Obligations under Guarantees and Other Off-balance Sheet Instruments (Tables)

12 Months Ended

Mar. 31, 2024

Guarantee Obligations And Other Off Balance Sheet Instruments [Abstract]

Contractual or Notional Amounts of Guarantees with Amount by Expiration Period

The contractual or notional amounts summarized in the following table do not necessarily bear any direct relationship to the future actual credit exposure, primarily because of risk management techniques of the MUFG Group.

	Maximum  potential/  Contractual  or Notional  amount		Amount by expiration period
At March 31, 2023:			1 year  or less		1-5 years		Over  5 years
	(in billions)
Standby letters of credit and financial guarantees	¥	4,975	¥	4,047	¥	743	¥	185
Performance guarantees	4,179		3,100		930		149
Derivative instruments(1)	48,363		22,197		16,036		10,130
Liabilities of trust accounts	17,139		8,780		798		7,561
Other	85		15		70		—
Total	¥	74,741	¥	38,139	¥	18,577	¥	18,025
	Maximum  potential/  Contractual  or Notional  amount		Amount by expiration period
At March 31, 2024:			1 year  or less		1-5 years		Over  5 years
	(in billions)
Standby letters of credit and financial guarantees	¥	5,320	¥	4,330	¥	823	¥	167
Performance guarantees	4,770		3,598		1,005		167
Derivative instruments(1)	51,046		22,233		18,100		10,713
Liabilities of trust accounts	19,938		12,502		738		6,698
Other	40		38		2		—
Total	¥	81,114	¥	42,701	¥	20,668	¥	17,745

Note:

(1)Credit derivatives sold by the MUFG Group are excluded from this presentation.

Maximum Potential Amount of Future Payments Classified Based upon Internal Credit Ratings

Presented in the tables below is the maximum potential amount of future payments classified based upon internal credit ratings as of March 31, 2023 and 2024. The determination of the maximum potential future payments is based on the notional amount of the guarantees without consideration of possible recoveries under recourse provisions or from collateral held or pledged. Such amounts do not represent the anticipated losses, if any, on these guarantees.

			Amount by borrower grade
At March 31, 2023:	Maximum  potential/  Contractual  or Notional  amount		Normal		Close  Watch(1)		Likely to  become  Bankrupt  or Legally/  Virtually  Bankrupt(2)		Not  rated
	(in billions)
Standby letters of credit and financial guarantees	¥	4,975	¥	4,819	¥	78	¥	17	¥	61
Performance guarantees	4,179		4,066		53		29		31
Total	¥	9,154	¥	8,885	¥	131	¥	46	¥	92
			Amount by borrower grade
At March 31, 2024:	Maximum  potential/  Contractual  or Notional  amount		Normal		Close  Watch(1)		Likely to  become  Bankrupt  or Legally/  Virtually  Bankrupt(2)		Not  rated
	(in billions)
Standby letters of credit and financial guarantees	¥	5,320	¥	5,161	¥	123	¥	18	¥	18
Performance guarantees	4,770		4,668		44		29		29
Total	¥	10,090	¥	9,829	¥	167	¥	47	¥	47

Notes:

(1)Borrowers classified as Close Watch represent those that require close monitoring as the borrower has begun to exhibit elements of potential concern with respect to its business performance and financial condition, the borrower has begun to exhibit elements of serious concern with respect to its business performance and financial condition, including business problems requiring long-term solutions, or loans contractually past due 90 days or more for special reasons.

(2)Borrowers classified as Likely to become Bankrupt or Legally/Virtually Bankrupt represent those that have a higher probability of default than those categorized as Close Watch due to serious debt repayment problems with poor progress in achieving restructuring plans, the borrower being considered virtually bankrupt with no prospects for an improvement in business operations, or the borrower being legally bankrupt with no prospects for continued business operations because of non-payment, suspension of business, voluntary liquidation or filing for legal liquidation.

Contractual Amounts with Regard to Other Off-balance Sheet Instruments

The table below presents the contractual amounts with regard to the other off-balance sheet instruments at March 31, 2023 and 2024:

	2023		2024
	(in billions)
Commitments to extend credit	¥	88,631	¥	94,383
Commercial letters of credit	871		974
Commitments to make investments	705		674