables, as of December 31, 2013

	Financing Receivables that are Accruing

												Total
		30-59 Days		60-89 Days		90 Days		Total				Financing
		Past Due		Past Due		and Greater		Past Due		Current		Receivables
Commercial		$	3,640	$	518	$	127	$	4,285	$	2,373,735	$	2,378,020
Real estate - construction			1,631		903		418		2,952		719,695		722,647
Real estate secured - residential			27,441		6,223		7,274		40,938		4,140,127		4,181,065
Real estate secured - commercial			11,583		1,840		667		14,090		4,008,579		4,022,669
Consumer			8,664		1,537		983		11,184		941,769		952,953
Leases			4,275		368		288		4,931		1,212,986		1,217,917
	Total	$	57,234	$	11,389	$	9,757	$	78,380	$	13,396,891	$	13,475,271

Originated loans and leases		$	46,031	$	9,381	$	7,302	$	62,714	$	11,787,333	$	11,850,047
Purchased loans and leases			11,203		2,008		2,455		15,666		1,609,558		1,625,224
	Total	$	57,234	$	11,389	$	9,757	$	78,380	$	13,396,891	$	13,475,271

	Financing Receivables that are Nonaccruing

												Total
		30-59 Days		60-89 Days		90 Days		Total				Financing
		Past Due		Past Due		and Greater		Past Due		Current		Receivables
Commercial		$	4,832	$	855	$	4,850	$	10,537	$	6,290	$	16,827
Real estate - construction			2,176		788		5,320		8,284		4,946		13,230
Real estate secured - residential			609		497		16,518		17,624		5,741		23,365
Real estate secured - commercial			1,320		3,551		19,952		24,823		21,324		46,147
Consumer			0		0		0		0		47		47
Leases			0		199		148		347		852		1,199
	Total	$	8,937	$	5,890	$	46,788	$	61,615	$	39,200	$	100,815

Originated loans and leases		$	8,205	$	3,806	$	39,553	$	51,564	$	29,335	$	80,899
Purchased loans and leases			732		2,084		7,235		10,051		9,865		19,916
	Total	$	8,937	$	5,890	$	46,788	$	61,615	$	39,200	$	100,815

The following tables provide information about Susquehanna's impaired loans, including principal balance, recorded investment, and related specific allowance amounts at the dates indicated. Loans with no specific allowance for loan losses have adequate collateral securing their carrying value and in some circumstances have been charged down to their current carrying value based on the fair value of the collateral less selling costs.

Impaired Loans at September 30, 2014

													Average
						Recorded							Recorded
				Unpaid		Investment					Related		Investment		Interest
				Principal		in Impaired			Related		Specific		in Impaired		Income
				Balance		Loans			Charge-offs		Allowance		Loans ⁽²⁾		Recognized
Impaired loans without a related reserve:
	Commercial, financial, and agricultural			$	16,536	$	13,622		$	2,914			$	13,666	$	152
	Real estate - construction				8,113		7,514			599				8,220		73
	Real estate secured - residential				21,582		21,408			174				17,743		232
	Real estate secured - commercial				128,593		105,768			22,825				87,473		1,373
	Consumer				0		0			0				0		0
		Total impaired loans without a
			related reserve		174,824		148,312	⁽¹⁾		26,512				127,102		1,830
Impaired loans with a related reserve:
	Commercial, financial, and agricultural				13,156		13,156			0	$	6,116		13,073		162
	Real estate - construction				8,173		3,136			5,037		655		3,330		55
	Real estate secured - residential				23,818		22,397			1,421		3,209		5,355		280
	Real estate secured - commercial				30,931		20,095			10,836		2,300		26,591		497
	Consumer				1,079		1,051			28		114		33		28
		Total impaired loans with a
			related reserve		77,157		59,835			17,322		12,394		48,382		1,022
Total impaired loans:
	Commercial, financial, and agricultural				29,692		26,778			2,914		6,116		26,739		314
	Real estate - construction				16,286		10,650			5,636		655		11,550		128
	Real estate secured - residential				45,400		43,805			1,595		3,209		23,098		512
	Real estate secured - commercial				159,524		125,863			33,661		2,300		114,064		1,870
	Consumer				1,079		1,051			28		114		33		28
			Total impaired loans	$	251,981	$	208,147		$	43,834	$	12,394	$	175,484	$	2,852

Impaired loans without a related reserve:
	Originated loans and leases			$	70,279	$	46,640		$	23,639			$	26,627	$	455
	Purchased loans and leases				104,545		101,672			2,873				100,475		1,375
		Total impaired loans without a
			related reserve		174,824		148,312			26,512				127,102		1,830
Impaired loans with a related reserve:
	Originated loans and leases				71,261		54,672			16,589	$	10,780		45,605		969
	Purchased loans and leases				5,896		5,163			733		1,614		2,777		53
		Total impaired loans with a
			related reserve		77,157		59,835			17,322		12,394		48,382		1,022
Total impaired loans:
	Originated loans and leases				141,540		101,312			40,228		10,780		72,232		1,424
	Purchased loans and leases ⁽³⁾				110,441		106,835			3,606		1,614		103,252		1,428
			Total impaired loans	$	251,981	$	208,147		$	43,834	$	12,394	$	175,484	$	2,852

⁽¹⁾	$34,632 of the $148,312 total impaired loans without a related reserve represents loans that had been written down to the fair value of the underlying collateral adjusted for selling costs through direct charge-offs of $26,512.

⁽²⁾	Average recorded investment in impaired loans is calculated on a quarterly basis using daily balances.
⁽³⁾	$5,163 of the $106,835 purchased impaired loans were subsequently impaired after being acquired.

Impaired Loans at December 31, 2013

													Average
						Recorded							Recorded
				Unpaid		Investment					Related		Investment		Interest
				Principal		in Impaired			Related		Specific		in Impaired		Income
				Balance		Loans			Charge-offs		Allowance		Loans ⁽²⁾		Recognized
Impaired loans without a related reserve:
	Commercial, financial, and agricultural			$	31,196	$	28,034		$	3,162			$	29,316	$	390
	Real estate - construction				17,851		14,215			3,636				14,715		140
	Real estate secured - residential				28,308		27,645			663				27,800		297
	Real estate secured - commercial				143,664		125,139			18,525				125,003		2,076
	Consumer				0		0			0				14		0
		Total impaired loans without a
			related reserve		221,019		195,033	⁽¹⁾		25,986				196,848		2,903
Impaired loans with a related reserve:
	Commercial, financial, and agricultural				6,864		5,879			985	$	3,008		5,893		154
	Real estate - construction				15,202		7,288			7,914		1,819		5,831		228
	Real estate secured - residential				37,499		35,153			2,346		4,753		35,273		554
	Real estate secured - commercial				27,238		17,529			9,709		3,827		16,546		325
	Consumer				1,992		1,992			0		218		2,042		56
		Total impaired loans with a
			related reserve		88,795		67,841			20,954		13,625		65,585		1,317
Total impaired loans:
	Commercial, financial, and agricultural				38,060		33,913			4,147		3,008		35,209		544
	Real estate - construction				33,053		21,503			11,550		1,819		20,546		368
	Real estate secured - residential				65,807		62,798			3,009		4,753		63,073		851
	Real estate secured - commercial				170,902		142,668			28,234		3,827		141,549		2,401
	Consumer				1,992		1,992			0		218		2,056		56
			Total impaired loans	$	309,814	$	262,874		$	46,940	$	13,625	$	262,433	$	4,220

Impaired loans without a related reserve:
	Originated loans and leases			$	88,900	$	66,086		$	22,814			$	65,341	$	749
	Purchased loans and leases				132,119		128,947			3,172				131,507		2,154
		Total impaired loans without a
			related reserve		221,019		195,033			25,986				196,848		2,903
Impaired loans with a related reserve:
	Originated loans and leases				78,015		58,343			19,672	$	11,612		55,881		1,172
	Purchased loans and leases				10,780		9,498			1,282		2,013		9,704		145
		Total impaired loans with a
			related reserve		88,795		67,841			20,954		13,625		65,585		1,317
Total impaired loans:
	Originated loans and leases				166,915		124,429			42,486		11,612		121,222		1,921
	Purchased loans and leases ⁽³⁾				142,899		138,445			4,454		2,013		141,211		2,299
			Total impaired loans	$	309,814	$	262,874		$	46,940	$	13,625	$	262,433	$	4,220

⁽¹⁾	$43,363 of the $195,033 total impaired loans without a related reserve represents loans that had been written down to the fair value of the underlying collateral adjusted for selling costs through direct charge-offs of $25,986.

⁽²⁾	Average recorded investment in impaired loans is calculated on a quarterly basis using daily balances.
⁽³⁾	$9,498 of the $138,445 purchased impaired loans were subsequently impaired after being acquired.

	The following table presents Troubled Debt Restructurings (TDR's), by class segment:

				September 30,		December 31,
				2014		2013
		Commercial, financial, and agricultural		$	4,044	$	6,885
		Real estate - construction			319		615
		Real estate secured - residential			20,231		31,623
		Real estate secured - commercial			16,780		31,295
		Consumer			1,044		1,715
			Total performing TDRs		42,418		72,133
		Nonperforming TDRs ⁽¹⁾			19,522		22,676
			Total TDRs	$	61,940	$	94,809

		Performing TDRs			68%		76%
		Nonperforming TDRs			32%		24%

⁽¹⁾	These loans are included in the 90 day past due and nonaccrual categories.

	The following table provides detail of TDR balance and activity for the periods presented:

		Three months ended				Nine months ended
		September 30,				September 30,
		2014		2013		2014		2013
Performing TDRs, beginning of period		$	40,938	$	63,822	$	72,133	$	67,775
	New restructurings as TDRs		2,684		13,336		6,767		38,405
	Repayments and payoffs		(848)		(830)		(1,853)		(4,080)
	Charge-offs after restructuring		(26)		(9)		(455)		(6,734)
	Transfer to nonaccrual, past due 90 days or greater, nonperforming TDRs		(281)		(5,407)		(5,969)		(11,449)
	Transfer out of TDR status ⁽¹⁾		(49)		(938)		(28,204)		(13,551)
	Other, net		0		1		(1)		(391)	⁽²⁾
Performing TDRs, end of period		$	42,418	$	69,975	$	42,418	$	69,975

Nonperforming TDRs ⁽³⁾, end of period		$	19,522	$	22,166	$	19,522	$	22,166

Performing TDRs			68%		76%		68%		76%
Nonperforming TDRs			32%		24%		32%		24%

⁽¹⁾	Loans that have performed in accordance with the renegotiated terms for a minimum of six consecutive months with payments and at the time of renegotiation the loan's interest rate represented a then current market interest rate for a loan of similar risk.

⁽²⁾	Includes $203 transferred to Other Real Estate Owned in 2013.
⁽³⁾	Included in Age Analysis of Past Due Financing Receivables.

The following tables present Susquehanna's loan modification activities that were considered troubled debt restructurings for the three and nine month periods ended September 30, 2014 and 2013.

			Recorded Investment
						Post-		Financial Effect of
				Pre-Modification		Modification		Modification
			Number of	Recorded		Recorded		Recorded
Three months ended September 30, 2014			Loans	Investment		Investment		Investment⁽¹⁾		Interest ⁽²⁾
Troubled Debt Restructurings
	Commercial, financial, and agricultural
		Bankruptcies and maturity date extensions	3	$	124	$	124	$	0	$	0
		Combination of modification types	0		0		0		0		0
	Real estate - construction
		Bankruptcies and maturity date extensions	0		0		0		0		0
		Combination of modification types	0		0		0		0		0
	Real estate secured - residential
		Bankruptcies and maturity date extensions	25		2,397		2,397		0		3
		Combination of modification types	0		0		0		0		0
	Real estate secured - commercial
		Bankruptcies and maturity date extensions	0		0		0		0		0
		Combination of modification types	0		0		0		0		0
	Consumer
		Bankruptcies and maturity date extensions	20		163		163		0		0
		Combination of modification types	0		0		0		0		0
	Total		48	$	2,684	$	2,684	$	0	$	3

Originated loans and leases			47	$	2,627	$	2,627	$	0	$	3
Purchased loans and leases			1		57		57		0		0
	Total		48	$	2,684	$	2,684	$	0	$	3

⁽¹⁾	Financial effects impacting the recorded investment include principal payments, advances, charge-offs, and capitalized past-due amounts.
⁽²⁾	Represents the present value of interest rate concessions discounted at the effective rate of the original loan.

					Number of	Recorded
					Loans	Investment
Troubled Debt Restructurings that Subsequently
	Defaulted during the current period
		Commercial, financial, and agricultural			0	$	0
		Real estate - construction			0		0
		Real estate secured - residential			3		181
		Real estate secured - commercial			0		0
		Consumer			3		28
		Total			6	$	209

Originated loans and leases					6	$	209
Purchased loans and leases					0		0
		Total			6	$	209

			Recorded Investment
						Post-		Financial Effect of
				Pre-Modification		Modification		Modification
			Number of	Recorded		Recorded		Recorded
Three months ended September 30, 2013			Loans	Investment		Investment		Investment⁽¹⁾		Interest ⁽²⁾
Troubled Debt Restructurings
	Commercial, financial, and agricultural
		Bankruptcies and maturity date extensions	6	$	845	$	845	$	0	$	(6)
		Combination of modification types	1		51		51		0		0
	Real estate - construction
		Bankruptcies and maturity date extensions	0		0		0		0		0
		Combination of modification types	0		0		0		0		0
	Real estate secured - residential
		Bankruptcies and maturity date extensions	37		3,715		3,715		0		0
		Combination of modification types	8		1,313		1,313		0		51
	Real estate secured - commercial
		Bankruptcies and maturity date extensions	7		7,066		7,066		0		0
		Combination of modification types	0		0		0		0		0
	Consumer
		Bankruptcies and maturity date extensions	42		320		320		0		0
		Combination of modification types	1		26		26		0		0
	Total		102	$	13,336	$	13,336	$	0	$	45

Originated loans and leases			99	$	12,962	$	12,962	$	0	$	66
Purchased loans and leases			3		374		374		0		(21)
	Total		102	$	13,336	$	13,336	$	0	$	45

⁽¹⁾	Financial effects impacting the recorded investment include principal payments, advances, charge-offs, and capitalized past-due amounts.
⁽²⁾	Represents the present value of interest rate concessions discounted at the effective rate of the original loan.

					Number of	Recorded
					Loans	Investment
Troubled Debt Restructurings that Subsequently
	Defaulted during the current period
		Commercial, financial, and agricultural			3	$	33
		Real estate - construction			1		117
		Real estate secured - residential			17		862
		Real estate secured - commercial			4		4,640
		Consumer			31		263
		Total			56	$	5,915

Originated loans and leases					53	$	5,849
Purchased loans and leases					3		66
		Total			56	$	5,915

			Recorded Investment
								Financial Effect of
				Pre-Modification		Post-Modification		Modification
			Number of	Recorded		Recorded		Recorded
Nine months ended September 30, 2014			Loans	Investment		Investment		Investment⁽¹⁾		Interest ⁽²⁾
Troubled Debt Restructurings
	Commercial, financial, and agricultural
		Bankruptcies and maturity date extensions	9	$	226	$	226	$	0	$	0
		Combination of modification types	0		0		0		0		0
	Real estate - construction
		Bankruptcies and maturity date extensions	0		0		0		0		0
		Combination of modification types	0		0		0		0		0
	Real estate secured - residential
		Bankruptcies and maturity date extensions	41		4,786		4,786		0		3
		Combination of modification types	7		1,100		1,100		0		(8)
	Real estate secured - commercial
		Bankruptcies and maturity date extensions	0		0		0		0		0
		Combination of modification types	1		375		375		0		0
	Consumer
		Bankruptcies and maturity date extensions	37		280		280		5		0
		Combination of modification types	0		0		0		0		0
	Total		95	$	6,767	$	6,767	$	5	$	(5)

Originated loans and leases			90	$	6,123	$	6,123	$	5	$	40
Purchased loans and leases			5		644		644		0		(45)
	Total		95	$	6,767	$	6,767	$	5	$	(5)

⁽¹⁾	Financial effects impacting the recorded investment include principal payments, advances, charge-offs, and capitalized past-due amounts.
⁽²⁾	Represents the present value of interest rate concessions discounted at the effective rate of the original loan.

					Number of	Recorded
					Loans	Investment
Troubled Debt Restructurings that Subsequently
	Defaulted during the current period
		Commercial, financial, and agricultural			11	$	2,027
		Real estate - construction			0		0
		Real estate secured - residential			11		578
		Real estate secured - commercial			4		2,599
		Consumer			24		187
		Total			50	$	5,391

Originated loans and leases					46	$	2,745
Purchased loans and leases					4		2,646
		Total			50	$	5,391

			Recorded Investment
								Financial Effect of
				Pre-Modification		Post-Modification		Modification
			Number of	Recorded		Recorded		Recorded
Nine months ended September 30, 2013			Loans	Investment		Investment		Investment⁽¹⁾		Interest ⁽²⁾
Troubled Debt Restructurings
	Commercial, financial, and agricultural
		Bankruptcies and maturity date extensions	29	$	9,379	$	9,379	$	0	$	(6)
		Combination of modification types	2		292		292		0		0
	Real estate - construction
		Bankruptcies and maturity date extensions	2		137		137		0		0
		Combination of modification types	0		0		0		0		0
	Real estate secured - residential
		Bankruptcies and maturity date extensions	136		12,038		12,038		0		0
		Combination of modification types	25		3,815		3,815		0		(21)
	Real estate secured - commercial
		Bankruptcies and maturity date extensions	19		9,565		9,565		0		0
		Combination of modification types	1		1,436		1,436		0		(196)
	Consumer
		Bankruptcies and maturity date extensions	192		1,717		1,717		0		0
		Combination of modification types	1		26		26		0		0
	Total		407	$	38,405	$	38,405	$	0	$	(223)

Originated loans and leases			386	$	35,569	$	35,569	$	0	$	(159)
Purchased loans and leases			21		2,836		2,836		0		(64)
	Total		407	$	38,405	$	38,405	$	0	$	(223)

⁽¹⁾	Financial effects impacting the recorded investment include principal payments, advances, charge-offs, and capitalized past-due amounts.
⁽²⁾	Represents the present value of interest rate concessions discounted at the effective rate of the original loan.

					Number of	Recorded
					Loans	Investment
Troubled Debt Restructurings that Subsequently
	Defaulted during the current period
		Commercial, financial, and agricultural			15	$	7,334
		Real estate - construction			3		254
		Real estate secured - residential			30		2,152
		Real estate secured - commercial			7		5,087
		Consumer			64		468
		Total			119	$	15,295

Originated loans and leases					111	$	14,692
Purchased loans and leases					8		603
		Total			119	$	15,295

The unpaid principal balance and the related carrying amount of acquired loans are as follows:

				September 30,		December 31,
				2014		2013
	Credit impaired purchased loans evaluated individually for
		incurred credit losses
			Unpaid principal balance	$	129,457	$	176,351
			Carrying amount		106,836		138,445

	Other purchased loans evaluated collectively for incurred credit
		losses
			Unpaid principal balance		1,322,877		1,509,870
			Carrying amount		1,325,716		1,506,695

	Total purchased loans
			Unpaid principal balance		1,452,334		1,686,221
			Carrying amount		1,432,552		1,645,140