Exhibit 99.1

National City Corporation
1900 E. 9^th St.
Cleveland, OH 44114-3484

NEWS RELEASE

For Immediate Release

Investor Contacts:	Media Contact:
Jennifer Hammarlund & Jill Hennessey	Kristen Baird Adams
216-222-9849 or 216-222-9253	216-222-8202
Jennifer.hammarlund@nationalcity.com	kristen.bairdadams@nationalcity.com
jill.hennessey@nationalcity.com

NATIONAL CITY REPORTS FOURTH QUARTER

AND FULL YEAR 2006 RESULTS

     CLEVELAND—January 23, 2007— National City Corporation (NYSE: NCC) reports fourth quarter 2006 net income was $842 million, or $1.36 per diluted share, and full year 2006 net income was $2.3 billion, or $3.72 per diluted share. Fourth quarter 2005 net income was $398 million, or $.64 per diluted share, and full year 2005 net income was $2.0 billion, or $3.09 per diluted share.

     Results for the fourth quarter of 2006 include a gain on the sale of the First Franklin nonconforming mortgage origination and servicing platform of $622 million after-tax, or $1.00 per diluted share. Fourth quarter 2006 results also include after-tax charges of $172 million, or $.28 per diluted share, for credit losses on the First Franklin run-off portfolio, realized losses on sales of former First Franklin portfolio loans and fair value writedowns on such loans held for sale. For the full year, such losses were $197 million after-tax, or $.32 per diluted share.

Chairman’s Comments

     Chairman and CEO David A. Daberko commented, “National City made the strategic decision more than a year ago to focus its efforts and resources primarily on core banking businesses where there is a direct relationship between the customer and the bank across a number of product categories. Investments have been and will continue to be directed to broadening and deepening such relationships. Along the way, we have exited a number of

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indirect or broker-based businesses, culminating with the sale in the fourth quarter of First Franklin, our non-prime mortgage company. The fourth quarter benefited from the large gain on the sale of First Franklin, partially offset by losses incurred on the sale and writedown of certain loans associated with this unit. Approximately $7.3 billion of such loans remain on our balance sheet in run-off mode.

     As we enter 2007, we can now focus more intently on our core businesses, almost all of which performed well in 2006. The two biggest units, Wholesale Banking and Consumer and Small Business, had their best years ever as loan volumes, deposit volumes and fee income all rose. Net interest margin has been stable while credit quality in the core consumer and commercial portfolios continues to be good. Our asset management businesses also had a positive year. Reflecting weakness in the housing market, our prime mortgage and national home equity businesses saw declines in their operating results. With the recent completion of our two acquisitions in Florida, we look forward to further growth and expansion in these attractive markets.”

Net Interest Income and Margin

     Tax-equivalent net interest income was $1.1 billion for the fourth quarter of 2006, about equal to the preceding quarter and down approximately 5% from the fourth quarter of 2005. Net interest margin was 3.73% in the fourth quarter of 2006, virtually unchanged from the preceding quarter and the fourth quarter a year ago. Average earning assets for the fourth quarter were essentially unchanged from the third quarter but down about 5% from the fourth quarter a year ago. The decrease was due to a lower average portfolio loan balance resulting from the decision to begin selling all non-footprint, broker-based consumer loan production, as well as certain portfolio loan sales. For the full year, tax-equivalent net interest income was $4.6 billion, about equal to 2005. Net interest margin was 3.75% in 2006 and 3.74% in 2005.

Loans and Deposits

     Average portfolio loans were $93.1 billion for the fourth quarter of 2006, compared with $97.4 billion for the third quarter of 2006, and $106.4 billion for the fourth quarter a year ago. The linked quarter decline in average portfolio loans resulted from the transfer of approximately $6 billion of nonconforming mortgages to held for sale near the end of the third

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quarter. Approximately $3.9 billion of these loans were sold prior to year end. The decline in average portfolio loans compared to the fourth quarter of last year reflects the implementation of a strategy to sell substantially all non-footprint, broker-originated home equity and nonconforming mortgage production. As a result, originations of these consumer loans in 2006 were included in loans held for sale rather than held in portfolio as in the prior year. Exclusive of First Franklin originated loans and broker-sourced home equity lines of credit which are in run-off, average portfolio loans were $77.5 billion in the fourth quarter of 2006, up from $75.2 billion in the preceding quarter, and $72.5 billion in the fourth quarter a year ago.

     For the full year, average portfolio loans were $99.4 billion for 2006 and $105.3 billion for 2005. The decrease in the loan portfolio is attributable to the originate and sell strategy described above. Exclusive of First Franklin originated loans and broker-sourced home equity lines, average portfolio loans were $74.9 billion in 2006 versus $72.3 billion in 2005. Good growth was experienced in commercial loans, as well as credit card and other unsecured borrowings, which increased by 8% and 10%, respectively, compared to a year ago. Average loans held for sale increased to $13.5 billion in 2006 compared to $11.1 billion in 2005 which reflects more loans classified as held for sale in 2006.

     Average total deposits were $84.5 billion in the fourth quarter of 2006, up slightly from the preceding quarter and the fourth quarter a year ago. Interest checking and money market savings account balances increased throughout 2006, partially offset by lower balances of broker-originated certificates of deposits. Average core deposits, excluding escrow and custodial balances, were $66.5 billion in the fourth quarter of 2006, up 4% over the fourth quarter a year ago. The growth in core deposits is reflective of a trend of household growth and expansion in relationships per household, aided by the industry-leading National City points rewards program.

Noninterest Income

     Fees and other income were $1.7 billion for the fourth quarter of 2006, inclusive of a $984 million gain on the sale of the First Franklin origination and servicing platform. Excluding this transaction, fourth quarter 2006 fees and other income were $731 million, a decrease of $146 million compared with the third quarter of 2006 and $37 million compared

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with the fourth quarter a year ago. Fees and other income for the fourth quarter of 2006 also included losses of $18 million on the sale of First Franklin originated loans previously held in portfolio and a $56 million fair value writedown on the remaining loans which are classified as held for sale at year end.

     Loan sale revenue was $122 million for the fourth quarter, compared to $215 million in the third quarter of 2006 and $193 million in the fourth quarter a year ago. The matters highlighted above decreased loan sale revenue in the fourth quarter of 2006. In addition, on a linked quarter basis, the Corporation realized lower margins on mortgage loan sales.

     Loan servicing revenue was $52 million in the fourth quarter of 2006, down $52 million compared to the immediately preceding quarter, but up $20 million from the fourth quarter a year ago. The decrease in loan servicing revenue compared to the preceding quarter reflects net mortgage servicing right (MSR) hedging pretax losses of $59 million in the fourth quarter of 2006 versus net MSR hedging pretax gains of $9 million in the preceding quarter. Net MSR hedging results are frequently variable from quarter to quarter, but over long periods of time, the Corporation’s hedging strategies have been very effective in protecting the value of these volatile assets. Compared to the fourth quarter of 2005, loan servicing revenue increased based on growth in the servicing portfolio which more than offset unfavorable net MSR hedging results.

     Fees and other income for the fourth quarter of 2006 included $24 million of higher brokerage revenue compared to the preceding quarter, arising from transaction advisory services. However, fees and other income also included derivatives losses of $13 million in the fourth quarter of 2006, primarily associated with balance sheet risk management strategies, versus gains of $23 million and $20 million in the third quarter of 2006 and fourth quarter a year ago, respectively.

     For the full year, fees and other income were $4.0 billion in 2006, approximately $3.0 billion exclusive of the gain on the sale of First Franklin, versus $3.3 billion in 2005. Deposit service fees grew to $818 million in 2006, up 11% from the prior year which reflects continued growth in the number of deposit accounts and higher volumes of fee-generating transactions. Loan sale revenue was $766 million in 2006, down 5% compared with the prior year. Loan servicing revenue for 2006 was $91 million versus $399 million in 2005 which reflects net MSR hedging pretax losses of $294 million in 2006 versus net MSR hedging

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pretax gains of $275 million in 2005. Derivative losses of $7 million were recognized in 2006 versus derivative gains of $64 million in the prior year.

     Net securities losses of $13 million were realized in the fourth quarter of 2006, versus no significant gains or losses in the preceding quarter, and $9 million of net securities gains in the fourth quarter of 2005. For the full year, net security losses were less than $1 million in 2006 compared to net security gains of $27 million in 2005.

Noninterest Expense

          Noninterest expense was $1.2 billion for the fourth quarter of 2006, relatively unchanged from the preceding quarter and down approximately 5% compared to the fourth quarter a year ago. Noninterest expense for the fourth quarter of 2005 included $56 million of severance and other restructuring costs, as well as a $30 million contribution to the Corporation’s charitable foundation.

     Noninterest expense was $4.7 billion for the full year 2006, down slightly compared to 2005, and reflecting cost savings from the Corporation’s Best In Class programs. Personnel costs were relatively flat between years. Insurance costs increased $52 million in 2006 as additional credit protection was purchased on mortgage loans. There were no other significant unusual expenses incurred in 2006. Noninterest expense for 2005 included $33 million of higher severance costs, the charitable contribution described above, and a $29 million one-time lease accounting adjustment.

Income Tax Expense

     The effective tax rates for the fourth quarter of 2006 and the full year were 35% and 33%, respectively. In 2005, the effective tax rates for the fourth quarter and the full year were 29% and 33%, respectively. The higher tax rate in the fourth quarter of 2006 reflects a higher rate applied to the gain on the sale of First Franklin.

Credit Quality

          The provision for credit losses was $323 million for the fourth quarter of 2006 compared with $73 million in the preceding quarter and $132 million in the fourth quarter of 2005. For the full year, the provision was $483 million in 2006 compared with $284 million in

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2005. The higher provision in 2006 is primarily attributable to anticipated credit losses on the run-off portfolio of First Franklin nonconforming mortgage loans. As of December 31, 2006, $7.3 billion of these First Franklin nonconforming loans remained in portfolio.

     Net charge-offs in the fourth quarter of 2006 were $128 million, compared with $117 million in the preceding quarter, and $138 million in the fourth quarter of last year. Net charge-offs were $442 million in 2006 compared with $380 million a year ago, with the increase driven by nonconforming mortgage loans, passenger airline leases, and certain consumer loans affected by 2005 bankruptcy filings.

     Nonperforming assets were $732 million at December 31, 2006, up from $596 million a year ago, which reflects the addition of two large residential real estate developers, as well as an increase in real estate in foreclosure. Real estate in foreclosure included higher balances of nonconforming mortgages, as well as $60 million of GNMA insured loans which were not classified as nonperforming assets prior to 2006. The allowance for loan losses was $1.1 billion as of December 31, 2006 and 2005, representing 1.18% and 1.03% of portfolio loans at December 31, 2006 and 2005, respectively.

Balance Sheet

     At December 31, 2006, total assets were $140.2 billion, and stockholders’ equity was $14.6 billion or 10.4% of assets. Tangible common equity as a percentage of tangible assets was 7.77% at December 31, 2006, versus 6.57% a year ago.

     The Corporation repurchased approximately 600,000 shares of its common stock during the fourth quarter of 2006, bringing the repurchases for the full year to approximately 20 million shares. Share repurchases in the fourth quarter were nominal due to regulatory restrictions associated with acquisitions. As these restrictions have lapsed, management is considering a number of share repurchase options including regular open-market repurchases, accelerated share repurchase programs, or a tender offer, either individually or in combination. A decision among these alternatives will likely be made in the near future.

     Total purchased funds were $33.3 billion at December 31, 2006, down from $41.0 billion at December 31, 2005. The lower level of borrowings reflects growth in the deposit base as well as a smaller loan portfolio, consistent with the objectives of the Corporation’s originate-and-sell strategy for non-footprint, broker-originated consumer loans.

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Recently Completed Acquisitions & Divestitures

          On December 1, 2006, the Corporation completed its acquisition of Harbor Florida Bancshares, Inc., a banking company located along the central east coast of Florida. Harbor operates 42 branches, doing business as Harbor Federal Savings Bank. As of December 31, 2006, the Corporation’s balance sheet included $2.7 billion of portfolio loans and $2.3 billion of deposits associated with this acquisition. Since this transaction closed near year end, the impact on the average balance sheet and income statement for 2006 was minor.

     On January 5, 2007, the Corporation completed its acquisition of Fidelity Bankshares, Inc., a banking company operating 52 branches along Florida’s southeast coast. As of December 31, 2006, Fidelity had $3.5 billion of portfolio loans and $3.4 billion of deposits. The assets and liabilities of Fidelity will be reflected in the balance sheet in 2007.

     As described earlier, the Corporation completed the sale of its nonconforming mortgage origination and servicing platform on December 30, 2006. The proceeds from this sale are subject to adjustment under the sale contract, with any resulting adjustment recorded as realized in 2007.

Forward-Looking Statements

     This document contains forward-looking statements. Forward-looking statements provide current expectations or forecasts of future events and are not guarantees of future performance, nor should they be relied upon as representing management’s views as of any subsequent date. The forward-looking statements are based on management’s expectations and are subject to a number of risks and uncertainties. Although management believes that the expectations reflected in such forward-looking statements are reasonable, actual results may differ materially from those expressed or implied in such statements. Risks and uncertainties that could cause actual results to differ materially include, without limitation, the Corporation’s ability to effectively execute its business plans; changes in general economic and financial market conditions; changes in interest rates; changes in the competitive environment; continuing consolidation in the financial services industry; new litigation or changes in existing litigation; losses, customer bankruptcy, claims and assessments; changes in banking regulations or other regulatory or legislative requirements affecting the Corporation’s business;

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and changes in accounting policies or procedures as may be required by the Financial Accounting Standards Board or other regulatory agencies. Additional information concerning factors that could cause actual results to differ materially from those expressed or implied in the forward-looking statements is available in the Corporation’s Annual Report on Form 10-K for the year ended December 31, 2005, and subsequent filings with the United States Securities and Exchange Commission (SEC). Copies of these filings are available at no cost on the SEC’s Web site at sec.gov or on the Corporation’s Web site at nationalcity.com/investorrelations. Management may elect to update forward-looking statements at some future point; however, it specifically disclaims any obligation to do so.

     This release is neither an offer to purchase nor a solicitation of an offer to sell securities. The possible tender offer for the outstanding shares of National City common stock described in this document has not commenced. If an offer is commenced, National City would file a tender offer statement with the Securities and Exchange Commission (SEC). Such statement (including an offer to purchase, a related letter of transmittal and other offer documents) would contain important information with respect to the offer that should be read carefully before any decision is made with respect to any tender offer. Those materials would be made available to National City’s security holders at no expense to them. In addition, all of those materials (and all other offer documents filed with the SEC) would be available at no charge on the SEC’s web site (www.sec.gov).

Conference Call

     Management of National City will host a conference call on January 23, 2007 at 11:00 a.m. (ET) to discuss the fourth quarter and full year 2006 results. Interested parties may access the conference call by dialing 877-777-1967. The conference call and supplemental materials will also be accessible via the Corporation’s Web site, nationalcity.com. The call will be open to the public in a listen-only mode, with participants encouraged to call in approximately 15 minutes prior to the event. Questions may be submitted by e-mail to investor.relations@nationalcity.com prior to or during the conference.

     A replay of the conference call will be available at 2:30 p.m. (ET) on January 23, 2007, until midnight (ET) on January 30, 2007, accessible by dialing 800-475-6701 (domestic) or 320-365-3844 (international), using the passcode of 853111 or via the Company’s website.

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About National City

National City Corporation (NYSE: NCC), headquartered in Cleveland, Ohio, is one of the nation’s largest financial holding companies. The company operates through an extensive banking network primarily in Ohio, Florida, Illinois, Indiana, Kentucky, Michigan, Missouri, and Pennsylvania, and also serves customers in selected markets nationally. Its core businesses include commercial and retail banking, mortgage financing and servicing, consumer finance and asset management. For more information about National City, visit the company’s Web site at nationalcity.com.

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National City Corporation
CONSOLIDATED FINANCIAL HIGHLIGHTS
(In millions, except per share data)

	2006												2005												2004			For the Year
	4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			2006			2005			2004
EARNINGS
Tax-equivalent interest income	$	2,270		$	2,298		$	2,243		$	2,153		$	2,113		$	2,034		$	1,865		$	1,751		$	1,727		$	8,964		$	7,763		$	6,053
Interest expense		1,137			1,148			1,076			969			921			827			694			594			509			4,330			3,036			1,593
Tax-equivalent net interest income		1,133			1,150			1,167			1,184			1,192			1,207			1,171			1,157			1,218			4,634			4,727			4,460
Provision for credit losses		323			73			60			27			132			56			26			70			81			483			284			323
Tax-equivalent NII after provision for credit losses		810			1,077			1,107			1,157			1,060			1,151			1,145			1,087			1,137			4,151			4,443			4,137
Fees and other income		1,715			877			783			644			768			748			976			785			1,442			4,019			3,277			4,421
Securities (losses) gains, net		(13	)		—			1			12			9			(1	)		5			14			11			—			27			19
Noninterest expense		1,210			1,184			1,174			1,149			1,267			1,156			1,180			1,148			1,247			4,717			4,751			4,472
Income before taxes and tax-equivalent adjustment		1,302			770			717			664			570			742			946			738			1,343			3,453			2,996			4,105
Income taxes		452			236			238			197			164			256			313			247			376			1,123			980			1,298
Tax-equivalent adjustment		8			8			6			8			8			8			8			7			7			30			31			27
Net income	$	842		$	526		$	473		$	459		$	398		$	478		$	625		$	484		$	960		$	2,300		$	1,985		$	2,780
Effective tax rate		34.9	%		30.9	%		33.5	%		30.1	%		29.1	%		34.9	%		33.4	%		33.8	%		28.1	%		32.8	%		33.1	%		31.8	%
PER COMMON SHARE
Net income:
Basic(1)	$	1.37		$	.87		$	.77		$	.75		$	.65		$	.75		$	.98		$	.75		$	1.48		$	3.77		$	3.13		$	4.37
Diluted(1)		1.36			.86			.77			.74			.64			.74			.97			.74			1.46			3.72			3.09			4.31
Dividends paid		.39			.39			.37			.37			.37			.37			.35			.35			.35			1.52			1.44			1.34
Book value		23.06			21.44			20.84			20.69			20.51			20.54			20.42			19.82			19.80
Market value (close)		36.56			36.60			36.19			34.90			33.57			33.44			34.12			33.50			37.55
Average shares:
Basic		611.9			603.8			609.7			611.9			618.2			635.9			636.9			643.0			652.9			609.3			633.4			635.5
Diluted		620.7			612.1			618.2			619.7			625.4			644.7			644.1			652.5			666.3			617.7			641.6			645.5
PERFORMANCE RATIOS
Return on average common equity		24.93	%		16.45	%		15.08	%		14.91	%		12.57	%		14.59	%		19.65	%		15.35	%		29.71	%		17.98	%		15.54	%		24.56	%
Return on average total equity		24.94			16.46			15.10			14.92			12.59			14.61			19.66			15.37			29.72			18.00			15.55			24.57
Return on average assets		2.44			1.51			1.35			1.33			1.10			1.31			1.80			1.42			2.77			1.66			1.40			2.23
Net interest margin		3.73			3.73			3.73			3.81			3.74			3.72			3.76			3.78			4.01			3.75			3.74			4.02
Efficiency ratio		42.51			58.43			60.17			62.85			64.65			59.16			54.95			59.10			46.85			54.52			59.36			50.35
LINE OF BUSINESS (LOB) RESULTS
Net Income:
National City Mortgage	($	17	)	$	34		($	51	)	($	70	)	$	20		$	26		$	153		$	85		$	13		($	104	)	$	284		$	442
National Consumer Finance		(39	)		105			144			119			127			125			148			158			131			329			558			651
Total mortgage businesses		(56	)		139			93			49			147			151			301			243			144			225			842			1,093
Rest of National City (RONC):
Consumer and Small Business Financial Services		136			196			209			176			162			171			153			140			159			717			626			591
Wholesale Banking		183			212			202			206			198			212			200			188			200			803			798			677
Asset Management		21			24			30			22			14			19			26			21			18			97			80			133
National Processing		—			—			—			—			—			—			—			—			(9	)		—			—			34
Parent and Other		558			(45	)		(61	)		6			(123	)		(75	)		(55	)		(108	)		448			458			(361	)		252
Total RONC		898			387			380			410			251			327			324			241			816			2,075			1,143			1,687
Total Consolidated National City Corporation	$	842		$	526		$	473		$	459		$	398		$	478		$	625		$	484		$	960		$	2,300		$	1,985		$	2,780
LOB Contribution to Diluted Earnings Per Share:
National City Mortgage	($	.03	)	$	.06		($	.09	)	($	.11	)	$	.03		$	.04		$	.24		$	.13		$	.01		($	.17	)	$	.44		$	.68
National Consumer Finance		(.06	)		.17			.23			.19			.21			.19			.23			.24			.19			.53			.87			1.01
Total mortgage businesses		(.09	)		.23			.14			.08			.24			.23			.47			.37			.20			.36			1.31			1.69
Rest of National City (RONC):
Consumer and Small Business Financial Services		.22			.32			.34			.28			.26			.27			.23			.22			.24			1.16			.98			.92
Wholesale Banking		.30			.34			.33			.33			.31			.33			.31			.29			.30			1.30			1.24			1.04
Asset Management		.03			.04			.05			.04			.02			.03			.04			.03			.03			.16			.12			.21
National Processing		—			—			—			—			—			—			—			—			(.01	)					—			.05
Parent and Other		.90			(.07	)		(.09	)		.01			(.19	)		(.12	)		(.08	)		(.17	)		.70			.74			(.56	)		.40
Total RONC		1.45			.63			.63			.66			.40			.51			.50			.37			1.26			3.36			1.78			2.62
Total Consolidated National City Corporation (1)	$	1.36		$	.86		$	.77		$	.74		$	.64		$	.74		$	.97		$	.74		$	1.46		$	3.72		$	3.09		$	4.31

⁽¹⁾ The sum of the quarterly earnings per share may not equal the year-to-date earnings per share due to rounding

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National City Corporation
CONSOLIDATED FINANCIAL HIGHLIGHTS (continued)
($ in millions)

	2006												2005												2004			For the Year
	4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			2006			2005			2004
CREDIT QUALITY STATISTICS
Net charge-offs	$	128		$	117		$	76		$	121		$	138		$	83		$	72		$	87		$	104		$	442		$	380		$	346
Provision for credit losses		323			73			60			27			132			56			26			70			81			483			284			323
Loan loss allowance		1,131			932			989			1,001			1,094			1,108			1,125			1,179			1,188
Lending-related commitment allowance		78			80			77			79			84			88			100			93			100
Nonperforming assets		732			689			667			647			596			585			572			578			563
Annualized net charge-offs to average portfolio loans		.54	%		.48	%		.30	%		.46	%		.52	%		.30	%		.27	%		.35	%		.41	%		.44	%		.36	%		.39	%
Loan loss allowance to period-end portfolio loans		1.18			1.00			.98			.98			1.03			1.02			1.05			1.15			1.19
Loan loss allowance to nonperforming portfolio loans		226.13			198.25			202.14			207.14			223.11			230.08			238.64			245.11			256.92
Loan loss allowance (period-end) to annualized net charge-offs		223.38			200.10			326.17			204.29			199.42			336.67			391.50			330.46			290.31			256.20			287.26			343.81
Nonperforming assets to period-end portfolio loans and other nonperforming assets		.76			.74			.66			.63			.56			.54			.53			.56			.56
CAPITAL AND LIQUIDITY RATIOS
Tier 1 capital(1)		8.94	%		7.48	%		7.31	%		7.38	%		7.43	%		7.68	%		7.96	%		7.91	%		8.25	%
Total risk-based capital(1)		12.18			10.30			10.20			10.31			10.54			10.78			11.20			11.25			11.79
Leverage(1)		8.65			7.13			6.89			6.92			6.83			7.03			7.36			7.22			7.31
Period-end equity to assets		10.40			9.34			8.91			9.00			8.86			8.80			9.02			8.97			9.18
Period-end tangible common equity to assets (2)		7.77			6.99			6.60			6.70			6.57			6.57			6.75			6.65			6.83
Average equity to assets		9.78			9.16			8.97			8.94			8.78			8.95			9.13			9.23			9.31			9.21	%		9.02	%		9.10	%
Average equity to portfolio loans		14.38			13.03			12.35			11.83			11.79			11.98			12.16			12.62			12.96			12.86			12.13			12.69
Average portfolio loans to deposits		110.18			116.64			122.88			127.05			126.68			127.88			130.12			124.24			118.81			119.09			127.23			117.18
Average portfolio loans to core deposits		131.69			140.31			146.55			155.09			156.15			158.32			154.90			150.92			145.55			143.22			155.12			139.13
Average portfolio loans to earning assets		76.65			79.11			81.32			84.71			83.41			83.59			84.13			82.45			81.54			80.45			83.40			80.42
Average securities to earning assets		6.43			6.40			6.24			6.20			6.00			5.75			6.21			6.67			7.44			6.31			6.15			6.94
AVERAGE BALANCES
Assets	$	136,893		$	138,434		$	140,019		$	139,396		$	142,983		$	144,967		$	139,673		$	138,516		$	138,030		$	138,678		$	141,556		$	124,403
Portfolio loans		93,124			97,404			101,757			105,431			106,433			108,386			104,908			101,283			99,127			99,390			105,275			89,207
Loans held for sale or securitization		17,425			15,065			12,760			8,826			11,172			11,570			10,109			11,502			11,503			13,547			11,090			12,395
Securities (at cost)		7,806			7,874			7,802			7,719			7,657			7,450			7,746			8,195			9,044			7,801			7,759			7,698
Earning assets		121,488			123,126			125,127			124,459			127,608			129,659			124,691			122,847			121,574			123,541			126,224			110,921
Core deposits		70,717			69,419			69,434			67,979			68,160			68,462			67,728			67,109			68,105			69,395			67,869			64,118
Purchased deposits and funding		48,917			52,321			54,338			55,105			58,661			59,567			55,859			54,713			53,030			52,652			57,217			45,351
Total equity		13,388			12,687			12,565			12,468			12,549			12,980			12,752			12,779			12,847			12,779			12,765			11,316
PERIOD-END BALANCES
Assets	$	140,191		$	138,123		$	141,486		$	140,231		$	142,397		$	146,750		$	144,143		$	140,982		$	139,414
Portfolio loans		95,492			92,963			100,973			102,269			106,039			108,910			106,808			102,932			100,271
Loans held for sale or securitization		12,853			19,505			12,964			11,779			9,667			11,942			11,539			11,639			12,430
Securities (at fair value)		7,509			7,906			7,726			7,609			7,875			7,568			7,694			8,085			8,765
Core deposits		73,375			68,788			69,744			69,884			68,408			67,738			67,922			68,336			67,297
Purchased deposits and funding		47,147			51,987			54,069			52,879			56,564			61,839			58,639			55,274			55,282
Total equity		14,581			12,902			12,610			12,623			12,613			12,920			13,002			12,643			12,804

(1)	Fourth quarter 2006 regulatory capital ratios are based upon preliminary data
(2)	Excludes goodwill and other intangible assets

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