The following table presents the Total risk-based, Tier I risk-based, Common Equity Tier I risk-based and Tier I leverage requirements for the Corporation and its four significant subsidiaries with total assets in excess of $1 billion, as of December 31, 2017, under the U.S. Basel III Capital Rules:



	2017
	Actual				For Capital Adequacy Purposes				Well Capitalized
	Amount		Ratio		Amount		Ratio		Amount		Ratio
	(dollars in thousands)
Total Capital (to Risk-Weighted Assets):
Corporation	$	2,179,147	13.0	%	$	1,338,560	8.0	%	N/A		N/A
Fulton Bank, N.A.	1,234,536		12.3		805,125		8.0		$	1,006,406	10.0	%
Fulton Bank of New Jersey	385,858		12.4		248,640		8.0		310,801		10.0
The Columbia Bank	234,647		12.2		153,441		8.0		191,801		10.0
Lafayette Ambassador Bank	173,097		14.6		94,720		8.0		118,400		10.0
Tier I Capital (to Risk-Weighted Assets):
Corporation	$	1,737,060	10.4	%	$	1,003,920	6.0	%	N/A		N/A
Fulton Bank, N.A	1,142,230		11.3		603,843		6.0		$	805,125	8.0	%
Fulton Bank of New Jersey	346,867		11.2		186,480		6.0		248,640		8.0
The Columbia Bank	215,651		11.2		115,081		6.0		153,441		8.0
Lafayette Ambassador Bank	162,292		13.7		71,040		6.0		94,720		8.0
Common Equity Tier I Capital (to Risk-weighted Assets):
Corporation	$	1,737,060	10.4	%	$	752,940	4.5	%	N/A		N/A
Fulton Bank, N.A	1,098,230		10.9		452,883		4.5		$	654,164	6.5	%
Fulton Bank of New Jersey	346,867		11.2		139,860		4.5		202,020		6.5
The Columbia Bank	215,651		11.2		86,310		4.5		124,671		6.5
Lafayette Ambassador Bank	162,292		13.7		53,280		4.5		76,960		6.5
Tier I Capital (to Average Assets):
Corporation	$	1,737,060	8.9	%	$	778,451	4.0	%	N/A		N/A
Fulton Bank, N.A	1,142,230		10.0		458,016		4.0		$	572,520	5.0	%
Fulton Bank of New Jersey	346,867		8.8		158,027		4.0		197,534		5.0
The Columbia Bank	215,651		9.3		92,797		4.0		115,996		5.0
Lafayette Ambassador Bank	162,292		10.1		64,191		4.0		80,239		5.0

N/A – Not applicable as "well capitalized" applies to banks only.

The following table presents the Total risk-based, Tier I risk-based, Common Equity Tier 1 risk-based and Tier I leverage requirements as of December 31, 2016, under U.S. Basel III Capital Rules:



	2016
	Actual				For Capital Adequacy Purposes				Well Capitalized
	Amount		Ratio		Amount		Ratio		Amount		Ratio
	(dollars in thousands)
Total Capital (to Risk-Weighted Assets):
Corporation	$	2,074,526	13.2	%	$	1,255,292	8.0	%	N/A		N/A
Fulton Bank, N.A.	1,142,326		12.2		747,359		8.0		$	934,199	10.0	%
Fulton Bank of New Jersey	385,807		13.1		234,782		8.0		293,427		10.0
The Columbia Bank	203,890		12.2		133,836		8.0		167,294		10.0
Lafayette Ambassador Bank	175,254		14.6		96,100		8.0		120,125		10.0
Tier I Capital (to Risk-Weighted Assets):
Corporation	$	1,637,150	10.4	%	$	941,469	6.0	%	N/A		N/A
Fulton Bank, N.A	1,050,175		11.2		560,519		6.0		$	747,359	8.0	%
Fulton Bank of New Jersey	348,992		11.9		176,086		6.0		234,782		8.0
The Columbia Bank	185,983		11.1		100,377		6.0		133,836		8.0
Lafayette Ambassador Bank	166,186		13.8		72,075		6.0		96,100		8.0
Common Equity Tier I Capital (to Risk-weighted Assets):
Corporation	$	1,637,150	10.4	%	$	706,102	4.5	%	N/A		N/A
Fulton Bank, N.A	1,006,175		10.8		420,389		4.5		$	607,229	6.5	%
Fulton Bank of New Jersey	348,992		11.9		132,065		4.5		190,760		6.5
The Columbia Bank	185,983		11.1		72,282		4.5		108,741		6.5
Lafayette Ambassador Bank	166,186		13.8		54,056		4.5		78,081		6.5
Tier I Capital (to Average Assets):
Corporation	$	1,637,150	9.0	%	$	727,745	4.0	%	N/A		N/A
Fulton Bank, N.A	1,050,175		10.1		415,981		4.0		$	519,977	5.0	%
Fulton Bank of New Jersey	348,992		9.4		148,472		4.0		185,590		5.0
The Columbia Bank	185,983		8.6		86,310		4.0		107,888		5.0
Lafayette Ambassador Bank	166,186		10.9		61,129		4.0		76,412		5.0

N/A – Not applicable as "well capitalized" applies to banks only.