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Business Segments (Tables)
6 Months Ended
Sep. 30, 2025
Segment Reporting [Abstract]  
Financial Information by Business Segment
Customer Business
Retail
&
Digital
 Business
 Group
 

 Commercial
 Banking
&
Wealth Management
 Business
 Group
 Japanese
 Corporate &
 Investment
 Banking
 Business
 Group
 Global
 Commercial
 Banking
 Business
 Group
 Asset
 Management
 & Investor
 Services
 Business
 Group
 Global
 Corporate &
 Investment
 Banking
 Business
 Group
Total Global
 Markets
 Business
 Group
 Other  Total
(in billions)
Six months ended September 30, 2024:
       
Net revenue:¥456.0 ¥339.1 ¥502.8 ¥577.3 ¥244.4 ¥431.5 ¥2,551.1 ¥356.6 ¥(4.1)¥2,903.6 
BK and TB(1):
190.3 227.7 406.2 19.8 67.7 382.7 1,294.4 226.1 42.5 1,563.0 
Net interest income149.3 123.5 253.0 19.8 12.6 206.3 764.5 54.2 86.5 905.2 
Net fees39.0 86.7 119.8 — 55.0 161.7 462.2 (12.0)(15.9)434.3 
Other2.0 17.5 33.4 — 0.1 14.7 67.7 183.9 (28.1)223.5 
Other than BK and TB265.7 111.4 96.6 557.5 176.7 48.8 1,256.7 130.5 (46.6)1,340.6 
Operating expenses(2)
326.5 210.6 189.0 302.3 175.5 211.8 1,415.7 158.8 34.6 1,609.1 
Operating profit (loss)¥129.5 ¥128.5 ¥313.8 ¥275.0 ¥68.9 ¥219.7 ¥1,135.4 ¥197.8 ¥(38.7)¥1,294.5 
Fixed assets(3)
¥250.7 ¥179.7 ¥165.5 ¥1.8 ¥21.3 ¥158.2 ¥777.2 ¥95.3 ¥492.7 ¥1,365.2 
Increase in fixed assets(4)
¥22.5 ¥17.3 ¥20.5 ¥0.3 ¥4.0 ¥10.6 ¥75.2 ¥10.7 ¥12.0 ¥97.9 
Depreciation(4)
¥15.9 ¥10.2 ¥20.4 ¥0.1 ¥3.9 ¥17.8 ¥68.3 ¥15.4 ¥6.5 ¥90.2 
Six months ended September 30, 2025:
Net revenue:¥515.9 ¥399.5 ¥523.9 ¥413.0 ¥284.2 ¥479.8 ¥2,616.3 ¥347.6 ¥(9.0)¥2,954.9 
BK and TB(1):
220.4 289.0 432.5 22.7 75.9 432.1 1,472.6 206.8 (9.4)1,670.0 
Net interest income175.2 176.5 263.5 22.7 18.8 210.3 867.0 44.2 13.0 924.2 
Net fees43.1 96.2 134.2 — 57.1 198.5 529.1 (8.2)(13.3)507.6 
Other2.1 16.3 34.8 — — 23.3 76.5 170.8 (9.1)238.2 
Other than BK and TB295.5 110.5 91.4 390.3 208.3 47.7 1,143.7 140.8 0.4 1,284.9 
Operating expenses(2)
378.2 223.3 199.5 231.5 206.0 231.0 1,469.5 160.7 49.9 1,680.1 
Operating profit (loss)¥137.7 ¥176.2 ¥324.4 ¥181.5 ¥78.2 ¥248.8 ¥1,146.8 ¥186.9 ¥(58.9)¥1,274.8 
Fixed assets(3)
¥289.6 ¥194.8 ¥171.5 ¥2.3 ¥23.2 ¥157.4 ¥838.8 ¥87.7 ¥483.0 ¥1,409.5 
Increase in fixed assets(4)
¥39.7 ¥20.6 ¥21.3 ¥0.5 ¥3.7 ¥12.3 ¥98.1 ¥14.1 ¥10.0 ¥122.2 
Depreciation(4)
¥19.1 ¥12.1 ¥19.4 ¥0.2 ¥3.7 ¥17.2 ¥71.7 ¥11.5 ¥4.6 ¥87.8 
Notes:
(1)“BK and TB” is a sum of MUFG Bank on a stand-alone basis (BK) and Mitsubishi UFJ Trust and Banking on a stand-alone basis (TB).
(2)Operating expenses primarily includes salaries and employee benefits, outsourcing expenses, and amortization of intangible assets.
(3)Fixed assets in the above table are based on the financial information prepared in accordance with Japanese GAAP as adjusted in accordance with internal management accounting rules and practices, and the amounts correspond to premises and equipment-net, intangible assets-net and goodwill of BK and TB. Fixed assets of MUFG and other consolidated subsidiaries and Japanese GAAP consolidation adjustments amounting to ¥1,820.3 billion as of September 30, 2024 and ¥1,862.6 billion as of September 30, 2025, respectively, are not allocated to each business segment when determining the allocation of management resources and assessing performance and, therefore, such amounts are not included in the table above.
(4)These amounts are related to the fixed assets of BK and TB included in the table above.
Reconciliation of Operating Profit (Loss) from Segments to Condensed Consolidated Statements of Income
A reconciliation of operating profit and fixed assets under the internal management reporting system for the six months ended September 30, 2024 and 2025 above to income before income tax expense shown in the accompanying condensed consolidated statements of income and the total amount of premises and equipment-net, intangible assets-net and goodwill are as follows:
Starting from the fiscal year ended March 31, 2025, the fiscal year of Krungsri has been changed from the previous January to December period to an April to March period for consolidation purposes. In connection with this change, the operating profit prepared in accordance with Japanese GAAP includes Krungsri's operating profit for nine months, while the income before income tax expense prepared in accordance with U.S. GAAP includes Krungsri's income before income tax expense for six months. The adjustment for the difference between the two is included in Other – net.
Six months ended
September 30,
20242025
(in billions)
Operating profit:¥1,295 ¥1,275 
Provision for credit losses
(129)(32)
Foreign exchange gains—net
173 120 
Trading account gains (losses)—net
425 (412)
Equity investment securities gains (losses)—net(493)503 
Debt investment securities losses—net
(13)(86)
Equity in earnings of equity method investees—net316 391 
Impairment of goodwill— (38)
Reversal of off-balance sheet credit instruments26 
Other—net(231)(62)
Income before income tax expense
¥1,344 ¥1,685 
Fixed assets:¥1,365 ¥1,410 
U.S. GAAP adjustments and other1,594 1,641 
Premises and equipment-net, Intangible assets-net and Goodwill¥2,959 ¥3,051