Earnings per Share ("EPS")

6 Months Ended

Jun. 30, 2014

Earnings Per Share [Abstract]

Earnings Per Share ("EPS")

NOTE 10. Earnings per Share ("EPS")
	The following tables set forth the calculation of basic and diluted EPS for the three-month and six-month periods ended
June 30, 2014 and 2013.
Basic earnings per common share
		Three Months Ended June 30,				Six Months Ended June 30,
		2014		2013		2014		2013
Net income applicable to common shareholders		$	43,494	$	45,648	$	80,656	$	88,047
Average common shares outstanding			187,637		186,812		187,547		186,710
Basic earnings per common share		$	0.23	$	0.24	$	0.43	$	0.47
Diluted earnings per common share
		Three Months Ended June 30,				Six Months Ended June 30,
		2014		2013		2014		2013
Net income available to common shareholders		$	43,494	$	45,648	$	80,656	$	88,047
Average common shares outstanding			187,637		186,812		187,547		186,710
Dilutive potential common shares			658		911		749		902
Total diluted average common shares outstanding			188,295		187,723		188,296		187,612
Diluted earnings per common share		$	0.23	$	0.24	$	0.43	$	0.47

For the three months ended June 30, 2014 and 2013, average options to purchase 1,226 and 1,490 shares, respectively, were outstanding but were not included in the computation of diluted EPS because the options' common stock equivalents were antidilutive. For the six months ended June 30, 2014 and 2013, average options to purchase 1,219 and 1,530 shares, respectively, were outstanding but were not included in the computation of diluted EPS because the options' common stock equivalents were antidilutive.