EXHIBIT 99.2

Unaudited
Financial Supplement
June 30, 2006

Table of Contents

Quarterly and Year-to-Date Financial Trends
Consolidated Financial Highlights	3-4
Consolidated Statements of Income	5
Consolidated Period-End Balance Sheets	6
Consolidated Average Balance Sheets	7
Selected Average Balances	8
Selected Period-End Balances	9
Securitized Balances	10
Average Balances/Net Interest Income/Rates	11-13
Stockholder Data	14
Interest Rate Risk Measures	14
Capitalization	15
Noninterest Income	16
Noninterest Expense	16
Deposit Service Charges	17
Card-Related Fees	17
Salaries, Benefits, and Other Personnel Expense	18
Full-Time Equivalent Employees by Line of Business	18
NCM and First Franklin Full-Time Equivalent Employees	18
Credit Quality Statistics	19-21
Ten Largest Nonperforming Assets	21
Commercial Loan Industry Concentration	21
Consumer and Small Business Financial Services Performance Measures	22
Asset Management Performance Measures	23
Loan Sale and Servicing Revenue	24
NCM Loan Sale Data	25
NCM Loan Servicing Data	26
First Franklin Loan Sale and Servicing Data	27
First Franklin Portfolio Statistics	28
Home Equity Sale and Servicing Portfolio Data	29
Home Equity Portfolio Data	30
Line of Business Results	31-35
Monthly Financial Trends
Consolidated Selected Average Balances	36
Capitalization	37
Full-Time Equivalent Employees By Line of Business	37
Consumer and Small Business Financial Services Performance Measures	38
Asset Management Performance Measures	39
National City Mortgage Statistics	39
First Franklin Statistics	40

Table of Contents (continued)
FINANCIAL SUPPLEMENT SUMMARY OF PRESENTATION CHANGES

Changes to this Financial Supplement are as follows:

Loan Sale and Servicing Revenue — page 24, NCM Loan Servicing Data — page 26

In June 2006, the Corporation changed its method of estimating time decay for mortgage servicing rights which resulted in a $26 million decrease in the amounts previously reported for time decay, and a corresponding increase in net MSR hedging losses, for the period ended March 31, 2006.

Consolidated Period-End Balance Sheets — page 6, Consolidated Average Balance Sheets — page 7, and Consolidated Selected Average Balances — Monthly Financial Trends — page 36

The presentation of escrow balances was streamlined. In prior reports, the specific escrow components (i.e. principal and interest, taxes and insurance) were separately disclosed. Total noninterest bearing escrow and total interest bearing escrow balances are now reported. Prior period results have been updated to reflect this presentation change.

Unaudited

National City Corporation
CONSOLIDATED FINANCIAL HIGHLIGHTS
(In millions, except per share data)

																												Six Months Ended
	2006						2005												2004									June 30,
	2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			2006			2005
EARNINGS
Tax-equivalent interest income	$	2,243		$	2,153		$	2,113		$	2,034		$	1,865		$	1,751		$	1,727		$	1,601		$	1,387		$	4,396		$	3,616
Interest expense		1,076			969			921			827			694			594			509			424			335			2,045			1,288
Tax-equivalent net interest income		1,167			1,184			1,192			1,207			1,171			1,157			1,218			1,177			1,052			2,351			2,328
Provision for credit losses		60			27			132			56			26			70			81			98			61			87			96
Tax-equivalent NII after provision for credit losses		1,107			1,157			1,060			1,151			1,145			1,087			1,137			1,079			991			2,264			2,232
Fees and other income		783			644			768			748			976			785			1,442			1,021			849			1,427			1,761
Securities gains (losses), net		1			12			9			(1	)		5			14			11			3			5			13			19
Noninterest expense		1,176			1,142			1,271			1,158			1,181			1,145			1,247			1,211			1,049			2,318			2,326
Income before taxes and tax-equivalent adjustment		715			671			566			740			945			741			1,343			892			796			1,386			1,686
Income taxes		235			204			161			254			311			250			376			293			272			439			561
Tax-equivalent adjustment		7			8			7			8			9			7			7			8			5			15			16
Net income	$	473		$	459		$	398		$	478		$	625		$	484		$	960		$	591		$	519		$	932		$	1,109
Effective tax rate		33.2	%		30.8	%		28.6	%		34.8	%		33.2	%		34.1	%		28.1	%		33.2	%		34.4	%		32.0	%		33.6	%
PER COMMON SHARE
Net income:
Basic	$	.77		$	.75		$	.65		$	.75		$	.98		$	.75		$	1.48		$	.88		$	.84		$	1.52		$	1.73
Diluted		.77			.74			.64			.74			.97			.74			1.46			.86			.83			1.51			1.71
Dividends paid		.37			.37			.37			.37			.35			.35			.35			.35			.32			.74			.70
Book value		20.84			20.69			20.51			20.54			20.42			19.82			19.80			18.98			16.86
Market value (close)		36.19			34.90			33.57			33.44			34.12			33.50			37.55			38.62			35.01
Average shares:
Basic		609.7			611.9			618.2			635.9			636.9			643.0			652.9			663.3			619.1			610.8			639.9
Diluted		618.2			619.7			625.4			644.7			644.1			652.5			666.3			677.1			625.5			619.0			648.3
PERFORMANCE RATIOS
Return on average common equity		15.08	%		14.91	%		12.57	%		14.59	%		19.65	%		15.35	%		29.71	%		19.00	%		20.13	%		15.00	%		17.51	%
Return on average total equity		15.10			14.92			12.59			14.61			19.66			15.37			29.72			19.01			20.13			15.01			17.52
Return on average assets		1.35			1.33			1.10			1.31			1.80			1.42			2.77			1.76			1.80			1.34			1.61
Net interest margin		3.73			3.81			3.74			3.72			3.76			3.78			4.01			3.97			4.03			3.77			3.77
Efficiency ratio		60.29			62.50			64.85			59.25			55.03			58.94			46.85			55.11			55.15			61.36			56.89
LINE OF BUSINESS (LOB) RESULTS(1)
Net Income:
National City Mortgage	($	52	)	($	71	)	$	20		$	26		$	153		$	85		$	13		$	139		$	17		($	123	)	$	238
National Consumer Finance		148			122			132			131			154			162			137			171			182			270			316
Total mortgage businesses		96			51			152			157			307			247			150			310			199			147			554
Rest of National City (RONC):
Consumer and Small Business Financial Services		211			179			162			171			153			140			159			151			148			390			293
Wholesale Banking		197			201			193			206			194			183			194			168			165			398			377
Asset Management		29			22			14			19			26			21			18			26			64			51			47
National Processing		—			—			—			—			—			—			(9	)		17			14			—			—
Parent and Other		(60	)		6			(123	)		(75	)		(55	)		(107	)		448			(81	)		(71	)		(54	)		(162	)
Total RONC		377			408			246			321			318			237			810			281			320			785			555
Total Consolidated National City Corporation	$	473		$	459		$	398		$	478		$	625		$	484		$	960		$	591		$	519		$	932		$	1,109
LOB Contribution to Diluted Earnings Per Share:
National City Mortgage	($	.09	)	($	.11	)	$	.03		$	.04		$	.24		$	.13		$	.01		$	.20		$	.02		($	.20	)	$	.37
National Consumer Finance		.24			.20			.21			.20			.24			.25			.20			.25			.29			.44			.49
Total mortgage businesses		.15			.09			.24			.24			.48			.38			.21			.45			.31			.24			.86
Rest of National City (RONC):
Consumer and Small Business Financial Services		.34			.29			.26			.27			.23			.22			.24			.22			.24			.63			.45
Wholesale Banking		.32			.32			.31			.32			.30			.28			.29			.25			.26			.64			.58
Asset Management		.05			.04			.02			.03			.04			.03			.03			.04			.10			.09			.07
National Processing		—			—			—			—			—			—			(.01	)		.02			.02			—			—
Parent and Other		(.09	)		—			(.19	)		(.12	)		(.08	)		(.17	)		.70			(.12	)		(.10	)		(.09	)		(.25	)
Total RONC		.62			.65			.40			.50			.49			.36			1.25			.41			.52			1.27			.85
Total Consolidated National City Corporation	$	.77		$	.74		$	.64		$	.74		$	.97		$	.74		$	1.46		$	.86		$	.83		$	1.51		$	1.71

⁽¹⁾ See pages 31-35 for more detail on Line of Business results

3

Unaudited
National City Corporation
CONSOLIDATED FINANCIAL HIGHLIGHTS (continued)
($ in millions)

																												Six Months Ended
	2006						2005												2004									June 30,
	2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			2006			2005
CREDIT QUALITY STATISTICS
Net charge-offs	$	76		$	121		$	138		$	83		$	72		$	87		$	104		$	97		$	63		$	197		$	159
Provision for credit losses		60			27			132			56			26			70			81			98			61			87			96
Loan loss allowance		989			1,001			1,094			1,108			1,125			1,179			1,188			1,178			1,028
Lending-related commitment allowance		77			79			84			88			100			93			100			127			117
Nonperforming assets		667			647			596			585			572			578			563			628			544
Annualized net charge-offs to average portfolio loans		.30	%		.46	%		.52	%		.30	%		.27	%		.35	%		.41	%		.41	%		.30	%		.38	%		.31	%
Loan loss allowance to period-end portfolio loans		.98			.98			1.03			1.02			1.05			1.15			1.19			1.21			1.21
Loan loss allowance to nonperforming portfolio loans		202.14			207.14			223.11			230.08			238.64			245.11			256.92			234.48			234.09
Loan loss allowance (period-end) to annualized net charge-offs		326.17			204.29			199.42			336.67			391.50			330.46			290.31			302.46			407.33			249.71	%		349.56	%
Nonperforming assets to period-end portfolio loans and other nonperforming assets		.66			.63			.56			.54			.53			.56			.56			.64			.64
CAPITAL AND LIQUIDITY RATIOS
Tier 1 capital(1)		7.31	%		7.38	%		7.43	%		7.68	%		7.96	%		7.91	%		8.25	%		8.23	%		9.02	%
Total risk-based capital(1)		10.20			10.31			10.54			10.78			11.20			11.25			11.79			11.86			13.07
Leverage(1)		6.89			6.92			6.83			7.03			7.36			7.22			7.31			7.35			7.90
Period-end equity to assets		8.91			9.00			8.86			8.80			9.02			8.97			9.18			9.14			8.82
Period-end tangible common equity to assets (2)		6.60			6.70			6.57			6.57			6.75			6.65			6.83			6.71			7.64
Average equity to assets		8.97			8.94			8.78			8.95			9.13			9.23			9.31			9.24			8.94			8.96			9.18
Average equity to portfolio loans		12.35			11.83			11.79			11.98			12.16			12.62			12.96			12.95			12.50			12.08			12.38
Average portfolio loans to deposits		122.88			127.05			126.68			127.88			130.12			124.24			118.81			115.64			114.14			124.96			127.18
Average portfolio loans to core deposits		146.55			155.09			156.15			158.32			154.90			150.92			145.55			141.36			132.88			150.75			152.93
Average portfolio loans to earning assets		81.32			84.71			83.41			83.59			84.13			82.45			81.54			80.57			79.26			83.00			83.30
Average securities to earning assets		6.24			6.20			6.00			5.75			6.21			6.67			7.44			7.79			6.01			6.22			6.44
AVERAGE BALANCES
Assets	$	140,019		$	139,396		$	142,983		$	144,967		$	139,673		$	138,516		$	138,030		$	133,703		$	116,027		$	139,710		$	139,098
Portfolio loans		101,757			105,431			106,433			108,386			104,908			101,283			99,127			95,425			82,942			103,584			103,105
Loans held for sale or securitization		12,760			8,826			11,172			11,570			10,109			11,502			11,503			11,861			13,910			10,804			10,803
Securities (at cost)		7,802			7,719			7,657			7,450			7,746			8,195			9,044			9,230			6,290			7,761			7,969
Earning assets		125,127			124,459			127,608			129,659			124,691			122,847			121,574			118,433			104,646			124,794			123,776
Core deposits		69,434			67,979			68,160			68,462			67,728			67,109			68,105			67,506			62,420			68,711			67,420
Purchased deposits and funding		54,338			55,105			58,661			59,567			55,859			54,713			53,030			49,907			40,080			54,719			55,289
Total equity		12,565			12,468			12,549			12,980			12,752			12,779			12,847			12,359			10,370			12,517			12,765
PERIOD-END BALANCES
Assets	$	141,486		$	140,231		$	142,397		$	146,750		$	144,143		$	140,982		$	139,414		$	136,615		$	117,180
Portfolio loans		100,973			102,269			106,039			108,910			106,808			102,932			100,271			97,554			84,630
Loans held for sale or securitization		12,964			11,779			9,667			11,942			11,539			11,639			12,430			10,745			12,467
Securities (at fair value)		7,726			7,609			7,875			7,568			7,694			8,085			8,765			9,338			6,159
Core deposits		69,744			69,884			68,408			67,738			67,922			68,336			67,297			67,003			61,851
Purchased deposits and funding		54,069			52,879			56,564			61,839			58,639			55,274			55,282			52,535			41,473
Total equity		12,610			12,623			12,613			12,920			13,002			12,643			12,804			12,492			10,335

(1)	Second quarter 2006 regulatory capital ratios are based upon preliminary data
(2)	Excludes goodwill and other intangible assets

4

Unaudited
National City Corporation
CONSOLIDATED STATEMENTS OF INCOME
($ in thousands, except per share data)

																							Six Months Ended
	2006						2005									2004							June 30,
	2nd Qtr			1st Qtr			4th Qtr		3rd Qtr			2nd Qtr		1st Qtr		4th Qtr		3rd Qtr		2nd Qtr			2006			2005
Interest Income:
Loans	$	2,089,927		$	2,010,826		$	1,977,690	$	1,904,666		$	1,736,785	$	1,619,969	$	1,573,283	$	1,459,677	$	1,290,360		$	4,100,753		$	3,356,754
Securities:
Taxable		97,085			89,988			85,291		81,689			86,041		89,776		100,509		103,590		65,332			187,073			175,817
Exempt from Federal income taxes		6,495			6,857			7,205		7,377			7,538		8,389		8,106		7,820		8,544			13,352			15,927
Dividends		345			1,351			2,424		2,420			2,436		1,577		2,104		2,882		740			1,696			4,013
Federal funds sold and security resale agreements		7,013			3,994			4,165		3,977			2,070		2,054		2,283		1,668		1,505			11,007			4,124
Other investments		35,265			32,064			27,615		26,407			22,107		22,151		34,490		17,621		13,757			67,329			44,258
Total interest income		2,236,130			2,145,080			2,104,390		2,026,536			1,856,977		1,743,916		1,720,775		1,593,258		1,380,238			4,381,210			3,600,893
Interest Expense:
Deposits		581,307			537,053			494,185		439,887			357,827		312,702		275,894		230,042		201,650			1,118,360			670,529
Federal funds borrowed and security repurchase agreements		53,967			59,207			72,887		61,801			37,551		37,654		30,651		25,778		19,664			113,174			75,205
Borrowed funds		31,909			22,500			27,869		19,037			14,492		6,498		5,384		3,794		3,101			54,409			20,990
Long-term debt		408,688			350,025			325,990		306,175			284,428		237,088		197,420		164,343		110,303			758,713			521,516
Total interest expense		1,075,871			968,785			920,931		826,900			694,298		593,942		509,349		423,957		334,718			2,044,656			1,288,240
Net interest income		1,160,259			1,176,295			1,183,459		1,199,636			1,162,679		1,149,974		1,211,426		1,169,301		1,045,520			2,336,554			2,312,653
Provision for credit losses		59,917			27,043			131,868		55,452			25,827		70,447		81,545		98,432		60,788			86,960			96,274
Net interest income after provision for credit losses		1,100,342			1,149,252			1,051,591		1,144,184			1,136,852		1,079,527		1,129,881		1,070,869		984,732			2,249,594			2,216,379
Noninterest Income:
Loan sale revenue		285,001			144,096			193,139		157,881			258,485		198,851		152,878		201,659		267,817			429,097			457,336
Loan servicing revenue		(20,597	)		(44,053	)		32,535		65,429			187,756		113,659		21,721		190,013		(52,029	)		(64,650	)		301,415
Deposit service charges		203,587			188,548			201,109		197,987			176,307		164,877		178,263		176,107		165,086			392,135			341,184
Payment processing revenue		25			89			344		440			413		374		22,123		132,931		131,944			114			787
Trust and investment management fees		80,031			73,055			71,560		72,986			78,379		73,087		72,406		73,146		79,803			153,086			151,466
Card-related fees		25,794			30,420			27,861		31,414			29,413		21,704		23,093		23,544		22,499			56,214			51,117
Brokerage revenue		30,266			33,565			41,173		35,252			43,590		39,418		45,107		34,343		34,167			63,831			83,008
Leasing revenue		61,110			60,166			58,534		65,758			68,952		74,071		81,281		87,522		5,828			121,276			143,023
Other		117,874			158,045			141,922		120,383			132,875		99,314		844,663		102,122		194,329			275,919			232,189
Total fees and other income		783,091			643,931			768,177		747,530			976,170		785,355		1,441,535		1,021,387		849,444			1,427,022			1,761,525
Securities gains (losses), net		990			11,716			9,083		(1,107	)		4,858		14,253		10,649		2,989		5,197			12,706			19,111
Total noninterest income		784,081			655,647			777,260		746,423			981,028		799,608		1,452,184		1,024,376		854,641			1,439,728			1,780,636
Noninterest Expense:
Salaries, benefits, and other personnel		635,968			640,639			659,085		654,313			635,387		611,465		652,070		630,482		557,870			1,276,607			1,246,852
Equipment		78,877			78,798			80,630		70,971			75,880		75,990		91,746		72,955		68,843			157,675			151,870
Net occupancy		73,125			73,490			71,794		71,136			72,087		100,630		68,527		66,044		59,476			146,615			172,717
Third-party services		91,326			78,790			96,693		80,654			79,995		75,049		102,717		91,741		82,035			170,116			155,044
Card processing		6,595			6,686			5,754		5,297			5,198		4,847		13,488		58,969		60,396			13,281			10,045
Marketing and public relations		37,903			28,268			65,498		31,558			39,288		28,189		33,645		29,640		29,858			66,171			67,477
Leasing expense		42,254			43,105			45,010		24,649			52,735		56,575		57,068		63,097		1,883			85,359			109,310
Other		209,919			192,536			246,636		219,473			220,823		192,021		227,009		198,386		188,275			402,455			412,844
Total noninterest expense		1,175,967			1,142,312			1,271,100		1,158,051			1,181,393		1,144,766		1,246,270		1,211,314		1,048,636			2,318,279			2,326,159
Income before income tax expense		708,456			662,587			557,751		732,556			936,487		734,369		1,335,795		883,931		790,737			1,371,043			1,670,856
Income tax expense		235,530			203,780			159,622		254,725			311,360		250,227		375,990		293,216		271,691			439,310			561,587
Net income	$	472,926		$	458,807		$	398,129	$	477,831		$	625,127	$	484,142	$	959,805	$	590,715	$	519,046		$	931,733		$	1,109,269
Net Income Per Common Share:
Basic	$	.77		$	.75		$	.65	$	.75		$	.98	$	.75	$	1.48	$	.88	$	.84		$	1.52		$	1.73
Diluted		.77			.74			.64		.74			.97		.74		1.46		.86		.83			1.51			1.71
Average Common Shares:
Basic		609,656,508			611,910,838			618,227,109		635,857,605			636,882,733		643,004,817		652,948,959		663,338,716		619,097,523			610,777,446			639,926,863
Diluted		618,230,041			619,697,278			625,358,669		644,687,904			644,134,005		652,487,487		666,250,318		677,143,218		625,476,357			618,959,606			648,287,671
Memo:
Tax-equivalent net interest income	$	1,167,563		$	1,183,780		$	1,191,948	$	1,207,110		$	1,170,479	$	1,156,937	$	1,218,819	$	1,176,642	$	1,051,915		$	2,351,343		$	2,327,416
Net income available to common stockholders		472,511			458,392			397,714		477,416			624,734		483,749		959,412		590,322		519,046			930,903			1,108,483

5

Unaudited
National City Corporation
CONSOLIDATED PERIOD-END BALANCE SHEETS
($ in thousands)

	2006						2005												2004
	2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr
Assets
Cash and demand balances due from banks	$	3,804,115		$	3,288,577		$	3,707,665		$	3,707,932		$	3,937,424		$	3,651,704		$	3,832,040		$	3,629,582		$	3,171,945
Federal funds sold and security resale agreements		925,594			472,356			301,260			409,338			265,575			191,985			302,534			292,554			1,087,481
Securities available for sale, at fair value		7,725,543			7,609,199			7,874,628			7,568,403			7,694,298			8,085,276			8,764,956			9,337,745			6,159,413
Other investments		2,405,917			2,218,936			2,108,622			1,913,213			1,929,430			1,818,145			1,450,197			1,836,714			925,559
Loans held for sale or securitization:
Commercial		82,276			66,298			10,784			13,964			9,000			9,000			24,534			16,591			26,249
Commercial real estate		87,292			186,951			35,306			89,349			137,789			741,175			546,072			235,708			—
Residential real estate		9,683,317			8,709,827			9,192,282			11,831,802			10,976,873			10,888,793			11,859,715			10,492,391			12,440,540
Credit card		—			—			425,000			—			414,343			—			—			—			—
Home equity lines of credit		3,099,705			2,810,156			—			—			—			—			—			—			—
Student loans		11,334			5,765			3,758			6,431			1,176			—			—			—			—
Total loans held for sale or securitization		12,963,924			11,778,997			9,667,130			11,941,546			11,539,181			11,638,968			12,430,321			10,744,690			12,466,789
Portfolio loans:
Commercial		29,298,715			28,147,700			27,571,913			27,548,742			27,934,129			26,382,505			25,160,464			25,075,730			19,738,970
Commercial construction		3,585,662			3,434,287			3,366,774			3,149,020			3,112,916			2,921,411			2,922,921			2,894,973			2,284,178
Commercial real estate		12,233,327			11,969,954			12,407,576			12,132,712			11,787,695			11,931,676			12,193,394			12,024,140			11,014,482
Residential real estate		31,443,519			32,589,900			32,822,947			33,074,697			32,498,082			30,984,625			30,398,068			30,117,952			28,731,664
Home equity lines of credit		16,626,039			17,599,150			21,438,690			22,649,068			21,735,749			20,130,281			19,018,449			17,382,471			13,874,494
Credit card and other unsecured lines of credit		2,569,448			2,453,129			2,611,679			2,371,087			2,302,375			2,293,615			2,413,465			2,295,173			2,198,703
Other consumer		5,216,159			6,075,268			5,819,144			7,984,637			7,436,695			8,288,293			8,164,633			7,763,934			6,787,488
Total portfolio loans		100,972,869			102,269,388			106,038,723			108,909,963			106,807,641			102,932,406			100,271,394			97,554,373			84,629,979
Allowance for loan losses		(989,405	)		(1,001,324	)		(1,094,047	)		(1,108,194	)		(1,125,127	)		(1,178,824	)		(1,188,462	)		(1,177,680	)		(1,027,550	)
Net portfolio loans		99,983,464			101,268,064			104,944,676			107,801,769			105,682,514			101,753,582			99,082,932			96,376,693			83,602,429
Properties and equipment		1,308,358			1,300,488			1,328,903			1,277,607			1,267,479			1,275,620			1,268,688			1,263,170			1,170,130
Equipment leased to others		661,542			706,779			696,327			758,325			865,476			961,814			1,050,787			1,165,681			34,508
Other real estate owned		167,378			151,376			97,008			92,411			90,578			90,062			89,362			107,296			95,470
Mortgage servicing rights		2,541,250			2,361,617			2,115,715			1,835,921			1,454,444			1,787,344			1,504,866			1,416,112			1,926,051
Goodwill		3,346,779			3,304,999			3,313,109			3,322,205			3,317,259			3,298,052			3,302,413			3,308,500			1,423,536
Other intangible assets		162,188			155,286			168,353			183,056			194,796			198,459			213,461			253,800			68,408
Derivative assets		566,777			642,234			772,918			785,764			983,019			910,956			885,541			1,210,692			876,243
Accrued income and other assets		4,922,748			4,972,103			5,300,800			5,152,489			4,921,966			5,320,326			5,235,838			5,671,388			4,171,623
Total Assets	$	141,485,577		$	140,231,011		$	142,397,114		$	146,749,979		$	144,143,439		$	140,982,293		$	139,413,936		$	136,614,617		$	117,179,585
Liabilities
Deposits:
Noninterest bearing	$	17,312,118		$	17,186,781		$	17,429,227		$	18,059,199		$	18,756,679		$	19,200,996		$	18,652,502		$	18,339,275		$	17,448,186
NOW and money market accounts		28,710,382			29,538,292			28,304,007			27,906,992			28,191,008			29,081,000			29,263,454			29,678,397			28,153,616
Savings accounts		1,970,616			2,105,325			2,147,022			2,222,831			2,369,628			2,459,455			2,552,990			2,580,343			2,560,288
Consumer time		21,750,652			21,053,803			20,527,784			19,548,914			18,604,907			17,594,106			16,828,303			16,404,590			13,689,154
Core deposits		69,743,768			69,884,201			68,408,040			67,737,936			67,922,222			68,335,557			67,297,249			67,002,605			61,851,244
Other		4,846,707			6,061,923			6,734,915			7,322,820			6,432,114			5,019,009			4,635,416			4,794,275			1,278,431
Foreign		8,633,371			5,470,495			8,843,036			8,357,477			8,784,996			7,335,170			14,021,942			5,078,531			9,906,414
Total deposits		83,223,846			81,416,619			83,985,991			83,418,233			83,139,332			80,689,736			85,954,607			76,875,411			73,036,089
Federal funds borrowed and security repurchase agreements		4,912,465			5,236,545			6,499,254			7,788,910			8,217,810			7,610,530			5,892,428			6,542,450			5,892,472
Borrowed funds		3,150,985			2,461,246			3,517,537			5,452,671			1,538,640			1,796,793			2,035,900			7,627,340			3,903,212
Long-term debt		32,525,381			33,648,686			30,969,616			32,917,618			33,665,675			33,512,583			28,695,992			28,492,599			20,492,392
Derivative liabilities		1,119,162			1,004,762			738,343			695,752			643,487			841,483			596,822			633,828			707,349
Accrued expenses and other liabilities		3,943,974			3,840,215			4,073,502			3,556,508			3,936,741			3,887,679			3,434,658			3,950,515			2,813,087
Total Liabilities		128,875,813			127,608,073			129,784,243			133,829,692			131,141,685			128,338,804			126,610,407			124,122,143			106,844,601
Stockholders’ Equity
Preferred stock		—			—			—			—			—			—			—			—			—
Common stock		2,420,214			2,439,965			2,460,191			2,515,572			2,546,862			2,551,086			2,586,999			2,633,092			2,451,521
Capital surplus		3,749,508			3,709,927			3,681,603			3,734,318			3,726,660			3,682,830			3,647,711			3,666,340			1,607,658
Retained earnings		6,564,449			6,522,324			6,459,212			6,630,213			6,649,450			6,362,731			6,468,231			6,105,769			6,234,266
Accumulated other comprehensive income		(124,407	)		(49,278	)		11,865			40,184			78,782			46,842			100,588			87,273			41,539
Total Stockholders’ Equity		12,609,764			12,622,938			12,612,871			12,920,287			13,001,754			12,643,489			12,803,529			12,492,474			10,334,984
Total Liabilities and Stockholders’ Equity	$	141,485,577		$	140,231,011		$	142,397,114		$	146,749,979		$	144,143,439		$	140,982,293		$	139,413,936		$	136,614,617		$	117,179,585
Common Shares Outstanding		605,053,511			609,991,042			615,047,663			628,892,825			636,715,366			637,771,299			646,749,650			658,272,817			612,880,193
Memo:
Noninterest bearing escrow balances	$	3,779,771		$	3,700,578		$	3,514,063		$	4,240,458		$	4,430,980		$	4,357,808		$	4,191,801		$	3,980,704		$	3,534,784
Interest bearing escrow balances		255,364			187,028			179,059			129,176			136,386			154,546			128,103			122,322			—
Noninterest bearing deposits excluding escrow balances		13,532,347			13,486,203			13,915,164			13,818,741			14,325,699			14,843,188			14,460,701			14,358,571			13,913,402
Core deposits excluding escrow balances		65,708,633			65,996,595			64,714,918			63,368,302			63,354,856			63,823,203			62,977,345			62,899,579			58,316,460

6

Unaudited
National City Corporation
CONSOLIDATED AVERAGE BALANCE SHEETS
($ in millions)

																												Six Months Ended
	2006						2005												2004									June 30,
	2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			2006			2005
Assets
Earning Assets:
Portfolio loans:
Commercial	$	28,709		$	27,540		$	27,449		$	27,426		$	27,151		$	25,553		$	25,173		$	24,784		$	19,531		$	28,126		$	26,356
Commercial construction		3,507			3,426			3,279			3,083			2,999			2,909			2,936			2,815			2,270			3,466			2,954
Commercial real estate		12,100			12,022			12,153			12,069			11,782			12,127			11,998			11,993			10,821			12,061			11,954
Residential real estate		31,812			32,921			32,787			33,537			31,669			30,515			30,548			29,639			27,981			32,364			31,095
Home equity lines of credit		17,089			20,979			21,808			22,160			20,950			19,520			18,203			16,348			12,898			19,023			20,238
Credit card and other unsecured lines of credit		2,528			2,515			2,469			2,399			2,304			2,351			2,350			2,281			2,232			2,522			2,327
Other consumer		6,012			6,028			6,488			7,712			8,053			8,308			7,919			7,565			7,209			6,022			8,181
Total portfolio loans		101,757			105,431			106,433			108,386			104,908			101,283			99,127			95,425			82,942			103,584			103,105
Loans held for sale or securitization:
Commercial		68			12			25			18			13			16			16			61			21			40			15
Commercial real estate		142			86			122			84			279			312			326			328			—			114			295
Residential real estate		9,086			7,977			10,089			11,178			9,746			11,174			11,161			11,472			13,889			8,535			10,458
Automobile		—			—			710			—			—			—			—			—			—			—			—
Student		4			4			4			5			—			—			—			—			—			4			—
Home equity lines of credit		3,460			331			15			—			—			—			—			—			—			1,904			—
Credit card		—			416			207			285			71			—			—			—			—			207			35
Total loans held for sale or securitization		12,760			8,826			11,172			11,570			10,109			11,502			11,503			11,861			13,910			10,804			10,803
Securities available for sale, at cost		7,802			7,719			7,657			7,450			7,746			8,195			9,044			9,230			6,290			7,761			7,969
Federal funds sold and security resale agreements		536			327			355			378			218			259			289			284			530			432			239
Other investments		2,272			2,156			1,991			1,875			1,710			1,608			1,611			1,633			974			2,213			1,660
Total earning assets		125,127			124,459			127,608			129,659			124,691			122,847			121,574			118,433			104,646			124,794			123,776
Allowance for loan losses		(1,009	)		(1,092	)		(1,097	)		(1,123	)		(1,178	)		(1,175	)		(1,176	)		(1,181	)		(1,027	)		(1,050	)		(1,177	)
Fair value (depreciation) appreciation of securities available for sale		(120	)		(28	)		(8	)		74			79			146			161			82			138			(74	)		112
Cash and demand balances due from banks		3,246			3,326			3,493			3,698			3,687			3,706			3,829			3,354			3,088			3,286			3,696
Properties and equipment		1,300			1,311			1,293			1,270			1,282			1,277			1,263			1,259			1,158			1,305			1,279
Equipment leased to others		687			707			727			796			915			1,008			1,100			1,248			37			697			961
Other real estate owned		158			104			95			92			91			92			109			112			93			131			91
Mortgage servicing rights		2,438			2,191			2,071			1,662			1,710			1,504			1,448			1,842			1,593			2,315			1,608
Goodwill		3,326			3,310			3,319			3,323			3,308			3,300			3,319			3,315			1,403			3,318			3,304
Other intangible assets		156			161			174			184			188			206			197			225			72			158			197
Derivative assets		—			140			248			317			295			353			505			330			573			62			324
Accrued income and other assets		4,710			4,807			5,060			5,015			4,605			5,252			5,701			4,684			4,253			4,768			4,927
Total Assets	$	140,019		$	139,396		$	142,983		$	144,967		$	139,673		$	138,516		$	138,030		$	133,703		$	116,027		$	139,710		$	139,098
Liabilities
Deposits:
Noninterest bearing	$	17,057		$	16,766		$	17,752		$	18,706		$	18,434		$	18,136		$	18,883		$	18,731		$	17,756		$	16,912		$	18,286
NOW and money market accounts		28,872			28,367			28,160			28,233			28,726			29,253			29,851			29,778			28,614			28,621			28,988
Savings accounts		2,042			2,106			2,189			2,303			2,425			2,531			2,706			2,679			2,576			2,074			2,478
Consumer time		21,463			20,740			20,059			19,220			18,143			17,189			16,665			16,318			13,474			21,104			17,668
Core deposits		69,434			67,979			68,160			68,462			67,728			67,109			68,105			67,506			62,420			68,711			67,420
Brokered retail CDs		4,899			5,492			6,073			6,255			4,843			4,336			4,480			4,373			531			5,194			4,591
Other		956			1,047			885			764			619			538			566			828			567			1,001			579
Foreign		7,518			8,469			8,900			9,278			7,432			9,539			10,279			9,809			9,150			7,991			8,480
Total deposits		82,807			82,987			84,018			84,759			80,622			81,522			83,430			82,516			72,668			82,897			81,070
Federal funds borrowed and security repurchase agreements		5,110			6,198			8,151			7,976			6,077			7,130			7,126			8,033			8,254			5,651			6,600
Borrowed funds		2,768			2,180			2,865			2,123			2,524			1,486			1,651			1,120			1,547			2,475			2,008
Long-term debt		33,087			31,719			31,787			33,171			34,364			31,684			28,928			25,744			20,031			32,407			33,031
Derivative liabilities		181			188			193			240			219			284			319			364			343			185			251
Accrued expenses and other liabilities		3,501			3,656			3,420			3,718			3,115			3,631			3,729			3,567			2,814			3,578			3,373
Total Liabilities		127,454			126,928			130,434			131,987			126,921			125,737			125,183			121,344			105,657			127,193			126,333
Total Stockholders’ Equity		12,565			12,468			12,549			12,980			12,752			12,779			12,847			12,359			10,370			12,517			12,765
Total Liabilities and Stockholders’ Equity	$	140,019		$	139,396		$	142,983		$	144,967		$	139,673		$	138,516		$	138,030		$	133,703		$	116,027		$	139,710		$	139,098
Memo:
Noninterest bearing escrow balances	$	4,084		$	3,651		$	4,346		$	4,965		$	4,431		$	4,038		$	4,574		$	4,340		$	4,783		$	3,868		$	4,235
Interest bearing escrow balances		194			158			148			138			137			138			128			119			—			176			138
Noninterest bearing deposits excluding escrow balances		12,973			13,115			13,406			13,741			14,003			14,098			14,309			14,391			12,973			13,044			14,051
Core deposits excluding escrow balances		65,156			64,170			63,666			63,359			63,160			62,933			63,403			63,047			57,637			64,667			63,047

7

Unaudited
National City Corporation
SELECTED AVERAGE BALANCES
($ in millions)

																			Six Months Ended
	2006				2005								2004						June 30,
	2nd Qtr		1st Qtr		4th Qtr		3rd Qtr		2nd Qtr		1st Qtr		4th Qtr		3rd Qtr		2nd Qtr		2006		2005
AVERAGE MORTGAGE LOANS HELD FOR SALE
National City Mortgage	$	5,760	$	5,527	$	7,098	$	8,294	$	7,694	$	8,511	$	9,123	$	8,892	$	11,304	$	5,644	$	8,101
First Franklin		2,768		2,322		2,991		2,884		2,052		2,636		1,985		2,483		2,520		2,547		2,344
National Home Equity (NHE)		558		128		—		—		—		—		—		—		—		344		—
National City Home Loan Services (formerly Altegra)		—		—		—		—		—		25		48		4		65		—		12
Provident PCFS(1)		—		—		—		—		—		2		5		93		—		—		1
Total mortgage loans held for sale	$	9,086	$	7,977	$	10,089	$	11,178	$	9,746	$	11,174	$	11,161	$	11,472	$	13,889	$	8,535	$	10,458
SELECTED AVERAGE PORTFOLIO LOAN BALANCES
Commercial
Commercial	$	22,900	$	21,782	$	21,919	$	22,347	$	22,168	$	20,699	$	20,531	$	20,182	$	16,308	$	22,344	$	21,437
Floorplan		1,081		1,067		1,031		946		1,054		1,046		1,059		1,078		1,030		1,074		1,050
Leases		3,428		3,522		3,477		3,215		3,067		2,918		2,697		2,655		1,351		3,474		2,993
Non-taxable		310		303		293		312		301		307		313		333		320		306		304
International		990		866		729		606		561		583		573		536		522		928		572
Total Commercial	$	28,709	$	27,540	$	27,449	$	27,426	$	27,151	$	25,553	$	25,173	$	24,784	$	19,531	$	28,126	$	26,356
Real estate — residential
First Franklin(2)	$	17,530	$	18,629	$	18,978	$	19,614	$	18,497	$	18,425	$	18,393	$	17,497	$	16,236	$	18,076	$	18,461
Altegra/Loan Zone(3)		7		7		7		8		8		8		39		128		180		7		8
Bank portfolio and other		7,966		7,766		7,414		7,803		7,285		6,258		6,391		6,456		6,337		7,868		6,774
Home equity installment		6,309		6,519		6,388		6,112		5,879		5,824		5,725		5,558		5,228		6,413		5,852
Total Real Estate — Residential	$	31,812	$	32,921	$	32,787	$	33,537	$	31,669	$	30,515	$	30,548	$	29,639	$	27,981	$	32,364	$	31,095
Credit Card and Other Unsecured Lines of Credit
Credit card	$	892	$	920	$	919	$	926	$	896	$	983	$	1,002	$	996	$	997	$	906	$	939
Personal lines of credit		759		750		726		664		618		603		600		545		513		755		611
Business lines of credit		877		845		824		809		790		765		748		740		722		861		777
Total Credit Card and Other Unsecured Lines of Credit	$	2,528	$	2,515	$	2,469	$	2,399	$	2,304	$	2,351	$	2,350	$	2,281	$	2,232	$	2,522	$	2,327
BUSINESS UNIT SELECTED AVERAGE PORTFOLIO LOAN BALANCES
National Home Equity(4)
Home equity lines of credit	$	8,396	$	12,190	$	12,919	$	13,292	$	12,163	$	10,860	$	9,611	$	8,021	$	6,267	$	10,283	$	11,516
Installment loans (real estate-residential)		1,688		2,018		2,001		1,855		1,741		1,651		1,596		1,555		1,445		1,852		1,696
Total National Home Equity	$	10,084	$	14,208	$	14,920	$	15,147	$	13,904	$	12,511	$	11,207	$	9,576	$	7,712	$	12,135	$	13,212

(1)	In December 2004, the Provident PCFS business was sold.
(2)	Refer to page 28 for more information regarding this portfolio.
(3)	Represents nonconforming mortgages originated under the former Altegra/Loan Zone business units. These portfolio loans are contained in the National Consumer Finance line of business.
(4)	Represents a division under the National Consumer Finance line of business.

8

Unaudited
National City Corporation
SELECTED PERIOD-END BALANCES
($ in millions)

	2006						2005												2004
	2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr
MORTGAGE LOANS HELD FOR SALE OR SECURITIZATION
National City Mortgage	$	6,185		$	5,790		$	6,785		$	8,346		$	8,288		$	8,668		$	9,552		$	8,802		$	9,751
First Franklin		2,645			2,389			2,407			3,486			2,689			2,221			1,898			1,521			2,687
National Home Equity (NHE)		853			531			—			—			—			—			—			—			—
National City Home Loan Services (formerly Altegra)		—			—			—			—			—			—			407			121			3
Provident PCFS(1)		—			—			—			—			—			—			3			48			—
Total Mortgage Loans Held for Sale or Securitization	$	9,683		$	8,710		$	9,192		$	11,832		$	10,977		$	10,889		$	11,860		$	10,492		$	12,441
PORTFOLIO LOAN BALANCES
Commercial
Commercial	$	23,300		$	22,359		$	21,805		$	22,252		$	22,843		$	21,412		$	20,317		$	20,444		$	16,448
Floorplan		1,068			1,103			1,097			950			1,055			1,047			1,105			1,049			1,030
Leases		3,531			3,439			3,546			3,377			3,166			3,033			2,836			2,681			1,369
Non-taxable		319			300			305			300			310			305			308			329			335
International		1,081			947			819			670			560			585			594			573			557
Total Commercial	$	29,299		$	28,148		$	27,572		$	27,549		$	27,934		$	26,382		$	25,160		$	25,076		$	19,739
Real estate — residential
First Franklin(2)	$	16,583		$	18,254		$	18,681		$	19,490		$	18,880		$	18,131		$	18,260		$	18,116		$	16,714
Altegra/Loan Zone(3)		7			7			7			7			8			7			8			6			133
Bank portfolio and other		8,549			7,997			7,623			7,288			7,678			6,988			6,404			6,310			6,534
Home equity installment		6,305			6,332			6,512			6,290			5,932			5,859			5,726			5,686			5,351
Total Real Estate — Residential	$	31,444		$	32,590		$	32,823		$	33,075		$	32,498		$	30,985		$	30,398		$	30,118		$	28,732
BANK STOCK FUND
Cost basis of equity investments		—			—		$	135		$	282		$	247		$	220		$	208		$	187		$	157
Unrealized gains, net		—			—			4			2			14			9			28			13			12
Fair Value of Investments		—			—		$	139		$	284		$	261		$	229		$	236		$	200		$	169
INTANGIBLE ASSETS
Goodwill	$	3,347		$	3,305		$	3,313		$	3,322		$	3,317		$	3,298		$	3,302		$	3,309		$	1,424
Core deposit intangibles		133			127			134			142			151			159			170			161			24
Credit card intangibles		5			6			6			6			2			2			2			2			2
Other intangibles		24			22			28			35			42			38			42			90			42
Total Intangible Assets	$	3,509		$	3,460		$	3,481		$	3,505		$	3,512		$	3,497		$	3,516		$	3,562		$	1,492
Memo:
Holding company investment in subsidiaries	$	13,895		$	13,548		$	13,246		$	13,941		$	13,704		$	13,409		$	13,927		$	13,900		$	10,739
Holding company intangible assets		122			122			122			109			110			111			109			126			60
Double leverage ratio (4)		1.11	x		1.08	x		1.06	x		1.09	x		1.06	x		1.07	x		1.10	x		1.12	x		1.04	x
PRINCIPAL INVESTMENTS(5)
Type of Investment:
Direct investments in public entities		—			—			—			—		$	4		$	4		$	4			—			—
Direct investments in nonpublic entities	$	326		$	319		$	317		$	336			298			309			319		$	344		$	323
Indirect investments (funds)		355			348			344			350			343			351			342			351			314
Total Investments	$	681		$	667		$	661		$	686		$	645		$	664		$	665		$	695		$	637
Type of Security:
Common stock	$	77		$	74		$	76		$	76		$	64		$	64		$	60		$	61		$	42
Convertible debt and preferred stock		23			26			26			28			32			35			52			67			69
Investments in partnerships, funds and other equity instruments		393			386			379			402			406			416			401			409			371
Mezzanine (subordinated) debt		188			181			180			180			143			149			152			158			155
Total Investments	$	681		$	667		$	661		$	686		$	645		$	664		$	665		$	695		$	637
Memo:
Commitments to fund principal investments	$	310		$	290		$	295		$	272		$	297		$	243		$	264		$	238		$	256

(1)	In December 2004, the Provident PCFS business was sold.
(2)	Refer to page 28 for more information regarding this portfolio.
(3)	Represents nonconforming mortgages originated under the former Altegra/Loan Zone business units. These portfolio loans are contained in the National Consumer Finance line of business.
(4)	Holding company investment in subsidiaries and intangible assets divided by consolidated equity.
(5)	Includes equity and mezzanine capital investments in nonpublic and public entities made by National City Equity Partners and National City Capital Corp., which are within the Wholesale Banking line of business. Principal investments exclude investments held in the Bank Stock Fund.

9

Unaudited
National City Corporation
SECURITIZED BALANCES
($ in millions)

																			Six Months Ended
	2006				2005								2004						June 30,
	2nd Qtr		1st Qtr		4th Qtr		3rd Qtr		2nd Qtr		1st Qtr		4th Qtr		3rd Qtr		2nd Qtr		2006		2005
CREDIT CARD LOANS(1)
Managed Credit Card Loans:
Average balances:
Loans held in portfolio	$	892	$	920	$	919	$	926	$	896	$	983	$	1,002	$	996	$	997	$	906	$	939
Loans held for securitization		—		416		207		285		71		—		—		—		—		207		35
Loans securitized		1,450		1,035		1,240		1,165		1,376		1,450		1,450		1,450		1,450		1,244		1,413
Total Average Managed Credit Card Loans	$	2,342	$	2,371	$	2,366	$	2,376	$	2,343	$	2,433	$	2,452	$	2,446	$	2,447	$	2,357	$	2,387
End of period balances:
Loans held in portfolio	$	900	$	859	$	1,032	$	859	$	857	$	912	$	1,070	$	971	$	950
Loans held for securitization		—		—		425		—		414		—		—		—		—
Loans securitized		1,450		1,450		1,026		1,450		1,036		1,450		1,450		1,450		1,450
Total Managed Credit Card Loans	$	2,350	$	2,309	$	2,483	$	2,309	$	2,307	$	2,362	$	2,520	$	2,421	$	2,400
AUTOMOBILE LOANS(2)
Managed Automobile Loans(3):
Average balances:
Loans held in portfolio	$	264	$	316	$	1,145	$	2,679	$	2,722	$	2,760	$	2,785	$	2,830	$	2,860	$	291	$	2,741
Loans held for securitization		—		—		710		—		—		—		—		—		—		—		—
Loans securitized		2,142		2,465		1,257		624		725		835		944		1,051		1,196		2,302		780
Total Average Managed Automobile Loans	$	2,406	$	2,781	$	3,112	$	3,303	$	3,447	$	3,595	$	3,729	$	3,881	$	4,056	$	2,593	$	3,521
End of period balances:
Loans held in portfolio	$	232	$	271	$	352	$	2,650	$	2,664	$	2,785	$	2,895	$	2,910	$	2,861
Loans held for securitization		—		—		—		—		—		—		—		—		—
Loans securitized		1,987		2,299		2,602		576		674		778		888		1,002		1,128
Total Managed Automobile Loans	$	2,219	$	2,570	$	2,954	$	3,226	$	3,338	$	3,563	$	3,783	$	3,912	$	3,989
HOME EQUITY(4)
Managed Home Equity:
Average balances:
Held in portfolio	$	23,357	$	27,454	$	28,152	$	28,233	$	26,796	$	25,310	$	23,892	$	21,874			$	25,395	$	25,909
Held for sale or securitization		4,018		459		15		—		—		—		—		—				2,248		—
Securitized		2		10		19		37		46		57		71		80				6		51
Total Average Managed Home Equity	$	27,377	$	27,923	$	28,186	$	28,270	$	26,842	$	25,367	$	23,963	$	21,954			$	27,649	$	25,960
End of period balances:
Held in portfolio	$	22,893	$	23,889	$	27,906	$	28,894	$	27,633	$	25,958	$	24,712	$	23,037
Held for sale or securitization		3,953		3,341		—		—		—		—		—		—
Securitized		—		13		13		21		42		50		61		76
Total Managed Home Equity	$	26,846	$	27,243	$	27,919	$	28,915	$	27,675	$	26,008	$	24,773	$	23,113

(1)	In March 2006 and August 2005, the Corporation sold through securitization $425 million and $600 million of credit card receivables, respectively.
(2)	In December 2005 and February 2004, the Corporation sold through securitization $2.2 billion and $890 million of indirect prime automobile loans, respectively.
(3)	Represents managed portfolio of indirect prime automobile loans.
(4)	Represents managed portfolio of prime home equity lines of credit and prime home equity installment loans. In April 2006, the Corporation called the home equity securitization.

10

Unaudited
National City Corporation
AVERAGE BALANCES/NET INTEREST INCOME/RATES
($ in millions)

																												Six Months Ended
	2006						2005												2004									June 30,
	2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			2006			2005
AVERAGE BALANCES
Assets
Earning Assets:
Loans(1):
Commercial	$	28,777		$	27,552		$	27,474		$	27,444		$	27,164		$	25,569		$	25,189		$	24,845		$	19,552		$	28,166		$	26,371
Commercial construction		3,507			3,426			3,279			3,083			2,999			2,909			2,936			2,815			2,270			3,466			2,954
Commercial real estate		12,242			12,108			12,275			12,153			12,061			12,439			12,324			12,321			10,821			12,175			12,249
Residential real estate		40,898			40,898			42,876			44,715			41,415			41,689			41,709			41,111			41,870			40,899			41,553
Home equity lines of credit		20,549			21,310			21,823			22,160			20,950			19,520			18,203			16,348			12,898			20,927			20,238
Credit card and other unsecured lines of credit		2,528			2,931			2,676			2,684			2,375			2,351			2,350			2,281			2,232			2,729			2,362
Other consumer		6,016			6,032			7,202			7,717			8,053			8,308			7,919			7,565			7,209			6,026			8,181
Total loans		114,517			114,257			117,605			119,956			115,017			112,785			110,630			107,286			96,852			114,388			113,908
Securities available for sale, at cost:
Taxable		7,260			7,153			7,060			6,838			7,112			7,539			8,354			8,583			5,623			7,207			7,324
Tax-exempt		542			566			597			612			634			656			690			647			667			554			645
Total securities available for sale		7,802			7,719			7,657			7,450			7,746			8,195			9,044			9,230			6,290			7,761			7,969
Federal funds sold, security resale agreements, and other investments		2,808			2,483			2,346			2,253			1,928			1,867			1,900			1,917			1,504			2,645			1,899
Total earning assets		125,127			124,459			127,608			129,659			124,691			122,847			121,574			118,433			104,646			124,794			123,776
Allowance for loan losses		(1,009	)		(1,092	)		(1,097	)		(1,123	)		(1,178	)		(1,175	)		(1,176	)		(1,181	)		(1,027	)		(1,050	)		(1,177	)
Fair value appreciation of securities available for sale		(120	)		(28	)		(8	)		74			79			146			161			82			138			(74	)		112
Nonearning assets		16,021			16,057			16,480			16,357			16,081			16,698			17,471			16,369			12,270			16,040			16,387
Total Assets	$	140,019		$	139,396		$	142,983		$	144,967		$	139,673		$	138,516		$	138,030		$	133,703		$	116,027		$	139,710		$	139,098
Liabilities and Stockholders’ Equity
Interest bearing liabilities:
NOW and money market accounts	$	28,872		$	28,367		$	28,160		$	28,233		$	28,726		$	29,253		$	29,851		$	29,778		$	28,614		$	28,621		$	28,988
Savings accounts		2,042			2,106			2,189			2,303			2,425			2,531			2,706			2,679			2,576			2,074			2,478
Consumer time deposits		21,463			20,740			20,059			19,220			18,143			17,189			16,665			16,318			13,474			21,104			17,668
Other deposits		5,855			6,539			6,958			7,019			5,462			4,874			5,046			5,201			1,098			6,195			5,170
Foreign deposits		7,518			8,469			8,900			9,278			7,432			9,539			10,279			9,809			9,150			7,991			8,480
Federal funds borrowed		1,746			2,823			4,675			4,506			2,978			3,912			3,987			5,156			5,548			2,282			3,442
Security repurchase agreements		3,364			3,375			3,476			3,470			3,099			3,218			3,139			2,877			2,706			3,369			3,158
Borrowed funds		2,768			2,180			2,865			2,123			2,524			1,486			1,651			1,120			1,547			2,475			2,008
Long-term debt		33,087			31,719			31,787			33,171			34,364			31,684			28,928			25,744			20,031			32,407			33,031
Total interest bearing liabilities		106,715			106,318			109,069			109,323			105,153			103,686			102,252			98,682			84,744			106,518			104,423
Noninterest bearing deposits		17,057			16,766			17,752			18,706			18,434			18,136			18,883			18,731			17,756			16,912			18,286
Accrued interest and other liabilities		3,682			3,844			3,613			3,958			3,334			3,915			4,048			3,931			3,157			3,763			3,624
Total Liabilities		127,454			126,928			130,434			131,987			126,921			125,737			125,183			121,344			105,657			127,193			126,333
Total Stockholders’ Equity		12,565			12,468			12,549			12,980			12,752			12,779			12,847			12,359			10,370			12,517			12,765
Total Liabilities and Stockholders’ Equity	$	140,019		$	139,396		$	142,983		$	144,967		$	139,673		$	138,516		$	138,030		$	133,703		$	116,027		$	139,710		$	139,098
Memo:
Interest bearing core deposits	$	52,377		$	51,213		$	50,408		$	49,756		$	49,294		$	48,973		$	49,222		$	48,775		$	44,664		$	51,799		$	49,134
Interest bearing total deposits		65,750			66,221			66,266			66,053			62,188			63,386			64,547			63,785			54,912			65,985			62,784
Borrowed funding and long-term debt		40,965			40,097			42,803			43,270			42,965			40,300			37,705			34,897			29,832			40,533			41,639

⁽¹⁾ Includes loans held for sale or securitization

11

Unaudited
National City Corporation
AVERAGE BALANCES/NET INTEREST INCOME/RATES (continued)
($ in millions)

																																				Six Months Ended
		2006								2005																2004										June 30,
		2nd Qtr				1st Qtr				4th Qtr				3rd Qtr				2nd Qtr				1st Qtr				4th Qtr				3rd Qtr			2nd Qtr			2006				2005
INTEREST
Assets
Earning Assets:
Loans(1):
Commercial		$	529			$	480			$	454			$	420			$	385			$	330			$	309			$	273		$	179		$	1,009			$	715
Commercial construction			67				62				58				50				45				40				38				33			24			129				85
Commercial real estate			218				209				210				197				188				183				181				173			151			427				371
Residential real estate			738				712				729				725				660				643				663				664			656			1,450				1,303
Home equity lines of credit			373				370				345				323				280				246				197				150			123			743				526
Credit card and other unsecured lines of credit			69				83				72				70				57				52				62				46			45			152				109
Other consumer			100				99				115				123				126				129				126				124			115			199				255
Total loans			2,094				2,015				1,983				1,908				1,741				1,623				1,576				1,463			1,293			4,109				3,364
Securities available for sale, at cost:
Taxable			97				92				88				84				88				92				104				106			66			189				180
Tax-exempt			10				10				10				11				12				12				12				12			13			20				24
Total securities available for sale			107				102				98				95				100				104				116				118			79			209				204
Federal funds sold, security resale agreements, and other investments			42				36				32				31				24				24				35				20			15			78				48
Total earning assets		$	2,243			$	2,153			$	2,113			$	2,034			$	1,865			$	1,751			$	1,727			$	1,601		$	1,387		$	4,396			$	3,616
Liabilities
Interest bearing liabilities:
NOW and money market accounts		$	194			$	172			$	151			$	132			$	112			$	93			$	77			$	61		$	57		$	366			$	205
Savings accounts			3				3				2				3				3				2				2				3			2			6				5
Consumer time deposits			224				202				190				169				150				133				124				114			117			426				283
Other deposits			74				74				70				62				41				30				25				19			4			148				71
Foreign deposits			86				86				80				75				51				55				47				34			22			172				106
Federal funds borrowed			22				31				47				40				22				25				21				20			16			53				47
Security repurchase agreements			32				28				26				22				15				13				10				5			4			60				28
Borrowed funds			32				23				28				19				15				6				5				4			3			55				21
Long-term debt			409				350				327				305				285				237				198				164			110			759				522
Total interest bearing liabilities		$	1,076			$	969			$	921			$	827			$	694			$	594			$	509			$	424		$	335		$	2,045			$	1,288
Tax-Equivalent Net Interest Income		$	1,167			$	1,184			$	1,192			$	1,207			$	1,171			$	1,157			$	1,218			$	1,177		$	1,052		$	2,351			$	2,328
Memo:
Interest bearing core deposits		$	421			$	377			$	343			$	304			$	265			$	228			$	203			$	178		$	176		$	798			$	493
Interest bearing total deposits			581				537				493				441				357				313				275				231			202			1,118				670
Borrowed funding and long-term debt			495				432				428				386				337				281				234				193			133			927				618
Amortization of fair value adjustments included above(2):
Loans	(	$	5	)	(	$	3	)	(	$	4	)	(	$	7	)	(	$	7	)	(	$	9	)	(	$	9	)	(	$	13	)		—	(	$	8	)	(	$	16	)
Deposits			1				(2	)			(5	)			(9	)			(12	)			(17	)			(21	)			(34	)		—			(1	)			(29	)
Long-term debt			(6	)			(6	)			(7	)			(8	)			(10	)			(7	)			(17	)			(20	)		—			(12	)			(17	)

(1)	Includes loans held for sale or securitization
(2)	Fair value adjustments recognized under the purchase method of accounting in connection with acquisitions

12

Unaudited
National City Corporation
AVERAGE BALANCES/NET INTEREST INCOME/RATES (continued)

																												Six Months Ended
	2006						2005												2004									June 30,
	2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			2006			2005
RATES
Assets
Earning Assets:
Loans(1):
Commercial		7.38	%		7.06	%		6.57	%		6.07	%		5.69	%		5.22	%		4.90	%		4.36	%		3.69	%		7.22	%		5.46	%
Commercial construction		7.62			7.36			6.99			6.47			5.99			5.59			5.11			4.64			4.34			7.49			5.79
Commercial real estate		7.13			7.02			6.80			6.42			6.25			5.98			5.84			5.58			5.61			7.08			6.11
Residential real estate		7.22			6.97			6.80			6.49			6.36			6.17			6.36			6.47			6.26			7.10			6.27
Home equity lines of credit		7.26			6.94			6.33			5.83			5.34			5.04			4.35			3.66			3.80			7.10			5.20
Credit card and other unsecured lines of credit		10.95			11.44			10.48			10.43			9.74			8.90			10.37			8.16			8.02			11.21			9.33
Other consumer		6.68			6.66			6.34			6.34			6.28			6.28			6.35			6.51			6.43			6.67			6.28
Total loans		7.32			7.10			6.72			6.34			6.06			5.79			5.69			5.44			5.35			7.21			5.95
Securities available for sale, at cost:
Taxable		5.37			5.12			4.96			4.92			4.96			4.88			4.91			4.96			4.70			5.25			4.92
Tax-exempt		7.07			7.20			7.19			7.18			7.40			7.29			7.02			7.28			7.62			7.13			7.35
Total securities available for sale		5.49			5.27			5.14			5.10			5.16			5.07			5.07			5.12			5.01			5.38			5.11
Federal funds sold, security resale agreements, and other investments		6.05			5.92			5.40			5.39			5.02			5.27			7.70			4.01			4.09			5.99			5.14
Total earning assets		7.18			6.96			6.60			6.25			5.99			5.73			5.67			5.39			5.31			7.07			5.86
Liabilities
Interest bearing liabilities:
NOW and money market accounts		2.70			2.46			2.13			1.85			1.57			1.28			1.03			.82			.80			2.58			1.43
Savings accounts		.57			.49			.49			.47			.41			.38			.37			.34			.35			.53			.39
Consumer time deposits		4.19			3.95			3.75			3.49			3.33			3.13			2.94			2.78			3.50			4.07			3.23
Other deposits		5.02			4.62			4.01			3.48			2.99			2.51			2.03			1.46			1.13			4.81			2.77
Foreign deposits		4.61			4.12			3.58			3.19			2.77			2.33			1.83			1.35			.98			4.35			2.53
Federal funds borrowed		5.02			4.49			4.03			3.53			2.98			2.55			2.11			1.56			1.15			4.69			2.74
Security repurchase agreements		3.83			3.36			2.90			2.48			2.00			1.65			1.20			.77			.56			3.59			1.82
Borrowed funds		4.62			4.19			3.86			3.56			2.30			1.77			1.30			1.35			.81			4.43			2.11
Long-term debt		4.95			4.46			4.08			3.67			3.32			3.03			2.72			2.54			2.21			4.71			3.18
Total interest bearing liabilities		4.04			3.69			3.35			3.00			2.65			2.32			1.98			1.71			1.59			3.87			2.49
Net Interest Spread		3.14			3.27			3.25			3.25			3.34			3.41			3.69			3.68			3.72			3.20			3.37
Contribution of noninterest bearing sources of funds		.59			.54			.49			.47			.42			.37			.32			.29			.31			.57			.40
Net Interest Margin		3.73	%		3.81	%		3.74	%		3.72	%		3.76	%		3.78	%		4.01	%		3.97	%		4.03	%		3.77	%		3.77	%
Memo:
Interest bearing core deposits		3.23	%		2.98	%		2.70	%		2.42	%		2.16	%		1.88	%		1.64	%		1.45	%		1.59	%		3.11	%		2.02	%
Interest bearing total deposits		3.55			3.29			2.96			2.64			2.31			2.00			1.70			1.43			1.48			3.42			2.15
Borrowed funding and long-term debt		4.84			4.36			3.96			3.55			3.14			2.82			2.47			2.21			1.79			4.60			2.99

⁽¹⁾ Includes loans held for sale or securitization

13

Unaudited
National City Corporation
STOCKHOLDER DATA
($ in millions, except per share data)

																												Six Months Ended
	2006						2005												2004									June 30,
	2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			2006			2005
Per common share:
Basic net income	$	.77		$	.75		$	.65		$	.75		$	.98		$	.75		$	1.48		$	.88		$	.84		$	1.52		$	1.73
Diluted net income		.77			.74			.64			.74			.97			.74			1.46			.86			.83			1.51			1.71
Trailing four quarters basic net income		2.92			3.13			3.13			3.96			4.09			3.95			4.37			4.41			5.26
Trailing four quarters diluted net income		2.89			3.09			3.09			3.91			4.03			3.89			4.31			4.36			5.21
Dividends declared		.37			.37			.37			.37			.35			.35			.35			.35			.32			.74			.70
Dividends paid		.37			.37			.37			.37			.35			.35			.35			.35			.32			.74			.70
Dividend payout ratio(1)		48.05	%		50.00	%		57.81	%		50.00	%		36.08	%		47.30	%		23.97	%		40.70	%		38.55	%		49.01	%		40.94	%
Dividend yield (annualized)(2)		4.09			4.24			4.41			4.43			4.10			4.18			3.73			3.63			3.66
P/E ratio(3)		12.52	x		11.29	x		10.86	x		8.55	x		8.47	x		8.61	x		8.71	x		8.86	x		6.72	x
Common dividends declared	$	227.5		$	229.8		$	232.6		$	236.9		$	224.5		$	228.4		$	231.5		$	235.0		$	199.4		$	457.3		$	452.9
Preferred dividends declared		.4			.4			.4			.4			.4			.4			.4			.4			—			.8			.8
Common dividends paid		227.5			229.8			232.6			236.9			224.5			228.4			231.5			235.0			199.4			457.3			452.9
Preferred dividends paid		.4			.4			.4			.4			.4			.4			.4			.4			—			.8			.8
Shares outstanding(4):
Average basic		609,657			611,911			618,227			635,858			636,883			643,005			652,949			663,339			619,098			610,777			639,927
Average diluted		618,230			619,697			625,359			644,688			644,134			652,487			666,250			677,143			625,476			618,960			648,288
Ending common		605,054			609,991			615,048			628,893			636,715			637,771			646,750			658,273			612,880
Common stock price:
High	$	38.04		$	36.25		$	35.04		$	37.85		$	35.30		$	37.75		$	39.66		$	39.35		$	36.10		$	38.04		$	37.75
Low		34.38			33.26			29.80			33.37			32.08			32.85			36.07			34.35			32.60			33.26			32.08
Close		36.19			34.90			33.57			33.44			34.12			33.50			37.55			38.62			35.01
Book value per common share	$	20.84		$	20.69		$	20.51		$	20.54		$	20.42		$	19.82		$	19.80		$	18.98		$	16.86
Tangible book value per common share		15.04			15.02			14.85			14.97			14.90			14.34			14.36			13.57			14.43
Other comprehensive income per share		(.20	)		(.08	)		.02			.06			.12			.07			.16			.13			.07
Market to book value		173.7	%		168.7	%		163.7	%		162.8	%		167.1	%		169.0	%		189.6	%		203.5	%		207.7	%
Market capitalization of common stock	$	21,897		$	21,289		$	20,647		$	21,030		$	21,725		$	21,365		$	24,285		$	25,422		$	21,457

(1)	Dividend declared divided by diluted net income per common share
(2)	Dividend declared (annualized) divided by quarter-end stock price
(3)	Quarter-end stock price divided by trailing-four-quarters diluted net income per common share
(4)	In thousands

INTEREST RATE RISK MEASURES

	2006						2005												2004
	2nd Qtr(1)			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr
MARKET VALUE OF EQUITY(MVE)(2)
Duration of Equity(DOE)(3):
Current Yield Curve		+1.4	%		+1.3	%		+0.7	%		+0.7	%		+0.1	%		-0.1	%		-0.4	%		-0.2	%		-0.6	%
+150 basis points Shock vs. Current Yield Curve(4)		+2.0	%		+2.0	%		+1.6	%		+1.6	%		+1.1	%		+0.8	%		+0.6	%		+0.8	%		+0.1	%
-150 basis points Shock vs. Current Yield Curve(5)		+0.1	%		0.0	%		-0.6	%		-0.7	%		-1.2	%		-1.8	%		-2.0	%		-3.1	%		-2.7	%

(1)	Based on positions at May 31, 2006 and market values at June 16, 2006.
(2)	The Market Value of Equity (MVE) is defined as the discounted present value of net cash flows from all assets, liabilities, and off-balance sheet arrangements, other than MSRs and associated hedges. MVE analysis is performed as of a single point in time and does not include estimates of future business volumes or intangible assets.
(3)	Duration of Equity (DOE) represents the estimated percentage change in MVE for a 1% instantaneous parallel shift in the yield curve. A positive DOE indicates that MVE would increase as rates fall, or decrease as rates rise. A negative DOE indicates that MVE would increase as rates rise, or decrease as rates fall.
(4)	Asset Liability Committee’s (ALCO) policy limit is +3.0%.
(5)	ALCO’s policy limit is -1.0%.

14

Unaudited
National City Corporation
CAPITALIZATION (Period End)
(In millions, except per share data)

																												Six Months Ended
	2006						2005												2004									June 30,
	2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			2006			2005
LONG-TERM DEBT AND BORROWED FUNDS
Long-Term Debt:
Holding company debt:
Senior notes	$	1,210		$	1,227		$	1,241		$	1,250		$	1,266		$	815		$	559		$	566		$	476
Subordinated debt		1,020			1,056			1,089			1,106			1,137			1,331			1,354			1,381			1,513
Junior subordinated debentures owed to unconsolidated subsidiary trusts		344			343			474			594			598			600			605			609			249
Other		—			—			—			—			—			1			1			1			1
Total holding company debt		2,574			2,626			2,804			2,950			3,001			2,747			2,519			2,557			2,239
Subsidiary debt:
Subordinated debt		1,917			1,964			2,011			2,034			2,069			2,015			2,057			2,091			2,012
Senior bank notes		25,275			25,206			22,088			22,997			23,602			23,420			18,549			17,987			12,360
FHLB advances		2,721			3,812			3,920			4,774			4,783			4,851			4,904			4,965			3,881
Secured debt financings		25			29			131			147			178			480			667			893			—
Other		13			12			16			16			33			—			—			—			—
Total subsidiary debt		29,951			31,023			28,166			29,968			30,665			30,766			26,177			25,936			18,253
Total Long-Term Debt	$	32,525		$	33,649		$	30,970		$	32,918		$	33,666		$	33,513		$	28,696		$	28,493		$	20,492
Borrowed Funds:
U.S. Treasury demand notes	$	1,325		$	76		$	1,754		$	2,734		$	600		$	734		$	1,024		$	6,374		$	2,986
Short-term senior bank notes		46			98			137			79			20			60			195			100			100
Short-term FHLB advances		—			—			150			1,150			—			—			—			—			—
Commercial paper and other		1,780			2,287			1,477			1,490			919			1,003			817			1,153			817
Total Borrowed Funds	$	3,151		$	2,461		$	3,518		$	5,453		$	1,539		$	1,797		$	2,036		$	7,627		$	3,903
STOCKHOLDERS’ EQUITY
Total stockholders’ equity	$	12,610		$	12,623		$	12,613		$	12,920		$	13,002		$	12,643		$	12,804		$	12,492		$	10,335
Accumulated Other Comprehensive Income, Net of Tax:
SFAS 115 unrealized (loss) gain, net	($	124	)	($	57	)	($	4	)	$	22		$	71		$	23		$	107		$	138		$	45
SFAS 133 unrealized gain (loss), net		—			8			16			18			8			24			(6	)		(51	)		(3	)
Total Accumulated Other Comprehensive Income, Net of Tax	($	124	)	($	49	)	$	12		$	40		$	79		$	47		$	101		$	87		$	42
RISK-BASED CAPITAL(1)
Tier 1 capital	$	9,392		$	9,396		$	9,517		$	9,913		$	10,003		$	9,731		$	9,815		$	9,542		$	9,018
Total risk-based capital		13,104			13,121			13,500			13,914			14,078			13,853			14,023			13,758			13,073
Risk-weighted assets		128,483			127,273			128,108			129,095			125,720			123,096			118,960			115,990			99,988
Tier 1 capital ratio		7.31	%		7.38	%		7.43	%		7.68	%		7.96	%		7.91	%		8.25	%		8.23	%		9.02	%
Total risk-based capital ratio		10.20			10.31			10.54			10.78			11.20			11.25			11.79			11.86			13.07
Leverage ratio		6.89			6.92			6.83			7.03			7.36			7.22			7.31			7.35			7.90
COMMON STOCK ROLLFORWARD
Beginning balance		610.0			615.0			628.9			636.7			637.8			646.7			658.3			612.9			606.6			615.0			646.7
Shares issued under stock award plans		3.6			3.1			1.0			2.5			1.9			1.5			1.5			5.9			1.5			6.7			3.4
Shares issued for acquisitions		—			—			—			—			—			—			—			57.0			14.3			—			—
Shares issued for PRIDES conversions		—			—			—			.4			2.2			3.8			—			—			—			—			6.0
Shares repurchased under repurchase authorizations		(7.7	)		(7.5	)		(14.7	)		(10.2	)		(4.7	)		(13.9	)		(12.9	)		(16.0	)		(9.0	)		(15.2	)		(18.6	)
Shares exchanged for stock award plans		(0.8	)		(.6	)		(.2	)		(.6	)		(.4	)		(.4	)		(.2	)		(1.1	)		(.5	)		(1.4	)		(.8	)
Other		—			—			—			.1			(.1	)		.1			—			(.4	)		—			—			—
Ending Balance		605.1			610.0			615.0			628.9			636.7			637.8			646.7			658.3			612.9			605.1			636.7
COMMON STOCK REPURCHASE ACTIVITY
Number of common shares repurchased		7.7			7.5			14.7			10.2			4.7			13.9			12.9			16.0			9.0			15.2			18.6
Average price per share of repurchased common shares	$	36.12		$	34.10		$	32.69		$	35.31		$	33.73		$	35.48		$	37.86		$	36.83		$	35.06		$	35.13		$	35.04
Total cost	$	279.3		$	256.1		$	479.9		$	358.6		$	159.2		$	494.0		$	488.2		$	589.2		$	315.9		$	535.4		$	653.2
Common shares remaining under authorization(2)		18.4			26.1			33.6			8.3			18.5			23.2			37.1			25.0			41.0
SELECTED RATIOS AND OTHER
Long-term debt to equity		257.94	%		266.57	%		245.54	%		254.77	%		258.93	%		265.06	%		224.13	%		228.08	%		198.28	%
Long-term debt to total capitalization		72.06			72.72			71.06			71.81			72.14			72.61			69.15			69.52			66.47
Equity to assets		8.91			9.00			8.86			8.80			9.02			8.97			9.18			9.14			8.82
Tangible common equity to assets(3)		6.60			6.70			6.57			6.57			6.75			6.65			6.83			6.71			7.64
Minority interest(4)	$	135		$	132		$	172		$	171		$	179		$	239		$	240		$	332		$	164

(1)	Second quarter 2006 risk-based capital is based upon preliminary data.
(2)	In October 2005, National City’s Board of Directors authorized an additional 40 million shares of issued and outstanding common stock. This new authorization is incremental to the December 2004 share repurchase authorization, for 25 million shares, which replaced all previous share authorizations.
(3)	Excludes goodwill and other intangible assets.
(4)	Included in other liabilities on the consolidated balance sheet.

15

Unaudited
National City Corporation
NONINTEREST INCOME
($ in millions)

																												Six Months Ended
	2006						2005												2004									June 30,
	2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			2006			2005
Loan sale revenue	$	285		$	144		$	193		$	158		$	258		$	199		$	153		$	202		$	268		$	429		$	457
Loan servicing revenue		(21	)		(44	)		32			65			188			114			22			190			(52	)	($	65	)		302
Deposit service charges		203			189			201			198			176			165			179			176			166			392			341
Insurance revenue		33			32			32			25			25			21			22			24			21			65			46
Trust and investment management fees		80			73			72			73			78			73			72			74			79			153			151
Card-related fees		26			30			28			31			29			22			23			23			22			56			51
Other service fees		37			32			32			34			33			26			33			28			29			69			59
Brokerage revenue		30			34			41			35			44			39			45			34			34			64			83
Leasing revenue		61			60			58			66			69			74			80			88			6			121			143
Ineffective hedge and other derivative gains (losses), net(1)		(11	)		(6	)		20			(1	)		32			13			28			2			35			(17	)		45
Principal investment gains (losses), net		24			34			24			14			9			10			10			19			17			58			19
Gain on sale of National Processing, Inc.		—			—			—			—			—			—			714			—			—			—			—
Gain on sale of Upper Peninsula branches		—			—			—			—			—			—			14			—			—			—			—
Gain on sale of Corporate Trust Bond Administration business		—			—			—			—			—			—			(3	)		—			65			—			—
Gain on sale of Madison Bank & Trust Co.		—			—			—			16			—			—			—			—			—			—			—
All other*		36			66			35			34			35			29			50			161			159			102			64
Total fees and other income		783			644			768			748			976			785			1,442			1,021			849			1,427			1,761
Bank stock fund		—			11			3			—			2			8			3			—			—			11			10
Other securities		1			1			6			(1	)		3			6			8			3			5			2			9
Total securities gains (losses), net		1			12			9			(1	)		5			14			11			3			5			13			19
Total Noninterest Income	$	784		$	656		$	777		$	747		$	981		$	799		$	1,453		$	1,024		$	854		$	1,440		$	1,780
Memo:
Operating lease intangible amortization(2)	($	1	)	($	2	)	($	4	)	($	5	)	($	7	)	($	8	)	($	9	)	($	11	)		—		($	3	)	($	15	)

(1)	Ineffective hedge and other derivative gains and losses related to loan sale and servicing activities are included in loan sale and loan servicing revenue
(2)	Represents amortization of operating lease intangible asset recognized in connection with the acquisition of Provident, included in leasing revenue

NONINTEREST EXPENSE
($ in millions)

																			Six Months Ended
	2006				2005								2004						June 30,
	2nd Qtr		1st Qtr		4th Qtr		3rd Qtr		2nd Qtr		1st Qtr		4th Qtr		3rd Qtr		2nd Qtr		2006		2005
Salaries, benefits, and other personnel	$	636	$	641	$	660	$	654	$	635	$	611	$	653	$	630	$	558	$	1,277	$	1,246
Equipment		79		79		80		71		76		76		92		73		69		158		152
Net occupancy		74		73		72		71		72		72		69		66		59		147		144
Third-party services		91		79		96		81		80		75		102		92		82		170		155
Card processing		6		7		6		5		5		5		13		59		60		13		10
Telecommunications		20		18		20		21		20		21		22		21		23		38		41
Marketing and public relations		38		28		66		32		39		28		33		30		30		66		67
Leasing expense		42		43		45		25		52		57		57		63		2		85		109
Postage		19		22		18		22		21		22		21		22		20		41		43
Travel and entertainment		20		18		22		20		22		21		25		22		19		38		43
Supplies		15		15		14		14		16		16		19		17		15		30		32
State and local taxes		23		17		8		20		22		24		16		16		13		40		46
Intangible asset amortization		10		11		11		11		15		15		16		17		7		21		30
FDIC assessments		2		3		2		3		2		3		2		3		3		5		5
OREO expense, net		4		—		3		2		—		2		3		2		2		4		2
Straight-line operating lease rent adjustment		—		—		—		—		—		29		—		—		—		—		29
Impairment, fraud, and other losses, net		13		19		52		19		21		16		15		20		26		32		37
All other		84		69		96		87		83		52		89		58		61		153		135
Total Noninterest Expense	$	1,176	$	1,142	$	1,271	$	1,158	$	1,181	$	1,145	$	1,247	$	1,211	$	1,049	$	2,318	$	2,326
Memo:
Merger integration costs		—		—	$	5	$	9	$	12	$	19	$	39	$	28	$	6		—	$	31

16

Unaudited

National City Corporation
DEPOSIT SERVICE CHARGES
($ in millions)

																			Six Months Ended
	2006				2005								2004						June 30,
	2nd Qtr		1st Qtr		4th Qtr		3rd Qtr		2nd Qtr		1st Qtr		4th Qtr		3rd Qtr		2nd Qtr		2006		2005
Personal Accounts:
DDA and NOW deposit fees	$	9	$	8	$	9	$	9	$	9	$	9	$	10	$	10	$	10	$	17	$	18
Savings and time deposit fees		3		3		3		3		3		3		3		3		3		6		6
Overdraft and NSF fees		94		81		89		92		73		62		71		72		66		175		135
Debit card interchange fees		29		30		29		28		26		25		25		23		22		59		51
Total personal account fees		135		122		130		132		111		99		109		108		101		257		210
Business accounts:
Deposit fees		6		5		5		7		6		9		10		11		6		11		15
Overdraft and NSF fees		13		12		12		14		9		8		8		8		8		25		17
Debit card interchange fees		5		3		4		3		3		3		3		3		3		8		6
Cash management fees		40		41		39		41		41		39		38		41		42		81		80
Total Business account fees		64		61		60		65		59		59		59		63		59		125		118
Other deposit service charges		4		6		11		1		6		7		11		5		6		10		13
Total Deposit Service Charges	$	203	$	189	$	201	$	198	$	176	$	165	$	179	$	176	$	166	$	392	$	341

CARD-RELATED FEES
($ in millions)

																												Six Months Ended
	2006						2005												2004									June 30,
	2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			2006			2005
Credit card:
Credit limit exceed and stop payment fees	$	3		$	3		$	2		$	4		$	2		$	3		$	2		$	2		$	2		$	6		$	5
Cash advance fees		1			2			1			1			1			1			1			1			1			3			2
Interchange fees		19			20			20			20			16			10			8			8			13			39			26
Reward programs and incentives		(10	)		(9	)		(10	)		(8	)		(8	)		(7	)		(7	)		(8	)		(7	)		(19	)		(15	)
Debt cancellation and other fees		(1	)		—			(2	)		—			3			2			5			5			(1	)		(1	)		5
Total credit card fees		12			16			11			17			14			9			9			8			8			28			23
Other:
Personal and business lines of credit fees		1			1			1			1			1			1			1			1			1			2			2
Home equity lines of credit		3			3			5			3			2			2			1			2			2			6			4
ATM fees		10			10			11			10			12			10			12			12			11			20			22
Total other card-related fees		14			14			17			14			15			13			14			15			14			28			28
Total Card-Related Fees	$	26		$	30		$	28		$	31		$	29		$	22		$	23		$	23		$	22		$	56		$	51

17

Unaudited

National City Corporation
SALARIES, BENEFITS, AND OTHER PERSONNEL EXPENSE
($ in millions)

																												Six Months Ended
	2006						2005												2004									June 30,
	2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			2006			2005
Salaries and wages	$	354		$	352		$	354		$	361		$	356		$	351		$	353		$	361		$	320		$	706		$	707
Incentive compensation		204			171			201			229			209			170			207			199			210			375			379
Deferred personnel costs		(104	)		(90	)		(121	)		(124	)		(116	)		(96	)		(126	)		(131	)		(140	)		(194	)		(212	)
Stock-based compensation		17			16			15			12			15			15			28			15			12			33			30
Payroll taxes		39			53			31			36			38			51			32			37			36			92			89
Contract labor		43			35			67			51			47			34			62			36			31			78			81
Medical and other benefits		46			48			38			45			45			47			31			50			43			94			92
Retirement plans		22			28			16			20			20			26			19			19			19			50			46
Market valuation adjustments on deferred compensation liabilities		(1	)		15			6			9			7			(6	)		18			4			7			14			1
Severance and other		16			13			53			15			14			19			29			40			20			29			33
Total Salaries, Benefits, and Other Personnel Expense	$	636		$	641		$	660		$	654		$	635		$	611		$	653		$	630		$	558		$	1,277		$	1,246

FULL-TIME EQUIVALENT EMPLOYEES BY LINE OF BUSINESS⁽¹⁾

	2006				2005								2004
	2nd Qtr		1st Qtr		4th Qtr		3rd Qtr		2nd Qtr		1st Qtr		4th Qtr		3rd Qtr		2nd Qtr
Line of business staff:
Consumer and Small Business Financial Services		12,692		12,488		12,315		12,700		12,980		12,822		12,714		12,297		11,963
Wholesale Banking		2,359		2,377		2,415		2,415		2,388		2,350		2,282		2,272		1,683
National City Mortgage		7,088		7,305		7,673		7,831		7,956		7,970		7,814		7,674		7,819
National Consumer Finance First Franklin Financial Corporation		2,451		2,406		2,571		2,716		2,598		2,392		2,391		2,481		2,241
National City Home Loan Services		579		518		510		442		398		341		325		326		338
National Home Equity		469		484		503		514		497		448		414		415		390
Other(2)		78		133		138		149		144		132		133		127		65
Total National Consumer Finance		3,577		3,541		3,722		3,821		3,637		3,313		3,263		3,349		3,034
Asset Management		1,518		1,520		1,506		1,518		1,568		1,524		1,517		1,522		1,500
National Processing(3)		—		—		—		—		—		—		—		1,608		1,655
Corporate support staff(4)		6,717		6,617		6,639		6,848		6,964		7,129		7,640		7,670		6,408
Total Employees		33,951		33,848		34,270		35,133		35,493		35,108		35,230		36,392		34,062

(1)	Represents period-end, active, full-time equivalent employees
(2)	Includes National City Warehouse Resources and National Recreation Finance
(3)	In October 2004, the National Processing business was sold
(4)	Personnel expense associated with corporate staff are allocated to the lines of business either directly based on usage or indirectly as part of the general overhead allocation process

NCM AND FIRST FRANKLIN FULL-TIME EQUIVALENT EMPLOYEES⁽¹⁾

	2006				2005								2004
	2nd Qtr		1st Qtr		4th Qtr		3rd Qtr		2nd Qtr		1st Qtr		4th Qtr		3rd Qtr		2nd Qtr
NCM:
Loan origination — commission		2,590		2,577		2,565		2,650		2,731		2,782		2,674		2,640		2,649
Loan origination — non-commission		2,605		2,664		2,903		2,985		3,045		3,003		3,017		2,934		3,054
Total loan origination		5,195		5,241		5,468		5,635		5,776		5,785		5,691		5,574		5,703
Loan servicing		785		812		842		848		813		817		800		786		793
Indirect production		830		880		998		983		995		1,003		974		977		1,016
Corporate overhead and other		278		372		365		365		372		365		349		337		307
Total NCM FTEs		7,088		7,305		7,673		7,831		7,956		7,970		7,814		7,674		7,819
First Franklin:
Loan origination — commission		805		773		788		782		756		680		661		662		616
Loan origination — non-commission		1,253		1,327		1,468		1,608		1,457		1,328		1,341		1,461		1,296
Total loan origination		2,058		2,100		2,256		2,390		2,213		2,008		2,002		2,123		1,912
Indirect production		195		126		130		138		187		206		213		196		182
Corporate overhead and other		198		180		185		188		198		178		176		162		147
Total First Franklin FTEs		2,451		2,406		2,571		2,716		2,598		2,392		2,391		2,481		2,241

⁽¹⁾ Represents period-end, active, full-time equivalent employees

18

Unaudited
National City Corporation
CREDIT QUALITY STATISTICS
($ in millions)

																												Six Months Ended
	2006						2005												2004									June 30,
	2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			2006			2005
LOAN LOSS ALLOWANCE
Beginning loan loss allowance	$	1,001		$	1,094		$	1,108		$	1,125		$	1,179		$	1,188		$	1,178		$	1,028		$	1,011		$	1,094		$	1,188
Provision for loan losses		62			32			136			68			19			77			108			100			61			94			96
Allowance related to loans acquired, sold, or securitized		2			(4	)		(12	)		(2	)		(1	)		1			6			147			19			(2	)		—
Charge-offs:
Commercial		28			45			59			27			31			43			60			63			17			73			74
Commercial construction		2			—			—			2			—			2			10			2			—			2			2
Commercial real estate		5			7			8			11			8			5			8			6			7			12			13
Residential real estate		47			46			37			26			29			42			34			30			34			93			71
Home equity lines of credit		15			21			17			10			8			7			8			6			7			36			15
Credit card and other unsecured lines of credit		20			28			39			33			30			28			25			26			27			48			58
Other consumer		11			26			30			24			20			26			28			24			25			37			46
Total charge-offs		128			173			190			133			126			153			173			157			117			301			279
Recoveries:
Commercial		10			16			20			20			25			32			42			22			23			26			57
Commercial construction		—			—			2			—			—			—			1			—			—			—			—
Commercial real estate		1			2			3			2			2			3			3			4			3			3			5
Residential real estate		19			12			14			13			12			17			10			18			14			31			29
Home equity lines of credit		5			4			2			2			2			2			2			3			3			9			4
Credit card and other unsecured lines of credit		4			6			3			3			4			2			2			2			2			10			6
Other consumer		13			12			8			10			9			10			9			11			9			25			19
Total recoveries		52			52			52			50			54			66			69			60			54			104			120
Net charge-offs		76			121			138			83			72			87			104			97			63			197			159
Ending loan loss allowance	$	989		$	1,001		$	1,094		$	1,108		$	1,125		$	1,179		$	1,188		$	1,178		$	1,028		$	989		$	1,125
Memo:
Net charge-offs on:
Securitized credit cards	$	14		$	7		$	24		$	14		$	20		$	18		$	19		$	19		$	21		$	21		$	38
Managed credit cards		24			20			48			34			38			36			35			35			39			44			74
Securitized automobile loans		3			4			3			3			3			3			4			3			3			7			6
Managed automobile loans(1)		1			8			13			10			8			11			14			10			10			9			19
Securitized home equity loans		—			—			—			—			—			1			—			—			—			—			1
Managed home equity loans(2)		13			26			21			13			11			13			10			9			—			39			24
NET CHARGE-OFFS AS A % OF AVERAGE PORTFOLIO LOANS (annualized)
Commercial		.26	%		.42	%		.56	%		.09	%		.10	%		.18	%		.30	%		.64	%		(.11	)%		.34	%		.13	%
Commercial construction		.22			(.03	)		(.16	)		.22			.06			.26			1.19			.32			(.07	)		.09			.15
Commercial real estate		.12			.17			.13			.33			.19			.08			.18			.09			.16			.15			.13
Residential real estate		.35			.43			.29			.16			.20			.34			.31			.16			.29			.39			.27
Home equity lines of credit		.22			.35			.28			.13			.11			.11			.10			.09			.13			.29			.11
Credit card and other unsecured lines of credit		2.62			3.45			5.86			4.82			4.64			4.48			3.92			4.01			4.66			3.03			4.56
Other consumer		(.15	)		.93			1.33			.78			.54			.76			.91			.77			.80			.39			.65
Total Net Charge-offs		.30	%		.46	%		.52	%		.30	%		.27	%		.35	%		.41	%		.41	%		.30	%		.38	%		.31	%
Memo:
Securitized credit cards		3.89	%		2.66	%		7.57	%		4.75	%		5.92	%		5.04	%		5.29	%		5.33	%		5.69	%		3.38	%		5.48	%
Managed credit cards		4.02	%		3.45	%		7.95	%		5.70	%		6.44	%		6.08	%		5.69	%		5.78	%		6.38	%		3.73	%		6.26	%
Securitized automobile loans		.64	%		.59	%		.98	%		1.92	%		1.37	%		1.67	%		1.72	%		1.18	%		.90	%		.62	%		1.53	%
Managed automobile loans(1)		.05	%		1.25	%		1.65	%		1.25	%		.94	%		1.24	%		1.44	%		1.08	%		.96	%		.68	%		1.09	%
Securitized home equity loans		—			2.81	%		5.29	%		2.45	%		2.12	%		5.37	%		1.07	%		1.84	%		—			2.40	%		3.91	%
Managed home equity loans(2)		.18	%		.38	%		.30	%		.17	%		.17	%		.21	%		.16	%		.16	%		—			.28	%		.19	%
LENDING-RELATED COMMITMENTS ALLOWANCE(3)
Beginning lending-related commitment allowance	$	79		$	84		$	88		$	100		$	93		$	100		$	127		$	117		$	115		$	84		$	100
Allowance related to commitments acquired		—			—			—			—			—			—			—			12			2			—			—
Net provision for credit losses		(2	)		(5	)		(4	)		(12	)		7			(7	)		(27	)		(2	)		—			(7	)		—
Ending lending-related commitment allowance	$	77		$	79		$	84		$	88		$	100		$	93		$	100		$	127		$	117		$	77		$	100
Memo:
Total Provision for Credit Losses	$	60		$	27		$	132		$	56		$	26		$	70		$	81		$	98		$	61		$	87		$	96

(1)	Represents managed portfolio of indirect prime automobile loans
(2)	Represents managed portfolio of prime home equity line of credit and prime home equity installment loans
(3)	Included in accrued expenses and other liabilities on the consolidated balance sheet

19

Unaudited
National City Corporation
CREDIT QUALITY STATISTICS (continued)
($ in millions)

	2006						2005												2004
	2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr
NONPERFORMING ASSETS
Commercial	$	178		$	165		$	181		$	169		$	142		$	158		$	161		$	212		$	164
Commercial construction		36			27			20			28			28			13			12			13			2
Commercial real estate		108			117			114			111			118			110			102			101			89
Residential real estate:
National City Mortgage		82			86			96			100			106			116			108			88			92
First Franklin		59			61			51			50			49			57			53			54			55
Altegra/Loan Zone		1			1			1			1			2			2			1			10			12
Other		25			26			27			23			26			25			26			24			25
Total real estate — residential		167			174			175			174			183			200			188			176			184
Total nonperforming portfolio loans		489			483			490			482			471			481			463			502			439
Other real estate owned (OREO):
Commercial		2			2			5			3			4			3			5			18			4
Residential real estate:
National City Mortgage(1)		78			77			26			28			28			30			32			31			35
First Franklin		83			68			57			51			46			48			42			42			38
Altegra/Loan Zone		1			1			1			1			1			2			5			9			15
Other		1			1			1			1			1			2			2			7			3
Total real estate — residential		163			147			85			81			76			82			81			89			91
Other		2			2			7			8			11			5			3			—			—
Total OREO		167			151			97			92			91			90			89			107			95
Mortgage loans held for sale and other		11			13			9			11			10			7			11			19			10
Total Nonperforming Assets	$	667		$	647		$	596		$	585		$	572		$	578		$	563		$	628		$	544
PERCENTAGE OF NONPERFORMING ASSETS BY CATEGORY
Commercial		27	%		27	%		30	%		28	%		24	%		28	%		29	%		34	%		30	%
Commercial construction		5			4			3			5			5			2			2			2			—
Commercial real estate		16			18			19			19			21			19			18			16			16
Residential real estate:
National City Mortgage		12			13			16			17			18			20			19			15			17
First Franklin		9			9			9			9			9			10			9			8			10
Altegra/Loan Zone		—			—			—			—			—			—			—			2			2
Other		4			4			5			4			5			4			5			3			5
Total real estate — residential		25			26			30			30			32			34			33			28			34
Total nonperforming portfolio loans		73			75			82			82			82			83			82			80			80
Other real estate owned (OREO):
Commercial		—			—			1			1			1			1			1			3			1
Residential real estate:
National City Mortgage(1)		12			12			4			5			5			6			6			5			6
First Franklin		12			11			10			9			8			8			7			7			7
Altegra/Loan Zone		—			—			—			—			—			—			1			1			3
Other		—			—			—			—			—			—			—			1			1
Total real estate — residential		24			23			14			14			13			14			14			14			17
Other		1			—			1			1			2			1			1			—			—
Total OREO		25			23			16			16			16			16			16			17			18
Mortgage loans held for sale and other		2			2			2			2			2			1			2			3			2
Total Nonperforming Assets		100	%		100	%		100	%		100	%		100	%		100	%		100	%		100	%		100	%
RATIOS
Nonperforming assets to period-end portfolio loans and other nonperforming assets		.66	%		.63	%		.56	%		.54	%		.53	%		.56	%		.56	%		.64	%		.64	%
Nonperforming assets to period-end total assets		.47			.46			.42			.40			.40			.41			.40			.46			.46
Loan loss allowance to nonperforming portfolio loans		202.14			207.14			223.11			230.08			238.64			245.11			256.92			234.48			234.09
Loan loss allowance to period-end portfolio loans		.98			.98			1.03			1.02			1.05			1.15			1.19			1.21			1.21
Loan loss allowance (period-end) to annualized net charge-offs		326.17			204.29			199.42			336.67			391.50			330.46			290.31			302.46			407.33

⁽¹⁾ Effective March 31, 2006, a change in regulatory reporting requirements resulted in a reclassification of residential real estate loans in foreclosure, which are insured by GNMA, to Other Real Estate Owned (OREO).

20

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National City Corporation
CREDIT QUALITY STATISTICS (continued)
($ in millions)

	2006				2005								2004
	2nd Qtr		1st Qtr		4th Qtr		3rd Qtr		2nd Qtr		1st Qtr		4th Qtr		3rd Qtr		2nd Qtr
LOANS 90+ DAYS PAST DUE ACCRUING INTEREST
Commercial	$	51	$	35	$	36	$	61	$	51	$	59	$	44	$	51	$	39
Commercial construction		—		2		5		9		10		6		12		16		3
Commercial real estate		17		5		9		37		32		39		29		46		51
Residential real estate:
National City Mortgage and other		109		110		118		122		123		162		168		150		121
First Franklin		405		364		391		307		271		265		295		265		252
Altegra/Loan Zone		2		1		1		2		2		2		3		8		10
National Home Equity		—		—		—		—		—		—		1		—		—
Total real estate — residential		516		475		510		431		396		429		467		423		383
Home equity lines of credit		21		20		23		17		11		10		10		9		7
Credit card and other unsecured lines of credit		21		20		20		23		22		22		21		22		22
Other consumer		8		8		17		14		13		9		13		13		10
Mortgage loans held for sale and other		40		29		16		20		10		19		25		48		35
Total Loans 90+ Days Past Due	$	674	$	594	$	636	$	612	$	545	$	593	$	621	$	628	$	550

TEN LARGEST NONPERFORMING ASSETS AS OF JUNE 30, 2006
($ in millions)

			Amount		As a Percentage of Total
Major Industry(1)	Sub-Industry	Portfolio	Outstanding		Nonperforming Assets
Industrial	Air Transportation	Commercial Leases	$	33		4.9	%
Basic materials	Chemicals, Plastics and Rubber	Commercial		27		4.0	%
Real estate	Residential & Non-Residential Real Estate	Non-Residential Real Estate/Residential Real Estate		20		3.0	%
Real estate	Residential Real Estate	Commercial Construction		16		2.4	%
Consumer cyclical	Printing, Publishing & Broadcasting	Commercial		11		1.6	%
Consumer cyclical	Hotels, Motels, Inns and Gaming	Non-Residential Real Estate		9		1.3	%
Real estate	Construction Products	Commercial		8		1.2	%
Real estate	Residential & Non-Residential Real Estate	Non-Residential Real Estate		7		1.1	%
Consumer cyclical	Automobile - Manufacture & Wholesale	Commercial		7		1.1	%
Consumer noncyclical	Healthcare	Non-Residential Real Estate/Commercial		6		1.0	%
			$	144		21.6	%
Total nonperforming assets			$	667		100.0	%
Nonperforming assets as a percentage of period-end portfolio loans and other nonperforming assets						.66	%

⁽¹⁾ Based on Standard Industrial Classification System codes

COMMERCIAL LOAN INDUSTRY CONCENTRATION AS OF JUNE 30, 2006
($ in millions)

			Percent to			Average Loan		Largest Loan
Major Industry(1)	Balance		Total			Balance Per Obligor		to a Single Obligor
Real estate	$	13,280		29	%	$	.9	$	58
Consumer cyclical		8,136		18	%		1.0		100
Consumer noncyclical		5,381		12	%		.5		40
Industrial		6,241		14	%		1.3		91
Basic materials		3,523		8	%		1.7		34
Financial		3,298		7	%		1.8		48
Services		1,888		4	%		.4		77
Energy and utilities		840		2	%		1.3		22
Technology		856		2	%		3.9		30
Miscellaneous		1,675		4	%		.2		38
Total commercial, commercial real estate and commercial construction	$	45,118		100	%

⁽¹⁾ Based on Standard Industrial Classification System codes

21

Unaudited
National City Corporation
CONSUMER AND SMALL BUSINESS FINANCIAL SERVICES PERFORMANCE MEASURES
($ in millions)

																			Six Months Ended
	2006				2005								2004						June 30,
	2nd Qtr		1st Qtr		4th Qtr		3rd Qtr		2nd Qtr		1st Qtr		4th Qtr		3rd Qtr		2nd Qtr		2006		2005
Average Total Deposits (1)	$	55,983	$	54,994	$	54,442	$	53,817	$	53,190	$	52,306	$	51,783	$	52,156	$	48,348	$	55,491	$	52,750
DEPOSIT ACCOUNT METRICS(1)(2)
Personal Deposits:
Noninterest Bearing Checking
Average total balance	$	3,168	$	3,202	$	3,123	$	3,221	$	3,367	$	3,378	$	3,251	$	3,281	$	3,245	$	3,185	$	3,372
Number of accounts(3)		1,715		1,726		1,737		1,765		1,764		1,753		1,748		1,750		1,660
Interest Bearing Checking
Average total balance	$	8,177	$	8,015	$	7,929	$	7,906	$	8,078	$	8,065	$	8,074	$	8,412	$	8,167	$	8,096	$	8,071
Number of accounts(3)		1,025		1,008		969		938		897		856		844		830		750
Money Market Savings
Average total balance	$	13,716	$	13,574	$	13,299	$	13,535	$	13,869	$	14,078	$	14,124	$	14,529	$	14,411	$	13,646	$	13,973
Number of accounts(3)		851		836		779		748		710		659		584		541		496
Regular savings
Average total balance	$	1,792	$	1,830	$	1,895	$	2,012	$	2,140	$	2,156	$	2,161	$	2,237	$	2,217	$	1,811	$	2,148
Number of accounts(3)		599		607		634		663		696		728		760		796		807
Business Deposits:
Average total balance	$	8,363	$	8,272	$	8,734	$	8,496	$	8,132	$	7,951	$	8,154	$	7,902	$	7,347	$	8,318	$	8,042
Number of accounts(3)		392		390		387		385		382		376		376		371		335
Time Deposits:
Average total balance	$	20,676	$	20,024	$	19,398	$	18,595	$	17,551	$	16,624	$	15,961	$	15,749	$	12,918	$	20,352	$	17,090
Number of accounts(3)		1,032		1,022		1,005		985		967		930		902		898		805
CONSUMER LOAN PRODUCTION METRICS (# of loans)(2)
Installment loan originations:
Home equity(4)(6)		6,727		8,347		5,881		8,171		5,034		5,344		6,404		8,001		7,356
Other(5)		6,010		3,589		2,923		4,331		4,420		3,966		4,472		5,280		5,075
Home equity(6) and other lines of credit		20,030		14,931		17,037		21,603		22,149		16,994		20,807		24,447		22,752
Total Consumer Loan Originations		32,767		26,867		25,841		34,105		31,603		26,304		31,683		37,728		35,183
BANK BRANCHES
Traditional		1,210		1,195		1,185		1,182		1,179		1,174		1,179		1,161		1,100
In-store		35		35		35		35		42		43		43		45		42
Total Bank Branches		1,245		1,230		1,220		1,217		1,221		1,217		1,222		1,206		1,142
ATMs		1,968		1,949		1,935		1,930		1,933		1,928		1,948		1,931		1,642
Online Banking Customers		1,462,992		1,359,249		1,276,855		1,224,089		1,135,539		1,062,707		1,014,403		975,392		900,074
SELECTED LOAN METRICS
Student loans (other consumer)(7)
End of period balances	$	314	$	1,167	$	855	$	748	$	263	$	1,138	$	872	$	677	$	322
Average balances		1,075		1,118		755		472		913		1,105		713		454		820		1,097		1,009
Principal balance of loans sold		1,013		112		199		68		992		68		89		70		954		1,125		1,060
Gain on loan sales		16		—		1		1		11		1		—		1		15		16		12
National City Card Services (NCCS)
Average balances:
Credit cards	$	845	$	1,289	$	1,095	$	1,192	$	972	$	971	$	994	$	990	$	986	$	1,066	$	971
Securitized credit cards (8)		1,450		1,035		1,240		1,165		1,376		1,450		1,450		1,450		1,450		1,244		1,413
Total Average Managed NCCS Credit Cards	$	2,295	$	2,324	$	2,335	$	2,357	$	2,348	$	2,421	$	2,444	$	2,440	$	2,436	$	2,310	$	2,384

(1)	Restated to reflect the reasssignment of certain deposits with the Wholesale Banking line of business.
(2)	Excludes Education Finance and National City Card Services. Additionally, home equity loans generated by the National Home Equity division of the National Consumer Finance line of business are excluded from these metrics.
(3)	Represents period-end number of accounts in thousands.
(4)	Represents closed-end home equity installment loans included in real estate residential portfolio loans on the consolidated balance sheet.
(5)	Represents other secured installment loans. Periods prior to 2006 also included automobile, truck, boat, and recreational vehicle loans.
(6)	See additional home equity portfolio statistics on page 30.
(7)	Includes loans held in portfolio and loans held for sale.
(8)	Securitized credit cards are managed by this C&SBFS business unit. See page 10 for further information on these securitized balances.

22

Unaudited
National City Corporation
ASSET MANAGEMENT PERFORMANCE MEASURES
($ in millions)

																												Six Months Ended
	2006						2005												2004									June 30,
	2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			2006			2005
ASSETS UNDER ADMINISTRATION
Managed assets:
Value at beginning of period	$	62,669		$	65,010		$	65,084		$	63,288		$	63,606		$	65,649		$	60,322		$	59,757		$	59,730		$	65,010		$	65,649
Acquisitions		—			—			—			—			—			—			257			3,218			645			—			—
Estimated change due to market impact		(693	)		1,984			974			942			1,123			(401	)		113			(702	)		258			1,291			722
Other activity, net		(2,759	)		(4,325	)		(1,048	)		854			(1,441	)		(1,642	)		4,957			(1,951	)		(876	)		(7,084	)		(3,083	)
Value at end of period		59,217			62,669			65,010			65,084			63,288			63,606			65,649			60,322			59,757			59,217			63,288
Non-managed assets:
Value at beginning of period		48,018			42,750			42,151			42,239			42,490			43,128			47,327			41,096			52,219			42,750			43,128
Acquisitions		—			—			—			—			—			—			137			6,710			54			—			—
Divestiture(1)		—			—			—			—			—			—			—			—			(10,805	)		—			—
Estimated change due to market impact		96			1,226			452			670			367			(818	)		2,917			(450	)		82			1,322			(451	)
Other activity, net		147			4,042			147			(758	)		(618	)		180			(7,253	)		(29	)		(454	)		4,189			(438	)
Value at end of period		48,261			48,018			42,750			42,151			42,239			42,490			43,128			47,327			41,096			48,261			42,239
Total assets at end of period	$	107,478		$	110,687		$	107,760		$	107,235		$	105,527		$	106,096		$	108,777		$	107,649		$	100,853		$	107,478		$	105,527
Proprietary mutual fund assets (included above)	$	11,848		$	12,198		$	12,213		$	11,900		$	12,254		$	12,444		$	13,483		$	13,446		$	14,131
Assets under administration represented by:
Type of investment:
Money market and other	$	27,579		$	22,500		$	23,645		$	23,528		$	23,451		$	24,128		$	24,341		$	25,472		$	21,834
Equity		55,723			59,684			59,268			58,261			56,959			57,114			59,057			57,004			56,098
Fixed income		24,176			28,503			24,847			25,446			25,117			24,854			25,379			25,173			22,921
Total	$	107,478		$	110,687		$	107,760		$	107,235		$	105,527		$	106,096		$	108,777		$	107,649		$	100,853
Type of business:
Investment management and personal trust	$	54,999		$	57,207		$	57,657		$	56,715		$	55,613		$	55,454		$	54,074		$	52,070		$	53,175
Corporate trust		18,196			14,826			11,994			13,200			12,388			12,958			13,380			7,076			6,833
Retirement plan services		14,698			18,540			18,186			17,649			17,853			17,530			18,459			18,172			18,243
Charitable and endowment		8,513			8,758			8,746			8,580			8,530			8,740			11,318			10,882			11,068
Other		11,072			11,356			11,177			11,091			11,143			11,414			11,546			19,449			11,534
Total	$	107,478		$	110,687		$	107,760		$	107,235		$	105,527		$	106,096		$	108,777		$	107,649		$	100,853
Percentage of assets under administration represented by:
Type of investment:
Money market and other		26	%		20	%		22	%		22	%		22	%		23	%		23	%		24	%		22	%
Equity		52	%		54	%		55	%		54	%		54	%		54	%		54	%		53	%		55	%
Fixed income		22	%		26	%		23	%		24	%		24	%		23	%		23	%		23	%		23	%
Type of business:
Investment management and personal trust		51	%		52	%		54	%		53	%		53	%		52	%		50	%		48	%		53	%
Corporate trust		17	%		13	%		11	%		12	%		12	%		12	%		12	%		7	%		7	%
Retirement plan services		14	%		17	%		17	%		17	%		17	%		17	%		17	%		17	%		18	%
Charitable and endowment		8	%		8	%		8	%		8	%		8	%		8	%		10	%		10	%		11	%
Other		10	%		10	%		10	%		10	%		10	%		11	%		11	%		18	%		11	%

⁽¹⁾ Relates to the sale of the Corporate Trust Bond Administration business on June 30, 2004

23

Unaudited
National City Corporation
LOAN SALE AND SERVICING REVENUE
($ in millions)

																												Six Months Ended
	2006						2005												2004									June 30,
	2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			2006			2005
LOAN SALE REVENUE BY LOAN TYPE(1)
Commercial real estate	$	26		$	14		$	18		$	12		$	12		$	5		$	20		$	11		$	2		$	40		$	17
Commercial		26			—			—			—			—			—			—			—			—			26			—
Residential real estate:
National City Mortgage (NCM)		84			59			114			102			155			117			79			80			110			143			272
First Franklin		113			60			70			41			79			74			51			107			138			173			153
National Home Equity loans (NHE)		10			—			—			—			—			—			—			—			—			10			—
Total residential real estate		207			119			184			143			234			191			130			187			248			326			425
Other consumer loans:
National Home Equity lines of credit (NHE)		5			4			18			—			—			—			—			—			—			9			—
Automobile		1			3			(29	)		—			—			—			—			—			—			4			—
Credit card		4			4			1			2			1			2			3			3			3			8			3
Student		16			—			1			1			11			1			—			1			15			16			12
Total Loan Sale Revenue	$	285		$	144		$	193		$	158		$	258		$	199		$	153		$	202		$	268		$	429		$	457
SERVICING REVENUE BY LOAN TYPE
Commercial real estate	$	3		$	2		$	1		$	4		$	4		$	2		$	3			—			—		$	5		$	6
Residential real estate:
National City Mortgage		(88	)		(86	)		14			33			154			82			(17	)	$	157		($	82	)		(174	)		236
NCHLS (First Franklin portfolio)		16			13			2			7			4			6			4			3			4			29			10
Provident PCFS(2)		—			—			—			—			—			—			3			5			—			—			—
Total residential real estate		(72	)		(73	)		16			40			158			88			(10	)		165			(78	)		(145	)		246
Other consumer loans		48			27			15			21			26			24			29			25			26			75			50
Total Loan Servicing Revenue, net	($	21	)	($	44	)	$	32		$	65		$	188		$	114		$	22		$	190		($	52	)	($	65	)	$	302
RESIDENTIAL REAL ESTATE SERVICING REVENUE COMPONENTS:
Net servicing fees	$	153		$	148		$	139		$	133		$	130		$	130		$	128		$	130		$	119		$	301		$	260
Servicing asset valuation changes due to time decay and payoffs(3)		(110	)		(93	)		(129	)		(136	)		(128	)		(112	)		(128	)		(125	)		(140	)		(203	)		(240	)
Other servicing asset valuation changes, primarily due to market-driven changes in mortgage interest rates		209			193			221			342			(333	)		242			119			(548	)		649			402			(91	)
Gains (losses) on derivatives used to hedge servicing assets		(268	)		(321	)		(215	)		(299	)		489			(172	)		(129	)		708			(706	)		(589	)		317
Implementation of new prepayment model		(56	)		—			—			—			—			—			—			—			—			(56	)		—
Total residential real estate servicing revenue, net	($	72	)	($	73	)	$	16		$	40		$	158		$	88		($	10	)	$	165		($	78	)	($	145	)	$	246

(1)	Excludes gains/losses related to loans held in trading accounts and distressed sales of commercial loans.
(2)	In December 2004, the Provident PCFS business was sold.
(3)	On 1/1/06, National City adopted SFAS 156 and elected fair value as the measurement method for MSRs. Prior to 1/1/06, amortization of MSRs are presented in this line.

24

Unaudited
National City Corporation
NCM LOAN SALE DATA
($ in millions)

																												Six Months Ended
	2006						2005												2004									June 30,
	2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			2006			2005
NCM ORIGINATION AND SALE DATA
PRODUCTION DATA:
Applications (related to loans to be held in portfolio and sold)	$	18,504		$	18,302		$	16,938		$	23,380		$	26,724		$	24,400		$	24,311		$	26,411		$	25,306		$	36,806		$	51,124
Originations:
Retail	$	7,490		$	6,195		$	7,425		$	9,284		$	9,032		$	7,254		$	8,057		$	7,735		$	9,838		$	13,685		$	16,286
Wholesale		3,939			3,683			4,626			7,334			6,356			7,720			8,355			7,765			8,890			7,622			14,076
Less: loan originations for other units (NHE) and portfolio		(1,239	)		(1,137	)		(1,283	)		(1,538	)		(1,671	)		(1,227	)		(1,343	)		(1,381	)		(1,452	)		(2,376	)		(2,898	)
Total originations for sale	$	10,190		$	8,741		$	10,768		$	15,080		$	13,717		$	13,747		$	15,069		$	14,119		$	17,276		$	18,931		$	27,464
Percentage of originations represented by:
Refinances		45	%		53	%		51	%		51	%		48	%		57	%		55	%		43	%		55	%		49	%		52	%
Government loans		8	%		7	%		6	%		6	%		7	%		8	%		10	%		15	%		15	%		8	%		8	%
Adjustable-rate loans		36	%		35	%		32	%		26	%		39	%		38	%		33	%		38	%		32	%		36	%		38	%
Geographic mix of originations (based on $ volume of loans originated for sale):
Current top five states and their percentage to total originations:
California		17	%		19	%		20	%		19	%		18	%		19	%		18	%		18	%		18	%		18	%		19	%
Virginia		10	%		9	%		9	%		9	%		10	%		9	%		8	%		9	%		9	%		9	%		10	%
Maryland		8	%		8	%		9	%		9	%		9	%		9	%		9	%		8	%		8	%		8	%		9	%
Illinois		7	%		6	%		5	%		5	%		6	%		6	%		6	%		6	%		6	%		6	%		6	%
Florida		5	%		5	%		—			—			—			—			—			—			—			5	%		—
Texas		—			—			5	%		5	%		5	%		7	%		6	%		6	%		6	%		—			6	%
LOAN SALES:
Loans sold servicing retained	$	7,584		$	8,236		$	10,789		$	13,114		$	12,329		$	13,088		$	12,604		$	14,042		$	16,735		$	15,820		$	25,417
Loans sold servicing released		738			527			608			498			473			418			500			417			312			1,265			891
Total Loan Sales	$	8,322		$	8,763		$	11,397		$	13,612		$	12,802		$	13,506		$	13,104		$	14,459		$	17,047		$	17,085		$	26,308
LOAN SALE REVENUE COMPONENTS:
Gain on sale (1)	$	89		$	81		$	109		$	94		$	123		$	112		$	128		$	120		$	201		$	170		$	235
Estimated effect of delayed delivery(2)		(12	)		(16	)		(20	)		(25	)		(29	)		(37	)		(42	)		(51	)		(61	)		(28	)		(66	)
Hedge results(3)		3			(13	)		10			10			45			23			3			10			(57	)		(10	)		68
Disallowed valuation adjustments(4)		(2	)		(1	)		(2	)		7			(3	)		11			(15	)		—			16			(3	)		8
Other (5)		6			8			17			16			19			8			5			1			11			14			27
Total Loan Sale Revenue	$	84		$	59		$	114		$	102		$	155		$	117		$	79		$	80		$	110		$	143		$	272
Gain on sale percentage (equals gain on sale/$ volume of loans sold for period)		1.07	%		.93	%		.96	%		.69	%		.96	%		.83	%		.98	%		.83	%		1.18	%		1.00	%		.89	%

(1)	Represents fee income, sales gains, and servicing value of loans originated and sold, net of direct origination costs.
(2)	Represents the estimated effect on revenue of delayed delivery of loans to the secondary market (i.e., roll charges), which is offset for the most part by a related increase in interest income due to the loans being held for a longer period of time.
(3)	Represents the results of hedging pipeline, warehouse loans, and anticipated mortgage servicing rights (MSR) for the period beginning with lock commitment and ending with sale settlement.
(4)	Represents timing differences for disallowed warehouse loan valuation changes related to failed SFAS 133 effectiveness test and anticipated MSR valuation changes related to interest rate lock commitments not recorded pursuant to SAB 105.
(5)	Represents GNMA early buyout program revenue and recoveries of prior write-downs on repurchased loans.

25

Unaudited
National City Corporation
NCM LOAN SERVICING DATA
($ in millions)

																																			Six Months Ended
	2006							2005																2004											June 30,
	2nd Qtr			1st Qtr				4th Qtr				3rd Qtr				2nd Qtr				1st Qtr				4th Qtr				3rd Qtr				2nd Qtr			2006				2005
NCM MORTGAGE SERVICING RIGHTS (MSRs)
Periods after adoption of fair value accounting under SFAS 156(1):
Carrying value at beginning of period	$	2,235		$	2,008																														$	2,008
Cumulative effect adjustment		—			26																															26
Additions		108			90																															198
Time decay(2)		(14	)		(15	)																														(29	)
Payoffs(3)		(88	)		(72	)																														(160	)
Changes in model valuation inputs or assumptions(4)		209			198																															407
Implementation of new prepayment model		(56	)		—																															(56	)
Carrying Value (Fair Value) at End of Period	$	2,394		$	2,235																														$	2,394
Periods prior to adoption of fair value accounting under SFAS 156 (1):
Carrying value at beginning of period								$	1,778			$	1,451			$	1,817			$	1,597			$	1,465			$	2,004			$	1,320						$	1,597
Additions									142				135				111				142				119				130				219							253
Amortization									(123	)			(132	)			(126	)			(111	)			(128	)			(125	)			(140	)						(237	)
SFAS 133 hedge basis adjustments									229				325				(351	)			190				143				(543	)			607							(161	)
Sales									—				(1	)			—				(1	)			(2	)			(1	)			(2	)						(1	)
Carrying value before valuation allowance at end of period								$	2,026			$	1,778			$	1,451			$	1,817			$	1,597			$	1,465			$	2,004						$	1,451
Valuation allowance at beginning of period							(	$	19	)	(	$	36	)	(	$	55	)	(	$	107	)	(	$	83	)	(	$	78	)	(	$	120	)				(	$	107	)
Impairment recoveries (charges)									1				17				19				52				(24	)			(5	)			42							71
Valuation allowance at end of period							(	$	18	)	(	$	19	)	(	$	36	)	(	$	55	)	(	$	107	)	(	$	83	)	(	$	78	)				(	$	36	)
Net Carrying Value of MSRs at End of Period								$	2,008			$	1,759			$	1,415			$	1,762			$	1,490			$	1,382			$	1,926						$	1,415
Fair Value at End of Period								$	2,034			$	1,783			$	1,451			$	1,806			$	1,502			$	1,394			$	1,955						$	1,451
Ratio of carrying value of MSRs to total
mortgage loans serviced for third parties		1.49	%		1.39	%			1.26	%			1.11	%			.90	%			1.14	%			.98	%			.92	%			1.31	%
Ratio of fair value of MSRs to total
mortgage loans serviced for third parties		1.49	%		1.39	%			1.27	%			1.13	%			.92	%			1.16	%			.99	%			.93	%			1.33	%
Servicing asset capitalization rate		1.42	%		1.09	%			1.32	%			1.03	%			.90	%			1.08	%			.94	%			.93	%			1.31	%		1.25	%			1.00	%
Servicing prepayment rate (annualized)		15	%		14	%			20	%			26	%			24	%			22	%			25	%			22	%			35	%
NCM SERVICING DATA
Rollforward of servicing portfolio (UPB):
Beginning balance	$	160,983		$	159,580			$	158,039			$	156,938			$	155,087			$	152,367			$	150,329			$	146,958			$	144,598		$	159,580			$	152,367
Additions		7,584			8,236				10,789				13,114				12,329				13,088				12,604				14,042				16,735			15,820				25,417
Payments		(6,197	)		(5,764	)			(7,907	)			(10,616	)			(9,382	)			(8,801	)			(9,680	)			(8,200	)			(13,174	)		(11,961	)			(18,183	)
Other reductions(5)		(1,274	)		(1,069	)			(1,341	)			(1,397	)			(1,096	)			(1,567	)			(886	)			(2,471	)			(1,201	)		(2,343	)			(2,663	)
Ending balance	$	161,096		$	160,983			$	159,580			$	158,039			$	156,938			$	155,087			$	152,367			$	150,329			$	146,958		$	161,096			$	156,938
Servicing portfolio composition (UPB):
Conventional	$	98,058		$	97,689			$	95,819			$	94,712			$	93,851			$	93,449			$	93,044			$	92,134			$	92,398
Government		20,901			21,070				21,786				23,019				24,095				25,521				26,158				26,804				26,260
Jumbo and other		42,137			42,224				41,975				40,308				38,992				36,117				33,165				31,391				28,300
Total mortgage loans serviced for third parties	$	161,096		$	160,983			$	159,580			$	158,039			$	156,938			$	155,087			$	152,367			$	150,329			$	146,958
Servicing portfolio metrics:
Number of loans		1,037,118			1,044,182				1,059,418				1,060,862				1,070,096				1,071,996				1,065,670				1,058,130				1,044,181
Average loan size	$	155,330		$	154,171			$	150,630			$	148,972			$	146,658			$	144,671			$	142,978			$	142,070			$	140,740
Weighted-average note rate		5.83	%		5.80	%			5.78	%			5.76	%			5.77	%			5.78	%			5.80	%			5.82	%			5.84	%
Weighted-average servicing fee	29 bps			29 bps				29 bps				30 bps				30 bps				30 bps				30 bps				31 bps				31 bps
Weighted-average age in months		27			26				24				23				22				20				19				18				17
Default rate(6)		2.79	%		2.34	%			3.81	%			3.44	%			3.52	%			3.22	%			3.94	%			3.96	%			3.60	%

(1)	On 1/1/06, National City adopted SFAS 156 and elected fair value as the measurement method for MSRs.
(2)	Represents decrease in MSR value due to the passage of time, including the impact from both regularly scheduled loan principal payments and partial loan paydowns.
(3)	Represents decrease in MSR value associated with loans that paid off during the period.
(4)	Represents MSR value change primarily resulting from market-driven changes in mortgage interest rates.
(5)	Primarily represents foreclosure liquidations, GNMA early buyout sales, bulk servicing sales and loan repurchases.
(6)	Mortgage loans greater than 30 days past due.

26

Unaudited

National City Corporation

FIRST FRANKLIN LOAN SALE AND SERVICING DATA⁽¹⁾
($ in millions)

																												Six Months Ended
	2006						2005												2004									June 30,
	2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			2006			2005
FIRST FRANKLIN ORIGINATION AND SALE DATA
Production Data:
Applications (related to loans to be held in portfolio and sold)	$	12,068		$	9,989		$	11,416		$	14,213		$	14,228		$	10,733		$	11,311		$	12,975		$	15,703		$	22,057		$	24,961
Originations:
Total First Franklin loan originations	$	6,776		$	5,578		$	7,110		$	8,786		$	8,059		$	5,605		$	6,953		$	7,743		$	8,782		$	12,354		$	13,664
Less: portfolio loan originations		(1	)		(880	)		(1,437	)		(1,858	)		(3,235	)		(1,662	)		(2,594	)		(2,835	)		(3,056	)		(881	)		(4,897	)
Total originations for sale	$	6,775		$	4,698		$	5,673		$	6,928		$	4,824		$	3,943		$	4,359		$	4,908		$	5,726		$	11,473		$	8,767
Origination statisitics:
Weighted-average note rate		8.27	%		8.14	%		7.77	%		7.20	%		7.04	%		7.00	%		6.91	%		7.05	%		6.66	%		8.21	%		7.02	%
Weighted-average credit score(2)		651			652			654			658			656			652			653			653			658			652			654
Percentage of total originations represented by:
Refinances		26	%		34	%		33	%		28	%		31	%		38	%		35	%		32	%		34	%		30	%		33	%
Adjustable-rate loans		74	%		74	%		77	%		79	%		79	%		81	%		78	%		80	%		76	%		74	%		79	%
Interest-only		31	%		35	%		46	%		54	%		52	%		51	%		50	%		46	%		43	%		33	%		52	%
LOAN SALES:
Loans sold servicing retained	$	4,235		$	4,215		$	6,621		$	5,578		$	2,328		$	1,876		$	1,919			—			—		$	8,450		$	4,204
Loans sold servicing released		1,928			—			—			—			1,818			2,596			2,277		$	5,566		$	4,887			1,928			4,414
Total Loan Sales	$	6,163		$	4,215		$	6,621		$	5,578		$	4,146		$	4,472		$	4,196		$	5,566		$	4,887		$	10,378		$	8,618
Total loan sale revenue		113			60			70			41			79			74			51			107			138			173			153
Gain on sale percentage(3)		2.28	%		2.09	%		2.07	%		2.14	%		2.79	%		2.60	%		3.00	%		3.39	%		4.42	%		2.20	%		2.69	%
NCHLS (FIRST FRANKLIN) MORTGAGE SERVICING RIGHTS (MSRs)
Periods after adoption of fair value accounting under SFAS 156(4):
Carrying value at beginning of period	$	127		$	108																							$	108
Cumulative effect adjustment		—			—																								—
Additions		28			30																								58
Time decay(5)		(2	)		(1	)																							(3	)
Payoffs(6)		(6	)		(5	)																							(11	)
Changes in model valuation inputs or assumptions(7)		—			(5	)																							(5	)
Carrying Value (Fair Value) at End of Period	$	147		$	127																							$	147
Periods prior to adoption of fair value accounting under SFAS 156(4):
Carrying value at beginning of period							$	79		$	40		$	25		$	15			—											$	15
Additions								52			42			17			11		$	15												28
Amortization								(8	)		(3	)		(2	)		(1	)		—												(3	)
Carrying value before valuation allowance at end of period							$	123		$	79		$	40		$	25		$	15											$	40
Valuation allowance at beginning of period							($	2	)	($	1	)		—			—			—												—
Impairment charges								(13	)		(1	)	($	1	)		—			—											($	1	)
Valuation allowance at end of period							($	15	)	($	2	)	($	1	)		—			—											($	1	)
Net Carrying Value of MSRs at End of Period							$	108		$	77		$	39		$	25		$	15											$	39
Fair Value at End of Period							$	108		$	77		$	39		$	28		$	15
NCHLS (FIRST FRANKLIN) SERVICING DATA:
Rollforward of servicing portfolio (UPB):
Beginning balance	$	20,232		$	16,909		$	10,958		$	5,804		$	3,722		$	1,913			—								$	16,909		$	1,913
Additions		4,235			4,215			6,621			5,578			2,328			1,876		$	1,919									8,450			4,204
Payments		(1,179	)		(859	)		(670	)		(424	)		(246	)		(67	)		(6	)								(2,038	)		(313	)
Other reductions		—			(33	)		—			—			—			—			—									(33	)		—
Ending balance	$	23,288		$	20,232		$	16,909		$	10,958		$	5,804		$	3,722		$	1,913								$	23,288		$	5,804

(1)	First Franklin loans represent nonconforming residential real estate loans originated by First Franklin Financial Corp., a wholly-owned subsidiary of National City Corporation and a division of the National Consumer Finance line of business.
(2)	Represents the Fair Isaac Corporation FICO® score, a benchmark credit rating system used by most financial companies and National City Corporation. National City is not affiliated with Fair Isaac Corporation and obtains FICO® scores from third-party credit bureaus.
(3)	Represents gross gain on external sales as a percentage of dollar value of loans sold including servicing value, if applicable.
(4)	On 1/1/06, National City adopted SFAS 156 and elected fair value accounting for mortgage servicing rights generated from National City Mortgage and First Franklin loan sales.
(5)	Represents decrease in MSR value due to the passage of time, including the impact from both regularly scheduled loan principal payments and partial loan paydowns.
(6)	Represents decrease in MSR value associated with loans that paid off during the period.
(7)	Represents MSR value change primarily resulting from market-driven changes in mortgage interest rates.

27

Unaudited
National City Corporation
FIRST FRANKLIN PORTFOLIO STATISTICS⁽¹⁾
($ in millions)

																												Six Months Ended
	2006						2005												2004									June 30,
	2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			2006			2005
PORTFOLIO STATISTICS(2)
Period-end portfolio balance	$	16,583		$	18,254		$	18,681		$	19,490		$	18,880		$	18,131		$	18,260		$	18,116		$	16,714
Average portfolio balance		17,530			18,629			18,978			19,614			18,497			18,425			18,393			17,497			16,236		$	18,076		$	18,461
Weighted-average note rate		7.48	%		7.34	%		7.18	%		6.97	%		6.81	%		6.77	%		6.76	%		6.84	%		6.84	%
Weighted-average loan size	$	102,939		$	106,513		$	110,417		$	116,404		$	122,336		$	124,384		$	126,680		$	124,399		$	131,240
Weighted-average credit score(3)(4)		645			647			652			652			651			648			648			650			649
First-lien weighted-average loan-to-value ratio(5)		77.31	%		77.48	%		77.57	%		77.66	%		77.66	%		77.64	%		77.78	%		77.80	%		77.85	%
By loan purpose:
Purchase		74	%		74	%		72	%		71	%		70	%		69	%		69	%		69	%		69	%
Cash out refinancing		21	%		21	%		22	%		23	%		24	%		24	%		24	%		24	%		24	%
Rate and term refinancing		5	%		5	%		6	%		6	%		6	%		7	%		7	%		7	%		7	%
Percentage of First Franklin portfolio loans represented by:
Owner occupied		97	%		97	%		96	%		96	%		96	%		96	%		96	%		96	%		96	%
Adjustable-rate loans		56	%		59	%		61	%		65	%		68	%		69	%		70	%		69	%		70	%
Interest-only loans		26	%		27	%		28	%		29	%		28	%		26	%		24	%		21	%		17	%
Second lien(6)		22	%		21	%		18	%		15	%		11	%		10	%		9	%		10	%		7	%
Geographic Mix — Top Five States
California		29	%		30	%		31	%		32	%		34	%		36	%		37	%		40	%		42	%
Florida		7	%		7	%		7	%		7	%		7	%		7	%		7	%		7	%		7	%
Texas		6	%		6	%		6	%		5	%		5	%		5	%		5	%		4	%		4	%
Washington		4	%		4	%		4	%		4	%		4	%		4	%		4	%		4	%		4	%
Oregon		3	%		4	%		4	%		4	%		4	%		4	%		4	%		4	%		4	%
Net Charge-offs	$	16		$	19		$	10		$	7		$	6		$	7		$	4		$	6		$	6		$	35		$	13
Net charge-offs as a percentage of average portfolio loans		.37	%		.41	%		.20	%		.14	%		.14	%		.15	%		.10	%		.14	%		.14	%		.39	%		.15	%
Nonperforming assets:
Nonperforming loans	$	59		$	61		$	51		$	50		$	49		$	57		$	53		$	54		$	55
Other real estate owned		77			64			54			47			44			46			41			42			38
Total	$	136		$	125		$	105		$	97		$	93		$	103		$	94		$	96		$	93
Nonperforming assets to total First Franklin portfolio loans and other real estate owned		.82	%		.68	%		.56	%		.49	%		.49	%		.57	%		.51	%		.53	%		.55	%
Loans 90+ days past due	$	405		$	364		$	391		$	307		$	271		$	265		$	295		$	265		$	252
Portfolio delinquency rate		9.84	%		7.40	%		8.35	%		6.80	%		6.18	%		5.78	%		6.39	%		6.53	%		6.42	%
CREDIT RISK PROTECTION
Balance of mortgages included under credit risk transfer agreement (7)	$	3,304		$	3,736		$	4,041		$	4,453		$	5,025			—			—			—			—
First liens with lender paid mortgage insurance (8)		2,135			2,207			1,582			857			—			—			—			—			—
Second liens with lender paid mortgage insurance (8)		3,563			3,632			3,273			2,724			1,985		$	1,661		$	1,908		$	1,673		$	1,073

(1)	First Franklin loans represent nonconforming residential real estate loans originated by First Franklin Financial Corp., a wholly-owned subsidiary of National City Corporation and a division of the National Consumer Finance line of business.
(2)	Represents statistics on First Franklin loans retained in the residential real estate portfolio.
(3)	Represents the Fair Isaac Corporation FICO® score, a benchmark credit rating system used by most financial companies and National City Corporation. National City is not affiliated with Fair Isaac Corporation and obtains FICO® scores from third-party credit bureaus.
(4)	Based upon most recent available FICO® score for borrowers. FICO® scores are updated quarterly.
(5)	Based upon period-end first-lien mortgage loan balance divided by the most recent obtained value of the underlying mortgaged property.
(6)	Second lien positions are not included in the loan-to-value calculations.
(7)	During May 2005, the Corporation executed a credit risk transfer agreement on $5 billion of nonconforming (First Franklin) mortgage loans. In the event that cumulative net credit losses on these loans exceed a defined threshold, the counterparty to this arrangement would bear the risk of additional losses, up to a defined level. The disclosed amount represents the remaining balance of portfolio loans associated with the credit risk transfer agreement.
(8)	Represents the principal balance of first lien and second lien loans with lender paid mortgage insurance (LPMI) that reduces the Corporation’s potential lifetime losses on those loans.

28

Unaudited
National City Corporation
HOME EQUITY SALE AND SERVICING PORTFOLIO DATA
($ in millions)

																												Six Months Ended
	2006						2005												2004									June 30,
	2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			2006			2005
NATIONAL HOME EQUITY ORIGINATION DATA
Originations:
Home equity line of credit (HELOC)(1)	$	2,754		$	2,649		$	2,750		$	4,045		$	4,369		$	3,057		$	3,195		$	3,249		$	3,160		$	5,403		$	7,426
Home equity loans (HELOAN)(2)		829			328			274			331			270			233			191			201			273			1,157			503
Originations statistics:
Home equity line of credit (HELOC)
Weighted-average credit score(3)		735			741			741			742			744			740			739			739			740			738			742
Utilization rate(4)		54	%		48	%		49	%		52	%		55	%		56	%		59	%		60	%		59	%		51	%		55	%
Piggyback line percentage(5)		28	%		28	%		36	%		45	%		47	%		57	%		59	%		54	%		65	%		28	%		51	%
Home equity loans (HELOAN)
Weighted-average credit score(3)		723			723			727			729			726			727			724			725			727			723			727
Weighted-average note rate		8.40	%		8.16	%		7.86	%		7.56	%		7.65	%		7.18	%		7.27	%		7.39	%		6.84	%		8.34	%		7.43	%
Piggyback loan percentage(5)		48	%		45	%		54	%		70	%		74	%		76	%		81	%		81	%		86	%		48	%		75	%
NATIONAL HOME EQUITY SALE DATA
HELOCs sold servicing retained	$	1,099		$	1,097		$	1,421			—			—			—			—			—			—		$	2,196			—
HELOCs sold servicing released		—			—			—			—			—			—			—			—			—			—			—
HELOANs sold servicing retained		420			—			—			—			—			—			—			—			—			420			—
HELOANs sold servicing released		—			—			—			—			—			—			—			—			—			—			—
Total sales	$	1,519		$	1,097		$	1,421			—			—			—			—			—			—		$	2,616			—
NATIONAL HOME EQUITY SERVICING DATA
HELOCs serviced for third parties	$	3,190		$	2,350		$	1,366			—			—			—			—			—			—
HELOANs serviced for third parties		404			—			—			—			—			—			—			—			—
Total serviced for third parties	$	3,594		$	2,350		$	1,366			—			—			—			—			—			—

(1)	Represents the total line of credit commitment amount.
(2)	Represents installment loans collateralized by real estate whereby National City has a first or second lien position. HELOANs are included in the real estate residential portfolio on the consolidated balance sheet.
(3)	Represents the Fair Isaac Corporation FICO® score, a benchmark credit rating system used by most financial companies and National City Corporation. National City is not affiliated with Fair Isaac Corporation and obtains FICO® scores from third-party credit bureaus.
(4)	Represents the ultilization rate based on the initial draw at closing.
(5)	Percentage of eligible HELOC and HELOAN units closed simultaneously with a first-lien mortgage loan.

29

Unaudited
National City Corporation
HOME EQUITY PORTFOLIO DATA
($ in millions)

	2006						2005												2004
	2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr
HOME EQUITY LINES OF CREDIT (HELOC) PORTFOLIO
Period-end balances by line of business:
Wholesale Banking	$	2		$	2		$	3		$	2		$	3		$	2			—		$	2		$	8
Consumer and Small Business Financial Services		8,004			8,029			8,160			8,249			8,228			8,010		$	7,938			7,723			6,073
National Consumer Finance — National Home Equity		7,933			8,906			12,597			13,713			12,831			11,460			10,415			8,993			7,154
Asset Management		632			620			634			641			641			626			634			631			611
Parent and Other		17			—			—			—			—			—			—			—			—
Total period-end balances HELOCs(2)	$	16,588		$	17,557		$	21,394		$	22,605		$	21,703		$	20,098		$	18,987		$	17,349		$	13,846
Statistics by line of business for significant portfolios:
Consumer and Small Business Financial Services
Weighted-average note rate		7.80	%		7.38	%		6.92	%		6.47	%		6.01	%		5.55	%		5.14	%		4.69	%		4.34	%
Weighted-average credit score(3)(4)		737			735			737			728			726			724			727			719			723
Weighted-average cumulative loan-to-value ratio(5)		71.57	%		71.46	%		71.40	%		71.28	%		70.97	%		70.87	%		70.97	%		72.69	%		71.36	%
Utilization rate		47	%		48	%		50	%		45	%		45	%		45	%		48	%		43	%		42	%
Net charge-offs	$	4		$	9		$	9		$	5		$	4		$	4		$	2		$	3		$	3
Loans 90 days past due		9			11			12			10			7			7			7			8			6
National Consumer Finance — National Home Equity
Weighted-average note rate		8.36	%		7.88	%		7.30	%		6.79	%		6.29	%		5.79	%		5.25	%		4.74	%		4.31	%
Weighted-average credit score(3)(4)		732			731			734			723			724			721			722			723			722
Weighted-average cumulative loan-to-value ratio(5)		79.69	%		79.97	%		80.33	%		80.53	%		80.71	%		80.84	%		80.93	%		80.92	%		81.03	%
Utilization rate		51	%		52	%		53	%		55	%		56	%		57	%		57	%		56	%		53	%
Net charge-offs	$	4		$	9		$	6		$	3		$	2		$	1		$	1		$	1		$	1
Loans 90 days past due		10			8			9			6			3			3			2			1			1
HOME EQUITY LOANS (HELOAN) PORTFOLIO(1)
Period-end balances by line of business:
Wholesale Banking	$	3		$	3		$	11		$	14		$	16		$	20		$	47		$	56		$	32
Consumer and Small Business Financial Services		4,596			4,513			4,327			4,274			4,063			4,088			4,044			3,959			3,715
National Consumer Finance — National Home Equity		1,578			1,690			2,051			1,888			1,751			1,650			1,528			1,564			1,500
Asset Management		123			120			116			107			94			93			97			97			93
Parent and Other		5			6			7			7			8			8			10			10			11
Total period-end balances HELOANs(2)	$	6,305		$	6,332		$	6,512		$	6,290		$	5,932		$	5,859		$	5,726		$	5,686		$	5,351
Statistics by line of business for significant portfolios:
Consumer and Small Business Financial Services
Weighted-average note rate		6.65	%		6.59	%		6.57	%		6.54	%		6.57	%		6.56	%		6.59	%		6.63	%		6.72	%
Weighted-average credit score(3)(4)		730			728			729			719			719			717			716			716			714
Weighted-average cumulative loan-to-value ratio(5)		70.01	%		69.84	%		70.00	%		69.83	%		69.60	%		69.39	%		69.55	%		69.78	%		69.96	%
Net charge-offs	$	2		$	7		$	6		$	4		$	4		$	6		$	4		$	4		$	5
Loans 90 days past due		4			5			8			5			5			5			5			5			4
National Consumer Finance — National Home Equity
Weighted-average note rate		7.24	%		7.24	%		7.31	%		7.21	%		7.14	%		7.07	%		7.04	%		7.02	%		6.99	%
Weighted-average credit score(3)(4)		736			735			735			727			727			726			725			723			722
Weighted-average cumulative loan-to-value ratio(5)		89.46	%		89.46	%		89.43	%		89.50	%		89.59	%		89.65	%		89.65	%		89.54	%		89.61	%
Net charge-offs	$	1		$	1		$	1		$	1		$	1		$	1		$	1			—			—
Loans 90 days past due		—			—			—			—			—			—			1			—			—

(1)	Represents installment loans collateralized by real estate whereby National City has a first or second lien position. HELOANs are included in the real estate residential portfolio on the consolidated balance sheet.
(2)	Excludes balances from First Franklin and any remaining loans originated by the former Altegra unit. First Franklin portfolio balances and statistics are included in the First Franklin Loan Origination and Portfolio Statistics section on page 28.
(3)	Represents the Fair Isaac Corporation FICO® score, a benchmark credit rating system used by most financial companies and National City Corporation. National City is not affiliated with Fair Isaac Corporation and obtains FICO® scores from third-party credit bureaus.
(4)	Based upon most recent available FICO® score for borrowers. FICO® scores are updated quarterly.
(5)	Based upon period-end first-lien and second-lien mortgage loan balances divided by the obtained value of the underlying mortgaged property at the time of origination.

30

Unaudited
National City Corporation
LINE OF BUSINESS RESULTS
($ in thousands, except average balances in millions)

	2006						2005												YTD
	2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			2006			2005
Consumer and Small Business Financial Services
Net interest income (TE)	$	499,447		$	493,901		$	487,199		$	482,075		$	476,355		$	478,656		$	993,348		$	955,011
Provision for credit losses		24,789			28,613			84,226			49,154			59,073			59,398			53,402			118,471
Net interest income after provision		474,658			465,288			402,973			432,921			417,282			419,258			939,946			836,540
Noninterest income		275,094			240,211			255,440			262,714			235,263			202,608			515,305			437,871
Noninterest expense		405,968			415,019			394,730			417,160			402,947			392,201			820,987			795,148
Income before taxes		343,784			290,480			263,683			278,475			249,598			229,665			634,264			479,263
Income tax expense and TE adjustment		132,033			111,957			101,893			107,540			96,687			89,216			243,990			185,903
Net income	$	211,751		$	178,523		$	161,790		$	170,935		$	152,911		$	140,449		$	390,274		$	293,360
Unusual items (pretax)
Gain on sale of Madison Bank & Trust		—			—			—		$	16,001			—			—			—			—
Total		—			—			—		$	16,001			—			—			—			—
Unusual items (after tax)
Gain on sale of Madison Bank & Trust Co.		—			—			—		$	10,401			—			—			—			—
Total		—			—			—		$	10,401			—			—			—			—
Average assets	$	24,479		$	24,377		$	23,916		$	23,500		$	23,675		$	23,769		$	24,428		$	23,722
Average equity		2,976			2,984			2,967			2,919			2,846			2,824			2,980			2,835
Average core deposits		55,319			54,404			53,832			53,192			52,573			51,692			54,864			52,135
Average total deposits		55,983			54,994			54,442			53,817			53,190			52,306			55,491			52,750
Return on average assets		3.47	%		2.97	%		2.68	%		2.89	%		2.59	%		2.40	%		3.22	%		2.49	%
Return on average equity		28.54			24.27			21.63			23.24			21.55			20.17			26.41			20.86
Efficiency ratio		52.41			56.51			53.13			56.01			56.62			57.57			54.41			57.09
Wholesale Banking
Net interest income (TE)	$	365,974		$	367,585		$	372,455		$	364,180		$	355,622		$	341,730		$	733,559		$	697,352
Provision (benefit) for credit losses		32,376			(6,681	)		23,771			(16,660	)		(15,861	)		(19,478	)		25,695			(35,339	)
Net interest income after provision		333,598			374,266			348,684			380,840			371,483			361,208			707,864			732,691
Noninterest income		212,330			168,471			171,814			149,255			148,468			128,727			380,801			277,195
Noninterest expense		230,127			220,923			210,834			199,242			207,915			195,369			451,050			403,284
Income before taxes		315,801			321,814			309,664			330,853			312,036			294,566			637,615			606,602
Income tax expense and TE adjustment		119,081			121,230			117,016			125,282			118,096			111,744			240,311			229,840
Net income	$	196,720		$	200,584		$	192,648		$	205,571		$	193,940		$	182,822		$	397,304		$	376,762
Unusual items (pretax)
Principal investment gains	$	30,430		$	33,825		$	24,189		$	13,537		$	9,107		$	10,323		$	64,255		$	19,430
Gain on sale of commercial leases		25,659			—			—			—						—			25,659			—
Commercial lease residual recovery		—			—			—			4,903			—			—			—			—
Total	$	56,089		$	33,825		$	24,189		$	18,440		$	9,107		$	10,323		$	89,914		$	19,430
Unusual items (after tax)
Principal investment gains	$	19,780		$	21,986		$	15,723		$	8,799		$	5,919		$	6,710		$	41,766		$	12,629
Gain on sale of commercial leases		16,678			—			—			—						—			16,678			—
Commercial lease residual recovery		—			—			—			3,187			—			—			—			—
Total	$	36,458		$	21,986		$	15,723		$	11,986		$	5,919		$	6,710		$	58,444		$	12,629
Average assets	$	47,745		$	46,222		$	45,755		$	44,754		$	43,793		$	42,083		$	46,988		$	42,943
Average equity		4,454			4,155			3,877			3,810			3,826			3,751			4,305			3,788
Average core deposits		8,017			8,228			8,488			8,537			8,544			8,799			8,122			8,671
Average total deposits		14,713			14,834			14,886			14,060			13,852			13,811			14,773			13,832
Return on average assets		1.65	%		1.76	%		1.67	%		1.82	%		1.78	%		1.76	%		1.71	%		1.77	%
Return on average equity		17.72			19.58			19.71			21.41			20.33			19.77			18.61			20.06
Efficiency ratio		39.79			41.21			38.74			38.81			41.25			41.52			40.48			41.38

31

Unaudited

National City Corporation
LINE OF BUSINESS RESULTS
($ in thousands, except average balances in millions)

	2006						2005												YTD
	2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			2006			2005
National City Mortgage
Net interest income (TE)	$	60,431		$	61,761		$	74,607		$	90,355		$	96,959		$	103,129		$	122,192		$	200,088
(Benefit) provision for credit losses		(2,879	)		6,148			4,965			1,552			387			30,531			3,269			30,918
Net interest income after provision		63,310			55,613			69,642			88,803			96,572			72,598			118,923			169,170
Noninterest income		22,567			(2,344	)		149,343			162,082			332,031			223,268			20,223			555,299
Noninterest expense		169,681			166,739			186,530			208,878			183,361			180,116			336,420			363,477
(Loss) income before taxes		(83,804	)		(113,470	)		32,455			42,007			245,242			115,750			(197,274	)		360,992
(Loss) income tax (benefit) expense and TE adjustment		(31,692	)		(42,905	)		12,255			15,866			92,689			30,641			(74,597	)		123,330
Net (loss) income	($	52,112	)	($	70,565	)	$	20,200		$	26,141		$	152,553		$	85,109		($	122,677	)	$	237,662
Average assets	$	12,581		$	12,088		$	13,934		$	14,971		$	14,012		$	15,203		$	12,336		$	14,604
Average equity		566			702			658			630			552			651			633			601
Average core deposits		3,452			3,128			3,924			4,509			4,165			3,752			3,290			3,960
Average total deposits		3,477			3,150			3,973			4,539			4,187			3,797			3,314			3,993
Return on average assets		(1.66	)%		(2.37	)%		.58	%		.69	%		4.37	%		2.27	%		(2.01	)%		3.28	%
Return on average equity		(36.94	)		(40.79	)		12.18			16.46			110.91			52.98			(39.06	)		79.71
Efficiency ratio		204.44			280.63			83.29			82.74			42.74			55.18			236.23			48.12
Unusual items (pretax)
Changes in MSR model and assumptions	($	55,983	)		—			—			—		($	20,259	)	$	59,363		($	55,983	)	$	39,104
Total	($	55,983	)		—			—			—		($	20,259	)	$	59,363		($	55,983	)	$	39,104
Unusual items (after tax)
Changes in MSR model and assumptions	($	36,389	)		—			—			—		($	13,168	)	$	38,586		($	36,389	)	$	25,418
Tax accrual adjustments		—			—			—			—			—			13,100			—			13,100
Total	($	36,389	)		—			—			—		($	13,168	)	$	51,686		($	36,389	)	$	38,518
National Consumer Finance
Net interest income (TE)	$	284,011		$	296,663		$	301,193		$	315,683		$	305,766		$	309,102		$	580,674		$	614,868
Provision (benefit) for credit losses		17,829			9,285			27,802			21,395			(4,558	)		7,977			27,114			3,419
Net interest income after provision		266,182			287,378			273,391			294,288			310,324			301,125			553,560			611,449
Noninterest income		136,462			69,280			85,699			50,783			85,111			81,914			205,742			167,025
Noninterest expense		164,683			160,166			146,605			134,240			147,648			122,143			324,849			269,791
Income before taxes		237,961			196,492			212,485			210,831			247,787			260,896			434,453			508,683
Income tax expense and TE adjustment		89,949			74,274			80,319			79,694			93,663			98,619			164,223			192,282
Net income	$	148,012		$	122,218		$	132,166		$	131,137		$	154,124		$	162,277		$	270,230		$	316,401
Average assets	$	39,007		$	40,430		$	42,064		$	43,143		$	39,113		$	37,543		$	39,715		$	38,332
Average equity		1,645			1,587			1,573			1,466			1,502			1,682			1,616			1,592
Average core deposits		425			327			251			288			156			89			376			123
Average total deposits		591			510			477			390			158			90			551			124
Return on average assets		1.52	%		1.23	%		1.25	%		1.21	%		1.58	%		1.75	%		1.37	%		1.66	%
Return on average equity		36.09			31.23			33.34			35.50			41.15			39.12			33.72			40.08
Efficiency ratio		39.17			43.77			37.89			36.63			37.77			31.24			41.31			34.50

32

Unaudited

National City Corporation
LINE OF BUSINESS RESULTS
($ in thousands, except average balances in millions)

	2006						2005												YTD
	2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			2006			2005
National Consumer Finance Divisional Results:
First Franklin Origination, Sales, and Portfolio(1)
Net interest income (TE)	$	178,577		$	185,694		$	196,100		$	205,828		$	200,467		$	208,260		$	364,271		$	408,727
(Benefit) provision for credit losses		11,707			1,566			11,331			9,033			(8,452	)		(1,501	)		13,273			(9,953	)
Net interest income after provision		166,870			184,128			184,769			196,795			208,919			209,761			350,998			418,680
Noninterest income		128,425			70,153			72,049			47,998			82,932			79,937			198,578			162,869
Noninterest expense		121,925			120,757			120,564			111,119			115,589			96,988			242,682			212,577
Income before taxes		173,370			133,524			136,254			133,674			176,262			192,710			306,894			368,972
Income tax expense and TE adjustment		65,534			50,472			51,504			50,529			66,627			72,845			116,006			139,472
Net income	$	107,836		$	83,052		$	84,750		$	83,145		$	109,635		$	119,865		$	190,888		$	229,500
Average assets	$	21,030		$	22,015		$	23,192		$	24,193		$	21,665		$	21,673		$	21,521		$	21,668
Average equity		764			773			774			775			857			1,077			768			967
Average core deposits		404			303			227			259			129			68			353			98
Average total deposits		569			485			452			360			129			68			527			98
Return on average assets		2.06	%		1.53	%		1.45	%		1.36	%		2.03	%		2.24	%		1.79	%		2.14	%
Return on average equity		56.60			43.57			43.45			42.62			51.31			45.11			50.08			47.87
Efficiency ratio		39.71			47.20			44.96			43.78			40.79			33.65			43.12			37.19
National Home Equity
Net interest income (TE)	$	80,490		$	86,606		$	78,121		$	80,722		$	78,326		$	76,400		$	167,096		$	154,726
Provision for credit losses		8,356			3,022			9,111			7,098			3,105			1,296			11,378			4,401
Net interest income after provision		72,134			83,584			69,010			73,624			75,221			75,104			155,718			150,325
Noninterest income		7,627			(1,252	)		13,250			2,268			1,728			1,257			6,375			2,985
Noninterest expense		35,184			30,468			18,956			17,427			27,499			21,464			65,652			48,963
Income before taxes		44,577			51,864			63,304			58,465			49,450			54,897			96,441			104,347
Income tax expense and TE adjustment		16,850			19,605			23,929			22,100			18,692			20,751			36,455			39,443
Net income	$	27,727		$	32,259		$	39,375		$	36,365		$	30,758		$	34,146		$	59,986		$	64,904
Average assets	$	14,180		$	14,725		$	15,146		$	15,212		$	13,960		$	12,554		$	14,451		$	13,261
Average equity		565			489			442			342			309			280			528			294
Average core deposits		1			1			—			1			1			—			1			1
Average total deposits		1			1			—			1			1			—			1			1
Return on average assets		.78	%		.89	%		1.03	%		.95	%		.88	%		1.10	%		.84	%		.99	%
Return on average equity		19.68			26.73			35.37			42.14			39.92			49.50			22.93			44.45
Efficiency ratio		39.93			35.70			20.75			21.00			34.35			27.64			37.85			31.05
Other(2)
Net interest income (TE)	$	24,944		$	24,363		$	26,972		$	29,133		$	26,973		$	24,442		$	49,307		$	51,415
(Benefit) provision for credit losses		(2,234	)		4,697			7,360			5,264			789			8,182			2,463			8,971
Net interest income after provision		27,178			19,666			19,612			23,869			26,184			16,260			46,844			42,444
Noninterest income		410			379			400			517			451			720			789			1,171
Noninterest expense		7,574			8,941			7,085			5,694			4,560			3,691			16,515			8,251
Income before taxes		20,014			11,104			12,927			18,692			22,075			13,289			31,118			35,364
Income tax expense and TE adjustment		7,565			4,197			4,886			7,065			8,344			5,023			11,762			13,367
Net income	$	12,449		$	6,907		$	8,041		$	11,627		$	13,731		$	8,266		$	19,356		$	21,997
Average assets	$	3,797		$	3,690		$	3,726		$	3,738		$	3,488		$	3,316		$	3,743		$	3,403
Average equity		316			325			357			349			336			325			320			331
Average core deposits		20			23			24			28			26			21			22			24
Average total deposits		21			24			25			29			28			22			23			25
Return on average assets		1.32	%		.76	%		.86	%		1.23	%		1.58	%		1.01	%		1.04	%		1.30	%
Return on average equity		15.83			8.62			8.93			13.20			16.38			10.32			12.19			13.42
Efficiency ratio		29.87			36.14			25.88			19.20			16.63			14.67			32.97			15.69

(1)	Includes the Altegra and Loan Zone portfolios
(2)	Includes National City Warehouse Resources and National Recreation Finance

33

Unaudited

National City Corporation
LINE OF BUSINESS RESULTS
($ in thousands, except average balances in millions)

	2006						2005												YTD
	2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			2006			2005
Asset Management
Net interest income (TE)	$	31,166		$	30,963		$	30,376		$	29,629		$	29,220		$	29,067		$	62,129		$	58,287
(Benefit) provision for credit losses		(3,767	)		703			5,353			526			1,196			560			(3,064	)		1,756
Net interest income after provision		34,933			30,260			25,023			29,103			28,024			28,507			65,193			56,531
Noninterest income		92,816			85,182			83,671			84,936			90,782			84,595			177,998			175,377
Noninterest expense		81,125			79,930			86,822			83,910			76,618			79,047			161,055			155,665
Income before taxes		46,624			35,512			21,872			30,129			42,188			34,055			82,136			76,243
Income tax expense and TE adjustment		17,624			13,424			8,267			11,389			15,947			12,873			31,048			28,820
Net income	$	29,000		$	22,088		$	13,605		$	18,740		$	26,241		$	21,182		$	51,088		$	47,423
Average assets	$	3,681		$	3,625		$	3,600		$	3,477		$	3,356		$	3,295		$	3,653		$	3,326
Average equity		447			448			455			456			453			450			447			452
Average core deposits		1,975			1,947			1,861			1,807			1,888			1,943			1,961			1,915
Average total deposits		2,137			2,076			2,001			1,941			2,018			2,070			2,107			2,044
Return on average assets		3.16	%		2.47	%		1.50	%		2.14	%		3.14	%		2.61	%		2.82	%		2.88	%
Return on average equity		26.02			20.01			11.86			16.32			23.23			19.08			23.03			21.18
Efficiency ratio		65.43			68.82			76.13			73.24			63.85			69.55			67.07			66.62
Parent and Other
Net interest expense (TE)	($	73,466	)	($	67,093	)	($	73,882	)	($	74,812	)	($	93,443	)	($	104,747	)	($	140,559	)	($	198,190	)
Benefit related to credit losses		(8,431	)		(11,025	)		(14,249	)		(515	)		(14,410	)		(8,541	)		(19,456	)		(22,951	)
Net interest expense after provision		(65,035	)		(56,068	)		(59,633	)		(74,297	)		(79,033	)		(96,206	)		(121,103	)		(175,239	)
Noninterest income		44,812			94,847			31,293			36,653			89,373			78,496			139,659			167,869
Noninterest expense		124,383			99,535			245,579			114,621			162,904			175,890			223,918			338,794
Loss before taxes		(144,606	)		(60,756	)		(273,919	)		(152,265	)		(152,564	)		(193,600	)		(205,362	)		(346,164	)
Income tax benefit and TE adjustment		(84,161	)		(66,715	)		(151,639	)		(77,572	)		(97,922	)		(85,903	)		(150,876	)		(183,825	)
Net (loss) income	($	60,445	)	$	5,959		($	122,280	)	($	74,693	)	($	54,642	)	($	107,697	)	($	54,486	)	($	162,339	)
Unusual items (pretax)
Straight-line operating lease rent adjustment		—			—			—			—			—		($	28,997	)		—		($	28,997	)
Severance and related charges	($	8,588	)	($	3,706	)	($	49,129	)	($	5,431	)	($	5,138	)		(8,215	)	($	12,294	)		(13,353	)
Charitable Foundation contribution		—			—			(29,945	)		—			—			—			—			—
Principal investment losses		(6,000	)		—			—			—			—			—			(6,000	)		—
UAL Guarantee reversal		3,527			31,333			—			—			—			—			34,860			—
Gain (loss) on the securitization of automobile receivables		—			3,464			(28,708	)		—			—			—			3,464			—
Auto lease residual recovery		—			—			—			20,577			1,774			—			—			1,774
Bank stock fund gains (losses)		1			11,122			2,943			(404	)		2,122			8,479			11,123			10,601
Total	($	11,060	)	$	42,213		($	104,839	)	$	14,742		($	1,242	)	($	28,733	)	$	31,153		($	29,975	)
Unusual items (after tax)
Straight-line operating lease rent adjustment		—			—			—			—			—		($	18,848	)		—		($	18,848	)
Severance and related charges	($	5,582	)	($	2,409	)	($	31,934	)	($	3,530	)	($	3,341	)		(5,341	)	($	7,991	)		(8,682	)
Charitable Foundation contribution		—			—			(19,464	)		—			—			—			—			—
Tax accrual adjustments		3,220			5,855			24,664			(11,259	)		—			(15,669	)		9,075			(15,669	)
Principal investment losses		(3,900	)		—			—			—			—			—			(3,900	)		—
UAL Guarantee reversal		2,293			20,367			—			—			—			—			22,660			—
Gain (loss) on the securitization of automobile receivables		—			2,252			(18,661	)		—			—			—			2,252			—
Auto lease residual recovery		—			—			—			13,375			1,153			—			—			1,153
Bank stock fund gains (losses)		1			7,229			1,914			(263	)		1,379			5,511			7,230			6,890
Total	($	3,968	)	$	33,294		($	43,481	)	($	1,677	)	($	809	)	($	34,347	)	$	29,326		($	35,156	)
Average assets	$	12,526		$	12,654		$	13,714		$	15,122		$	15,724		$	16,623		$	12,590		$	16,171
Average core deposits		246			(55	)		(196	)		129			402			834			98			616
Average total deposits		5,906			7,423			8,239			10,012			7,217			9,448			6,661			8,327

34

Unaudited

National City Corporation
LINE OF BUSINESS RESULTS
($ in thousands, except average balances in millions)

	2006						2005												YTD
	2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr			2006			2005
Consolidated
Net interest income (TE)	$	1,167,563		$	1,183,780		$	1,191,948		$	1,207,110		$	1,170,479		$	1,156,937		$	2,351,343		$	2,327,416
Provision for credit losses		59,917			27,043			131,868			55,452			25,827			70,447			86,960			96,274
Net interest income after provision		1,107,646			1,156,737			1,060,080			1,151,658			1,144,652			1,086,490			2,264,383			2,231,142
Noninterest income		784,081			655,647			777,260			746,423			981,028			799,608			1,439,728			1,780,636
Noninterest expense		1,175,967			1,142,312			1,271,100			1,158,051			1,181,393			1,144,766			2,318,279			2,326,159
Income before taxes		715,760			670,072			566,240			740,030			944,287			741,332			1,385,832			1,685,619
Income tax expense and TE adjustment		242,834			211,265			168,111			262,199			319,160			257,190			454,099			576,350
Net income	$	472,926		$	458,807		$	398,129		$	477,831		$	625,127		$	484,142		$	931,733		$	1,109,269
Unusual items (pretax)
Auto lease residual recovery		—			—			—		$	20,577		$	1,774			—			—		$	1,774
Gain (loss) on the securitization of automobile receivables		—		$	3,464		($	28,708	)		—			—			—		$	3,464			—
Gain on sale of commercial leases	$	25,659			—			—			—			—			—			25,659			—
Commercial lease residual recovery		—			—			—			4,903			—			—			—			—
Principal investment gains (losses)		24,430			33,825			24,189			13,537			9,107		$	10,323			58,255			19,430
UAL Guarantee reversal		3,527			31,333			—			—			—			—			34,860			—
Straight-line operating lease rent adjustment		—			—			—			—			—			(28,997	)		—			(28,997	)
Severance and related charges, net		(8,588	)		(3,706	)		(49,129	)		(5,431	)		(5,138	)		(8,215	)		(12,294	)		(13,353	)
Gain on sale of Madison Bank & Trust		—			—			—			16,001			—			—			—			—
Charitable Foundation contribution		—			—			(29,945	)		—			—			—			—			—
Changes in MSR model and assumptions		(55,983	)		—			—			—			(20,259	)		59,363			(55,983	)		39,104
Bank stock fund gains (losses)		1			11,122			2,943			(404	)		2,122			8,479			11,123			10,601
Total	($	10,954	)	$	76,038		($	80,650	)	$	49,183		($	12,394	)	$	40,953		$	65,084		$	28,559
Unusual items (after tax)
Auto lease residual recovery		—			—			—		$	13,375		$	1,153			—			—		$	1,153
Gain (loss) on the securitization of automobile receivables		—		$	2,252		($	18,661	)		—			—			—		$	2,252			—
Gain on sale of commercial leases	$	16,678			—			—			—			—			—			16,678			—
Commercial lease residual recovery		—			—			—			3,187			—			—			—			—
Principal investment gains (losses)		15,880			21,986			15,723			8,799			5,919		$	6,710			37,866			12,629
UAL Guarantee reversal		2,293			20,367			—			—			—			—			22,660			—
Straight-line operating lease rent adjustment		—			—			—			—			—			(18,848	)		—			(18,848	)
Severance and related charges, net		(5,582	)		(2,409	)		(31,934	)		(3,530	)		(3,341	)		(5,341	)		(7,991	)		(8,682	)
Gain on sale of Madison Bank & Trust Co.		—			—			—			10,401			—			—			—			—
Charitable Foundation contribution		—			—			(19,464	)		—			—			—			—			—
Changes in MSR model and assumptions		(36,389	)		—			—			—			(13,168	)		38,586			(36,389	)		25,418
Tax accrual adjustments		3,220			5,855			24,664			(11,259	)		—			(2,569	)		9,075			(2,569	)
Bank stock fund gains (losses)		1			7,229			1,914			(263	)		1,379			5,511			7,230			6,890
Total	($	3,899	)	$	55,280		($	27,758	)	$	20,710		($	8,058	)	$	24,049		$	51,381		$	15,991
Average assets	$	140,019		$	139,396		$	142,983		$	144,967		$	139,673		$	138,516		$	139,710		$	139,098
Average equity		12,565			12,468			12,549			12,980			12,752			12,779			12,517			12,765
Average core deposits		69,434			67,979			68,160			68,462			67,728			67,109			68,711			67,420
Average total deposits		82,807			82,987			84,018			84,759			80,622			81,522			82,897			81,070
Return on average assets		1.35	%		1.33	%		1.10	%		1.31	%		1.80	%		1.42	%		1.34	%		1.61	%
Return on average total equity		15.10			14.92			12.59			14.61			19.66			15.37			15.01			17.52
Efficiency ratio		60.29			62.50			64.85			59.25			55.03			58.94			61.36			56.89

35

Unaudited
National City Corporation

Monthly Financial Trends
CONSOLIDATED SELECTED AVERAGE BALANCES
($ in millions)

	June		May		April		March		February		January		December		November		October		September		August		July		June
	2006		2006		2006		2006		2006		2006		2005		2005		2005		2005		2005		2005		2005
ASSETS
Available for sale securities, at cost	$	7,854	$	7,889	$	7,661	$	7,635	$	7,744	$	7,779	$	7,796	$	7,698	$	7,478	$	7,409	$	7,447	$	7,493	$	7,582
Portfolio loans:
Commercial	$	29,045	$	28,656	$	28,429	$	27,644	$	27,447	$	27,355	$	27,437	$	27,586	$	27,326	$	27,437	$	27,375	$	27,467	$	27,542
Commercial construction		3,585		3,520		3,415		3,410		3,456		3,414		3,340		3,295		3,202		3,077		3,058		3,112		3,056
Commercial real estate		12,197		12,119		11,981		11,922		11,964		12,175		12,254		12,064		12,138		12,036		12,142		12,027		11,758
Residential real estate		31,368		31,842		32,225		32,890		33,118		32,774		32,672		32,809		32,882		33,459		33,872		33,278		32,096
Home equity lines of credit		16,798		17,070		17,400		20,524		20,932		21,477		21,435		21,345		22,630		22,450		22,180		21,861		21,491
Credit card and other unsecured lines of credit		2,577		2,529		2,479		2,484		2,505		2,555		2,519		2,436		2,453		2,421		2,409		2,369		2,303
Other consumer		5,902		6,033		6,101		6,050		6,057		5,978		5,678		5,771		7,990		7,934		7,704		7,504		7,615
Total portfolio loans	$	101,472	$	101,769	$	102,030	$	104,924	$	105,479	$	105,728	$	105,335	$	105,306	$	108,621	$	108,814	$	108,740	$	107,618	$	105,861
Loans held for sale or securitization:
Commercial	$	100	$	66	$	39	$	13	$	11	$	11	$	14	$	33	$	27	$	17	$	25	$	12	$	9
Commercial real estate		107		108		213		136		47		73		121		174		72		49		66		136		197
Residential real estate:
National City Mortgage		5,850		5,825		5,605		5,220		5,327		6,014		6,784		7,069		7,442		8,271		8,334		8,277		7,360
First Franklin		3,133		2,693		2,481		2,278		2,061		2,603		2,642		2,920		3,408		3,314		2,688		2,665		2,488
National Home Equity		652		592		427		258		124		—		—		—		—		—		—		—		—
Total residential real estate loans held for sale		9,635		9,110		8,513		7,756		7,512		8,617		9,426		9,989		10,850		11,585		11,022		10,942		9,848
Automobile loans		—		—		—		—		—		—		—		2,178		—		—		—		—		—
Credit card loans		—		—		—		398		425		425		415		207		—		—		426		420		214
Home equity lines of credit		3,746		3,574		3,055		407		613		—		—		—		47		—		—		—		—
Student loans		4		3		4		4		4		4		4		3		4		8		6		2		—
Total loans held for sale or securitization	$	13,592	$	12,861	$	11,824	$	8,714	$	8,612	$	9,130	$	9,980	$	12,584	$	11,000	$	11,659	$	11,545	$	11,512	$	10,268
LIABILITIES
Deposits:
Noninterest bearing	$	16,960	$	16,861	$	17,355	$	16,830	$	16,607	$	16,844	$	17,606	$	17,809	$	17,844	$	18,336	$	18,905	$	18,865	$	18,483
NOW and money market accounts		28,865		28,731		29,023		28,603		28,201		28,282		28,401		28,115		27,963		28,046		28,237		28,409		28,522
Savings accounts		2,012		2,038		2,077		2,098		2,089		2,128		2,172		2,185		2,211		2,250		2,303		2,356		2,402
Consumer time		21,671		21,534		21,188		20,959		20,684		20,574		20,370		20,115		19,688		19,567		19,332		18,770		18,479
Core deposits		69,508		69,164		69,643		68,490		67,581		67,828		68,549		68,224		67,706		68,199		68,777		68,400		67,886
Other		5,249		6,167		6,136		6,453		6,553		6,612		6,863		6,753		7,253		7,352		7,105		6,612		6,190
Foreign		8,696		7,383		6,478		6,771		8,976		9,709		7,729		9,479		9,510		8,680		9,612		9,523		7,569
Total deposits	$	83,453	$	82,714	$	82,257	$	81,714	$	83,110	$	84,149	$	83,141	$	84,456	$	84,469	$	84,231	$	85,494	$	84,535	$	81,645
Federal funds borrowed and security repurchase agreements	$	5,759	$	4,773	$	4,811	$	5,684	$	5,891	$	6,988	$	7,541	$	8,986	$	7,953	$	7,645	$	8,200	$	8,072	$	6,353
Borrowed funds		2,373		3,602		2,298		1,968		2,635		1,981		3,059		2,401		3,124		3,585		1,514		1,318		2,232
Long-term debt		32,925		32,940		33,402		33,128		31,374		30,622		31,452		31,394		32,501		33,105		33,094		33,311		33,663
Memo:
Noninterest bearing escrow balances	$	4,218	$	4,006	$	4,031	$	3,824	$	3,620	$	3,506	$	4,136	$	4,346	$	4,555	$	4,790	$	5,157	$	4,944	$	4,603
Interest bearing escrow balances		209		190		183		162		154		156		159		152		134		132		152		129		147
Noninterest bearing deposits excluding escrow balances		12,742		12,855		13,324		13,006		12,987		13,338		13,470		13,463		13,289		13,546		13,748		13,921		13,880
Core deposits excluding escrow balances		65,081		64,968		65,429		64,504		63,807		64,166		64,254		63,726		63,017		63,277		63,468		63,327		63,136

36

Unaudited
National City Corporation
Monthly Financial Trends

CAPITALIZATION (Period End)
(In millions, except per share data)

	June			May			April			March			February			January			December			November			October			September			August			July			June
	2006			2006			2006			2006			2006			2006			2005			2005			2005			2005			2005			2005			2005
COMMON STOCK ROLLFORWARD
Beginning balance		609.9			609.5			610.0			610.3			613.8			615.0			615.0			619.3			628.9			634.8			637.6			636.7			636.4
Shares issued under stock award plans		.9			1.9			.8			.9			1.3			.9			.5			.4			.1			.4			.7			1.4			.9
Shares issued for PRIDES conversions		—			—			—			—			—			—			—			—			—			—			.4			—			1.2
Shares repurchased under repurchase authorizations		(5.6	)		(1.2	)		(.9	)		(1.0	)		(4.4	)		(2.1	)		(.4	)		(4.6	)		(9.7	)		(6.3	)		(3.9	)		—			(1.4	)
Shares exchanged for stock award plans		(.1	)		(.3	)		(.4	)		(.2	)		(.4	)		—			(.1	)		(.1	)		—			—			(.1	)		(.5	)		(.4	)
Other		—			—			—			—			—			—			—			—			—			—			.1			—			—
Ending Balance		605.1			609.9			609.5			610.0			610.3			613.8			615.0			615.0			619.3			628.9			634.8			637.6			636.7
COMMON STOCK REPURCHASE ACTIVITY
Number of common shares repurchased		5.6			1.2			.9			1.0			4.4			2.1			.4			4.6			9.7			6.3			3.9			—			1.4
Average price per share of repurchased common shares	$	36.12		$	37.00		$	34.92		$	34.62		$	34.05		$	33.96		$	33.78		$	32.70		$	32.64		$	34.79		$	36.12			—		$	33.85
Total cost	$	204.3		$	44.4		$	30.6		$	35.8		$	149.6		$	70.7		$	14.0		$	150.4		$	315.5		$	216.2		$	142.4			—		$	49.0
Common shares remaining under authorization		18.4			24.0			25.2			26.1			27.1			31.5			33.6			34.0			38.6			8.3			14.6			18.5			18.5
Shares outstanding:
Average basic		608.9			610.3			609.8			609.6			610.9			615.1			615.1			615.7			623.8			633.0			637.3			637.2			636.8
Average diluted		617.5			619.4			617.7			617.7			618.6			622.7			622.8			622.8			630.4			641.6			646.5			645.9			644.0

FULL-TIME EQUIVALENT EMPLOYEES BY LINE OF BUSINESS⁽¹⁾

	June		May		April		March		February		January		December		November		October		September		August		July		June
	2006		2006		2006		2006		2006		2006		2005		2005		2005		2005		2005		2005		2005
Line of business staff:
Consumer and Small Business Financial Services		12,692		12,482		12,495		12,488		12,418		12,437		12,315		12,274		12,359		12,700		12,916		12,917		12,980
Wholesale Banking		2,359		2,364		2,369		2,377		2,373		2,409		2,415		2,425		2,416		2,415		2,415		2,402		2,388
National City Mortgage		7,088		7,268		7,344		7,305		7,345		7,352		7,673		7,703		7,749		7,831		7,929		7,956		7,956
National Consumer Finance
First Franklin Financial Corporation		2,451		2,390		2,390		2,406		2,432		2,412		2,571		2,676		2,681		2,716		2,733		2,696		2,598
National City Home Loan Services		579		560		554		518		510		517		510		510		447		442		437		413		398
National Home Equity		469		468		474		484		488		494		503		504		507		514		526		517		497
Other(2)		78		128		129		133		133		134		138		146		147		149		150		148		144
Total National Consumer Finance		3,577		3,546		3,547		3,541		3,563		3,557		3,722		3,836		3,782		3,821		3,846		3,774		3,637
Asset Management		1,518		1,525		1,532		1,520		1,511		1,502		1,506		1,526		1,519		1,518		1,538		1,551		1,568
Corporate support staff(3)		6,717		6,598		6,575		6,617		6,596		6,602		6,639		6,706		6,763		6,848		6,931		6,998		6,964
Total Employees		33,951		33,783		33,862		33,848		33,806		33,859		34,270		34,470		34,588		35,133		35,575		35,598		35,493

(1)	Represents period-end, active, full-time equivalent employees
(2)	Includes National City Warehouse Resources and National Recreation Finance
(3)	Personnel expense associated with corporate staff are allocated to the lines of business either directly based on usage or indirectly as part of the general overhead allocation process

37

Unaudited
National City Corporation
Monthly Financial Trends
CONSUMER AND SMALL BUSINESS FINANCIAL SERVICES PERFORMANCE MEASURES
($ in millions)

	June		May		April		March		February		January		December		November		October		September		August		July		June
	2006		2006		2006		2006		2006		2006		2005		2005		2005		2005		2005		2005		2005
Average Total Deposits(1)	$	56,151	$	55,776	$	56,028	$	55,498	$	54,770	$	54,694	$	54,951	$	54,463	$	53,912	$	53,909	$	53,893	$	53,651	$	53,437
DEPOSIT ACCOUNT METRICS(1) (2)
Personal Deposits:
Noninterest Bearing Checking
Average total balance	$	3,084	$	3,117	$	3,306	$	3,252	$	3,210	$	3,147	$	3,135	$	3,096	$	3,136	$	3,187	$	3,192	$	3,284	$	3,265
Number of accounts(3)		1,717		1,711		1,715		1,726		1,733		1,737		1,737		1,747		1,759		1,765		1,770		1,762		1,764
Interest Bearing Checking
Average total balance	$	8,111	$	8,097	$	8,326	$	8,098	$	7,929	$	8,010	$	8,035	$	7,900	$	7,852	$	7,869	$	7,888	$	7,961	$	7,999
Number of accounts(3)		1,061		1,044		1,025		1,008		991		979		969		961		947		938		922		909		897
Money Market Savings
Average total balance	$	13,729	$	13,722	$	13,697	$	13,683	$	13,556	$	13,481	$	13,376	$	13,261	$	13,259	$	13,349	$	13,538	$	13,711	$	13,769
Number of accounts(3)		888		869		851		836		815		794		779		768		757		748		739		728		710
Regular savings
Average total balance	$	1,764	$	1,793	$	1,819	$	1,833	$	1,815	$	1,839	$	1,864	$	1,896	$	1,924	$	1,956	$	2,011	$	2,066	$	2,114
Number of accounts(3)		583		591		599		607		616		624		634		642		652		663		673		686		696
Business Deposits:
Average total balance	$	8,542	$	8,260	$	8,289	$	8,285	$	8,200	$	8,324	$	8,775	$	8,774	$	8,655	$	8,584	$	8,501	$	8,405	$	8,356
Number of accounts(3)		395		394		392		390		388		387		387		387		386		385		383		383		382
Time Deposits:
Average total balance	$	20,829	$	20,692	$	20,506	$	20,259	$	19,980	$	19,828	$	19,692	$	19,475	$	19,031	$	18,916	$	18,710	$	18,168	$	17,881
Number of accounts(3)		1,039		1,038		1,032		1,022		1,013		1,007		1,005		1,004		996		985		990		976		967
CONSUMER LOAN PRODUCTION METRICS (# of loans)(2)
Installment loan originations:
Home equity(4)		2,340		2,421		1,966		2,702		3,853		1,792		1,854		1,879		2,148		1,939		3,556		2,676		2,020
Other(5)		2,057		2,264		1,689		1,570		1,022		997		879		969		1,075		1,253		1,673		1,405		1,616
Home equity and other lines of credit		6,541		6,577		6,912		6,193		4,581		4,157		5,044		5,527		6,466		7,326		7,016		7,261		7,667
Total consumer loan originations		10,938		11,262		10,567		10,465		9,456		6,946		7,777		8,375		9,689		10,518		12,245		11,342		11,303
BANK BRANCHES AND OTHER
Total bank branches		1,245		1,243		1,231		1,230		1,230		1,227		1,220		1,220		1,221		1,217		1,216		1,220		1,221
ATMs		1,968		1,967		1,954		1,949		1,945		1,938		1,935		1,934		1,933		1,930		1,933		1,931		1,933
Online banking customers		1,462,992		1,421,577		1,390,907		1,359,249		1,328,120		1,298,121		1,276,855		1,261,859		1,242,613		1,224,089		1,197,112		1,163,100		1,135,539

(1)	Restated to reflect the reassignement of certain deposits with the Wholesale Banking line of business.
(2)	Excludes Education Finance and National City Card Services. Additionally, home equity loans generated by the National Home Equity division of the National Consumer Finance line of business are excluded from the consumer loan production metrics.
(3)	Represents period-end number of accounts in thousands.
(4)	Represents closed-end home equity installment loans included in real estate residential portfolio loans on the consolidated balance sheet.
(5)	Represents other secured installment loans. Periods prior to 2006 also included automobile, truck, boat, and recreational vehicle loans.

38

Unaudited
National City Corporation
Monthly Financial Trends
ASSET MANAGEMENT PERFORMANCE MEASURES
($ in millions)

	June			May			April			March			February			January			December		November			October			September			August			July			June
	2006			2006			2006			2006			2006			2006			2005		2005			2005			2005			2005			2005			2005
ASSETS UNDER ADMINISTRATION
Managed assets:
Value at beginning of period	$	61,230		$	62,131		$	62,669		$	66,748		$	66,047		$	65,010		$	64,290	$	63,914		$	65,084		$	64,831		$	64,298		$	63,288		$	63,235
Estimated change due to market impact		(551	)		(594	)		452			939			6			1,039			316		1,146			(488	)		243			(122	)		821			228
Other activity, net		(1,462	)		(307	)		(990	)		(5,018	)		695			(2	)		404		(770	)		(682	)		10			655			189			(175	)
Value at end of period		59,217			61,230			62,131			62,669			66,748			66,047			65,010		64,290			63,914			65,084			64,831			64,298			63,288
Non-managed assets:
Value at beginning of period		48,633			48,404			48,018			43,340			43,487			42,750			42,229		41,546			42,151			42,439			43,020			42,239			42,383
Estimated change due to market impact		(168	)		(192	)		456			306			(14	)		934			269		896			(713	)		(299	)		(159	)		1,128			(24	)
Other activity, net		(204	)		421			(70	)		4,372			(133	)		(197	)		252		(213	)		108			11			(422	)		(347	)		(120	)
Value at end of period		48,261			48,633			48,404			48,018			43,340			43,487			42,750		42,229			41,546			42,151			42,439			43,020			42,239
Total assets at end of period	$	107,478		$	109,863		$	110,535		$	110,687		$	110,088		$	109,534		$	107,760	$	106,519		$	105,460		$	107,235		$	107,270		$	107,318		$	105,527
Proprietary mutual fund assets (included above)	$	11,848		$	11,833		$	11,828		$	12,198		$	12,078		$	12,040		$	12,213	$	11,567		$	11,653		$	11,900		$	11,953		$	11,936		$	12,254

NATIONAL CITY MORTGAGE STATISTICS
($ in millions)

	June			May			April			March			February			January			December			November			October			September			August			July			June
	2006			2006			2006			2006			2006			2006			2005			2005			2005			2005			2005			2005			2005
ORIGINATION AND SALES DATA
Applications(1)	$	5,979		$	6,508		$	6,017		$	7,137		$	5,517		$	5,648		$	4,579		$	6,029		$	6,330		$	7,244		$	8,023		$	8,113		$	9,956
Percentage of applications represented by refinances		46	%		46	%		45	%		47	%		49	%		53	%		53	%		50	%		53	%		55	%		52	%		52	%		56	%
Originations:
Retail	$	2,625		$	2,571		$	2,294		$	2,398		$	1,994		$	1,803		$	2,253		$	2,462		$	2,710		$	2,828		$	3,378		$	3,078		$	3,346
Wholesale		1,343			1,336			1,260			1,438			1,138			1,107			1,444			1,392			1,790			2,118			2,705			2,511			2,370
Less: portfolio loan originations(2)		(404	)		(408	)		(427	)		(430	)		(373	)		(334	)		(395	)		(423	)		(465	)		(460	)		(584	)		(494	)		(583	)
Total originations for sale	$	3,564		$	3,499		$	3,127		$	3,406		$	2,759		$	2,576		$	3,302		$	3,431		$	4,035		$	4,486		$	5,499		$	5,095		$	5,133
Percentage of originations represented by refinances		43	%		46	%		48	%		50	%		55	%		55	%		48	%		51	%		54	%		51	%		53	%		51	%		47	%
Loan Sales:
Loans sold servicing retained	$	2,868		$	2,549		$	2,167		$	2,198		$	3,028		$	3,010		$	3,347		$	2,863		$	4,579		$	4,558		$	4,382		$	4,174		$	4,065
Loans sold servicing released		235			237			266			258			161			108			202			242			164			177			159			162			163
Total loan sales	$	3,103		$	2,786		$	2,433		$	2,456		$	3,189		$	3,118		$	3,549		$	3,105		$	4,743		$	4,735		$	4,541		$	4,336		$	4,228
SERVICING DATA
Mortgage loans serviced for third parties	$	161,096		$	160,652		$	160,777		$	160,983		$	161,380		$	160,441		$	159,580		$	159,040		$	159,230		$	158,039		$	157,067		$	157,159		$	156,938

(1)	Includes loans originated for sale and to be held in portfolio
(2)	Primarily represents home equity loans originated for the National Home Equity business unit

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Unaudited
National City Corporation
Monthly Financial Trends
FIRST FRANKLIN STATISTICS(1)
($ in millions)

	June			May			April			March			February			January			December			November			October			September			August			July			June
	2006			2006			2006			2006			2006			2006			2005			2005			2005			2005			2005			2005			2005
ORIGINATION AND SALES DATA
Applications(2)	$	4,583		$	4,137		$	3,348		$	3,633		$	3,233		$	3,123		$	3,605		$	3,711		$	4,100		$	4,737		$	4,811		$	4,665		$	5,813
Originations:
Total loan originations	$	2,696		$	2,290		$	1,790		$	2,036		$	1,777		$	1,765		$	2,327		$	2,203		$	2,580		$	2,764		$	3,005		$	3,017		$	3,430
Less: portfolio loan originations		(1	)		—			—			(222	)		(199	)		(459	)		(223	)		(654	)		(560	)		(295	)		(319	)		(1,244	)		(1,388	)
Total originations for sale	$	2,695		$	2,290		$	1,790		$	1,814		$	1,578		$	1,306		$	2,104		$	1,549		$	2,020		$	2,469		$	2,686		$	1,773		$	2,042
Percentage of originations represented by refinances		24	%		27	%		29	%		31	%		34	%		36	%		32	%		33	%		33	%		27	%		29	%		28	%		28	%
Weighted-average note rate		8.29	%		8.29	%		8.23	%		8.19	%		8.14	%		8.10	%		8.00	%		7.83	%		7.52	%		7.37	%		7.25	%		6.99	%		6.96	%
Weighted-average credit score(3)		652			649			653			654			651			652			655			652			654			657			658			659			658
Sales to third parties:
Loans sold servicing retained	$	464		$	1,682		$	2,089		$	1,192		$	1,400		$	1,623		$	2,071		$	1,530		$	3,020		$	3,219		$	415		$	1,944		$	1,481
Loans sold servicing released		1,928			—			—			—			—			—			—			—			—			—			—			—			—
Total Loan sales	$	2,392		$	1,682		$	2,089		$	1,192		$	1,400		$	1,623		$	2,071		$	1,530		$	3,020		$	3,219		$	415		$	1,944		$	1,481
Total loan sale revenue	$	59		$	25		$	29		$	26		$	23		$	11		$	29		$	18		$	23		$	7		$	14		$	20		$	30
PORTFOLIO STATISTICS(4)
Period-end portfolio balance	$	16,583		$	17,281		$	17,918		$	18,254		$	18,693		$	18,774		$	18,681		$	18,801		$	19,046		$	19,490		$	19,947		$	19,560		$	18,880
Weighted-average note rate		7.48	%		7.45	%		7.41	%		7.34	%		7.29	%		7.25	%		7.18	%		7.12	%		7.04	%		6.97	%		6.89	%		6.85	%		6.81	%
Weighted-average loan size	$	102,939		$	103,645		$	104,339		$	106,513		$	108,389		$	109,371		$	110,417		$	111,752		$	113,700		$	116,404		$	119,340		$	120,756		$	122,336
Weighted-average credit score(3)(5)		645			645			647			647			647			646			652			652			652			652			652			651			651
First-lien weighted-average loan-to-value ratio(6)		77.31	%		77.37	%		77.44	%		77.48	%		77.55	%		77.57	%		77.57	%		77.58	%		77.60	%		77.66	%		77.71	%		77.69	%		77.66	%
SERVICING DATA
Mortgage loans serviced for third parties	$	23,288		$	23,287		$	22,021		$	20,232		$	19,391		$	18,266		$	16,909		$	15,105		$	13,799		$	10,958		$	7,895		$	7,633		$	5,804

(1)	First Franklin loans are nonconforming residential real estate loans originated by First Franklin Financial Corp., a wholly-owned subsidiary of National City Corporation and a division of the National Consumer Finance line of business.
(2)	Includes loans originated for sale and to be held in portfolio
(3)	Represents the Fair Isaac Corporation FICO® score, a benchmark credit rating system used by most financial companies and National City Corporation. National City is not affiliated with Fair Isaac Corporation and obtains FICO® scores from third-party credit bureaus.
(4)	These loans are retained in the residential real estate portfolio.
(5)	Based upon most recent available FICO® score for borrowers. FICO® scores are updated quarterly.
(6)	Based upon period-end first-lien mortgage loan balance divided by the most recent obtained value of the underlying mortgaged property.

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