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Condensed Consolidated Statements of Income (unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 6 Months Ended
Jun. 30, 2013
Jun. 30, 2012
Jun. 30, 2013
Jun. 30, 2012
Interest income:        
Interest and fees on loans $ 10,390 $ 10,910 $ 20,825 $ 21,870
Interest on investment securities 2,798 3,003 5,539 5,955
Interest on certificates of deposit investments 5 16 13 34
Interest on federal funds sold 2 16 6 28
Interest on deposits with other financial institutions 11 13 25 19
Total interest income 13,206 13,958 26,408 27,906
Interest expense:        
Interest on deposits 664 1,303 1,460 2,730
Interest on securities sold under agreements to repurchase 10 30 25 75
Interest on FHLB borrowings 59 65 116 178
Interest on other borrowings 1 162 1 326
Interest on subordinated debentures 131 140 261 286
Total interest expense 865 1,700 1,863 3,595
Net interest income 12,341 12,258 24,545 24,311
Provision for loan losses 252 416 732 1,031
Net interest income after provision for loan losses 12,089 11,842 23,813 23,280
Other income:        
Trust revenues 806 752 1,699 1,612
Brokerage commissions 218 168 389 310
Insurance commissions 410 437 896 1,084
Service charges 1,215 1,188 2,355 2,289
Securities gains, net 482 439 835 823
Mortgage banking revenue, net 305 327 591 563
ATM / debit card revenue 947 812 1,830 1,691
Other 331 374 669 705
Total other income 4,714 4,497 9,264 9,077
Other expense:        
Salaries and employee benefits 5,972 5,850 11,769 11,523
Net occupancy and equipment expense 2,102 2,004 4,145 4,014
Net other real estate owned expense 46 235 162 298
FDIC insurance 213 229 435 463
Amortization of intangible assets 171 179 341 424
Stationery and supplies 121 141 262 311
Legal and professional 614 497 1,162 1,108
Marketing and donations 264 322 507 551
Other 1,415 1,325 2,747 2,707
Total other expense 10,918 10,782 21,530 21,399
Income before income taxes 5,885 5,557 11,547 10,958
Income taxes 2,220 2,078 4,354 4,089
Net income 3,665 3,479 7,193 6,869
Dividends on preferred shares 1,105 1,105 2,209 2,044
Net income available to common stockholders $ 2,560 $ 2,374 $ 4,984 $ 4,825
Per share data:        
Basic net income per common share available to common stockholders $ 0.43 $ 0.39 $ 0.84 $ 0.80
Diluted net income per common share available to common stockholders $ 0.43 $ 0.39 $ 0.84 $ 0.80
Cash dividends declared per common share $ 0.21 $ 0.21 $ 0.21 $ 0.21