Restructuring Costs (Tables)

9 Months Ended

Sep. 30, 2024

Restructuring and Related Activities [Abstract]

Schedule of Restructuring and Related Costs Incurred

The Company incurred costs related to these initiatives as follows:

	Three Months Ended September 30,				Nine Months Ended  September 30,
(In millions)	2024		2023		2024		2023
Risk and Insurance Services	$	22	$	26	$	73	$	89
Consulting	14		17		30		33
Corporate	18		9		37		48
Total	$	54	$	52	$	140	$	170

Schedule of Restructuring Activities

Details of the restructuring activity from January 1, 2023 through September 30, 2024, are as follows:

(In millions)	Severance		Real Estate Related Costs (a)		Information Technology		Consulting and Other Outside Services		Total
Liability at January 1, 2023	$	88	$	56	$	—	$	2	$	146
2023 charges	148		96		15		42		301
Cash payments	(147)		(69)		(13)		(42)		(271)
Non-cash charges	—		(44)		(2)		—		(46)
Liability at December 31, 2023	$	89	$	39	$	—	$	2	$	130
2024 charges	63		41		19		17		140
Cash payments	(123)		(34)		(19)		(19)		(195)
Non-cash charges	—		(9)		—		—		(9)
Liability at September 30, 2024	$	29	$	37	$	—	$	—	$	66

(a) Includes ROU and fixed asset impairments and other real estate related costs.