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Condensed Consolidated Statements of Income (unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Sep. 30, 2013
Sep. 30, 2012
Interest income:        
Interest and fees on loans $ 10,546 $ 10,993 $ 31,371 $ 32,863
Interest on investment securities 2,896 2,938 8,435 8,893
Interest on certificates of deposit investments 1 12 14 46
Interest on federal funds sold 0 7 6 35
Interest on deposits with other financial institutions 3 8 28 27
Total interest income 13,446 13,958 39,854 41,864
Interest expense:        
Interest on deposits 611 1,115 2,071 3,845
Interest on securities sold under agreements to repurchase 9 25 34 100
Interest on FHLB borrowings 67 66 183 244
Interest Expense, Federal Funds Purchased 5 0 6 0
Interest on other borrowings 0 0 0 326
Interest on subordinated debentures 132 142 393 428
Total interest expense 824 1,348 2,687 4,943
Net interest income 12,622 12,610 37,167 36,921
Provision for loan losses 975 720 1,707 1,751
Net interest income after provision for loan losses 11,647 11,890 35,460 35,170
Other income:        
Trust revenues 777 759 2,476 2,371
Brokerage commissions 201 184 590 494
Insurance commissions 421 392 1,317 1,476
Service charges 1,265 1,248 3,620 3,537
Securities gains, net 1,456 110 2,291 933
Total other-than-temporary impairment recoveries (losses) 0 (127) 0 (127)
Portion of loss recognized in other comprehensive loss 0 0 0 0
Other-than-temporary impairment recoveries (losses) recognized in earnings 0 (127) 0 (127)
Mortgage banking revenue, net 235 475 826 1,038
ATM / debit card revenue 989 852 2,819 2,543
Other 353 376 1,022 1,081
Total other income 5,697 4,523 14,961 13,600
Other expense:        
Salaries and employee benefits 6,267 5,914 18,036 17,437
Net occupancy and equipment expense 2,067 2,028 6,212 6,042
Net other real estate owned expense 23 59 185 357
FDIC insurance 197 202 632 665
Amortization of intangible assets 170 179 511 603
Stationery and supplies 175 134 437 445
Legal and professional 459 557 1,621 1,665
Marketing and donations 314 138 821 689
Other 1,410 1,351 4,157 4,058
Total other expense 11,082 10,562 32,612 31,961
Income before income taxes 6,262 5,851 17,809 16,809
Income taxes 2,352 2,204 6,706 6,293
Net income 3,910 3,647 11,103 10,516
Dividends on preferred shares 1,104 1,104 3,313 3,148
Net income available to common stockholders $ 2,806 $ 2,543 $ 7,790 $ 7,368
Per share data:        
Basic earnings per common share $ 0.47 $ 0.42 $ 1.31 $ 1.22
Diluted net income per common share available to common stockholders $ 0.47 $ 0.42 $ 1.31 $ 1.22
Cash dividends declared per common share $ 0.00 $ 0.00 $ 0.21 $ 0.21