Exhibit 99.2

Unaudited
Financial Supplement
September 30, 2008

Table of Contents

Quarterly and Year-to-Date Financial Trends
Consolidated Financial Highlights	3-4
Consolidated Statements of Income	5
Consolidated Period-End Balance Sheets	6
Consolidated Average Balance Sheets	7
Selected Average Balances	8
Selected Period-End Balances	9-10
Securitized Balances	11
Average Balances/Net Interest Income/Rates	12-14
Stockholder Data	15
Interest Rate Risk Measures	15
Capitalization	16
Noninterest Income	17
Noninterest Expense	17
Deposit Service Charges	18
Card-Related Fees	18
Salaries, Benefits, and Other Personnel Expense	19
Full-Time Equivalent Employees by Line of Business	19
Mortgage Banking Full-Time Equivalent Employees	19
Credit Quality Statistics	20-23
Ten Largest Nonperforming Assets	24
Commercial Loan Industry Concentration	24
Retail Banking Performance Measures	25
Asset Management Performance Measures	26
Loan Sale and Servicing Revenue	27
NCM Loan Sale Data	28
NCM Loan Servicing Data	29
Home Equity Portfolio Data	30
Line of Business Results	31-34
Monthly Financial Trends
Consolidated Selected Average Balances	35
Credit Quality Statistics	36
Capitalization	37
Full-Time Equivalent Employees By Line of Business	37
Retail Banking Performance Measures	38
Asset Management Performance Measures	39
Mortgage Banking Statistics	39

Table of Contents (continued)
FINANCIAL SUPPLEMENT SUMMARY OF PRESENTATION CHANGES

Changes to this Financial Supplement are as follows:

Line of Business Results — pages 31-34

The line of business presentation has been realigned. All liquidating loan portfolios have been grouped into the new Exit Portfolio segment. Previously, these portfolios were included in the Mortgage Banking and Parent and Other segments. Commercial Banking-Regional and Commercial Banking-National have been combined into the new Corporate Banking segment. Previously, these segments were reported separately. Prior period data has generally been reclassified to conform with the new presentation. However, data related to liquidating construction loans and other liquidating first lien mortgages, historically reported in Mortgage Banking, was not separately identifiable in periods prior to 2008. As a result, this data remains reported in Mortgage Banking results for periods prior to 2008.

Home Equity

Home equity installment loans have been combined with home equity lines of credit throughout this report. Previously, home equity installment loans were reported within residential real estate loans. Prior period financial information has been updated to reflect these reclassifications. The specific line items affected by the reclassifications are noted with an asterisk (*).

Core and Exit Portfolios

Core and Exit Portfolio data are now presented on the following pages: Selected Average Balances, Selected Period-End Balances, and Credit Quality. Data related to construction and other first lien mortgages have been moved to the exit portfolio section for 2008 periods only consistent with the line of business results presentation.

2

Unaudited
National City Corporation
CONSOLIDATED FINANCIAL HIGHLIGHTS
(In millions, except per share data)

																						Nine Months Ended
	2008									2007												September 30,
	3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			2008			2007
EARNINGS
Tax-equivalent interest income	$	1,853		$	1,886		$	2,132		$	2,381		$	2,360		$	2,255		$	2,218		$	5,871		$	6,833
Interest expense		829			865			1,063			1,272			1,258			1,159			1,100			2,757			3,517
Tax-equivalent net interest income		1,024			1,021			1,069			1,109			1,102			1,096			1,118			3,114			3,316
Provision for loan losses		1,184			1,592			1,393			691			368			145			122			4,169			635
Tax-equivalent (NIE) NII after provision for loan losses		(160	)		(571	)		(324	)		418			734			951			996			(1,055	)		2,681
Noninterest income		386			431			1,138			597			624			764			621			1,955			2,009
Noninterest expense		1,335			2,277			1,012			1,567			1,396			1,186			1,156			4,624			3,738
(Loss) income before taxes and tax-equivalent adjustment		(1,109	)		(2,417	)		(198	)		(552	)		(38	)		529			461			(3,724	)		952
Income tax (benefit) expense		(391	)		(667	)		(35	)		(226	)		(26	)		175			134			(1,093	)		283
Tax-equivalent adjustment		11			7			8			7			7			7			8			26			22
Net (loss) income		($729	)		($1,757	)		($171	)		($333	)		($19	)	$	347		$	319			($2,657	)	$	647
Net (loss) income available to common stockholders(1)		($5,145	)		($1,771	)		($171	)		($333	)		($19	)	$	346		$	318			($7,087	)	$	645
Effective tax rate		(34.9	)%		(27.5	)%		(17.0	)%		(40.5	)%		(58.4	)%		33.6	%		29.5	%		(29.2	)%		30.4	%
PER COMMON SHARE
Net (loss) income:
Basic		($5.86	)		($2.45	)		($.27	)		($.53	)		($.03	)	$	.60		$	.50			($9.51	)	$	1.08
Diluted		(5.86	)		(2.45	)		(.27	)		(.53	)		(.03	)		.60			.50			(9.51	)		1.07
Dividends paid		.01			.01			.21			.41			.41			.39			.39			.23			1.19
Book value		8.37			15.07			20.61			21.15			21.86			21.45			22.12
Tangible book value		6.09			8.94			11.53			12.03			12.38			13.02			14.05
Market value (close)		1.75			4.77			9.95			16.46			25.09			33.32			37.25
Average shares:
Basic		877.3			722.9			633.4			633.2			588.1			572.7			631.7			745.0			597.4
Diluted		877.3			722.9			633.4			633.2			588.1			580.4			640.5			745.0			604.3
PERFORMANCE RATIOS
Return on average common equity		—			—			—			—			—			11.35	%		8.98	%		—			6.60	%
Return on average total equity		—			—			—			—			—			11.37			8.99			—			6.61
Return on average assets		—			—			—			—			—			1.00			.94			—			.62
Net interest margin		2.99	%		2.97	%		3.18	%		3.30	%		3.43	%		3.59			3.69			3.05	%		3.57
Efficiency ratio		94.71			156.79			45.84			91.86			80.89			63.76			66.50			91.21			70.20
LINE OF BUSINESS (LOB) RESULTS(2)
Net Income:
Retail Banking	$	132		$	150		$	97		$	174		$	172		$	193		$	170		$	379		$	535
Corporate Banking		(27	)		(1,107	)		92			151			150			178			226			(1,042	)		554
Mortgage Banking		(174	)		(193	)		(76	)		(346	)		(125	)		24			(26	)		(443	)		(127	)
Asset Management		7			20			19			24			21			29			27			46			77
Exit Portfolios		(405	)		(677	)		(579	)		(188	)		(29	)		62			13			(1,661	)		46
Parent and Other		(262	)		50			276			(148	)		(208	)		(139	)		(91	)		64			(438	)
Total Consolidated National City Corporation		($729	)		($1,757	)		($171	)		($333	)		($19	)	$	347		$	319			($2,657	)	$	647
LOB Contribution to Diluted Earnings Per Share:
Retail Banking	$	.15		$	.21		$	.15		$	.28		$	.29		$	.33		$	.27		$	.51		$	.89
Corporate Banking		(.03	)		(1.53	)		.14			.23			.25			.31			.35			(1.40	)		.91
Mortgage Banking		(.20	)		(.27	)		(.12	)		(.55	)		(.21	)		.04			(.04	)		(.59	)		(.21	)
Asset Management		.01			.03			.03			.04			.04			.05			.04			.06			.13
Exit Portfolios		(.46	)		(.94	)		(.91	)		(.30	)		(.05	)		.11			.02			(2.23	)		.08
Parent and Other		(5.33	)		.05			.44			(.23	)		(.35	)		(.24	)		(.14	)		(5.86	)		(.73	)
Total Consolidated National City Corporation		($5.86	)		($2.45	)		($.27	)		($.53	)		($.03	)	$	.60		$	.50			($9.51	)	$	1.07

(1)	Includes a $4.4 billion non-cash preferred stock dividend arising from the Series G preferred stock conversion during the third quarter of 2008.
(2)	See pages 31-34 for more detail on Line of Business results.

3

Unaudited
National City Corporation
CONSOLIDATED FINANCIAL HIGHLIGHTS (continued)
($ in millions)

																						Nine Months Ended
	2008									2007												September 30,
	3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			2008			2007
CREDIT QUALITY STATISTICS
Net charge-offs	$	844		$	740		$	538		$	275		$	141		$	98		$	147		$	2,122		$	386
Provision for loan losses		1,184			1,592			1,393			691			368			145			122			4,169			635
Loan loss allowance		3,752			3,434			2,582			1,762			1,373			1,136			1,104
Lending-related commitment allowance		71			75			67			65			54			61			63
Nonperforming assets		3,537			3,126			2,752			1,523			1,211			848			801
Annualized net charge-offs to average portfolio loans		2.67	%		2.61	%		1.88	%		.96	%		.54	%		.39	%		.61	%		2.46	%		.51	%
Loan loss allowance to period-end portfolio loans		3.40			3.03			2.23			1.52			1.23			1.14			1.11
Loan loss allowance to nonperforming portfolio loans		124.07			132.59			114.25			161.55			159.42			202.16			206.08
Loan loss allowance (period-end) to annualized net charge-offs		111.78			115.45			119.22			161.24			245.43			291.06			184.68			132.38			266.24
Nonperforming assets to period-end portfolio loans and other nonperforming assets		3.19			2.74			2.37			1.31			1.08			.85			.80
CAPITAL AND LIQUIDITY RATIOS
Tier 1 capital(1)		10.98	%		11.06	%		6.67	%		6.53	%		6.78	%		6.56	%		7.08	%
Total risk-based capital(1)		14.86			14.87			10.31			10.27			10.37			10.28			10.13
Leverage(1)		10.07			10.33			6.49			6.39			6.96			6.53			6.92
Period-end equity to assets		11.85			11.70			8.53			8.95			8.98			8.64			9.51
Period-end tangible equity to assets (2)		8.93			8.94			5.00			5.29			5.29			5.43			6.26
Average equity to assets		11.69			11.35			8.76			8.88			8.71			8.83			10.45			10.60	%		9.31	%
Average equity to portfolio loans		15.78			15.30			11.62			11.94			12.10			12.27			14.66			14.22			12.98
Average portfolio loans to deposits		113.11			114.58			118.23			115.45			111.70			110.74			111.78			115.29			111.41
Average portfolio loans to core deposits		126.85			127.65			131.57			130.20			128.17			127.87			128.66			128.68			128.23
Average portfolio loans to earning assets		81.61			82.80			85.75			84.60			81.43			81.48			80.79			83.37			81.24
Average securities to earning assets		7.00			6.16			6.38			6.58			6.11			5.84			6.34			6.52			6.09
AVERAGE BALANCES
Assets	$	150,740		$	153,852		$	153,032		$	152,566		$	145,095		$	138,587		$	137,810		$	152,535		$	140,524
Portfolio loans		111,666			114,065			115,379			113,484			104,439			99,689			98,198			113,696			100,798
Loans held for sale or securitization		2,131			3,075			4,494			8,340			12,643			12,615			11,769			3,229			12,346
Securities (at cost)		9,582			8,491			8,588			8,826			7,835			7,143			7,704			8,889			7,561
Earning assets		136,833			137,755			134,552			134,142			128,249			122,344			121,543			136,382			124,070
Core deposits		88,027			89,357			87,691			87,164			81,484			77,964			76,322			88,358			78,609
Purchased deposits and funding		41,666			43,361			47,475			47,450			47,093			44,604			43,001			44,157			44,914
Total equity		17,618			17,455			13,411			13,554			12,636			12,231			14,398			16,167			13,082
PERIOD-END BALANCES
Assets	$	145,035		$	153,673		$	155,038		$	149,852		$	154,166		$	140,636		$	138,559
Portfolio loans		110,462			113,420			115,859			116,022			111,991			99,683			99,566
Loans held for sale or securitization		3,246			2,385			4,536			4,290			11,987			14,421			10,693
Securities (at fair value)		8,826			9,404			8,449			8,731			8,977			7,024			7,208
Core deposits		85,637			91,096			89,135			87,536			86,450			79,043			77,884
Purchased deposits and funding		38,719			40,603			48,733			44,822			49,193			45,036			42,897
Total equity		17,182			17,981			13,223			13,408			13,843			12,147			13,170

(1)	Third quarter 2008 regulatory capital ratios are based upon preliminary data.
(2)	Excludes goodwill and other intangible assets.

4

Unaudited
National City Corporation
CONSOLIDATED STATEMENTS OF INCOME
($ in thousands, except per share data)

																					Nine Months Ended
	2008									2007											September 30,
	3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr		2008			2007
Interest Income:
Loans	$	1,615,161		$	1,667,849		$	1,952,068		$	2,198,056		$	2,202,339		$	2,113,945		$	2,055,933	$	5,235,078		$	6,372,217
Securities:
Taxable		125,378			115,270			112,098			114,729			98,216			86,288			97,145		352,746			281,649
Exempt from Federal income taxes		2,879			2,828			4,048			4,583			4,574			5,392			5,350		9,755			15,316
Dividends		854			546			199			1,302			427			461			456		1,599			1,344
Federal funds sold and security resale agreements		37,882			39,810			22,581			10,583			15,807			14,525			22,927		100,273			53,259
Trading assets		18,709			13,441			14,081			15,999			8,179			6,736			6,453		46,231			21,368
Other investments		40,991			39,237			19,568			28,764			23,713			20,060			22,153		99,796			65,926
Total interest income		1,841,854			1,878,981			2,124,643			2,374,016			2,353,255			2,247,407			2,210,417		5,845,478			6,811,079
Interest Expense:
Deposits		575,580			585,779			661,632			793,752			783,618			727,596			685,705		1,822,991			2,196,919
Federal funds borrowed and security repurchase agreements		14,923			23,696			41,704			65,214			72,382			77,531			57,377		80,323			207,290
Borrowed funds		15,628			10,916			25,132			22,846			33,632			35,987			16,197		51,676			85,816
Long-term debt		222,968			244,647			334,628			390,945			368,403			317,764			340,413		802,243			1,026,580
Total interest expense		829,099			865,038			1,063,096			1,272,757			1,258,035			1,158,878			1,099,692		2,757,233			3,516,605
Net interest income		1,012,755			1,013,943			1,061,547			1,101,259			1,095,220			1,088,529			1,110,725		3,088,245			3,294,474
Provision for loan losses		1,183,866			1,592,049			1,393,444			690,632			368,763			144,540			121,968		4,169,359			635,271
Net interest (expense) income after provision for loan losses		(171,111	)		(578,106	)		(331,897	)		410,627			726,457			943,989			988,757		(1,081,114	)		2,659,203
Noninterest Income:
Loan sale revenue		18,937			(94,318	)		89,015			(149,314	)		(74,397	)		110,121			75,237		13,634			110,961
Loan servicing revenue		(75,863	)		(47,104	)		16,497			114,995			158,994			95,687			32,056		(106,470	)		286,737
Deposit service charges		273,897			259,163			230,381			248,320			229,182			223,060			204,251		763,441			656,493
Insurance revenue		32,052			33,061			33,464			35,841			28,964			34,563			34,249		98,577			97,776
Trust and investment management fees		70,700			80,880			80,359			80,863			79,050			84,352			73,719		231,939			237,121
Card-related fees		30,239			32,978			31,832			32,702			31,374			28,867			32,081		95,049			92,322
Other service fees		27,962			27,786			32,538			40,450			33,884			33,143			35,355		88,286			102,382
Brokerage revenue		39,520			47,811			48,012			53,302			40,876			54,711			39,783		135,343			135,370
Leasing revenue		30,655			33,762			34,785			35,689			41,778			45,133			55,374		99,202			142,285
Gain on divestitures		—			—			—			16,493			—			—			—		—			—
Securities (losses) gains, net		(76,542	)		(11,257	)		515,002			(4,683	)		828			(1,314	)		26,985		427,203			26,499
Other		14,249			68,205			26,556			92,235			53,676			56,215			11,431		109,010			121,322
Total noninterest income		385,806			430,967			1,138,441			596,893			624,209			764,538			620,521		1,955,214			2,009,268
Noninterest Expense:
Salaries, benefits, and other personnel		562,414			619,369			658,862			663,052			642,331			641,696			633,147		1,840,645			1,917,174
Impairment, fraud, and other losses		133,745			1,098,131			(196,701	)		336,281			257,159			14,349			6,372		1,035,175			277,880
Equipment		75,696			80,742			79,610			91,514			76,061			84,468			83,301		236,048			243,830
Net occupancy		82,806			84,140			88,140			84,200			76,930			75,461			78,446		255,086			230,837
Third-party services		102,970			87,105			82,038			101,626			80,707			89,227			85,685		272,113			255,619
Marketing and public relations		34,978			46,867			27,473			37,835			41,515			45,028			32,544		109,318			119,087
Supplies and postage		30,585			31,242			35,630			37,288			34,554			33,796			40,182		97,457			108,532
Leasing expense		23,397			22,039			24,972			24,020			28,701			32,073			34,450		70,408			95,224
Other real estate owned		122,034			60,425			49,547			25,074			17,133			12,570			9,897		232,006			39,600
Other		166,485			146,516			162,489			165,634			141,207			157,586			152,214		475,490			451,007
Total noninterest expense		1,335,110			2,276,576			1,012,060			1,566,524			1,396,298			1,186,254			1,156,238		4,623,746			3,738,790
(Loss) income before income tax (benefit) expense		(1,120,415	)		(2,423,715	)		(205,516	)		(559,004	)		(45,632	)		522,273			453,040		(3,749,646	)		929,681
Income tax (benefit) expense		(391,010	)		(667,233	)		(34,839	)		(226,168	)		(26,627	)		175,669			133,828		(1,093,082	)		282,870
Net (loss) income		($729,405	)		($1,756,482	)		($170,677	)		($332,836	)		($19,005	)	$	346,604		$	319,212		($2,656,564	)	$	646,811
Net (Loss) Income Per Common Share:
Basic		($5.86	)		($2.45	)		($.27	)		($.53	)		($.03	)	$	.60		$	.50		($9.51	)	$	1.08
Diluted		(5.86	)		(2.45	)		(.27	)		(.53	)		(.03	)		.60			.50		(9.51	)		1.07
Average Common Shares:
Basic		877,343,589			722,871,934			633,433,995			633,165,451			588,134,030			572,729,604			631,710,591		745,034,488			597,365,121
Diluted		877,343,589			722,871,934			633,433,995			633,165,451			588,134,030			580,385,828			640,533,750		745,034,488			604,329,623
Memo:
Tax-equivalent net interest income	$	1,023,834		$	1,021,028		$	1,069,237		$	1,108,463		$	1,101,903		$	1,096,086		$	1,118,282	$	3,114,099		$	3,316,271
Net (loss) income available to common stockholders(1)		(5,145,365	)		(1,770,964	)		(170,913	)		(333,296	)		(19,465	)		346,167			318,775		(7,087,242	)		645,477

(1) Includes a $4.4 billion non-cash preferred stock dividend arising from the Series G preferred stock conversion during the third quarter of 2008.

5

Unaudited
National City Corporation
CONSOLIDATED PERIOD-END BALANCE SHEETS
($ in thousands)

	2008									2007
	3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr
Assets
Cash and demand balances due from banks	$	4,240,624		$	2,835,473		$	3,101,687		$	3,226,493		$	2,912,349		$	2,895,764		$	3,222,466
Federal funds sold and security resale agreements		2,155,656			6,398,743			4,205,767			100,278			337,932			718,087			2,394,424
Securities available for sale, at fair value		8,826,458			9,403,878			8,449,349			8,731,257			8,976,731			7,023,923			7,208,209
Trading assets		1,735,932			802,421			1,068,075			982,302			1,097,700			520,698			594,464
Other investments		2,021,386			5,786,817			3,357,726			1,282,217			1,274,710			1,099,730			1,014,650
Loans held for sale or securitization		3,246,145			2,384,526			4,535,646			4,290,473			11,987,399			14,421,303			10,693,267
Portfolio loans:
Portfolio loans		110,462,168			113,419,993			115,859,272			116,021,981			111,990,677			99,683,290			99,566,209
Allowance for loan losses		(3,751,762	)		(3,434,343	)		(2,581,538	)		(1,761,728	)		(1,372,879	)		(1,135,766	)		(1,104,011	)
Net portfolio loans		106,710,406			109,985,650			113,277,734			114,260,253			110,617,798			98,547,524			98,462,198
Properties and equipment		1,690,502			1,682,506			1,693,802			1,707,487			1,651,750			1,518,707			1,492,410
Equipment leased to others		367,454			364,778			357,638			374,789			407,406			446,935			500,422
Other real estate owned		504,342			528,160			487,704			424,332			323,964			284,396			263,197
Mortgage servicing rights		2,296,225			2,625,190			2,311,504			2,525,842			2,503,089			2,467,749			2,089,863
Goodwill		4,344,299			4,338,558			5,415,895			5,423,907			5,625,010			4,533,742			4,550,642
Other intangible assets		296,593			316,767			338,300			355,823			375,954			241,970			251,447
Derivative assets		594,427			565,534			980,459			550,991			626,662			444,756			589,093
Accrued income and other assets		6,004,409			5,653,542			5,456,654			5,616,003			5,447,554			5,470,782			5,232,205
Total Assets	$	145,034,858		$	153,672,543		$	155,037,940		$	149,852,447		$	154,166,008		$	140,636,066		$	138,558,957
Liabilities
Deposits:
Noninterest bearing	$	15,251,075		$	17,647,470		$	18,116,601		$	17,363,648		$	16,693,513		$	17,547,090		$	17,313,652
NOW and money market accounts		31,852,818			36,145,232			38,040,676			37,868,236			36,769,018			33,798,901			33,360,456
Savings accounts		2,416,074			2,700,644			2,827,789			2,870,716			2,913,662			2,260,197			2,473,508
Consumer time		36,117,013			34,602,674			30,149,451			29,433,081			30,073,886			25,437,213			24,736,279
Core deposits		85,636,980			91,096,020			89,134,517			87,535,681			86,450,079			79,043,401			77,883,895
Other		8,140,619			6,393,527			5,164,758			3,110,153			3,604,197			3,027,619			3,564,659
Foreign		1,804,231			3,728,423			4,152,311			6,664,167			8,194,692			10,497,190			7,187,637
Total deposits		95,581,830			101,217,970			98,451,586			97,310,001			98,248,968			92,568,210			88,636,191
Federal funds borrowed and security repurchase agreements		3,248,441			3,911,654			5,570,381			5,100,185			6,248,924			5,653,283			5,967,883
Borrowed funds		1,669,464			780,740			5,408,200			2,055,063			2,505,742			2,670,238			1,857,988
Long-term debt		21,450,346			23,384,251			25,991,925			25,992,453			26,758,298			21,914,624			23,468,733
Capital securities		2,406,346			2,404,439			2,444,980			1,899,683			1,881,269			1,273,114			850,251
Derivative liabilities		126,850			196,744			234,445			332,044			555,716			732,310			619,007
Accrued expenses and other liabilities		3,369,943			3,795,682			3,713,252			3,755,190			4,124,240			3,677,761			3,988,535
Total Liabilities		127,853,220			135,691,480			141,814,769			136,444,619			140,323,157			128,489,540			125,388,588
Stockholders’ Equity
Preferred stock		—			—			—			—			—			—			—
Common stock		8,143,995			3,041,360			2,536,472			2,535,783			2,533,382			2,265,141			2,381,941
Capital surplus		11,848,418			12,555,106			6,303,670			6,374,955			6,361,320			4,763,670			4,962,660
(Accumulated deficit) Retained earnings		(2,826,685	)		2,326,289			4,106,131			4,405,526			5,002,284			5,270,420			5,881,809
Accumulated other comprehensive income (loss)		15,910			58,308			276,898			91,564			(54,135	)		(152,705	)		(56,041	)
Total Stockholders’ Equity		17,181,638			17,981,063			13,223,171			13,407,828			13,842,851			12,146,526			13,170,369
Total Liabilities and Stockholders’ Equity	$	145,034,858		$	153,672,543		$	155,037,940		$	149,852,447		$	154,166,008		$	140,636,066		$	138,558,957
Common Shares Outstanding		2,035,998,720			760,339,839			634,117,970			633,945,720			633,345,384			566,285,142			595,485,028
Memo:
Noninterest bearing escrow balances	$	3,717,339		$	4,239,992		$	4,726,763		$	3,269,928		$	3,203,973		$	3,558,018		$	3,334,760
Interest bearing escrow balances		292,092			398,572			519,296			170,829			156,981			157,307			154,251
Noninterest bearing deposits excluding escrow balances		11,533,736			13,407,478			13,389,838			14,093,720			13,489,540			13,989,072			13,978,892
Core deposits excluding escrow balances		81,627,549			86,457,456			83,888,458			84,094,924			83,089,125			75,328,076			74,394,884
Sweep account balances, excluded from core deposit balances		4,793,898			6,727,890			6,981,108			9,014,955			9,487,406			9,551,319			9,768,463

6

Unaudited
National City Corporation
CONSOLIDATED AVERAGE BALANCE SHEETS
($ in millions)

																						Nine Months Ended
	2008									2007												September 30,
	3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			2008			2007
Assets
Earning Assets:
Portfolio loans	$	111,666		$	114,065		$	115,379		$	113,484		$	104,439		$	99,689		$	98,198		$	113,696		$	100,798
Loans held for sale or securitization		2,131			3,075			4,494			8,340			12,643			12,615			11,769			3,229			12,346
Securities available for sale, at cost		9,582			8,491			8,588			8,826			7,835			7,143			7,704			8,889			7,561
Federal funds sold and security resale agreements		6,616			7,102			3,116			945			1,212			1,117			1,748			5,615			1,357
Trading assets		1,471			933			896			1,009			584			562			674			1,102			606
Other investments		5,367			4,089			2,079			1,538			1,536			1,218			1,450			3,851			1,402
Total earning assets		136,833			137,755			134,552			134,142			128,249			122,344			121,543			136,382			124,070
Allowance for loan losses		(3,437	)		(2,593	)		(1,752	)		(1,363	)		(1,142	)		(1,107	)		(1,154	)		(2,597	)		(1,134	)
Fair value (depreciation) appreciation of securities available for sale		(246	)		(47	)		98			32			(73	)		(34	)		(11	)		(66	)		(40	)
Cash and demand balances due from banks		2,227			2,523			2,643			2,809			2,714			2,748			2,965			2,463			2,808
Properties and equipment		1,683			1,695			1,697			1,674			1,571			1,493			1,495			1,692			1,520
Equipment leased to others		365			364			374			392			431			480			553			368			488
Other real estate owned		535			526			469			382			304			270			239			506			271
Mortgage servicing rights		2,547			2,471			2,364			2,456			2,493			2,233			2,175			2,461			2,301
Goodwill		4,342			5,405			5,412			5,613			4,896			4,544			4,479			5,050			4,641
Other intangible assets		304			325			345			364			281			251			256			324			263
Derivative assets		328			150			1,152			738			310			245			244			543			267
Accrued income and other assets		5,259			5,278			5,678			5,327			5,061			5,120			5,026			5,409			5,069
Total Assets	$	150,740		$	153,852		$	153,032		$	152,566		$	145,095		$	138,587		$	137,810		$	152,535		$	140,524
Liabilities
Deposits:
Noninterest bearing	$	15,827		$	16,858		$	16,839		$	16,901		$	16,690		$	16,875		$	16,831		$	16,506		$	16,798
NOW and money market accounts		34,421			37,066			38,763			37,658			35,099			33,675			32,582			36,742			33,795
Savings accounts		2,581			2,779			2,808			2,922			2,457			2,345			2,433			2,722			2,412
Consumer time		35,198			32,654			29,281			29,683			27,238			25,069			24,476			32,388			25,604
Core deposits		88,027			89,357			87,691			87,164			81,484			77,964			76,322			88,358			78,609
Brokered retail CDs		6,813			5,344			2,955			2,406			2,297			2,469			3,006			5,044			2,588
Other		587			713			771			1,244			1,112			914			917			689			981
Foreign		3,297			4,138			6,170			7,485			8,609			8,677			7,602			4,530			8,300
Total deposits		98,724			99,552			97,587			98,299			93,502			90,024			87,847			98,621			90,478
Federal funds borrowed and security repurchase agreements		3,789			4,988			5,975			6,283			6,176			6,566			5,072			4,913			5,941
Borrowed funds		2,552			1,507			2,522			2,027			2,593			2,867			1,240			2,195			2,238
Long-term debt and capital securities		24,628			26,671			29,082			28,005			26,306			23,111			25,164			26,786			24,866
Derivative liabilities		(128	)		(181	)		329			324			377			434			353			6			388
Accrued expenses and other liabilities		3,557			3,860			4,126			4,074			3,505			3,354			3,736			3,847			3,531
Total Liabilities		133,122			136,397			139,621			139,012			132,459			126,356			123,412			136,368			127,442
Total Stockholders’ Equity		17,618			17,455			13,411			13,554			12,636			12,231			14,398			16,167			13,082
Total Liabilities and Stockholders’ Equity	$	150,740		$	153,852		$	153,032		$	152,566		$	145,095		$	138,587		$	137,810		$	152,535		$	140,524
Memo:
Noninterest bearing escrow balances	$	4,362		$	4,539		$	4,268		$	3,559		$	3,714		$	3,762		$	3,386		$	4,389		$	3,622
Interest bearing escrow balances		318			493			197			165			157			155			153			336			155
Noninterest bearing deposits excluding escrow balances		11,465			12,319			12,571			13,342			12,976			13,113			13,445			12,117			13,176
Core deposits excluding escrow balances		83,347			84,325			83,226			83,440			77,613			74,047			72,783			83,633			74,832
Sweep account balances, excluded from core deposit balances		6,319			7,059			8,628			9,703			9,903			9,748			9,253			7,332			9,637

7

Unedited
National City Corporation
SELECTED AVERAGE BALANCES
($ in millions)

															Nine Months Ended
	2008						2007								September 30,
	3rd Qtr		2nd Qtr		1st Qtr		4th Qtr		3rd Qtr		2nd Qtr		1st Qtr		2008		2007
LOANS HELD FOR SALE OR SECURITIZATION
Commercial	$	4	$	3	$	35	$	158	$	79	$	37	$	38	$	14	$	52
Commercial real estate, at fair value(1)		309		373		768		325		385		226		174		482		262
Residential real estate, at fair value
First lien mortgages, at fair value(1)		1,806		2,455		3,538		6,882		8,587		7,672		6,339		2,597		7,541
Nonprime mortgages		—		—		—		—		—		—		1,140		—		376
Total residential real estate*		1,806		2,455		3,538		6,882		8,587		7,672		7,479		2,597		7,917
Home equity
Home equity lines of credit		—		—		—		551		2,108		2,873		2,669		—		2,548
Home equity installment*		—		—		—		423		1,483		1,806		1,041		—		1,445
Total Home equity*		—		—		—		974		3,591		4,679		3,710		—		3,993
Credit card		—		244		153		—		—		—		368		132		121
Other consumer		12		—		—		1		1		1		—		4		1
Total Loans Held for Sale or Securitization	$	2,131	$	3,075	$	4,494	$	8,340	$	12,643	$	12,615	$	11,769	$	3,229	$	12,346
AVERAGE PORTFOLIO LOAN BALANCES
Commercial loans
Commercial	$	28,498	$	29,094	$	28,419	$	27,014	$	25,783	$	25,291	$	24,342	$	28,669	$	25,144
Floorplan		734		821		835		832		852		970		992		796		937
Non-taxable		399		408		412		396		381		376		381		406		379
International		1,870		1,976		1,966		1,843		1,600		1,381		1,289		1,939		1,425
Total Commercial		31,501		32,299		31,632		30,085		28,616		28,018		27,004		31,810		27,885
Commercial leases		4,178		4,240		4,321		4,389		4,235		4,061		3,981		4,246		4,093
Commercial construction		8,545		9,098		9,098		8,902		8,225		7,854		7,611		8,912		7,899
Commercial real estate		15,107		14,774		14,770		14,627		13,548		12,919		12,976		14,885		13,150
Residential Real Estate
First lien mortgages		13,665		14,096		14,807		14,428		11,661		10,284		9,854		14,188		10,607
Nonprime mortgages		4,540		5,022		5,607		6,238		6,921		7,709		7,490		5,054		7,371
Total Residential Real Estate*		18,205		19,118		20,414		20,666		18,582		17,993		17,344		19,242		17,978
Home equity
Home equity lines of credit		17,983		18,141		18,096		17,886		15,609		14,010		14,409		18,073		14,680
Home equity installment*		7,938		8,303		8,732		8,759		7,964		6,391		6,371		8,323		6,914
Total Home equity*		25,921		26,444		26,828		26,645		23,573		20,401		20,780		26,396		21,594
Credit Card and Other Unsecured Lines of Credit
Credit card		1,615		1,463		1,622		1,633		1,434		1,243		1,173		1,567		1,284
Personal lines of credit		990		925		893		880		835		812		827		936		825
Business lines of credit		1,246		1,239		1,200		1,146		1,087		1,044		1,019		1,228		1,050
Total Credit Card and Other Unsecured Lines of Credit		3,851		3,627		3,715		3,659		3,356		3,099		3,019		3,731		3,159
Other consumer		4,358		4,465		4,601		4,511		4,304		5,344		5,483		4,474		5,040
Total Portfolio Loans	$	111,666	$	114,065	$	115,379	$	113,484	$	104,439	$	99,689	$	98,198	$	113,696	$	100,798
CORE AND EXIT AVERAGE PORTFOLIO BALANCES
Core portfolios:
Commercial loans and leases	$	35,679	$	36,539	$	35,953	$	34,474	$	32,851	$	32,079	$	30,985
Commercial construction		8,545		9,098		9,098		8,902		8,225		7,854		7,611
Commercial real estate		15,107		14,774		14,770		14,627		13,548		12,919		12,976
Residential real estate		9,485		9,350		9,756		14,428		11,661		10,284		9,854
Home equity		15,821		15,863		15,793		15,665		14,838		13,929		13,943
Credit card and other secured lines of credit		3,851		3,627		3,715		3,659		3,356		3,099		3,019
Other consumer loans		2,116		2,051		2,028		1,799		1,434		2,292		2,227
Total Core Portfolios		90,604		91,302		91,113		93,554		85,913		82,456		80,615
Exit portfolios:
Residential real estate
Nonprime mortgage		4,540		5,022		5,607		6,238		6,921		7,709		7,490
Construction		1,763		2,468		2,912		—		—		—		—
Other first lien mortgages		2,417		2,278		2,139		—		—		—		—
Home equity
Home equity lines of credit		6,829		7,132		7,380		7,413		6,162		5,058		5,426
Home equity installment		3,271		3,449		3,655		3,567		2,573		1,414		1,411
Other Consumer		2,242		2,414		2,573		2,712		2,870		3,052		3,256
Total Exit Portfolios		21,062		22,763		24,266		19,930		18,526		17,233		17,583
Total Portfolio Loans	$	111,666	$	114,065	$	115,379	$	113,484	$	104,439	$	99,689	$	98,198

(1)	Effective 1/1/08, National City adopted fair value accounting for held for sale commercial real estate and held for sale residential real estate loans.
*	Reclassfied per the note on page 2.

8

Unaudited
National City Corporation
SELECTED PERIOD-END BALANCES
($ in millions)

	2008						2007
	3rd Qtr		2nd Qtr		1st Qtr		4th Qtr		3rd Qtr		2nd Qtr		1st Qtr
LOANS HELD FOR SALE OR SECURITIZATION
Commercial	$	3	$	3	$	3	$	41	$	159	$	38	$	30
Commercial real estate, at fair value(1)		459		344		656		508		369		377		173
Residential real estate, at fair value(1)*		1,720		2,038		3,490		3,741		9,667		8,385		7,052
Home equity
Home equity lines of credit		—		—		—		—		1,076		3,311		2,292
Home equity installment*		—		—		—		—		715		2,309		1,146
Total Home equity*		—		—		—		—		1,791		5,620		3,438
Credit card		—		—		387		—		—		—		—
Other consumer		1,064		—		—		—		1		1		—
Total Loans Held for Sale or Securitization	$	3,246	$	2,385	$	4,536	$	4,290	$	11,987	$	14,421	$	10,693
PORTFOLIO LOAN BALANCES
Commercial Loans
Commercial	$	29,077	$	28,883	$	29,569	$	27,762	$	26,483	$	25,193	$	24,454
Floorplan		703		799		849		858		835		945		994
Non-taxable		392		408		410		388		401		374		380
International		1,841		1,940		2,042		1,907		1,719		1,513		1,250
Total Commercial		32,013		32,030		32,870		30,915		29,438		28,025		27,078
Commercial leases		4,169		4,246		4,328		4,437		4,399		4,335		4,095
Commercial construction		8,352		8,778		9,078		9,051		8,656		7,937		7,879
Commercial real estate		14,999		15,195		14,697		14,883		14,704		13,011		12,778
Residential real estate
First lien mortgages		13,600		14,093		14,840		15,349		13,882		10,786		10,402
Nonprime mortgages		4,378		4,806		5,345		6,012		6,648		7,419		8,217
Total Residential Real Estate*		17,978		18,899		20,185		21,361		20,530		18,205		18,619
Home equity
Home equity lines of credit		17,968		18,080		18,076		18,079		17,524		13,974		14,322
Home equity installment*		7,764		8,089		8,514		8,882		8,712		6,372		6,347
Total Home equity*		25,732		26,169		26,590		26,961		26,236		20,346		20,669
Credit card and other unsecured lines of credit		3,937		3,774		3,542		3,915		3,476		3,164		2,959
Other consumer		3,282		4,329		4,569		4,499		4,552		4,660		5,489
Total Portfolio Loans	$	110,462	$	113,420	$	115,859	$	116,022	$	111,991	$	99,683	$	99,566
CORE AND EXIT PORTFOLIO BALANCES
Core portfolios:
Commercial loans and leases	$	36,182	$	36,276	$	37,198	$	35,352	$	33,837	$	32,360	$	31,173
Commercial construction		8,352		8,778		9,078		9,051		8,656		7,937		7,879
Commercial real estate		14,999		15,195		14,697		14,883		14,704		13,011		12,778
Residential real estate		9,519		9,415		9,961		15,349		13,882		10,786		10,402
Home equity		15,826		15,869		15,805		15,754		15,563		14,063		13,914
Credit card and other secured lines of credit		3,937		3,774		3,542		3,915		3,476		3,164		2,959
Other Consumer		2,243		2,002		2,068		1,850		1,776		1,506		2,201
Total Core Portfolios		91,058		91,309		92,349		96,154		91,894		82,827		81,306
Exit portfolios:
Residential real estate
Nonprime mortgage		4,378		4,806		5,345		6,012		6,648		7,419		8,217
Construction		1,657		2,343		2,679		—		—		—		—
Other first lien mortgages		2,424		2,335		2,200		—		—		—		—
Home equity lines of credit		6,732		6,953		7,247		7,475		7,187		5,025		5,424
Home equity installment		3,174		3,347		3,538		3,732		3,486		1,258		1,331
Other Consumer		1,039		2,327		2,501		2,649		2,776		3,154		3,288
Total Exit Portfolios		19,404		22,111		23,510		19,868		20,097		16,856		18,260
Total Portfolio Loans	$	110,462	$	113,420	$	115,859	$	116,022	$	111,991	$	99,683	$	99,566

(1)	Effective 1/1/08, National City adopted fair value accounting for held for sale commercial real estate and held for sale residential real estate loans.
*	Reclassfied per the note on page 2.

9

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National City Corporation
SELECTED PERIOD-END BALANCES (continued)
($ in millions)

	2008									2007
	3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr
OTHER INVESTMENTS
Foreign investments	$	14		$	25		$	11		$	27		$	31		$	18		$	12
Eurodollar placements		350			4,250			2,000			—			—			—			—
Federal Reserve Stock		427			262			204			206			206			173			142
FHLB Stock		666			629			623			602			602			333			322
Short-term domestic investments		348			401			297			219			228			382			346
Principal investments		213			216			217			222			208			194			193
Corporate and other bonds		3			4			6			6			—			—			—
Total Other Investments	$	2,021		$	5,787		$	3,358		$	1,282		$	1,275		$	1,100		$	1,015
PRINCIPAL INVESTMENTS(1)
Type of Investment:
Direct investments in public entities		—			—			—			—			—			—			—
Direct investments in nonpublic entities	$	368		$	361		$	369		$	387		$	364		$	339		$	319
Indirect investments (funds)		404			399			385			388			374			372			365
Total Investments	$	772		$	760		$	754		$	775		$	738		$	711		$	684
Type of Security:
Common stock	$	96		$	89		$	86		$	100		$	88		$	97		$	80
Convertible debt and preferred stock		19			16			16			14			20			8			11
Investments in partnerships, funds and other equity instruments		459			459			455			459			441			430			415
Mezzanine (subordinated) debt		198			196			197			202			189			176			178
Total Investments	$	772		$	760		$	754		$	775		$	738		$	711		$	684
Memo:
Commitments to fund principal investments	$	342		$	324		$	343		$	357		$	340		$	358		$	297
INTANGIBLE ASSETS
Goodwill	$	4,344		$	4,339		$	5,416		$	5,424		$	5,625		$	4,534		$	4,551
Core deposit intangibles		276			294			312			331			351			213			226
Credit card intangibles		2			2			2			2			2			3			4
Other intangibles		19			21			24			23			23			26			21
Total Intangible Assets	$	4,641		$	4,656		$	5,754		$	5,780		$	6,001		$	4,776		$	4,802
Memo:
Holding company investment in subsidiaries	$	18,479		$	19,115		$	15,791		$	15,610		$	15,495		$	13,879		$	14,501
Holding company intangible assets		103			105			105			122			122			117			120
Double leverage ratio(2)		1.08	x		1.07	x		1.20	x		1.17	x		1.13	x		1.15	x		1.11	x
Subsidiary bank dividend capacity		—			—			—		$	106		$	563		$	451		$	1,033

(1)	Includes equity and mezzanine capital investments in nonpublic and public entities made by National City Equity Partners and National City Capital Corp., which are within the Corporate Banking line of business.
(2)	Holding company investment in subsidiaries and intangible assets divided by consolidated equity.

10

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National City Corporation
SECURITIZED BALANCES
($ in millions)

																						Nine Months Ended
	2008									2007												September 30,
	3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			2008			2007
CREDIT CARD LOANS(1)
Managed Credit Card Loans:
Average balances:
Loans held in portfolio	$	1,615		$	1,463		$	1,622		$	1,633		$	1,434		$	1,243		$	1,173		$	1,567		$	1,284
Loans held for sale or securitization		—			244			153			—			—			—			368			132			121
Loans securitized		1,824			1,590			1,450			1,450			1,450			1,450			1,082			1,622			1,329
Total Average Managed Credit Card Loans	$	3,439		$	3,297		$	3,225		$	3,083		$	2,884		$	2,693		$	2,623		$	3,321		$	2,734
End of period balances:
Loans held in portfolio	$	1,665		$	1,576		$	1,416		$	1,852		$	1,496		$	1,275		$	1,131
Loans held for sale or securitization		—			—			386			—			—			—			—
Loans securitized		1,824			1,824			1,450			1,450			1,450			1,450			1,450
Total Managed Credit Card Loans	$	3,489		$	3,400		$	3,252		$	3,302		$	2,946		$	2,725		$	2,581
Net charge-offs:
Securitized credit card loans	$	23		$	19		$	18		$	15		$	15		$	14		$	11		$	60		$	40
Managed credit card loans		50			48			47			34			29			26			31			145			86
Net charge-offs as a % of average portfolio loans(annualized):
Securitized credit card loans		5.05	%		4.80	%		4.99	%		4.21	%		3.94	%		4.01	%		4.06	%		4.95	%		4.00	%
Managed credit card loans		5.80	%		5.93	%		5.82	%		4.45	%		3.91	%		3.93	%		4.81	%		5.85	%		4.20	%
AUTOMOBILE LOANS
Managed Automobile Loans(2):
Average balances:
Loans held in portfolio	$	43		$	54		$	67		$	86		$	107		$	135		$	167		$	55		$	136
Loans held for sale or securitization		—			—			—			—			—			—			—			—			—
Loans securitized		389			492			621			761			922			1,111			1,327			500			1,119
Total Average Managed Automobile Loans	$	432		$	546		$	688		$	847		$	1,029		$	1,246		$	1,494		$	555		$	1,255
End of period balances:
Loans held in portfolio	$	40		$	49		$	61		$	77		$	90		$	117		$	150
Loans securitized		344			437			552			689			839			1,014			1,217
Total Managed Automobile Loans	$	384		$	486		$	613		$	766		$	929		$	1,131		$	1,367
Net charge-offs:
Securitized automobile loans	$	1		$	2		$	2		$	3		$	3		$	2		$	4		$	5		$	9
Managed automobile loans		2			1			2			3			3			2			3			5			8
Net charge-offs as a % of average portfolio loans(annualized):
Securitized automobile loans		1.63	%		1.04	%		1.56	%		1.82	%		1.05	%		.90	%		1.10	%		1.41	%		1.02	%
Managed automobile loans		1.31	%		.72	%		1.41	%		1.40	%		.91	%		.72	%		.93	%		1.16	%		.86	%
JUMBO MORTGAGE LOANS(3)
Managed Jumbo Mortgage Loans:
Average balances:
Loans held in portfolio	$	774		$	793		$	802														$	790
Loans held for sale or securitization		189			208			374															257
Loans securitized		336			357			188															293
Total Average Managed Jumbo Mortgage Loans	$	1,299		$	1,358		$	1,364														$	1,340
End of period balances:
Loans held in portfolio	$	754		$	819		$	787
Loans held for sale or securitization		179			188			252
Loans securitized		329			343			371
Total Managed Jumbo Mortgage Loans	$	1,262		$	1,350		$	1,410
Net charge-offs:
Securitized jumbo mortgage loans		—			—			—															—
Managed jumbo mortgage loans	$	4		$	1		$	1														$	6
Net charge-offs as a % of average portfolio loans(annualized):
Securitized jumbo mortgage loans		—			—			—															—
Managed jumbo mortgage loans		1.36	%		.25	%		.24	%														.61	%

(1)	In May 2008 and March 2007, the Corporation sold through securitization $374 million and $425 million of credit card receivables, respectively.
(2)	Represents managed portfolio of indirect prime automobile loans. This portfolio is liquidating.
(3)	In February 2008, the Corporation sold through securitization $390 million of jumbo mortgage loans.

11

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National City Corporation
AVERAGE BALANCES/NET INTEREST INCOME/RATES
($ in millions)

																						Nine Months Ended
	2008									2007												September 30,
	3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			2008			2007
AVERAGE BALANCES
Assets
Earning Assets:
Loans(1):
Commercial	$	31,505		$	32,302		$	31,667		$	30,243		$	28,695		$	28,055		$	27,042		$	31,824		$	27,937
Commercial leases		4,178			4,240			4,321			4,389			4,235			4,061			3,981			4,246			4,093
Commercial construction		8,545			9,098			9,098			8,902			8,225			7,854			7,611			8,912			7,899
Commercial real estate		15,416			15,147			15,538			14,952			13,933			13,145			13,150			15,367			13,412
Residential real estate*		20,011			21,573			23,952			27,548			27,169			25,665			24,823			21,839			25,895
Home equity*		25,921			26,444			26,828			27,619			27,164			25,080			24,490			26,396			25,587
Credit card and other unsecured lines of credit		3,851			3,871			3,868			3,659			3,356			3,099			3,387			3,863			3,280
Other consumer		4,370			4,465			4,601			4,512			4,305			5,345			5,483			4,478			5,041
Total loans		113,797			117,140			119,873			121,824			117,082			112,304			109,967			116,925			113,144
Securities available for sale, at cost:
Taxable		9,312			8,212			8,256			8,435			7,447			6,734			7,257			8,596			7,147
Tax-exempt		270			279			332			391			388			409			447			293			414
Total securities available for sale		9,582			8,491			8,588			8,826			7,835			7,143			7,704			8,889			7,561
Federal funds sold, security resale agreements, trading assets, and other investments		13,454			12,124			6,091			3,492			3,332			2,897			3,872			10,568			3,365
Total earning assets		136,833			137,755			134,552			134,142			128,249			122,344			121,543			136,382			124,070
Allowance for loan losses		(3,437	)		(2,593	)		(1,752	)		(1,363	)		(1,142	)		(1,107	)		(1,154	)		(2,597	)		(1,134	)
Fair value (depreciation) appreciation of securities available for sale		(246	)		(47	)		98			32			(73	)		(34	)		(11	)		(66	)		(40	)
Nonearning assets		17,590			18,737			20,134			19,755			18,061			17,384			17,432			18,816			17,628
Total Assets	$	150,740		$	153,852		$	153,032		$	152,566		$	145,095		$	138,587		$	137,810		$	152,535		$	140,524
Liabilities and Stockholders’ Equity
Interest bearing liabilities:
NOW and money market accounts	$	34,421		$	37,066		$	38,763		$	37,658		$	35,099		$	33,675		$	32,582		$	36,742		$	33,795
Savings accounts		2,581			2,779			2,808			2,922			2,457			2,345			2,433			2,722			2,412
Consumer time deposits		35,198			32,654			29,281			29,683			27,238			25,069			24,476			32,388			25,604
Other deposits		7,400			6,057			3,726			3,650			3,409			3,383			3,923			5,733			3,569
Foreign deposits		3,297			4,138			6,170			7,485			8,609			8,677			7,602			4,530			8,300
Federal funds borrowed		244			1,155			1,368			1,841			1,984			2,508			1,237			920			1,912
Security repurchase agreements		3,545			3,833			4,607			4,442			4,192			4,058			3,835			3,993			4,029
Borrowed funds		2,552			1,507			2,522			2,027			2,593			2,867			1,240			2,195			2,238
Long-term debt		24,628			26,671			29,082			28,005			26,306			23,111			25,164			26,786			24,866
Total interest bearing liabilities		113,866			115,860			118,327			117,713			111,887			105,693			102,492			116,009			106,725
Noninterest bearing deposits		15,827			16,858			16,839			16,901			16,690			16,875			16,831			16,506			16,798
Accrued interest and other liabilities		3,429			3,679			4,455			4,398			3,882			3,788			4,089			3,853			3,919
Total Liabilities		133,122			136,397			139,621			139,012			132,459			126,356			123,412			136,368			127,442
Total Stockholders’ Equity		17,618			17,455			13,411			13,554			12,636			12,231			14,398			16,167			13,082
Total Liabilities and Stockholders’ Equity	$	150,740		$	153,852		$	153,032		$	152,566		$	145,095		$	138,587		$	137,810		$	152,535		$	140,524
Memo:
Interest bearing core deposits	$	72,200		$	72,499		$	70,852		$	70,263		$	64,794		$	61,089		$	59,491		$	71,852		$	61,811
Interest bearing total deposits		82,897			82,694			80,748			81,398			76,812			73,149			71,016			82,115			73,680
Borrowed funding and long-term debt		30,969			33,166			37,579			36,315			35,075			32,544			31,476			33,894			33,045

(1)	Includes loans held for sale or securitization.
*	Reclassfied per the note on page 2.

12

Unaudited
National City Corporation
AVERAGE BALANCES/NET INTEREST INCOME/RATES (continued)
($ in millions)

																						Nine Months Ended
	2008									2007												September 30,
	3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			2008			2007
INTEREST
Assets
Earning Assets:
Loans(1):
Commercial	$	419		$	419		$	479		$	552		$	552		$	534		$	513		$	1,317		$	1,599
Commercial leases		70			68			74			79			72			69			69			212			210
Commercial construction		100			111			132			162			161			154			140			343			455
Commercial real estate		223			224			244			258			251			236			237			691			724
Residential real estate*		287			313			403			477			484			466			442			1,003			1,392
Home equity*		363			378			442			494			513			486			470			1,183			1,469
Credit card and other unsecured lines of credit		90			92			107			103			96			86			96			289			278
Other consumer		69			68			77			77			78			88			94			214			260
Total loans		1,621			1,673			1,958			2,202			2,207			2,119			2,061			5,252			6,387
Securities available for sale, at cost:
Taxable		126			116			112			116			99			87			97			354			283
Tax-exempt		4			4			6			7			6			8			8			14			22
Total securities available for sale		130			120			118			123			105			95			105			368			305
Federal funds sold, security resale agreements, trading assets, and other investments		102			93			56			56			48			41			52			251			141
Total earning assets	$	1,853		$	1,886		$	2,132		$	2,381		$	2,360		$	2,255		$	2,218		$	5,871		$	6,833
Liabilities
Interest bearing liabilities:
NOW and money market accounts	$	140		$	160		$	238		$	292		$	286		$	265		$	249		$	538		$	800
Savings accounts		3			5			7			8			8			8			8			15			24
Consumer time deposits		360			352			335			365			337			302			287			1,047			926
Other deposits		57			45			35			47			46			45			51			137			142
Foreign deposits		15			24			47			80			107			108			91			86			306
Federal funds borrowed		2			7			12			22			27			33			16			21			76
Security repurchase agreements		13			16			30			42			46			45			41			59			132
Borrowed funds		16			11			25			23			34			36			16			52			86
Long-term debt		223			245			334			393			367			317			341			802			1,025
Total interest bearing liabilities	$	829		$	865		$	1,063		$	1,272		$	1,258		$	1,159		$	1,100		$	2,757		$	3,517
Tax-Equivalent Net Interest Income	$	1,024		$	1,021		$	1,069		$	1,109		$	1,102		$	1,096		$	1,118		$	3,114		$	3,316
Memo:
Interest bearing core deposits	$	503		$	517		$	580		$	665		$	631		$	575		$	544		$	1,600		$	1,750
Interest bearing total deposits		575			586			662			792			784			728			686			1,823			2,198
Borrowed funding and long-term debt		254			279			401			480			474			431			414			934			1,319
Amortization of fair value adjustments included above(2):
Loans		($10	)		($11	)		($11	)		($20	)		($16	)		($15	)		($14	)		($32	)		($45	)
Deposits		—			—			1			3			1			1			1			1			3
Long-term debt		(3	)		(4	)		(3	)		(3	)		(4	)		(4	)		(4	)		(10	)		(12	)

(1)	Includes loans held for sale or securitization.
(2)	Fair value adjustments recognized under the purchase method of accounting in connection with acquisitions.
*	Reclassfied per the note on page 2.

13

Unaudited
National City Corporation
AVERAGE BALANCES/NET INTEREST INCOME/RATES (continued)

																						Nine Months Ended
	2008									2007												September 30,
	3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			2008			2007
RATES
Assets
Earning Assets:
Loans(1):
Commercial		5.29	%		5.22	%		6.09	%		7.24	%		7.63	%		7.63	%		7.70	%		5.53	%		7.65	%
Commercial leases		6.71			6.37			6.85			7.16			6.82			6.82			6.94			6.65			6.86
Commercial construction		4.64			4.90			5.85			7.22			7.74			7.86			7.47			5.14			7.69
Commercial real estate		5.77			5.94			6.31			6.85			7.15			7.19			7.31			6.01			7.22
Residential real estate*		5.73			5.81			6.73			6.93			7.13			7.26			7.13			6.12			7.17
Home equity*		5.58			5.73			6.60			7.15			7.53			7.75			7.70			5.98			7.66
Credit card and other unsecured lines of credit		9.35			9.59			11.07			11.18			11.34			11.13			11.47			10.00			11.32
Other consumer		6.23			6.20			6.72			6.77			7.18			6.64			6.91			6.39			6.89
Total loans		5.68			5.73			6.56			7.20			7.50			7.56			7.55			6.00			7.54
Securities available for sale, at cost:
Taxable		5.44			5.63			5.44			5.50			5.29			5.16			5.39			5.50			5.28
Tax-exempt		5.85			6.49			6.96			6.64			6.78			7.77			7.03			6.47			7.20
Total securities available for sale		5.45			5.65			5.50			5.55			5.37			5.31			5.48			5.53			5.39
Federal funds sold, security resale agreements, trading assets, and other investments		3.01			3.08			3.73			6.32			5.70			5.75			5.41			3.17			5.61
Total earning assets		5.40			5.50			6.36			7.07			7.33			7.38			7.36			5.75			7.35
Liabilities
Interest bearing liabilities:
NOW and money market accounts		1.62			1.72			2.48			3.08			3.23			3.16			3.09			1.96			3.16
Savings accounts		.58			.71			.99			1.12			1.26			1.36			1.34			.77			1.32
Consumer time deposits		4.06			4.34			4.60			4.89			4.91			4.83			4.76			4.32			4.84
Other deposits		3.10			3.00			3.72			5.12			5.36			5.26			5.31			3.20			5.31
Foreign deposits		1.75			2.36			3.06			4.27			4.92			5.01			4.84			2.52			4.93
Federal funds borrowed		2.21			2.63			3.47			4.84			5.24			5.31			5.32			3.01			5.29
Security repurchase agreements		1.52			1.69			2.61			3.82			4.37			4.38			4.35			1.99			4.37
Borrowed funds		2.44			2.91			4.01			4.47			5.15			5.04			5.30			3.14			5.13
Long-term debt		3.61			3.68			4.62			5.55			5.57			5.51			5.47			4.00			5.52
Total interest bearing liabilities		2.90			3.00			3.61			4.29			4.46			4.40			4.35			3.17			4.40
Net Interest Spread		2.50			2.50			2.75			2.78			2.87			2.98			3.01			2.58			2.95
Contribution of noninterest bearing sources of funds		.49			.47			.43			.52			.56			.61			.68			.47			.62
Net Interest Margin		2.99	%		2.97	%		3.18	%		3.30	%		3.43	%		3.59	%		3.69	%		3.05	%		3.57	%
Memo:
Interest bearing core deposits		2.77	%		2.87	%		3.29	%		3.76	%		3.86	%		3.77	%		3.71	%		2.97	%		3.78	%
Interest bearing total deposits		2.76			2.85			3.30			3.87			4.05			3.99			3.92			2.97			3.99
Borrowed funding and long-term debt		3.26			3.38			4.29			5.24			5.38			5.31			5.32			3.68			5.34

(1)	Includes loans held for sale or securitization.
*	Reclassfied per the note on page 2.

14

Unaudited
National City Corporation
STOCKHOLDER DATA
($ in millions, except per share data)

																						Nine Months Ended
	2008									2007												September 30,
	3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			2008				2007
Per common share:
Basic net (loss) income		($5.86	)		($2.45	)		($.27	)		($.53	)		($.03	)	$	.60		$	.50			($9.51	)	$	1.08
Diluted net (loss) income		(5.86	)		(2.45	)		(.27	)		(.53	)		(.03	)		.60			.50			(9.51	)		1.07
Trailing four quarters basic net (loss) income		(9.11	)		(3.28	)		(.23	)		.54			2.44			3.34			3.51
Trailing four quarters diluted net (loss) income		(9.11	)		(3.28	)		(.23	)		.54			2.43			3.32			3.49
Dividends declared		.01			.01			.21			.41			.41			.39			.39			.23			1.19
Dividends paid		.01			.01			.21			.41			.41			.39			.39			.23			1.19
Dividend payout ratio(1)		—			—			—			—			—			65.00	%		78.00	%		—			111.21	%
Dividend yield (annualized)(2)		2.29	%		.84	%		8.44	%		9.96	%		6.54	%		4.68			4.19
P/E ratio(3)		—			—			—			30.48	x		10.33	x		10.04	x		10.67	x
Common dividends declared	$	7.0		$	7.2		$	133.0		$	262.0		$	235.0		$	232.0		$	254.2		$	147.2		$	721.2
Preferred dividends declared		16.5			14.5			.2			.5			.5			.4			.4			31.2			1.3
Common dividends paid	$	7.0		$	7.2		$	133.0		$	262.0		$	235.0		$	232.0		$	254.2		$	147.2		$	721.2
Preferred dividends paid		16.5			14.5			.2			.5			.5			.4			.4			31.2			1.3
Non-cash preferred dividends arising from Series G preferred stock conversion	$	4,400.0			—			—			—			—			—			—		$	4,400.0			—
Shares outstanding(4):
Average basic		877,344			722,872			633,434			633,165			588,134			572,730			631,711			745,034			597,365
Average diluted		877,344			722,872			633,434			633,165			588,134			580,386			640,534			745,034			604,330
Ending common		2,035,999			760,340			634,118			633,946			633,345			566,285			595,485
Common stock price:
High	$	6.88		$	10.80		$	18.14		$	27.21		$	34.30		$	38.32		$	38.94		$	18.14		$	38.94
Low		1.25			4.27			6.56			15.76			24.88			33.08			34.82			1.25			24.88
Close		1.75			4.77			9.95			16.46			25.09			33.32			37.25
Book value per common share	$	8.37		$	15.07		$	20.61		$	21.15		$	21.86		$	21.45		$	22.12
Tangible book value per common share		6.09			8.94			11.53			12.03			12.38			13.02			14.05
Other comprehensive income per share		.01			.08			.44			.14			(.09	)		(.27	)		(.09	)
Market to book value		20.9	%		31.7	%		48.3	%		77.8	%		114.8	%		155.3	%		168.4	%
Market capitalization of common stock	$	3,563		$	3,627		$	6,309		$	10,435		$	15,891		$	18,869		$	22,182

(1)	Dividend declared divided by diluted net income per common share.
(2)	Dividend declared (annualized) divided by quarter-end stock price.
(3)	Quarter-end stock price divided by trailing-four-quarters diluted net income per common share.
(4)	In thousands.

INTEREST RATE RISK MEASURES

	2008									2007
	3rd Qtr(1)			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr
MARKET VALUE OF EQUITY(MVE)(2)
Duration of Equity(DOE)(3):
Current Yield Curve		+0.18	%		+0.7	%		+1.8	%		+1.9	%		+1.9	%		+1.2	%		+1.2	%
+150 basis points Shock vs. Current Yield Curve(4)		+0.8	%		+0.9	%		+2.0	%		+2.7	%		+3.0	%		+2.2	%		+2.3	%
-150 basis points Shock vs. Current Yield Curve(5)		-0.7	%		-0.1	%		+0.7	%		+1.5	%		+1.1	%		+1.0	%		+0.8	%

(1)	Based on positions at August 31, 2008 and market values at September 19, 2008.
(2)	The Market Value of Equity (MVE) is defined as the discounted present value of net cash flows from all assets, liabilities, and off-balance sheet arrangements, other than MSRs and associated hedges.
	MVE analysis is performed as of a single point in time and does not include estimates of future business volumes or intangible assets.
(3)	Duration of Equity (DOE) represents the estimated percentage change in MVE for a 1% instantaneous parallel shift in the yield curve. A positive DOE indicates that MVE would increase as rates fall, or decrease as rates rise. A negative DOE indicates that MVE would increase as rates rise, or decrease as rates fall.
(4)	Asset Liability Committee’s (ALCO) policy limit is +4.0%.
(5)	ALCO’s policy limit is -1.0%.

15

Unaudited
National City Corporation
CAPITALIZATION (Period End)
(In millions, except per share data)

																						Nine Months Ended
	2008									2007												September 30,
	3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			2008			2007
LONG-TERM DEBT, CAPITAL SECURITIES, AND BORROWED FUNDS
Long-Term Debt and Capital Securities:
Holding company debt:
Senior notes	$	2,939		$	2,935		$	3,247		$	1,789		$	1,774		$	1,833		$	1,847
Subordinated debt		1,103			1,088			1,125			1,079			1,055			1,030			1,063
Capital securities		2,406			2,404			2,445			1,900			1,881			1,273			850
Total holding company debt		6,448			6,427			6,817			4,768			4,710			4,136			3,760
Subsidiary debt:
Subordinated debt		3,455			3,446			3,505			3,451			3,423			3,369			2,482
Senior bank notes		4,416			6,250			8,335			13,061			14,232			13,615			15,977
FHLB advances		9,238			9,308			9,431			6,256			5,900			1,996			2,048
Repurchase agreements		272			321			321			321			320			—			—
Secured debt financings		18			19			19			26			47			63			43
Other		10			17			9			9			8			9			9
Total subsidiary debt		17,409			19,361			21,620			23,124			23,930			19,052			20,559
Total Long-Term Debt and Capital Securities	$	23,857		$	25,788		$	28,437		$	27,892		$	28,640		$	23,188		$	24,319
Borrowed Funds:
Commercial paper and other	$	669		$	781		$	1,058		$	1,555		$	1,566		$	1,412		$	1,803
Federal Reserve term auction facility		—			—			4,250			—			—			—			—
U.S. Treasury demand notes		—			—			100			500			340			258			54
Short-term senior bank notes		—			—			—			—			86			—			—
Short-term FHLB advances		1,000			—			—			—			514			1,000			1
Total Borrowed Funds	$	1,669		$	781		$	5,408		$	2,055		$	2,506		$	2,670		$	1,858
STOCKHOLDERS’ EQUITY
Total stockholders’ equity	$	17,182		$	17,981		$	13,223		$	13,408		$	13,843		$	12,147		$	13,170
Accumulated Other Comprehensive Income, Net of Tax:
SFAS 115 unrealized (loss) gain, net		($138	)		($75	)	$	20		$	15			($11	)		($73	)		—
SFAS 133 unrealized gain (loss), net		147			126			250			70			28			(8	)	$	15
SFAS 158 unrecognized gain (loss), net		7			7			7			7			(71	)		(72	)		(71	)
Total Accumulated Other Comprehensive Income, Net of Tax	$	16		$	58		$	277		$	92			($54	)		($153	)		($56	)
RISK-BASED CAPITAL(1)
Tier 1 capital	$	14,695		$	15,392		$	9,548		$	9,367		$	9,672		$	8,721		$	9,196
Total risk-based capital		19,898			20,703			14,754			14,729			14,802			13,667			13,164
Risk-weighted assets		133,887			139,227			143,128			143,398			142,684			132,957			129,978
Tier 1 capital ratio		10.98	%		11.06	%		6.67	%		6.53	%		6.78	%		6.56	%		7.08	%
Total risk-based capital ratio		14.86			14.87			10.31			10.27			10.37			10.28			10.13
Leverage ratio		10.07			10.33			6.49			6.39			6.96			6.53			6.92
COMMON STOCK ROLLFORWARD
Beginning balance		760.3			634.1			633.9			633.3			566.3			595.5			632.4			633.9			632.4
Shares issued		1,274.9			126.2			—			—			—			—			—			1,401.1			—
Shares issued under stock award plans		1.0			—			.2			.8			1.8			.8			5.8			1.2			8.4
Shares issued for acquisitions		—			—			—			—			66.6			—			13.7			—			80.3
Shares repurchased under repurchase authorizations(2)		—			—			—			(.1	)		(1.0	)		(29.9	)		(55.2	)		—			(86.1	)
Shares exchanged for stock award plans		(.2	)		—			—			(.1	)		(.4	)		(.1	)		(1.2	)		(.2	)		(1.7	)
Ending Balance		2,036.0			760.3			634.1			633.9			633.3			566.3			595.5			2,036.0			633.3
COMMON STOCK REPURCHASE ACTIVITY
Number of common shares repurchased(2)		—			—			—			.1			1.0			29.9			55.2			—			86.1
Average price per share of repurchased common shares		—			—			—		$	26.22		$	25.77		$	36.47		$	38.30			—		$	37.52
Total cost		—			—			—		$	2.6		$	25.8		$	1,089.4		$	2,113.7			—		$	3,228.9
Common shares remaining under authorization		37.6			37.6			37.6			37.6			37.7			38.7			28.6
SELECTED RATIOS AND OTHER
Long-term debt and capital securities to equity		138.85	%		143.42	%		215.05	%		208.03	%		206.89	%		190.90	%		184.65	%
Long-term debt and capital securities to total capitalization		58.13			58.92			68.26			67.54			67.42			65.62			64.87
Equity to assets		11.85			11.70			8.53			8.95			8.98			8.64			9.51
Tangible equity to assets(3)		8.93			8.94			5.00			5.29			5.29			5.43			6.26

(1)	Third quarter 2008 risk-based capital is based upon preliminary data.
(2)	The first quarter of 2007 includes 40.3 million shares repurchased under the “modified Dutch auction” tender offer.
(3)	Excludes goodwill and other intangible assets.

16

Unaudited
National City Corporation
NONINTEREST INCOME
($ in millions)

																						Nine Months Ended
	2008									2007												September 30,
	3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			2008			2007
Loan sale revenue	$	19			($94	)	$	89			($149	)		($74	)	$	110		$	75		$	14		$	111
Loan servicing revenue		(75	)		(47	)		16			115			159			96			32			(106	)		287
Deposit service charges		273			260			230			249			229			223			204			763			656
Insurance revenue		33			33			33			35			29			35			34			99			98
Trust and investment management fees		71			81			80			81			79			84			74			232			237
Card-related fees		30			33			32			33			31			29			32			95			92
Other service fees		28			27			33			41			34			33			35			88			102
Brokerage revenue		39			48			48			54			41			54			40			135			135
Leasing revenue		30			34			35			36			41			46			55			99			142
Derivative gains (losses), net(1)		12			57			(49	)		35			(5	)		(7	)		(23	)		20			(35	)
Principal investment gains (losses), net		4			(2	)		15			42			24			20			10			17			54
Gain on divestitures		—			—			—			16			—			—			—			—			—
Securities (losses) gains, net		(77	)		(11	)		515			(4	)		—			(1	)		27			427			26
All other		(1	)		12			61			13			36			42			26			72			104
Total Noninterest Income	$	386		$	431		$	1,138		$	597		$	624		$	764		$	621		$	1,955		$	2,009

⁽¹⁾ Ineffective hedge and other derivative gains and losses related to loan sale and servicing activities are included in loan sale and loan servicing revenue.

NONINTEREST EXPENSE
($ in millions)

																Nine Months Ended
	2008							2007								September 30,
	3rd Qtr		2nd Qtr		1st Qtr			4th Qtr		3rd Qtr		2nd Qtr		1st Qtr		2008		2007
Salaries, benefits, and other personnel	$	563	$	619	$	659		$	663	$	642	$	642	$	633	$	1,841	$	1,917
Equipment		76		80		80			91		76		85		83		236		244
Net occupancy		83		84		88			84		77		76		78		255		231
Third-party services		103		87		82			101		81		89		86		272		256
Insurance expense		18		17		19			22		19		23		25		54		67
Telecommunications		18		20		19			15		18		19		18		57		55
Marketing and public relations		35		47		27			38		41		45		33		109		119
Leasing expense		23		22		25			24		28		33		34		70		95
Postage and supplies		30		31		36			38		34		33		41		97		108
Travel and entertainment		16		18		17			20		18		21		18		51		57
State and local taxes		8		12		17			15		19		23		20		37		62
Intangible asset amortization		20		20		20			25		20		19		17		60		56
Other real estate owned		122		61		49			25		17		13		10		232		40
Impairment, fraud, and other losses, net		134		1,098		(197	)		337		257		14		6		1,035		277
All other		86		61		71			69		49		51		54		218		154
Total Noninterest Expense	$	1,335	$	2,277	$	1,012		$	1,567	$	1,396	$	1,186	$	1,156	$	4,624	$	3,738
Memo:
Acquisition integration costs	$	1	$	13	$	13		$	19	$	13	$	20	$	16	$	27	$	49

17

Unaudited
National City Corporation
DEPOSIT SERVICE CHARGES
($ in millions)

															Nine Months Ended
	2008						2007								September 30,
	3rd Qtr		2nd Qtr		1st Qtr		4th Qtr		3rd Qtr		2nd Qtr		1st Qtr		2008		2007
Personal Accounts:
DDA and NOW deposit fees	$	10	$	9	$	7	$	8	$	7	$	8	$	8	$	26	$	23
Savings and time deposit fees		3		3		3		3		3		3		3		9		9
Overdraft and NSF fees		131		118		103		121		111		108		93		352		312
Debit card interchange fees		42		46		40		39		36		34		32		128		102
Total personal account fees		186		176		153		171		157		153		136		515		446
Business accounts:
Deposit fees		5		6		4		5		5		5		5		15		15
Overdraft and NSF fees		17		14		14		14		15		14		13		45		42
Debit card interchange fees		6		7		5		5		6		5		4		18		15
Cash management fees		51		52		49		44		42		42		41		152		125
Total Business account fees		79		79		72		68		68		66		63		230		197
Other deposit service charges		8		5		5		10		4		4		5		18		13
Total Deposit Service Charges	$	273	$	260	$	230	$	249	$	229	$	223	$	204	$	763	$	656

CARD-RELATED FEES
($ in millions)

																						Nine Months Ended
	2008									2007												September 30,
	3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			2008			2007
Credit card:
Credit limit exceed and stop payment fees	$	3		$	3		$	4		$	3		$	4		$	3		$	3		$	10		$	10
Cash advance fees		4			4			3			2			3			3			2			11			8
Interchange fees		23			26			22			29			24			23			23			71			70
Reward programs and incentives		(12	)		(11	)		(9	)		(13	)		(12	)		(12	)		(10	)		(32	)		(34	)
Other fees		(2	)		(3	)		(1	)		(2	)		(2	)		(2	)		(1	)		(6	)		(5	)
Total credit card fees		16			19			19			19			17			15			17			54			49
Other:
Personal and business lines of credit fees		1			1			1			1			1			—			1			3			2
Home equity lines of credit		1			2			1			2			2			3			2			4			7
ATM fees		12			11			11			11			11			11			12			34			34
Total other card-related fees		14			14			13			14			14			14			15			41			43
Total Card-Related Fees	$	30		$	33		$	32		$	33		$	31		$	29		$	32		$	95		$	92

18

Unaudited
National City Corporation
SALARIES, BENEFITS, AND OTHER PERSONNEL EXPENSE
($ in millions)

																						Nine Months Ended
	2008									2007												September 30,
	3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			2008			2007
Salaries and wages	$	348		$	349		$	357		$	364		$	366		$	354		$	350		$	1,054		$	1,070
Incentive compensation		118			147			157			182			165			190			159			422			514
Deferred personnel costs		(35	)		(28	)		(24	)		(63	)		(76	)		(88	)		(75	)		(87	)		(239	)
Stock-based compensation		15			13			19			16			15			22			23			47			60
Payroll taxes		31			35			48			30			35			36			49			114			120
Contract labor		38			33			29			49			41			35			32			100			108
Medical and other benefits		36			42			40			18			40			38			41			118			119
Retirement plans		21			22			31			16			31			32			37			74			100
Market valuation adjustments on deferred compensation liabilities		(18	)		(8	)		(18	)		(14	)		(3	)		12			4			(44	)		13
Severance and other		9			14			20			65			28			11			13			43			52
Total Salaries, Benefits, and Other Personnel Expense	$	563		$	619		$	659		$	663		$	642		$	642		$	633		$	1,841		$	1,917

FULL-TIME EQUIVALENT EMPLOYEES BY LINE OF BUSINESS⁽¹⁾

	2008						2007
	3rd Qtr		2nd Qtr		1st Qtr		4th Qtr		3rd Qtr		2nd Qtr		1st Qtr
Line of business staff:
Retail Banking		15,240		15,293		15,238		15,015		15,092		13,694		13,468
Corporate Banking		2,448		2,457		2,506		2,454		2,516		2,424		2,449
Mortgage Banking		4,045		4,426		4,674		5,841		6,988		7,128		6,941
Asset Management		1,536		1,548		1,546		1,533		1,568		1,528		1,532
Exit Portfolios		87		90		91		3		207		455		419
Corporate support staff(2)		6,472		6,488		6,786		7,218		7,653		7,216		7,502
Total Employees		29,828		30,302		30,841		32,064		34,024		32,445		32,311

(1)	Represents period-end, active, full-time equivalent employees.
(2)	Personnel expense associated with corporate staff are allocated to the lines of business either directly based on usage or indirectly as part of the general overhead allocation process.

MORTGAGE BANKING
FULL-TIME EQUIVALENT EMPLOYEES⁽¹⁾

	2008						2007
	3rd Qtr		2nd Qtr		1st Qtr		4th Qtr		3rd Qtr		2nd Qtr		1st Qtr
National City Mortgage(NCM):
Loan origination — commission		1,662		1,845		1,954		2,370		2,674		2,675		2,646
Loan origination — non-commission		1,237		1,398		1,513		1,992		2,677		2,785		2,600
Total loan origination		2,899		3,243		3,467		4,362		5,351		5,460		5,246
Loan servicing		855		848		852		871		645		686		708
Indirect production		194		223		236		386		730		791		792
Corporate overhead and other		97		112		119		222		262		191		195
Total Mortgage Banking FTEs		4,045		4,426		4,674		5,841		6,988		7,128		6,941

⁽¹⁾ Represents period-end, active, full-time equivalent employees.

19

Unaudited
National City Corporation
CREDIT QUALITY STATISTICS
($ in millions)

																						Nine Months Ended
	2008									2007												September 30,
	3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			2008			2007
LOAN LOSS ALLOWANCE
Beginning loan loss allowance	$	3,434		$	2,582		$	1,762		$	1,373		$	1,136		$	1,104		$	1,131		$	1,762		$	1,131
Provision for loan losses		1,184			1,592			1,393			691			368			145			122			4,169			635
Charge-offs:
Commercial		48			42			26			43			17			14			12			116			43
Commercial leases		14			11			12			12			8			16			22			37			46
Commercial construction		85			39			19			18			10			5			5			143			20
Commercial real estate		23			23			8			19			7			3			3			54			13
Residential real estate*		292			414			271			90			58			50			60			977			168
Home equity*		216			189			172			76			47			25			31			577			103
Credit card and other unsecured lines of credit		57			55			53			36			29			28			35			165			92
Other consumer(2)		154			20			23			25			13			13			14			197			40
Total charge-offs		889			793			584			319			189			154			182			2,266			525
Recoveries:
Commercial		4			7			7			7			6			5			5			18			16
Commercial leases		5			7			7			4			3			6			6			19			15
Commercial construction		1			—			—			—			—			—			—			1			—
Commercial real estate		1			1			1			1			4			4			1			3			9
Residential real estate*		17			18			14			11			18			20			2			49			40
Home equity*		6			7			6			10			9			10			9			19			28
Credit card and other unsecured lines of credit		4			5			4			4			3			4			5			13			12
Other consumer		7			8			7			7			5			7			7			22			19
Total recoveries		45			53			46			44			48			56			35			144			139
Net charge-offs		844			740			538			275			141			98			147			2,122			386
Other(1)		(22	)		—			(35	)		(27	)		10			(15	)		(2	)		(57	)		(7	)
Ending loan loss allowance	$	3,752		$	3,434		$	2,582		$	1,762		$	1,373		$	1,136		$	1,104		$	3,752		$	1,373
NET CHARGE-OFFS AS A % OF AVERAGE PORTFOLIO LOANS (annualized)
Commercial		.55	%		.44	%		.24	%		.47	%		.17	%		.12	%		.11	%		.41	%		.13	%
Commercial leases		.87			.35			.49			.73			.49			.94			1.63			.57			1.00
Commercial construction		3.94			1.70			.83			.80			.50			.25			.28			2.13			.35
Commercial real estate		.56			.60			.19			.49			.08			(.06	)		.07			.45			.03
Residential real estate*		6.00			8.32			5.08			1.49			.85			.70			1.35			6.44			.96
Home equity*		3.23			2.76			2.49			.99			.63			.29			.43			2.82			.46
Credit card and other unsecured lines of credit		5.54			5.55			5.36			3.52			3.06			3.14			3.99			5.48			3.38
Other consumer		4.75			1.16			1.37			1.68			.67			.48			.50			4.27			.54
Total Net Charge-offs		2.67	%		2.61	%		1.88	%		.96	%		.54	%		.39	%		.61	%		2.46	%		.51	%
LENDING-RELATED COMMITMENTS ALLOWANCE(3)
Beginning lending-related commitment allowance	$	75		$	67		$	65		$	54		$	61		$	63		$	78		$	65		$	78
Net provision for losses on lending-related commitments(4)		(4	)		8			2			11			(7	)		(2	)		(15	)		6			(24	)
Ending lending-related commitment allowance	$	71		$	75		$	67		$	65		$	54		$	61		$	63		$	71		$	54

(1)	Includes the allowance for loan losses associated with acquisitions, portfolio loans transferred to held for sale, and reinsurance claims paid to third parties.
(2)	Includes $126 million of accelerated losses for marine loans transferred to held for sale at fair value in September 2008.
(3)	Included in accrued expenses and other liabilities on the consolidated balance sheet.
(4)	Included in impairment, fraud, and other losses on the consolidated income statement.
*	Reclassfied per the note on page 2.

20

Unaudited
National City Corporation
CREDIT QUALITY STATISTICS (continued)
($ in millions)

																Nine Months Ended
	2008							2007								September 30,
	3rd Qtr			2nd Qtr		1st Qtr		4th Qtr		3rd Qtr		2nd Qtr		1st Qtr		2008		2007
PROVISION FOR LOAN LOSSES
Total Core Portfolios	$	506		$	512	$	352	$	300	$	217	$	103	$	30	$	1,370	$	350
Exit Portfolios:
Residential real estate
Nonprime mortgage		153			338		249		171		37		35		66		740		138
Construction		(8	)		244		318		—		—		—		—		554		—
Other first lien mortgages		162			53		53		—		—		—		—		268		—
Home equity Home equity lines of credit		132			161		193		130		74		6		18		486		98
Home equity installment		97			259		211		83		39		1		4		567		44
Other consumer loans		142			25		17		7		1		—		4		184		5
Total Exit Portfolios		678			1,080		1,041		391		151		42		92		2,799		285
Total Provision for Loan Losses	$	1,184		$	1,592	$	1,393	$	691	$	368	$	145	$	122	$	4,169	$	635
NET CHARGE-OFFS
Core Portfolios:
Commercial loans and leases	$	53		$	39	$	24	$	44	$	16	$	19	$	23	$	116	$	58
Commercial construction and Commercial real estate		106			61		26		36		13		4		7		193		24
Residential real estate		38			24		19		41		17		5		5		81		27
Home equity		34			32		43		14		10		6		11		109		27
Credit card and other secured lines of credit		53			50		49		32		26		24		30		152		80
Other consumer loans		6			3		4		9		4		2		2		13		8
Total Core Portfolios		290			209		165		176		86		60		78		664		224
Exit Portfolios:
Residential real estate
Nonprime mortgage		114			145		141		38		23		25		53		400		101
Construction		109			223		96		—		—		—		—		428		—
Other first lien mortgages		14			4		1		—		—		—		—		19		—
Home equity
Home equity lines of credit		88			74		64		27		21		7		10		226		38
Home equity installment		88			76		59		25		7		2		1		223		10
Other consumer loans(1)		141			9		12		9		4		4		5		162		13
Total Exit Portfolios		554			531		373		99		55		38		69		1,458		162
Total Net Charge-Offs	$	844		$	740	$	538	$	275	$	141	$	98	$	147	$	2,122	$	386
ENDING LOAN LOSS ALLOWANCE
Core Portfolios:
Commercial loans and leases	$	566		$	517	$	508	$	461	$	457	$	415	$	414
Commercial construction and Commercial real estate		562			491		326		263		239		191		172
Residential real estate		96			92		66		214		123		61		54
Home equity		162			131		108		77		74		69		60
Credit card and other secured lines of credit		316			256		180		163		160		144		138
Other consumer loans		13			10		6		8		10		12		9
Total Core Portfolios		1,715			1,497		1,194		1,186		1,063		892		847
Exit Portfolios:
Residential real estate
Nonprime mortgage		583			545		352		266		159		172		178
Construction		287			404		383		—		—		—		—
Other first lien mortgages		254			106		57		—		—		—		—
Home equity
Home equity lines of credit		448			404		317		188		86		33		34
Home equity installment		442			433		250		98		39		8		9
Other consumer loans		23			45		29		24		26		31		36
Total Exit Portfolios		2,037			1,937		1,388		576		310		244		257
Total Ending Loan Loss Allowance	$	3,752		$	3,434	$	2,582	$	1,762	$	1,373	$	1,136	$	1,104

⁽¹⁾ Includes $126 million of accelerated losses for marine loans transferred to held for sale at fair value in September 2008.

21

Unaudited
National City Corporation
CREDIT QUALITY STATISTICS (continued)
($ in millions)

	2008									2007
	3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr
NONPERFORMING ASSETS
Commercial	$	270		$	219		$	218		$	149		$	142		$	117		$	107
Commercial leases		26			17			13			6			10			8			13
Commercial construction		728			626			387			301			234			108			119
Commercial real estate		400			294			239			189			181			138			118
Residential real estate:
Nonprime		451			441			435			119			86			75			68
Construction		440			420			496			145			67			8			10
Other*		512			397			320			157			124			107			100
Total residential real estate *		1,403			1,258			1,251			421			277			190			178
Home equity*		197			176			151			24			17			1			1
Total nonperforming portfolio loans		3,024			2,590			2,259			1,090			861			562			536
Other real estate owned (OREO):
Commercial		3			2			16			15			4			3			—
Residential real estate:
National City Mortgage and other		207			190			129			99			72			58			54
Secured by GNMA		76			75			62			58			58			56			67
Nonprime		219			261			261			242			179			157			136
Total real estate — residential		502			526			452			399			309			271			257
Other		—			—			20			10			11			10			6
Total OREO		505			528			488			424			324			284			263
Mortgage loans held for sale and other		8			8			5			9			26			2			2
Total Nonperforming Assets	$	3,537		$	3,126		$	2,752		$	1,523		$	1,211		$	848		$	801
NONPERFORMING LOANS CORE AND EXIT PORTFOLIOS
Core Portfolios:
Commercial loans and leases	$	296		$	236		$	231		$	155		$	152		$	125		$	120
Commercial construction and Commercial real estate		1,128			920			626			490			415			246			237
Residential real estate		303			261			270			302			191			115			110
Home equity		13			16			13			19			15			1			1
Total Core Portfolios		1,740			1,433			1,140			966			773			487			468
Exit Portfolios:
Residential real estate
Nonprime		451			441			435			119			86			75			68
Construction		440			420			496			—			—			—			—
Other first lien mortgages		209			136			50			—			—			—			—
Home equity
Home equity lines of credit		98			92			80			4			2			—			—
Home equity installment		86			68			58			1			—			—			—
Total Exit Portfolios		1,284			1,157			1,119			124			88			75			68
Total Nonperforming Loans	$	3,024		$	2,590		$	2,259		$	1,090		$	861		$	562		$	536
RATIOS
Nonperforming assets to period-end portfolio loans and other nonperforming assets		3.19	%		2.74	%		2.37	%		1.31	%		1.08	%		.85	%		.80	%
Nonperforming assets to period-end total assets		2.44			2.03			1.77			1.02			.79			.60			.58
Loan loss allowance to nonperforming portfolio loans		124.07			132.59			114.25			161.55			159.42			202.16			206.08
Loan loss allowance to period-end portfolio loans		3.40			3.03			2.23			1.52			1.23			1.14			1.11
Loan loss allowance (period-end) to annualized net charge-offs		111.78			115.45			119.22			161.24			245.43			291.06			184.68

* Reclassfied per the note on page 2.

22

Unaudited
National City Corporation
CREDIT QUALITY STATISTICS (continued)
($ in millions)

	2008									2007
	3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr
LOANS 90+ DAYS PAST DUE ACCRUING INTEREST(1)
Commercial	$	23		$	25		$	71		$	38		$	42		$	45		$	46
Commercial leases		2			3			1			—			—			—			—
Commercial construction		93			44			84			87			66			66			30
Commercial real estate		48			102			76			51			57			38			31
Residential real estate(2):
Nonprime		336			397			513			808			734			619			644
Construction		29			9			—			302			163			95			51
Other*		455			445			431			390			230			143			111
Total residential real estate*		820			851			944			1,500			1,127			857			806
Home equity(2)*		60			55			52			158			80			38			55
Credit card and other unsecured lines of credit		52			51			54			46			34			28			35
Other consumer		10			16			16			17			11			9			10
Mortgage loans held for sale and other		13			9			15			16			43			28			19
Total Loans 90+ Days Past Due	$	1,121		$	1,156		$	1,313		$	1,913		$	1,460		$	1,109		$	1,032
Total Loans 30-89 Days Past Due	$	2,647		$	2,691		$	2,911		$	2,740		$	2,750		$	2,159		$	2,245
Loans 90+ days past due to period-end portfolio and held for sale loans		.99	%		1.00	%		1.09	%		1.59	%		1.18	%		.97	%		.94	%
LOANS 90+ DAYS PAST DUE: CORE AND EXIT PORTFOLIOS
Core Portfolios:
Commercial loans and leases	$	25		$	28		$	72		$	38		$	42		$	45		$	46
Commercial construction and Commercial real estate		141			146			160			138			123			104			61
Residential real estate		301			308			253			692			393			238			162
Home equity		60			55			52			56			36			23			33
Credit card and other unsecured lines of credit		52			51			54			46			34			28			35
Other consumer		3			5			5			17			11			9			10
Total Core Portfolios		582			593			596			987			639			447			347
Exit Portfolios:
Residential real estate
Nonprime		336			397			513			808			734			619			644
Construction		29			9			—			—			—			—			—
Other first lien mortgages		154			137			178			—			—			—			—
Home equity
Home equity lines of credit		—			—			—			62			29			13			21
Home equity installment		—			—			—			40			15			2			1
Other consumer loans		7			11			11			—			—			—			—
Total Exit Portfolios		526			554			702			910			778			634			666
Mortgage loans held for sale and other		13			9			15			16			43			28			19
Total Loans 90+ Days Past Due	$	1,121		$	1,156		$	1,313		$	1,913		$	1,460		$	1,109		$	1,032
CREDIT RISK PROTECTION
Balance of mortgages included under credit risk transfer agreement(3)	$	1,038		$	1,120		$	1,238		$	1,402		$	1,556		$	1,749		$	2,084
First liens with lender paid mortgage insurance(4)		1,006			1,111			1,225			1,374			1,532			1,676			1,782
Second liens with lender paid mortgage insurance(4)		895			1,030			1,228			1,462			1,647			1,876			1,983

(1)	Amounts exclude GNMA insured loans.
(2)	In 2008, certain loans were classified as nonperforming at 90 days past due.
(3)	The Corporation has a credit risk transfer agreement on certain nonprime (First Franklin) mortgage loans. In the event that cumulative net credit losses on these loans exceed a defined threshold, the counterparty to this arrangement would bear the risk of additional losses, up to a defined level. The disclosed amount represents the remaining balance of portfolio loans associated with the credit risk transfer agreement.
(4)	Represents the principal balance of first lien and second lien loans with lender paid mortgage insurance (LPMI) that reduces the Corporation’s potential lifetime losses on those loans.
*	Reclassfied per the note on page 2.

23

Unaudited
National City Corporation
TEN LARGEST NONPERFORMING ASSETS AS OF SEPTEMBER 30, 2008
($ in millions)

			As a Percentage of
	Amount		Total
Description	Outstanding		Nonperforming Assets
Residential Land Development, Single Family Home Construction & Condominium Construction	$	55		1.6	%
Retail and Residential Land Development and Construction		39		1.1	%
Apartment Construction		39		1.1	%
Working Capital and Fixed Asset Financing		33		0.9	%
Retail, Office, and Residential Land Development		32		0.9	%
Residential Land Development		31		0.9	%
Residential Land Development		26		0.7	%
Multi-Purpose Land Development & Condominium Construction		25		0.7	%
Residential Land Development & Condominium Construction		24		0.7	%
Multi-Purpose Land Development, Single Family Home & Commercial Construction		21		0.6	%
	$	325		9.2	%
Total nonperforming assets	$	3,537		100.0	%
Nonperforming assets as a percentage of period-end portfolio loans and other nonperforming assets				3.19	%

COMMERCIAL LOAN INDUSTRY CONCENTRATION AS OF SEPTEMBER 30, 2008
($ in millions)

			Percent to			Average Loan		Largest Loan
Major Industry(1)	Balance		Total			Balance Per Obligor		to a Single Obligor
Real estate	$	19,342		33	%	$	1.2	$	122
Consumer cyclical		9,908		17	%		1.2		88
Industrial		7,372		12	%		1.5		107
Consumer noncyclical		6,656		11	%		.7		44
Basic materials		4,668		8	%		2.1		90
Financial		4,219		7	%		2.5		70
Services		2,062		3	%		.5		63
Energy and utilities		1,230		2	%		1.6		63
Technology		538		1	%		2.9		57
Miscellaneous		3,538		6	%		.4		150
Total commercial, commercial leases, commercial real estate, and commercial construction	$	59,533		100	%

⁽¹⁾ Based on Standard Industrial Classification System codes.

24

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National City Corporation
RETAIL BANKING PERFORMANCE MEASURES
($ in millions)

															Nine Months Ended
	2008						2007								September 30,
	3rd Qtr		2nd Qtr		1st Qtr		4th Qtr		3rd Qtr		2nd Qtr		1st Qtr		2008		2007
Average Total Deposits (1)	$	75,717	$	75,475	$	72,981	$	72,667	$	67,205	$	63,738	$	61,971	$	74,728	$	64,324
DEPOSIT ACCOUNT METRICS(1)(2)
Personal Deposits:
Noninterest Bearing Checking
Average total balance	$	3,325	$	3,517	$	3,459	$	3,408	$	3,301	$	3,384	$	3,321	$	3,433	$	3,335
Number of accounts(3)		1,916		1,913		1,915		1,804		1,816		1,796		1,782
Interest Bearing Checking
Average total balance	$	9,160	$	9,566	$	9,492	$	9,304	$	8,890	$	8,997	$	8,855	$	9,405	$	8,914
Number of accounts(3)		1,238		1,226		1,221		1,149		1,165		1,175		1,183
Money Market Savings
Average total balance	$	17,495	$	18,611	$	19,484	$	18,607	$	16,906	$	15,817	$	15,054	$	18,526	$	15,933
Number of accounts(3)		1,693		1,640		1,587		1,455		1,357		1,228		1,090
Regular savings
Average total balance	$	2,387	$	2,542	$	2,590	$	2,633	$	2,148	$	2,027	$	2,040	$	2,506	$	2,072
Number of accounts(3)		459		482		504		492		517		551		575
Business Deposits:
Average total balance	$	8,738	$	9,309	$	9,519	$	9,916	$	9,454	$	9,116	$	8,933	$	9,187	$	9,170
Number of accounts(3)		473		473		471		450		447		441		434
Time Deposits:
Average total balance	$	34,459	$	31,793	$	28,278	$	28,620	$	26,325	$	24,206	$	23,601	$	31,521	$	24,720
Number of accounts(3)		1,387		1,339		1,233		1,092		1,153		1,150		1,137
CONSUMER LOAN PRODUCTION METRICS (# of loans)(2)(4)
Installment loan originations:
Home equity(5)(6)		998		1,083		1,988		3,179		5,617		6,946		5,716
Other(7)		6,031		6,445		5,839		6,557		8,496		8,363		6,021
Home equity(6) and other lines of credit		20,831		22,303		28,715		30,920		21,123		22,074		17,123
Total Consumer Loan Originations		27,860		29,831		36,542		40,656		35,236		37,383		28,860
BANK BRANCHES
Traditional		1,406		1,409		1,412		1,415		1,409		1,324		1,320
In-store		28		28		29		31		33		33		37
Total Bank Branches		1,434		1,437		1,441		1,446		1,442		1,357		1,357
ATMs		2,186		2,194		2,226		2,223		2,225		2,101		2,098
Online Banking Customers		2,545,168		2,312,280		2,089,516		2,207,194		2,053,894		1,872,661		1,760,334
SELECTED LOAN METRICS
Student loans (other consumer)(8)
End of period balances	$	1,142	$	793	$	833	$	584	$	490	$	233	$	915
Average balances		926		827		779		522		359		873		901	$	848	$	709
Principal balance of loans sold		28		146		20		66		80		785		83		194		948
Gain on loan sales		1		2		—		1		1		15		1		3		17
National City Card Services (NCCS)
Average balances:
Credit cards	$	1,542	$	1,635	$	1,706	$	1,561	$	1,361	$	1,172	$	1,463	$	1,628	$	1,331
Securitized credit cards(9)		1,824		1,590		1,450		1,450		1,450		1,450		1,082		1,622		1,329
Total Average Managed NCCS Credit Cards	$	3,366	$	3,225	$	3,156	$	3,011	$	2,811	$	2,622	$	2,545	$	3,250	$	2,660

(1)	Restated to reflect the reassignment of certain deposits with the Corporate Banking line of business.
(2)	Excludes Education Finance and National City Card Services. Additionally, home equity loans generated by the former National Home Equity business are excluded from these metrics.
(3)	Represents period-end number of accounts in thousands.
(4)	Includes amounts associated with the Harbor and Fidelity acquisitions beginning second quarter 2007. Additionally, includes amounts associated with the MAF acquisition beginning first quarter 2008.
(5)	Represents closed-end home equity installment loans included in home equity portfolio loans on the consolidated balance sheet.
(6)	See additional home equity portfolio statistics on page 30.
(7)	Represents other secured installment loans.
(8)	Includes loans held in portfolio and loans held for sale.
(9)	Securitized credit cards are managed by the Retail Banking business unit. See page 11 for further information on these securitized balances.

25

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National City Corporation
ASSET MANAGEMENT PERFORMANCE MEASURES
($ in millions)

																						Nine Months Ended
	2008									2007												September 30,
	3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			2008			2007
ASSETS UNDER ADMINISTRATION
Managed assets:
Value at beginning of period	$	61,004		$	62,851		$	64,511		$	65,587		$	64,560		$	62,186		$	61,369		$	64,511		$	61,369
Acquisitions		—			—			—			—			—			—			99			—			99
Estimated change due to market impact		(3,013	)		192			(2,572	)		(641	)		1,425			2,293			915			(5,393	)		4,633
Other activity, net		(264	)		(2,039	)		912			(435	)		(398	)		81			(197	)		(1,391	)		(514	)
Value at end of period		57,727			61,004			62,851			64,511			65,587			64,560			62,186			57,727			65,587
Non-managed assets:
Value at beginning of period		47,546			49,276			50,283			51,277			52,886			51,729			50,823			50,283			50,823
Acquisitions		—			—			—			—			—			—			19			—			19
Estimated change due to market impact		(2,448	)		(526	)		(2,603	)		(619	)		281			1,563			990			(5,577	)		2,834
Other activity, net		(468	)		(1,204	)		1,596			(375	)		(1,890	)		(406	)		(103	)		(76	)		(2,399	)
Value at end of period		44,630			47,546			49,276			50,283			51,277			52,886			51,729			44,630			51,277
Total assets at end of period	$	102,357		$	108,550		$	112,127		$	114,794		$	116,864		$	117,446		$	113,915		$	102,357		$	116,864
Proprietary mutual fund assets (included above)	$	13,321		$	13,266		$	13,960		$	13,354		$	13,492		$	13,339		$	13,247
Assets under administration represented by:
Type of investment:
Money market and other	$	65,103		$	36,010		$	36,661		$	31,167		$	31,364		$	31,774		$	30,769
Equity		21,038			50,477			52,500			57,920			60,649			60,843			59,066
Fixed income		16,216			22,063			22,966			25,707			24,851			24,829			24,080
Total	$	102,357		$	108,550		$	112,127		$	114,794		$	116,864		$	117,446		$	113,915
Type of business:
Investment management and personal trust	$	54,636		$	57,264		$	58,460		$	60,694		$	61,480		$	60,942		$	58,957
Corporate trust		17,470			17,934			19,299			17,986			17,562			18,051			17,319
Retirement plan services		13,589			15,124			15,956			16,526			17,270			17,546			17,123
Charitable and endowment		6,941			7,573			7,593			7,976			8,280			8,680			8,692
Other		9,721			10,655			10,819			11,612			12,272			12,227			11,824
Total	$	102,357		$	108,550		$	112,127		$	114,794		$	116,864		$	117,446		$	113,915
Percentage of assets under administration represented by:
Type of investment:
Money market and other		64	%		33	%		33	%		27	%		27	%		27	%		27	%
Equity		20	%		47	%		47	%		51	%		52	%		52	%		52	%
Fixed income		16	%		20	%		20	%		22	%		21	%		21	%		21	%
Type of business:
Investment management and personal trust		53	%		53	%		52	%		53	%		53	%		52	%		52	%
Corporate trust		17	%		16	%		17	%		16	%		15	%		15	%		15	%
Retirement plan services		13	%		14	%		14	%		14	%		15	%		15	%		15	%
Charitable and endowment		7	%		7	%		7	%		7	%		7	%		7	%		8	%
Other		10	%		10	%		10	%		10	%		10	%		11	%		10	%

26

Unaudited
National City Corporation
LOAN SALE AND SERVICING REVENUE
($ in millions)

																						Nine Months Ended
	2008									2007												September 30,
	3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			2008			2007
LOAN SALE REVENUE BY LOAN TYPE(1)
Commercial real estate	$	10		$	18		$	16		$	9		$	10		$	10		$	16		$	44		$	36
Commercial		(2	)		—			2			3			(2	)		—			—			—			(2	)
Residential real estate:
National City Mortgage (NCM)		16			(62	)		74			(136	)		(71	)		77			53			28			59
First Franklin		—			—			—			—			—			—			(23	)		—			(23	)
Total residential real estate		16			(62	)		74			(136	)		(71	)		77			30			28			36
Other consumer loans:
Home equity lines of credit		(6	)		(27	)		(3	)		(17	)		(8	)		(12	)		4			(36	)		(16	)
Home equity installment		(5	)		(46	)		(7	)		(12	)		(7	)		17			17			(58	)		27
Credit card		6			19			7			3			3			3			7			32			13
Student		—			4			—			1			1			15			1			4			17
Total Loan Sale Revenue	$	19			($94	)	$	89			($149	)		($74	)	$	110		$	75		$	14		$	111
SERVICING REVENUE BY LOAN TYPE
Commercial real estate		($10	)	$	2		$	3		$	2		$	3		$	3		$	4			($5	)	$	10
Residential real estate-National City Mortgage		(107	)		(89	)		(26	)		69			114			49			(6	)		(222	)		157
Other consumer loans		42			40			39			44			42			44			34			121			120
Total Loan Servicing Revenue, net		($75	)		($47	)	$	16		$	115		$	159		$	96		$	32			($106	)	$	287
RESIDENTIAL REAL ESTATE SERVICING REVENUE COMPONENTS:
Net servicing fees	$	142		$	141		$	143		$	143		$	134		$	128		$	129		$	426		$	391
Servicing asset valuation changes due to time decay and payoffs	(60)				(84	)		(110	)		(85	)		(84	)		(89	)		(86	)		(254	)		(259	)
Other servicing asset valuation changes(2)		(321	)		297			(216	)		(111	)		(89	)		315			(55	)		(240	)		171
Gains (losses) on derivatives and securities used to hedge servicing assets		132			(443	)		157			122			153			(305	)		6			(154	)		(146	)
Total residential real estate servicing revenue, net		($107	)		($89	)		($26	)	$	69		$	114		$	49			($6	)		($222	)	$	157

(1)	Excludes gains/losses related to loans held in trading accounts and distressed sales of commercial loans.
(2)	Valuation changes are primarily driven by market changes in mortgage interest rates, but also includes changes in other inputs and assumptions used to value MSRs.

27

Unaudited
National City Corporation
NCM LOAN SALE DATA
($ in millions)

																						Nine Months Ended
	2008									2007												September 30,
	3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			2008			2007
NCM ORIGINATION AND SALE DATA
PRODUCTION DATA:
Applications (related to loans to be held in portfolio and sold)	$	6,162		$	7,816		$	13,299		$	14,271		$	21,185		$	24,718		$	22,366		$	27,277		$	68,269
Originations:
Retail	$	3,610		$	5,273		$	6,821		$	5,090		$	6,245		$	7,755		$	6,680		$	15,704		$	20,680
Wholesale		—			1			572			3,489			5,639			6,483			5,153			573			17,275
Less: loan originations for portfolio and other units		(98	)		(192	)		(436	)		(425	)		(880	)		(1,248	)		(1,085	)		(726	)		(3,213	)
Total originations for sale	$	3,512		$	5,082		$	6,957		$	8,154		$	11,004		$	12,990		$	10,748		$	15,551		$	34,742
Percentage of originations represented by:
Refinances		31	%		47	%		66	%		51	%		45	%		50	%		58	%		52	%		51	%
Government loans		48	%		35	%		17	%		13	%		8	%		6	%		5	%		30	%		6	%
Adjustable-rate loans		9	%		8	%		13	%		11	%		19	%		21	%		26	%		10	%		22	%
Geographic mix of originations (based on $ volume of loans originated for sale):
Current top five states and their percentage to total originations:
Virginia		12	%		12	%		11	%		7	%		7	%		7	%		9	%		11	%		8	%
Illinois		11	%		13	%		13	%		9	%		8	%		7	%		7	%		13	%		8	%
Maryland		9	%		9	%		9	%		7	%		7	%		7	%		8	%		9	%		8	%
Ohio		8	%		7	%		7	%		—			—			—			—			7	%		—
California		8	%		—			7	%		13	%		15	%		16	%		17	%		7	%		16	%
LOAN SALES:
Loans sold servicing retained	$	3,543		$	6,146		$	6,852		$	11,740		$	9,583		$	9,727		$	8,601		$	16,541		$	27,911
Loans sold servicing released		153			129			153			234			455			770			669			435			1,894
Total Loan Sales	$	3,696		$	6,275		$	7,005		$	11,974		$	10,038		$	10,497		$	9,270		$	16,976		$	29,805
LOAN SALE REVENUE COMPONENTS:
Fair value changes/gain on sales(1)	$	24			($56	)	$	110			($124	)		($23	)	$	48		$	70		$	78		$	95
Estimated effect of delayed delivery(2)		(10	)		(13	)		(15	)		(6	)		(7	)		(4	)		(6	)		(38	)		(17	)
Hedge results(3)		(5	)		(7	)		(27	)		4			(83	)		3			(14	)		(39	)		(94	)
Disallowed valuation adjustments(4)		—			—			—			(15	)		37			25			(1	)		—			61
Other (5)		7			14			6			5			5			5			4			27			14
Total Loan Sale Revenue	$	16			($62	)	$	74			($136	)		($71	)	$	77		$	53		$	28		$	59
Gain (loss) on sale percentage (equals gain on sale/$ volume of loans sold for period)		.67	%		(.90	)%		1.57	%		(1.05	)%		(.23	)%		.46	%		.75	%		.46	%		.32	%

(1)	Effective 1/1/2008, National City adopted fair value accounting for held for sale residential real estate. Represents fee income, sales gains/losses, and servicing value of loans originated and sold, net of direct originations costs for periods prior to the adoption of fair value accounting.
(2)	Represents the estimated effect on revenue of delayed delivery of loans to the secondary market (i.e., roll charges), which is offset for the most part by a related increase in interest income due to the loans being held for a longer period of time.
(3)	Represents the results of hedging pipeline, warehouse loans, and anticipated mortgage servicing rights (MSR) for the period beginning with lock commitment and ending with sale settlement.
(4)	Represents timing differences for disallowed warehouse loan valuation changes related to failed SFAS 133 effectiveness test and anticipated MSR valuation changes related to interest rate lock commitments not recorded pursuant to SAB 105.
(5)	Represents recoveries of prior write-downs on repurchased loans and GNMA early buyout program revenue.

28

Unaudited
National City Corporation
NCM LOAN SERVICING DATA
($ in millions)

																						Nine Months Ended
	2008									2007												September 30,
	3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			2008			2007
NCM MORTGAGE SERVICING RIGHTS (MSRs)
Fair value at beginning of period	$	2,625		$	2,312		$	2,526		$	2,503		$	2,468		$	2,090		$	2,094		$	2,526		$	2,094
Acquisitions		—			—			—			(1	)		37			—			7			—			44
Additions		52			100			112			220			171			152			130			264			453
Time decay(1) & payoffs(2)		(60	)		(84	)		(110	)		(85	)		(84	)		(89	)		(86	)		(254	)		(259	)
Changes in model valuation inputs or assumptions(3)		(321	)		297			(216	)		(111	)		(89	)		315			(55	)		(240	)		171
Fair Value at End of Period	$	2,296		$	2,625		$	2,312		$	2,526		$	2,503		$	2,468		$	2,090		$	2,296		$	2,503
Ratio of fair value of MSRs to total mortgage loans serviced for third parties		1.31	%		1.49	%		1.30	%		1.41	%		1.44	%		1.47	%		1.27	%
Servicing asset capitalization rate		1.47	%		1.63	%		1.63	%		1.87	%		1.78	%		1.56	%		1.51	%		1.60	%		1.62	%
Servicing prepayment rate (annualized)		8	%		13	%		16	%		10	%		11	%		14	%		13	%
NCM SERVICING DATA
Rollforward of servicing portfolio (UPB):
Beginning balance	$	176,465		$	177,857		$	179,437		$	173,682		$	167,357		$	164,733		$	162,264		$	179,437		$	162,264
Acquisitions		—			—			—			—			3,084			—			415			—			3,499
Additions		3,543			6,146			6,852			11,740			9,583			9,727			8,601			16,541			27,911
Payments		(3,381	)		(5,523	)		(7,009	)		(4,431	)		(4,524	)		(5,928	)		(5,346	)		(15,913	)		(15,798	)
Other reductions(4)		(1,281	)		(2,015	)		(1,423	)		(1,554	)		(1,818	)		(1,175	)		(1,201	)		(4,719	)		(4,194	)
Ending balance	$	175,346		$	176,465		$	177,857		$	179,437		$	173,682		$	167,357		$	164,733		$	175,346		$	173,682
Servicing portfolio composition (UPB):
Conventional	$	112,520		$	113,353		$	113,924		$	114,326		$	108,126		$	101,853		$	99,895
Government		20,999			20,075			19,271			19,332			19,033			19,151			19,543
Jumbo and other		41,827			43,037			44,662			45,779			46,523			46,353			45,295
Total mortgage loans serviced for third parties	$	175,346		$	176,465		$	177,857		$	179,437		$	173,682		$	167,357		$	164,733
Servicing portfolio metrics:
Number of loans		1,084,219			1,089,373			1,097,184			1,106,018			1,078,996			1,050,749			1,044,233
Average loan size	$	161,726		$	161,988		$	162,103		$	162,237		$	160,966		$	159,274		$	157,755
Weighted-average note rate		6.03	%		6.03	%		6.04	%		6.05	%		6.00	%		5.96	%		5.93	%
Weighted-average servicing fee	30 bps			30 bps			30 bps			30 bps			29 bps			29 bps			29 bps
Weighted-average age in months		40			39			37			35			34			33			32
Default rate(5)		5.82	%		4.88	%		4.30	%		4.44	%		4.03	%		3.25	%		2.76	%

(1)	Represents decrease in MSR value due to the passage of time, including the impact from both regularly scheduled loan principal payments and partial loan paydowns.
(2)	Represents decrease in MSR value associated with loans that paid off during the period.
(3)	Represents MSR value change primarily resulting from market-driven changes in mortgage interest rates, but also includes changes in other inputs and assumptions.
(4)	Primarily represents foreclosure liquidations, GNMA early buyout sales, bulk servicing sales and loan repurchases.
(5)	Mortgage loans greater than 30 days past due.

29

Unaudited
National City Corporation
HOME EQUITY PORTFOLIO DATA
($ in millions)

	2008									2007
	3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr
HOME EQUITY LINES OF CREDIT (HELOC) PORTFOLIO
Period-end balances by line of business:
Corporate Banking	$	20		$	32		$	22		$	19		$	17		$	14		$	14
Retail Banking		10,491			10,355			10,110			9,912			9,660			8,288			8,233
Asset Management		747			726			680			653			637			623			626
Total period-end balances HELOCs	$	11,258		$	11,113		$	10,812		$	10,584		$	10,314		$	8,925		$	8,873
Statistics by line of business for significant portfolios:
Retail Banking
Weighted-average note rate		5.15	%		5.19	%		6.02	%		7.39	%		8.07	%		8.02	%		8.04	%
Weighted-average credit score(2)(3)		734			735			734			735			736			736			735
Weighted-average cumulative loan-to-value ratio (4)		75.00	%		75.20	%		75.19	%		74.83	%		73.73	%		73.93	%		72.05	%
Utilization rate		53	%		58	%		51	%		50			48	%		47	%		41	%
Net charge-offs	$	22		$	20		$	31		$	9		$	5		$	6		$	7
Loans 90 days past due		38			36			34			29			19			13			13
Insured balances (5)		495			497			468			588			462			332			257
HOME EQUITY LOANS (HELOAN) PORTFOLIO(1)
Period-end balances by line of business:
Corporate Banking	$	2		$	2		$	2		$	2		$	3		$	2		$	3
Retail Banking		4,481			4,630			4,851			5,017			5,097			4,984			4,888
Asset Management		104			107			119			127			123			122			120
Total period-end balances HELOANs	$	4,587		$	4,739		$	4,972		$	5,146		$	5,223		$	5,108		$	5,011
Statistics by line of business for significant portfolios:
Retail Banking
Weighted-average note rate		6.96	%		6.97	%		6.98	%		6.97	%		6.95	%		6.88	%		6.82	%
Weighted-average credit score(2)(3)		733			733			733			735			730			730			730
Weighted-average cumulative loan-to-value ratio (4)		72.66	%		72.57	%		72.43	%		72.24	%		71.52	%		71.16	%		70.74	%
Net charge-offs	$	9		$	9		$	10		$	5		$	4			—		$	4
Loans 90 days past due		19			15			15			12			9		$	8			4
Insured balances (5)		341			352			361			346			319			236			180

(1)	Represents installment loans collateralized by real estate whereby National City has a first or second lien position.
(2)	Represents the Fair Isaac Corporation FICO® score, a benchmark credit rating system used by most financial companies and National City Corporation. National City is not affiliated with Fair Isaac Corporation and obtains FICO® scores from third-party credit bureaus.
(3)	Based upon most recent available FICO® score for borrowers. FICO® scores are updated quarterly.
(4)	Based upon period-end first-lien and second-lien mortgage loan balances divided by the obtained value of the underlying mortgaged property at the time of origination.
(5)	Represents the principal balance of loans with lender paid mortgage insurance (LPMI) that reduces the Corporation’s potential lifetime losses on those loans.

30

Unaudited
National City Corporation
LINE OF BUSINESS RESULTS
($ in thousands, except average balances in millions)

																						Nine Months Ended
	2008									2007												September 30,
	3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			2008			2007
Retail Banking
Net interest income (TE)	$	662,814		$	627,364		$	630,057		$	621,586		$	573,333		$	548,611		$	539,236		$	1,920,235		$	1,661,180
Provision for loan losses		232,693			144,097			219,345			97,782			69,674			57,588			64,060			596,135			191,322
Net interest income after provision		430,121			483,267			410,712			523,804			503,659			491,023			475,176			1,324,100			1,469,858
Noninterest income		330,323			317,160			290,371			332,177			288,439			300,677			267,453			937,854			856,569
Noninterest expense		538,204			550,027			534,723			565,097			507,989			474,372			462,214			1,622,954			1,444,575
Income before taxes		222,240			250,400			166,360			290,884			284,109			317,328			280,415			639,000			881,852
Income tax expense and TE adjustment		90,256			100,900			68,983			116,898			112,531			124,159			110,206			260,139			346,896
Net income	$	131,984		$	149,500		$	97,377		$	173,986		$	171,578		$	193,169		$	170,209		$	378,861		$	534,956
Unusual items (pretax)
LPMI reinsurance expense		—			—			($2,791	)		($15,547	)		($15,077	)		($15,159	)		($2,643	)		($2,791	)		($32,879	)
Securities gains (losses), net		—			—			396			—			(40	)		—			—			396			(40	)
Gain on sale of Illinios Quad Cities branches		—			—			—			16,493			—			—			—			—			—
Total		—			—			($2,395	)	$	946			($15,117	)		($15,159	)		($2,643	)		($2,395	)		($32,919	)
Unusual items (after tax)
LPMI reinsurance expense		—			—			($1,814	)		($10,105	)		($9,800	)		($9,853	)		($1,718	)		($1,814	)		($21,371	)
Securities gains (losses), net		—			—			257			—			(26	)		—			—			257			(26	)
Gain on sale of Illinios Quad Cities branches		—			—			—			10,720			—			—			—			—			—
Total		—			—			($1,557	)	$	615			($9,826	)		($9,853	)		($1,718	)		($1,557	)		($21,397	)
Average assets	$	32,575		$	32,569		$	32,565		$	32,124		$	29,248		$	28,140		$	27,830		$	32,570		$	28,411
Average equity		5,370			5,236			5,092			4,930			4,130			3,729			3,603			5,233			3,823
Average core deposits		75,252			74,969			72,401			71,930			66,483			63,001			61,231			74,211			63,591
Average total deposits		75,717			75,475			72,981			72,667			67,205			63,738			61,971			74,728			64,324
Return on average assets		1.61	%		1.85	%		1.20	%		2.15	%		2.33	%		2.75	%		2.48	%		1.55	%		2.52	%
Return on average equity		9.78			11.48			7.69			14.00			16.48			20.78			19.16			9.67			18.71
Efficiency ratio		54.19			58.23			58.10			59.25			58.94			55.86			57.30			56.78			57.37
Corporate Banking
Net interest income (TE)	$	334,310		$	344,579		$	379,207		$	399,984		$	394,772		$	391,853		$	403,746		$	1,058,096		$	1,190,371
Provision (benefit) for loan losses		255,568			279,985			145,001			91,799			81,897			36,135			(16,435	)		680,554			101,597
Net interest income after provision		78,742			64,594			234,206			308,185			312,875			355,718			420,181			377,542			1,088,774
Noninterest income		106,330			152,739			165,512			206,808			156,335			174,333			168,497			424,581			499,165
Noninterest expense		228,569			1,338,236			251,741			272,903			228,302			243,731			225,494			1,818,546			697,527
(Loss) income before taxes		(43,497	)		(1,120,903	)		147,977			242,090			240,908			286,320			363,184			(1,016,423	)		890,412
Income tax (benefit) expense and TE adjustment		(16,219	)		(14,399	)		56,023			91,046			90,714			108,283			137,672			25,405			336,669
Net (loss) income		($27,278	)		($1,106,504	)	$	91,954		$	151,044		$	150,194		$	178,037		$	225,512			($1,041,828	)	$	553,743
Unusual items (pretax)
Goodwill impairment charges		—			($1,079,680	)		—			—			—			—			—			($1,079,680	)		—
MSR impairment		($14,312	)		—			—			—			—			—			—			(14,312	)		—
Principal investment gains (losses)		3,878			(1,274	)	$	14,672		$	41,434		$	24,103		$	19,865		$	10,122			17,276		$	54,090
Securities gains (losses), net		164			(2,454	)		—			10			746			(1	)		22			(2,290	)		767
Total		($10,270	)		($1,083,408	)	$	14,672		$	41,444		$	24,849		$	19,864		$	10,144			($1,079,006	)	$	54,857
Unusual items (after tax)
Goodwill impairment charges		—			($1,079,680	)		—			—			—			—			—			($1,079,680	)		—
MSR impairment		($9,303	)		—			—			—			—			—			—			(9,303	)		—
Principal investment gains (losses)		2,521			(828	)	$	9,537		$	26,932		$	15,667		$	12,912		$	6,579			11,230		$	35,158
Securities gains (losses), net		107			(1,595	)		—			7			485			(1	)		14			(1,488	)		498
Total		($6,675	)		($1,082,103	)	$	9,537		$	26,939		$	16,152		$	12,911		$	6,593			($1,079,241	)	$	35,656
Average assets	$	56,741		$	59,188		$	59,154		$	57,274		$	54,372		$	52,779		$	51,682		$	58,355		$	52,954
Average equity		4,559			5,573			5,627			5,284			5,068			4,889			4,861			5,250			4,940
Average core deposits		7,497			8,028			8,695			9,188			9,062			8,853			9,256			8,071			9,056
Average total deposits		14,199			15,510			17,569			19,331			19,301			18,860			19,239			15,753			19,134
Return on average assets		(.19)	%		(7.52)	%		.63	%		1.05	%		1.10	%		1.35	%		1.77	%		(2.38)	%		1.40	%
Return on average equity		(2.38	)		(79.85	)		6.57			11.34			11.76			14.61			18.82			(26.50	)		14.99
Efficiency ratio		51.87			269.09			46.21			44.97			41.43			43.05			39.41			122.65			41.29

31

Unaudited
National City Corporation
LINE OF BUSINESS RESULTS
($ in thousands, except average balances in millions)

																						Nine Months Ended
	2008									2007												September 30,
	3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			2008			2007
Mortgage Banking
Net interest income (TE)	$	40,329		$	53,097		$	57,284		$	83,840		$	86,375		$	94,004		$	81,022		$	150,710		$	261,401
Provision for loan losses		35,257			53,218			28,086			129,396			76,610			11,509			6,247			116,561			94,366
Net interest income (expense) after provision		5,072			(121	)		29,198			(45,556	)		9,765			82,495			74,775			34,149			167,035
Noninterest income		(88,399	)		(124,572	)		61,419			(57,360	)		57,162			155,960			66,323			(151,552	)		279,445
Noninterest expense		197,447			185,584			212,402			374,802			267,510			200,424			182,690			595,433			650,624
(Loss) income before taxes		(280,774	)		(310,277	)		(121,785	)		(477,718	)		(200,583	)		38,031			(41,592	)		(712,836	)		(204,144	)
Income tax (benefit) expense and TE adjustment		(106,147	)		(117,300	)		(46,050	)		(131,402	)		(75,835	)		14,362			(15,737	)		(269,497	)		(77,210	)
Net (loss) income		($174,627	)		($192,977	)		($75,735	)		($346,316	)		($124,748	)	$	23,669			($25,855	)		($443,339	)		($126,934	)
Average assets	$	13,029		$	13,683		$	14,801		$	22,438		$	21,271		$	18,742		$	16,796		$	13,835		$	18,953
Average equity		1,345			999			1,082			1,240			737			737			794			1,143			756
Average core deposits		3,118			3,618			3,457			3,107			3,286			3,416			3,050			3,397			3,252
Average total deposits		3,129			3,630			3,492			3,118			3,304			3,442			3,078			3,416			3,275
Return on average assets		(5.33)	%		(5.67)	%		(2.06)	%		(6.12)	%		(2.33)	%		.51	%		(.62)	%		(4.28)	%		(.90)	%
Return on average equity		(51.66	)		(77.72	)		(28.14	)		(110.80	)		(67.20	)		12.89			(13.21	)		(51.83	)		(22.46	)
Efficiency ratio		(410.76	)		(259.65	)		178.94			1,415.41			186.37			80.18			123.99			(70,783.38	)		120.30
Unusual items (pretax)
Goodwill impairment charges		—			—			—			($180,716	)		—			—			—			—			—
Asset impairment		—			—			—			—			($43,640	)		—			—			—			($43,640	)
Settlement of litigation		—			—			—			—			(25,000	)		—			—			—			(25,000	)
Severance and related charges		($183	)		($2,737	)		($7,183	)		(17,454	)		(10,061	)		—			—			($10,103	)		(10,061	)
Total		($183	)		($2,737	)		($7,183	)		($198,170	)		($78,701	)		—			—			($10,103	)		($78,701	)
Unusual items (after tax)
Goodwill impairment charges		—			—			—			($161,589	)		—			—			—			—			—
Asset impairment		—			—			—			—			($28,366	)		—			—			—			($28,366	)
Settlement of litigation		—			—			—			—			(16,250	)		—			—			—			(16,250	)
Severance and related charges		($119	)		($1,779	)		($4,669	)		(11,345	)		(6,540	)		—			—			($6,567	)		(6,540	)
Total		($119	)		($1,779	)		($4,669	)		($172,934	)		($51,156	)		—			—			($6,567	)		($51,156	)
Asset Management
Net interest income (TE)	$	27,257		$	31,217		$	32,940		$	35,094		$	34,103		$	34,550		$	34,838		$	91,414		$	103,491
Provision for loan losses		9,044			3,844			7,473			2,352			7,544			1,741			551			20,361			9,836
Net interest income after provision		18,213			27,373			25,467			32,742			26,559			32,809			34,287			71,053			93,655
Noninterest income		84,792			93,850			96,040			97,646			92,745			100,711			89,107			274,682			282,563
Noninterest expense		91,142			89,166			90,586			92,289			85,773			86,489			80,214			270,894			252,476
Income before taxes		11,863			32,057			30,921			38,099			33,531			47,031			43,180			74,841			123,742
Income tax expense and TE adjustment		4,484			12,118			11,688			14,401			12,675			17,778			16,322			28,290			46,775
Net income	$	7,379		$	19,939		$	19,233		$	23,698		$	20,856		$	29,253		$	26,858		$	46,551		$	76,967
Average assets	$	4,512		$	4,558		$	4,509		$	4,361		$	4,303		$	4,221		$	4,112		$	4,526		$	4,213
Average equity		478			469			456			450			426			434			438			467			433
Average core deposits		2,150			2,731			3,019			3,031			2,753			2,685			2,565			2,632			2,669
Average total deposits		2,421			3,039			3,325			3,328			3,026			2,935			2,792			2,927			2,918
Return on average assets		.65	%		1.76	%		1.72	%		2.16	%		1.92	%		2.78	%		2.65	%		1.37	%		2.44	%
Return on average equity		6.15			17.11			16.98			20.89			19.42			27.03			24.86			13.31			23.78
Efficiency ratio		81.34			71.29			70.23			69.53			67.62			63.94			64.72			74.00			65.40

32

Unaudited
National City Corporation
LINE OF BUSINESS RESULTS
($ in thousands, except average balances in millions)

																						Nine Months Ended
	2008									2007												September 30,
	3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			2008			2007
Exit Portfolios
Net interest income (TE)	$	134,757		$	139,433		$	187,302		$	142,279		$	158,994		$	175,829		$	179,751		$	461,492		$	514,574
Provision for loan losses		686,441			1,080,615			1,040,612			391,343			151,399			42,270			92,218			2,807,668			285,887
Net interest (expense) income after provision		(551,684	)		(941,182	)		(853,310	)		(249,064	)		7,595			133,559			87,533			(2,346,176	)		228,687
Noninterest income		1,983			(67,255	)		1,295			(17,547	)		3,110			28,649			11,846			(63,977	)		43,605
Noninterest expense		101,664			80,126			79,641			34,663			57,064			63,001			77,903			261,431			197,968
(Loss) income before taxes		(651,365	)		(1,088,563	)		(931,656	)		(301,274	)		(46,359	)		99,207			21,476			(2,671,584	)		74,324
Income tax (benefit) expense and TE adjustment		(246,439	)		(411,477	)		(352,166	)		(113,882	)		(17,523	)		37,500			8,096			(1,010,082	)		28,073
Net (loss) income		($404,926	)		($677,086	)		($579,490	)		($187,392	)		($28,836	)	$	61,707		$	13,380			($1,661,502	)	$	46,251
Average assets	$	19,838		$	22,000		$	24,596		$	21,746		$	23,101		$	23,000		$	23,580		$	22,136		$	23,225
Average equity		2,204			2,346			2,019			1,377			1,173			1,016			1,001			2,190			1,064
Average core deposits		12			(248	)		3			1			4			2			11			(77	)		6
Average total deposits		53			(210	)		34			25			51			155			228			(41	)		144
Return on average assets		(8.12)	%		(12.38)	%		(9.48)	%		(3.42)	%		(.50)	%		1.08	%		.23	%		(10.03)	%		.27	%
Return on average equity		(73.08	)		(116.10	)		(115.42	)		(54.00	)		(9.75	)		24.37			5.42			(101.35	)		5.81
Efficiency ratio		74.35			111.01			42.23			27.79			35.20			30.81			40.66			65.77			35.47
Unusual items (pretax)
Securities gains (losses), net	$	591			—			—			—			—			—			—		$	591			—
Severance and related charges		—			—			—			—			($8,475	)		—			—			—			($8,475	)
Total	$	591			—			—			—			($8,475	)		—			—		$	591			($8,475	)
LPMI reinsurance expense reclass to provision		—			—		$	2,791		$	15,547		$	15,077		$	15,159		$	2,643		$	2,791		$	32,879
Unusual items (after tax)
Securities gains (losses), net	$	384			—			—			—			—			—			—		$	384			—
Severance and related charges		—			—			—			—			($5,509	)		—			—			—			($5,509	)
Total	$	384			—			—			—			($5,509	)		—			—		$	384			($5,509	)
Parent and Other
Net interest (expense) income (TE)		($175,633	)		($174,662	)		($217,553	)		($174,320	)		($145,674	)		($148,761	)		($120,311	)		($567,848	)		($414,746	)
(Benefit) provision for loan losses		(35,137	)		30,290			(47,073	)		(22,040	)		(18,361	)		(4,703	)		(24,673	)		(51,920	)		(47,737	)
Net interest (expense) income after provision		(140,496	)		(204,952	)		(170,480	)		(152,280	)		(127,313	)		(144,058	)		(95,638	)		(515,928	)		(367,009	)
Noninterest income		(49,223	)		59,045			523,804			35,169			26,418			4,208			17,295			533,626			47,921
Noninterest expense		178,084			33,437			(157,033	)		226,770			249,660			118,237			127,723			54,488			495,620
(Loss) income before taxes		(367,803	)		(179,344	)		510,357			(343,881	)		(350,555	)		(258,087	)		(206,066	)		(36,790	)		(814,708	)
Income tax (benefit) expense and TE adjustment		(105,866	)		(229,990	)		234,373			(196,025	)		(142,506	)		(118,856	)		(115,174	)		(101,483	)		(376,536	)
Net (loss) income		($261,937	)	$	50,646		$	275,984			($147,856	)		($208,049	)		($139,231	)		($90,892	)	$	64,693			($438,172	)
Unusual items (pretax)
Severance and related charges		($2,162	)		($3,188	)		($4,665	)		($48,786	)		($4,920	)		($2,245	)		($6,319	)		($10,015	)		($13,484	)
VISA IPO gain		—			—			532,102			—			—			—			—			532,102			—
VISA indemnification liability		(87,000	)		—			240,000			(132,000	)		(157,000	)		—			—			153,000			(157,000	)
Land development impairment		(27,552	)		—			(13,384	)		—			—			—			—			(40,936	)		—
Derivative gains		5,205			42,280			—			—			—			—			—			47,485			—
Securities (losses) gains, net		(77,297	)		(8,803	)		(17,496	)		(4,693	)		122			(1,313	)		26,963			(103,596	)		25,772
Total		($188,806	)	$	30,289		$	736,557			($185,479	)		($161,798	)		($3,558	)	$	20,644		$	578,040			($144,712	)
Unusual items (after tax)
Severance and related charges		($1,405	)		($2,072	)		($3,032	)		($31,711	)		($3,198	)		($1,459	)		($4,107	)		($6,509	)		($8,764	)
Tax accrual adjustments		2,225			(364,438	)		(5,136	)		14,964			(5,090	)		(12,357	)		7,158			(367,349	)		(10,289	)
VISA IPO gain		—			—			345,866			—			—			—			—			345,866			—
VISA indemnification liability		(56,550	)		—			156,000			(85,800	)		(108,000	)		—			—			99,450			(108,000	)
Land development impairment		(17,909	)		—			(8,700	)		—			—			—			—			(26,609	)		—
Derivative gains		3,383			27,482			—			—			—			—			—			30,865			—
Securities (losses) gains, net		(50,243	)		(5,722	)		(11,372	)		(3,050	)		79			(853	)		17,526			(67,337	)		16,752
Total		($120,499	)		($344,750	)	$	473,626			($105,597	)		($116,209	)		($14,669	)	$	20,577		$	8,377			($110,301	)
Average assets	$	24,045		$	21,854		$	17,407		$	14,623		$	12,800		$	11,705		$	13,810		$	21,113		$	12,768
Average core deposits		(2	)		259			116			(93	)		(104	)		7			209			124			35
Average total deposits		3,205			2,108			186			(170	)		615			894			539			1,838			683

33

Unaudited
National City Corporation
LINE OF BUSINESS RESULTS
($ in thousands, except average balances in millions)

																						Nine Months Ended
	2008									2007												September 30,
	3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			2008			2007
Consolidated
Net interest income (TE)	$	1,023,834		$	1,021,028		$	1,069,237		$	1,108,463		$	1,101,903		$	1,096,086		$	1,118,282		$	3,114,099		$	3,316,271
Provision for loan losses		1,183,866			1,592,049			1,393,444			690,632			368,763			144,540			121,968			4,169,359			635,271
Net interest (expense) income after provision		(160,032	)		(571,021	)		(324,207	)		417,831			733,140			951,546			996,314			(1,055,260	)		2,681,000
Noninterest income		385,806			430,967			1,138,441			596,893			624,209			764,538			620,521			1,955,214			2,009,268
Noninterest expense		1,335,110			2,276,576			1,012,060			1,566,524			1,396,298			1,186,254			1,156,238			4,623,746			3,738,790
(Loss) income before taxes		(1,109,336	)		(2,416,630	)		(197,826	)		(551,800	)		(38,949	)		529,830			460,597			(3,723,792	)		951,478
Income tax (benefit) expense and TE adjustment		(379,931	)		(660,148	)		(27,149	)		(218,964	)		(19,944	)		183,226			141,385			(1,067,228	)		304,667
Net (loss) income		($729,405	)		($1,756,482	)		($170,677	)		($332,836	)		($19,005	)	$	346,604		$	319,212			($2,656,564	)	$	646,811
Unusual items (pretax)
Principal investment gains (losses), net	$	3,878			($1,274	)	$	14,672		$	41,434		$	24,103		$	19,865		$	10,122		$	17,276		$	54,090
Severance and related charges		(2,345	)		(5,925	)		(11,848	)		(66,240	)		(23,456	)		(2,245	)		(6,319	)		(20,118	)		(32,020	)
Asset impairment		—			—			—			—			(43,640	)		—			—			—			(43,640	)
Goodwill impairment charges		—			(1,079,680	)		—			(180,716	)		—			—			—			(1,079,680	)		—
MSR impairment		(14,312	)		—			—			—			—			—			—			(14,312	)		—
Settlement of litigation		—			—			—			—			(25,000	)		—			—			—			(25,000	)
VISA IPO gain		—			—			532,102			—			—			—			—			532,102			—
VISA indemnification liability		(87,000	)		—			240,000			(132,000	)		(157,000	)		—			—			153,000			(157,000	)
Land development impairment		(27,552	)		—			(13,384	)		—			—			—			—			(40,936	)		—
Derivative gains		5,205			42,280			—			—			—			—			—			47,485			—
Gain on sale of Illinios Quad Cities branches		—			—			—			16,493			—			—			—			—			—
Securities (losses) gains, net		(76,542	)		(11,257	)		(17,100	)		(4,683	)		828			(1,314	)		26,985			(104,899	)		26,499
Total		($198,668	)		($1,055,856	)	$	744,442			($325,712	)		($224,165	)	$	16,306		$	30,788			($510,082	)		($177,071	)
Unusual items (after tax)
Principal investment gains (losses), net	$	2,521			($828	)	$	9,537		$	26,932		$	15,667		$	12,912		$	6,579		$	11,230		$	35,158
Severance and related charges		(1,524	)		(3,851	)		(7,701	)		(43,056	)		(15,247	)		(1,459	)		(4,107	)		(13,076	)		(20,813	)
Asset impairment		—			—			—			—			(28,366	)		—			—			—			(28,366	)
Goodwill impairment charges		—			(1,079,680	)		—			(161,589	)		—			—			—			(1,079,680	)		—
MSR impairment		(9,303	)		—			—			—			—			—			—			(9,303	)		—
Settlement of litigation		—			—			—			—			(16,250	)		—			—			—			(16,250	)
VISA IPO gain		—			—			345,866			—			—			—			—			345,866			—
VISA indemnification liability		(56,550	)		—			156,000			(85,800	)		(108,000	)		—			—			99,450			(108,000	)
Land development impairment		(17,909	)		—			(8,700	)		—			—			—			—			(26,609	)		—
Derivative gains		3,383			27,482			—			—			—			—			—			30,865			—
Gain on sale of Illinios Quad Cities branches		—			—			—			10,720			—			—			—			—			—
Tax accrual adjustments		2,225			(364,438	)		(5,136	)		14,964			(5,090	)		(12,357	)		7,158			(367,349	)		(10,289	)
Securities (losses) gains, net		(49,752	)		(7,317	)		(11,115	)		(3,043	)		538			(854	)		17,540			(68,184	)		17,224
Total		($126,909	)		($1,428,632	)	$	478,751			($240,872	)		($156,748	)		($1,758	)	$	27,170			($1,076,790	)		($131,336	)
Average assets	$	150,740		$	153,852		$	153,032		$	152,566		$	145,095		$	138,587		$	137,810		$	152,535		$	140,524
Average equity		17,618			17,455			13,411			13,554			12,636			12,231			14,398			16,167			13,082
Average core deposits		88,027			89,357			87,691			87,164			81,484			77,964			76,322			88,358			78,609
Average total deposits		98,724			99,552			97,587			98,299			93,502			90,024			87,847			98,621			90,478
Return on average assets		—			—			—			—			—			1.00	%		.94	%		—			.62	%
Return on average total equity		—			—			—			—			—			11.37			8.99			—			6.61
Efficiency ratio		94.71	%		156.79	%		45.84	%		91.86	%		80.89	%		63.76			66.50			91.21	%		70.20

34

Unaudited
National City Corporation
Monthly Financial Trends
CONSOLIDATED SELECTED AVERAGE BALANCES
($ in millions)

	September		August		July		June		May		April		March		February		January		December		November		October		September
	2008		2008		2008		2008		2008		2008		2008		2008		2008		2007		2007		2007		2007
ASSETS
Available for sale securities, at cost	$	9,514	$	9,634	$	9,595	$	8,904	$	8,267	$	8,309	$	8,444	$	8,647	$	8,676	$	8,730	$	8,841	$	8,907	$	8,963
Portfolio loans:
Commercial	$	31,417	$	31,341	$	31,743	$	31,948	$	32,307	$	32,642	$	32,410	$	31,673	$	30,814	$	30,629	$	30,055	$	29,571	$	29,172
Commercial leases		4,175		4,192		4,168		4,224		4,231		4,265		4,284		4,293		4,385		4,402		4,397		4,370		4,255
Commercial construction		8,356		8,494		8,779		9,047		9,137		9,107		9,114		9,099		9,082		9,032		8,938		8,736		8,595
Commercial real estate		15,094		15,155		15,072		14,848		14,760		14,716		14,715		14,795		14,802		14,745		14,560		14,573		14,607
Residential real estate:
First lien		13,641		13,733		13,621		13,876		14,085		14,327		14,680		14,893		14,854		14,850		14,246		14,183		13,912
Nonprime(1)		4,391		4,538		4,688		4,831		5,017		5,218		5,378		5,626		5,818		6,023		6,237		6,453		6,653
Total residential real estate loans*		18,032		18,271		18,309		18,707		19,102		19,545		20,058		20,519		20,672		20,873		20,483		20,636		20,565
Home equity:
Home equity lines of credit		17,949		17,973		18,025		18,114		18,178		18,131		18,084		18,114		18,092		18,098		17,925		17,636		17,450
Home equity installment*		7,833		7,932		8,046		8,165		8,297		8,447		8,604		8,746		8,846		8,933		8,655		8,687		8,719
Total home equity*		25,782		25,905		26,071		26,279		26,475		26,578		26,688		26,860		26,938		27,031		26,580		26,323		26,169
Credit card and other unsecured lines of credit		3,920		3,850		3,785		3,707		3,617		3,558		3,497		3,789		3,863		3,787		3,633		3,555		3,456
Other consumer		4,428		4,337		4,308		4,374		4,470		4,549		4,591		4,614		4,600		4,452		4,529		4,553		4,581
Total portfolio loans	$	111,204	$	111,545	$	112,235	$	113,134	$	114,099	$	114,960	$	115,357	$	115,642	$	115,156	$	114,951	$	113,175	$	112,317	$	111,400
Loans held for sale or securitization:
Commercial	$	3	$	7	$	4	$	3	$	3	$	3	$	3	$	40	$	62	$	151	$	122	$	200	$	103
Commercial real estate, at fair value(2)		331		304		291		315		296		510		1,453		364		461		354		280		340		317
Residential real estate, at fair value(2)*		1,670		1,797		1,947		2,179		2,403		2,785		3,298		3,425		3,885		4,766		7,372		8,522		9,175
Home equity(3):
Home equity lines of credit		—		—		—		—		—		—		—		—		—		58		651		949		1,102
Home equity installment*		—		—		—		—		—		—		—		—		—		—		563		711		718
Total home equity*		—		—		—		—		—		—		—		—		—		58		1,214		1,660		1,820
Credit card loans		—		—		—		—		343		386		386		67		—		—		—		—		—
Other consumer		35		—		—		—		—		—		—		—		—		—		—		1		1
Total loans held for sale or securitization	$	2,039	$	2,108	$	2,242	$	2,497	$	3,045	$	3,684	$	5,140	$	3,896	$	4,408	$	5,329	$	8,988	$	10,723	$	11,416
LIABILITIES
Deposits:
Noninterest bearing	$	15,403	$	15,665	$	16,398	$	16,692	$	16,718	$	17,170	$	17,572	$	16,664	$	16,270	$	16,907	$	16,791	$	17,001	$	16,999
NOW and money market accounts		33,720		34,124		35,396		36,655		36,843		37,708		38,944		39,145		38,225		38,057		37,755		37,167		36,904
Savings accounts		2,493		2,574		2,675		2,744		2,787		2,804		2,857		2,703		2,857		2,894		2,947		2,927		3,023
Consumer time		35,910		35,083		34,625		34,248		32,752		30,960		29,411		28,938		29,473		29,443		29,686		29,919		29,989
Core deposits		87,526		87,446		89,094		90,339		89,100		88,642		88,784		87,450		86,825		87,301		87,179		87,014		86,915
Other		8,174		7,489		6,560		6,239		6,184		5,744		4,662		3,379		3,114		3,515		3,798		3,641		3,688
Foreign		3,058		3,235		3,591		3,916		4,331		4,159		5,689		6,125		6,693		7,560		7,226		7,660		7,210
Total deposits	$	98,758	$	98,170	$	99,245	$	100,494	$	99,615	$	98,545	$	99,135	$	96,954	$	96,632	$	98,376	$	98,203	$	98,315	$	97,813
Federal funds borrowed and security repurchase agreements	$	3,687	$	3,791	$	3,885	$	4,142	$	4,734	$	6,096	$	6,555	$	5,673	$	5,678	$	5,929	$	6,324	$	6,596	$	6,103
Borrowed funds		3,374		3,762		548		517		557		3,479		3,931		1,672		1,910		2,420		1,626		2,021		2,612
Long-term debt		23,748		24,529		25,578		25,851		26,551		27,615		29,474		30,102		27,734		27,843		28,167		28,014		29,156
Memo:
Noninterest bearing escrow balances	$	4,184	$	4,400	$	4,496	$	4,619	$	3,961	$	5,056	$	5,284	$	4,166	$	3,347	$	3,449	$	3,569	$	3,658	$	3,636
Interest bearing escrow balances		278		317		359		407		510		560		227		182		180		170		165		160		156
Noninterest bearing deposits excluding escrow balances		11,219		11,265		11,902		12,073		12,757		12,114		12,288		12,498		12,923		13,458		13,222		13,343		13,363
Core deposits excluding escrow balances		83,064		82,729		84,239		85,313		84,629		83,026		83,273		83,102		83,298		83,682		83,445		83,196		83,123

(1)	Represents nonprime residential real estate loans originated by the former First Franklin and/or Altegra/Loan Zone business units. These portfolios are liquidating.
(2)	Effective 1/1/08, National City adopted fair value accounting for held for sale commercial real estate and held for sale residential real estate loans.
(3)	Represents loans originated by the former National Home Equity business unit. These portfolios are liquidating.
*	Reclassfied per the note on page 2.

35

Unaudited
National City Corporation
Monthly Financial Trends
CREDIT QUALITY STATISTICS
($ in millions)

	September		August			July		June		May		April		March		February		January		December		November		October		September
	2008		2008			2008		2008		2008		2008		2008		2008		2008		2007		2007		2007		2007
CHARGE-OFFS & RECOVERIES
Charge-offs:
Commercial	$	36	$	7		$	5	$	21	$	15	$	6	$	15	$	7	$	4	$	13	$	17	$	13	$	8
Commercial leases		6		4			4		5		3		3		5		4		3		5		4		3		1
Commercial construction		67		14			4		27		11		1		11		8		—		11		5		2		4
Commercial real estate		17		3			3		15		4		4		6		1		1		7		6		6		4
Residential real estate*		128		63			101		215		100		99		154		68		49		36		28		26		17
Home equity*		73		71			72		66		61		62		71		53		48		34		23		19		24
Credit card and other unsecured lines of credit		21		17			19		18		19		18		18		18		17		14		12		10		10
Other consumer		138		8			8		6		7		7		7		8		8		10		7		8		6
Total charge-offs		486		187			216		373		220		200		287		167		130		130		102		87		74
Recoveries:
Commercial		2		1			1		1		2		4		2		3		2		2		1		4		3
Commercial leases		1		2			2		2		3		2		3		3		1		2		1		1		—
Commercial construction		—		1			—		—		—		—		—		—		—		—		—		—		—
Commercial real estate		—		—			1		1		—		—		—		1		—		—		1		—		1
Residential real estate*		21		(5	)		1		8		6		4		10		3		1		8		3		—		8
Home equity*		2		2			2		3		2		2		2		1		3		3		4		3		3
Credit card and other unsecured lines of credit		2		1			1		1		2		2		1		1		2		2		1		1		1
Other consumer		2		3			2		2		3		3		2		3		2		2		3		2		1
Total recoveries		30		5			10		18		18		17		20		15		11		19		14		11		17
Net charge-offs	$	456	$	182		$	206	$	355	$	202	$	183	$	267	$	152	$	119	$	111	$	88	$	76	$	57
NONPERFORMING ASSETS
Commercial	$	270	$	269		$	211	$	219	$	192	$	199	$	218	$	179	$	142	$	149	$	155	$	156	$	142
Commercial leases		26		31			25		17		13		12		13		12		7		6		9		7		10
Commercial construction		728		690			629		626		477		437		387		344		308		301		258		235		234
Commercial real estate		400		357			339		294		261		242		239		226		199		189		192		185		181
Residential real estate:
National City Mortgage and other*		952		944			835		817		941		860		816		423		381		302		253		253		191
Nonprime		451		431			422		441		419		405		435		144		119		119		101		89		86
Total real estate — residential*		1,403		1,375			1,257		1,258		1,360		1,265		1,251		567		500		421		354		342		277
Home equity*		197		194			183		176		163		147		151		23		26		24		20		26		17
Total nonperforming portfolio loans		3,024		2,916			2,644		2,590		2,466		2,302		2,259		1,351		1,182		1,090		988		951		861
Other real estate owned (OREO):
Commercial		3		3			2		2		12		13		16		15		13		15		6		4		4
Residential real estate:
National City Mortgage and other		207		214			200		190		169		153		129		121		117		99		86		79		72
GMNA insured		76		73			77		75		72		68		62		56		55		58		55		59		58
Nonprime (1)		219		249			254		261		270		279		261		267		253		242		229		204		179
Total real estate — residential		502		536			531		526		511		500		452		444		425		399		370		342		309
Other		—		—			—		—		—		—		20		18		10		10		10		10		11
Total OREO		505		539			533		528		523		513		488		477		448		424		386		356		324
Mortgage loans held for sale and other		8		7			8		8		7		6		5		4		5		9		26		25		26
Total Nonperforming Assets	$	3,537	$	3,462		$	3,185	$	3,126	$	2,996	$	2,821	$	2,752	$	1,832	$	1,635	$	1,523	$	1,400	$	1,332	$	1,211
LOANS 90+ DAYS PAST DUE ACCRUING INTEREST
Commercial	$	23	$	47		$	34	$	25	$	35	$	49	$	71	$	62	$	66	$	38	$	39	$	41	$	42
Commercial leases		2		—			—		3		2		2		1		5		—		—		—		—		—
Commercial construction		93		80			80		44		59		61		84		60		88		87		69		72		66
Commercial real estate		48		65			47		102		131		98		76		55		46		51		52		41		57
Residential real estate:
National City Mortgage and other*		484		500			483		454		423		435		431		762		692		692		570		459		393
Nonprime		336		374			414		397		458		478		513		825		808		808		785		739		734
Total real estate — residential*		820		874			897		851		881		913		944		1,587		1,500		1,500		1,355		1,198		1,127
Home equity*		60		58			56		55		57		54		52		192		189		158		134		94		80
Credit card and other unsecured lines of credit		52		55			51		51		52		53		54		50		49		46		41		37		34
Other consumer		10		17			15		16		13		14		16		16		18		17		16		13		11
Mortgage loans held for sale and other		13		9			7		9		11		5		15		21		13		16		25		59		43
Total Loans 90+ Days Past Due	$	1,121	$	1,205		$	1,187	$	1,156	$	1,241	$	1,249	$	1,313	$	2,048	$	1,969	$	1,913	$	1,731	$	1,555	$	1,460

* Reclassfied per the note on page 2.

36

Unaudited
National City Corporation
Monthly Financial Trends
CAPITALIZATION (Period End)
(In millions, except per share data)

	September		August			July		June		May		April		March		February		January		December			November		October			September
	2008		2008			2008		2008		2008		2008		2008		2008		2008		2007			2007		2007			2007
COMMON STOCK ROLLFORWARD
Beginning balance		761.1		761.2			760.3		760.3		760.3		634.1		634.0		634.0		633.9		633.8			633.8		633.3			567.4
Shares issued		1,274.9		—			—		—		—		126.2		—		—		—		—			—		—			—
Shares issued under stock award plans		—		.1			.9		—		—		—		.1		—		.1		.2			—		.6			.4
Shares issued for acquisitions		—		—			—		—		—		—		—		—		—		—			—		—			66.6
Shares repurchased under repurchase authorizations		—		—			—		—		—		—		—		—		—		—			—		(.1	)		(1.0	)
Shares exchanged for stock award plans		—		(.2	)		—		—		—		—		—		—		—		(.1	)		—		—			(.1	)
Ending balance		2,036.0		761.1			761.2		760.3		760.3		760.3		634.1		634.0		634.0		633.9			633.8		633.8			633.3
COMMON STOCK REPURCHASE ACTIVITY
Number of common shares repurchased		—		—			—		—		—		—		—		—		—		—			—		.1			1.0
Average price per share of repurchased common shares		—		—			—		—		—		—		—		—		—		—			—	$	26.22		$	25.77
Total cost		—		—			—		—		—		—		—		—		—		—			—	$	2.6		$	25.8
Common shares remaining under authorization		37.6		37.6			37.6		37.6		37.6		37.6		37.6		37.6		37.6		37.6			37.6		37.6			37.7
Shares outstanding:
Average basic		1,143.3		736.5			760.8		760.3		760.3		646.7		634.0		633.2		633.1		633.0			633.3		633.2			633.3
Average diluted		1,143.3		736.5			760.8		760.3		760.3		646.7		634.0		633.2		634.6		633.0			635.8		633.2			633.3

FULL-TIME EQUIVALENT EMPLOYEES BY LINE OF BUSINESS⁽¹⁾

	September		August		July		June		May		April		March		February		January		December		November		October		September
	2008		2008		2008		2008		2008		2008		2008		2008		2008		2007		2007		2007		2007
Line of business staff:
Retail Banking		15,240		15,387		15,466		15,293		15,324		15,235		15,238		15,314		15,599		15,015		15,057		14,947		15,092
Corporate Banking		2,448		2,454		2,469		2,457		2,456		2,487		2,506		2,508		2,517		2,454		2,466		2,514		2,516
Mortgage Banking		4,045		4,293		4,398		4,426		4,543		4,576		4,674		4,997		5,544		5,841		6,251		6,676		6,988
Asset Management		1,536		1,535		1,552		1,548		1,564		1,550		1,546		1,538		1,533		1,533		1,545		1,564		1,568
Exit Portfolios		87		82		80		90		95		98		91		88		84		3		7		74		207
Corporate support staff(2)		6,472		6,461		6,497		6,488		6,561		6,616		6,786		6,928		7,238		7,218		7,478		7,598		7,653
Total Employees		29,828		30,212		30,462		30,302		30,543		30,562		30,841		31,373		32,515		32,064		32,804		33,373		34,024

(1)	Represents period-end, active, full-time equivalent employees.
(2)	Personnel expense associated with corporate staff are allocated to the lines of business either directly based on usage or indirectly as part of the general overhead allocation process.

37

Unaudited
National City Corporation
Monthly Financial Trends
RETAIL BANKING PERFORMANCE MEASURES
($ in millions)

	September		August		July		June		May		April		March		February		January		December		November		October		September
	2008		2008		2008		2008		2008		2008		2008		2008		2008		2007		2007		2007		2007
Average Total Deposits(1)	$	75,836	$	75,268	$	76,052	$	76,779	$	75,414	$	74,235	$	73,631	$	72,716	$	72,578	$	72,887	$	72,729	$	72,386	$	72,325
DEPOSIT ACCOUNT METRICS(1)(2)
Personal Deposits:
Noninterest Bearing Checking
Average total balance	$	3,274	$	3,253	$	3,447	$	3,469	$	3,523	$	3,559	$	3,578	$	3,460	$	3,339	$	3,425	$	3,391	$	3,408	$	3,494
Number of accounts(3)		1,916		1,916		1,911		1,913		1,911		1,910		1,915		1,934		1,803		1,804		1,808		1,813		1,816
Interest Bearing Checking Average total balance	$	8,983	$	9,138	$	9,353	$	9,485	$	9,494	$	9,722	$	9,646	$	9,419	$	9,406	$	9,456	$	9,287	$	9,170	$	9,245
Number of accounts(3)		1,238		1,224		1,226		1,226		1,224		1,222		1,221		1,217		1,155		1,149		1,157		1,161		1,165
Money Market Savings Average total balance	$	17,277	$	17,382	$	17,820	$	18,409	$	18,556	$	18,869	$	19,688	$	19,624	$	19,150	$	18,857	$	18,692	$	18,275	$	17,969
Number of accounts(3)		1,693		1,663		1,632		1,640		1,614		1,611		1,587		1,556		1,488		1,455		1,430		1,396		1,357
Regular savings Average total balance	$	2,308	$	2,382	$	2,469	$	2,517	$	2,545	$	2,564	$	2,598	$	2,583	$	2,588	$	2,615	$	2,651	$	2,633	$	2,703
Number of accounts(3)		459		466		473		482		489		496		504		514		486		492		499		507		517
Business Deposits:
Average total balance	$	8,123	$	8,210	$	8,599	$	8,888	$	8,791	$	8,832	$	8,997	$	9,023	$	8,953	$	9,262	$	9,286	$	9,227	$	9,087
Number of accounts(3)		473		473		472		473		473		473		471		472		448		450		450		448		447
Time Deposits:
Average total balance	$	35,272	$	34,333	$	33,799	$	33,382	$	31,901	$	30,093	$	28,475	$	27,915	$	28,421	$	28,431	$	28,588	$	28,840	$	28,999
Number of accounts(3)		1,387		1,370		1,346		1,339		1,318		1,272		1,233		1,208		1,094		1,092		1,101		1,111		1,153
CONSUMER LOAN PRODUCTION METRICS (# of loans)(2)(4)
Installment loan originations:
Home equity(5)		314		306		378		408		284		391		650		632		706		780		1,099		1,300		1,599
Other(6)		1,970		1,888		2,173		2,066		2,050		2,329		2,183		1,845		1,811		1,777		2,175		2,605		2,436
Home equity and other lines of credit		7,390		7,547		5,894		5,813		7,277		9,213		10,266		9,643		8,806		9,827		12,245		8,848		6,669
Total consumer loan originations		9,674		9,741		8,445		8,287		9,611		11,933		13,099		12,120		11,323		12,384		15,519		12,753		10,704
BANK BRANCHES AND OTHER
Total bank branches		1,434		1,435		1,436		1,437		1,441		1,441		1,441		1,441		1,440		1,446		1,445		1,442		1,442
ATMs		2,186		2,189		2,191		2,194		2,203		2,206		2,226		2,221		2,217		2,223		2,227		2,226		2,225
Online banking customers		2,545,168		2,464,000		2,388,732		2,312,280		2,234,796		2,162,421		2,089,516		2,098,389		2,270,720		2,207,194		2,160,343		2,104,234		2,053,894

(1)	Restated to reflect the reassignment of certain deposits with the Corporate Banking line of business.
(2)	Excludes Education Finance and National City Card Services. Additionally, home equity loans generated by the former National Home Equity business are excluded from the consumer loan production metrics.
(3)	Represents period-end number of accounts in thousands.
(4)	Includes amounts associated with the MAF acquisition beginning in February 2008.
(5)	Represents closed-end home equity installment loans.
(6)	Represents other secured installment loans.

38

Unaudited
National City Corporation
Monthly Financial Trends
ASSET MANAGEMENT PERFORMANCE MEASURES
($ in millions)

	September			August			July			June			May			April			March			February			January			December			November			October			September
	2008			2008			2008			2008			2008			2008			2008			2008			2008			2007			2007			2007			2007
ASSETS UNDER ADMINISTRATION
Managed assets:
Value at beginning of period	$	60,239		$	60,146		$	61,004		$	63,752		$	63,243		$	62,851		$	63,779		$	63,389		$	64,511		$	64,368		$	65,323		$	65,587		$	64,037
Estimated change due to market impact		(2,580	)		158			(591	)		(2,084	)		1,120			1,156			(237	)		(856	)		(1,479	)		(133	)		(1,227	)		719			1,553
Other activity, net		68			(65	)		(267	)		(664	)		(611	)		(764	)		(691	)		1,246			357			276			272			(983	)		(3	)
Value at end of period		57,727			60,239			60,146			61,004			63,752			63,243			62,851			63,779			63,389			64,511			64,368			65,323			65,587
Non-managed assets:
Value at beginning of period		49,335			48,461			47,546			49,921			49,458			49,276			50,074			49,966			50,283			51,242			51,913			51,277			50,698
Estimated change due to market impact		(2,618	)		187			(17	)		(1,565	)		765			274			(613	)		(719	)		(1,271	)		(302	)		(859	)		542			981
Other activity, net		(2,087	)		687			932			(810	)		(302	)		(92	)		(185	)		827			954			(657	)		188			94			(402	)
Value at end of period		44,630			49,335			48,461			47,546			49,921			49,458			49,276			50,074			49,966			50,283			51,242			51,913			51,277
Total assets at end of period	$	102,357		$	109,574		$	108,607		$	108,550		$	113,673		$	112,701		$	112,127		$	113,853		$	113,355		$	114,794		$	115,610		$	117,236		$	116,864
Proprietary mutual fund assets (included above)	$	13,321		$	13,506		$	13,099		$	13,266		$	13,742		$	13,907		$	13,960		$	14,448		$	13,276		$	13,354		$	13,199		$	13,060		$	13,492

MORTGAGE BANKING STATISTICS
($ in millions)

	September			August			July			June			May			April			March			February			January			December			November			October			September
	2008			2008			2008			2008			2008			2008			2008			2008			2008			2007			2007			2007			2007
ORIGINATION AND SALES DATA
Applications(1)	$	2,295		$	1,737		$	2,130		$	2,125		$	2,852		$	2,839		$	3,479		$	4,013		$	5,807		$	3,524		$	5,037		$	5,710		$	6,157
Percentage of applications represented by refinances		48	%		32	%		33	%		33	%		43	%		49	%		55	%		66	%		76	%		63	%		59	%		52	%		52	%
Originations:
Retail	$	1,126		$	1,177		$	1,307		$	1,526		$	1,663		$	2,084		$	2,705		$	2,714		$	1,402		$	1,700		$	1,612		$	1,778		$	1,626
Wholesale		—			—			—			—			1			—			1			50			521			899			944			1,646			1,441
Less: loan originations for portfolio and other units		(31	)		(30	)		(37	)		(41	)		(52	)		(99	)		(172	)		(150	)		(114	)		(124	)		(145	)		(156	)		(148	)
Total originations for sale	$	1,095		$	1,147		$	1,270		$	1,485		$	1,612		$	1,985		$	2,534		$	2,614		$	1,809		$	2,475		$	2,411		$	3,268		$	2,919
Percentage of originations represented by refinances		32	%		29	%		32	%		37	%		45	%		57	%		65	%		72	%		60	%		56	%		47	%		50	%		44	%
Loan Sales:
Loans sold servicing retained	$	954		$	1,191		$	1,398		$	1,636		$	1,876		$	2,634		$	2,795		$	2,290		$	1,767		$	4,208		$	4,252		$	3,280		$	2,682
Loans sold servicing released		65			49			39			37			47			45			40			47			66			76			130			28			67
Total loan sales	$	1,019		$	1,240		$	1,437		$	1,673		$	1,923		$	2,679		$	2,835		$	2,337		$	1,833		$	4,284		$	4,382		$	3,308		$	2,749
SERVICING DATA
Mortgage loans serviced for third parties	$	175,346		$	175,850		$	176,174		$	176,465		$	176,833		$	177,335		$	177,857		$	178,591		$	179,307		$	179,437		$	177,435		$	174,925		$	173,682
.

⁽¹⁾ Includes loans originated for sale and held in portfolio

39