Segment Information (Tables)

6 Months Ended

Jun. 30, 2022

The following tables present the Company's operating results by reportable segment:


	Three Months Ended June 30,
	2022						2021
	Property & Casualty		Other		Total		Property & Casualty		Other		Total

	(Amounts in millions)
Net premiums earned	$	980.3	$	7.2	$	987.5	$	919.5	$	7.3	$	926.8
Less:
Losses and loss adjustment expenses	823.0		3.8		826.8		653.6		3.6		657.2
Underwriting expenses	224.5		1.4		225.9		218.1		3.9		222.0
Underwriting (loss) gain	(67.2)		2.0		(65.2)		47.8		(0.2)		47.6
Investment income					38.6						31.0
Net realized investment (losses) gains					(241.9)						58.8
Other income					1.5						2.2
Interest expense					(4.3)						(4.2)
Pre-tax (loss) income					$	(271.3)					$	135.4
Net (loss) income					$	(210.7)					$	109.2


	Six Months Ended June 30,
	2022						2021
	Property & Casualty		Other		Total		Property & Casualty		Other		Total

	(Amounts in millions)
Net premiums earned	$	1,935.7	$	14.4	$	1,950.1	$	1,828.3	$	14.4	$	1,842.7
Less:
Losses and loss adjustment expenses	1,641.3		7.4		1,648.7		1,276.5		7.1		1,283.6
Underwriting expenses	453.7		4.7		458.4		445.1		6.7		451.8
Underwriting (loss) gain	(159.3)		2.3		(157.0)		106.7		0.6		107.3
Investment income					73.9						63.2
Net realized investment (losses) gains					(437.0)						100.5
Other income					4.1						5.4
Interest expense					(8.5)						(8.6)
Pre-tax (loss) income					$	(524.5)					$	267.8
Net (loss) income					$	(407.6)					$	216.2

The following tables present the Company’s net premiums earned and direct premiums written by reportable segment and line of insurance business:


	Three Months Ended June 30,
	2022						2021
	Property & Casualty		Other		Total		Property & Casualty		Other		Total

	(Amounts in millions)
Private passenger automobile	$	666.0	$	—	$	666.0	$	650.8	$	—	$	650.8
Homeowners	205.9		—		205.9		169.4		—		169.4
Commercial automobile	66.1		—		66.1		64.6		—		64.6
Other	42.3		7.2		49.5		34.7		7.3		42.0
Net premiums earned	$	980.3	$	7.2	$	987.5	$	919.5	$	7.3	$	926.8

Private passenger automobile	$	653.8	$	—	$	653.8	$	646.0	$	—	$	646.0
Homeowners	251.8		—		251.8		207.9		—		207.9
Commercial automobile	69.8		—		69.8		66.2		—		66.2
Other	50.3		8.4		58.7		43.3		9.5		52.8
Direct premiums written	$	1,025.7	$	8.4	$	1,034.1	$	963.4	$	9.5	$	972.9


	Six Months Ended June 30,
	2022						2021
	Property & Casualty		Other		Total		Property & Casualty		Other		Total

	(Amounts in millions)
Private passenger automobile	$	1,325.3	$	—	$	1,325.3	$	1,304.6	$	—	$	1,304.6
Homeowners	397.9		—		397.9		330.2		—		330.2
Commercial automobile	130.6		—		130.6		127.2		—		127.2
Other	81.9		14.4		96.3		66.3		14.4		80.7
Net premiums earned	$	1,935.7	$	14.4	$	1,950.1	$	1,828.3	$	14.4	$	1,842.7

Private passenger automobile	$	1,335.0			$	1,335.0	$	1,312.5	$	—	$	1,312.5
Homeowners	462.1				462.1		378.1		—		378.1
Commercial automobile	141.4				141.4		135.1		—		135.1
Other	98.6		15.2		113.8		84.3		16.3		100.6
Direct premiums written	$	2,037.1	$	15.2	$	2,052.3	$	1,910.0	$	16.3	$	1,926.3