Claim, Claim Adjustment Expense and Future Policy Benefit Reserves (Tables)

12 Months Ended

Dec. 31, 2019

Reconciliation of Net Liability for Unpaid Claim and Claim Adjustment Expenses for Property and Casualty Operations to Amount Presented in Consolidated Balance Sheets

The table below reconciles the net liability for unpaid claim and claim adjustment expenses to the amount presented on the Consolidated Balance Sheets.

December 31	2019
(In millions)
Net liability for unpaid claim and claim adjustment expenses:
Property & Casualty Operations	$	14,153
Other Insurance Operations (a)		3,732
Total net claim and claim adjustment expenses		17,885
Reinsurance receivables: (b)
Property & Casualty Operations		1,617
Other Insurance Operations (c)		2,218
Total reinsurance receivables		3,835
Total gross liability for unpaid claims and claims adjustment expenses	$	21,720

(a) Other Insurance Operations amounts are primarily related to long term care claim reserves, which are long duration insurance contracts, but also include amounts related to unfunded structured settlements arising from short duration insurance contracts.

(b) Reinsurance receivables presented are gross of the allowance for uncollectible reinsurance and do not include reinsurance receivables related to paid losses.

(c) The Other Insurance Operations reinsurance receivables are primarily related to A&EP claims covered under the loss portfolio transfer (“LPT”).

Reconciliation of Claim and Claim Adjustment Expense Reserves

The following table presents a reconciliation between beginning and ending claim and claim adjustment expense reserves, including claim and claim adjustment expense reserves of Other Insurance Operations.

Year Ended December 31	2019			2018			2017
(In millions)
Reserves, beginning of year:
Gross	$	21,984		$	22,004		$	22,343
Ceded		4,019			3,934			4,094
Net reserves, beginning of year		17,965			18,070			18,249
Net incurred claim and claim adjustment expenses:
Provision for insured events of current year		5,356			5,358			5,201
Decrease in provision for insured events of prior years		(127	)		(179	)		(381	)
Amortization of discount		184			176			179
Total net incurred (a)		5,413			5,355			4,999
Net payments attributable to:
Current year events		(992	)		(1,046	)		(975	)
Prior year events		(4,584	)		(4,285	)		(4,366	)
Total net payments		(5,576	)		(5,331	)		(5,341	)
Foreign currency translation adjustment and other		83			(129	)		163
Net reserves, end of year		17,885			17,965			18,070
Ceded reserves, end of year		3,835			4,019			3,934
Gross reserves, end of year	$	21,720		$	21,984		$	22,004

(a) Total net incurred above does not agree to Insurance claims and policyholders’ benefits as reflected on the Consolidated Statements of Income due to amounts related to retroactive reinsurance deferred gain accounting, uncollectible reinsurance and benefit expenses related to future policy benefits, which are not reflected in the table above.

Schedule of Gross and Net Carried Claim and Claim Adjustment Expense ReservesSchedule of Gross and Net Carried Claim and Claim Adjustment Expense Reserves

The following tables present the gross and net carried reserves:

	Property		Other
	and Casualty		Insurance
December 31, 2019	Operations		Operations		Total
(In millions)
Gross Case Reserves	$	6,276	$	4,713	$	10,989
Gross IBNR Reserves		9,494		1,237		10,731
Total Gross Carried Claim and Claim Adjustment Expense Reserves	$	15,770	$	5,950	$	21,720
Net Case Reserves	$	5,645	$	3,533	$	9,178
Net IBNR Reserves		8,508		199		8,707
Total Net Carried Claim and Claim Adjustment Expense Reserves	$	14,153	$	3,732	$	17,885
December 31, 2018
Gross Case Reserves	$	6,671	$	4,724	$	11,395
Gross IBNR Reserves		9,287		1,302		10,589
Total Gross Carried Claim and Claim Adjustment Expense Reserves	$	15,958	$	6,026	$	21,984
Net Case Reserves	$	6,063	$	3,460	$	9,523
Net IBNR Reserves		8,290		152		8,442
Total Net Carried Claim and Claim Adjustment Expense Reserves	$	14,353	$	3,612	$	17,965

Details of the Net Prior Year Development in CNA's Property and Casualty Operations

The following table and discussion presents detail of the development in CNA’s Property & Casualty Operations:

Year Ended December 31	2019		2018		2017
(In millions)
Medical professional liability	$	75	$	47	$	30
Other professional liability and management liability		(69)		(127)		(126)
Surety		(92)		(70)		(84)
Commercial auto		(25)		1		(35)
General liability		54		32		(24)
Workers’ compensation		(13)		(32)		(63)
Other		(3)		(32)		(6)
Total pretax favorable development	$	(73)	$	(181)	$	(308)

Schedule of Net Prior Year Claim and Allocated Claim Adjustment Expense Reserve Development for Segment

The table below presents the net liability for unpaid claim and claim adjustment expenses, by line of business for Property & Casualty Operations:

December 31	2019
(In millions)
Medical professional liability	$	1,429
Other professional liability and management liability		2,739
Surety		369
Commercial auto		404
General liability		3,176
Workers’ compensation		3,932
Other		2,104
Total net liability for unpaid claim and claim adjustment expenses	$	14,153

Schedule of Historical Claims Duration

The table below presents information about average historical claims duration as of December 31, 2019 and is presented as required supplementary information, which is unaudited.

Average Annual Percentage Payout of Ultimate Net Incurred Claim and Allocated Claim Adjustment Expenses in Year:
	1			2			3			4			5			6			7			8			9			10			Total
Medical professional liability		3.8	%		20.0	%		24.3	%		19.4	%		12.4	%		7.8	%		5.1	%		3.1	%		1.1	%		0.8	%		97.8	%
Other professional liability and management liability		6.6			22.6			21.7			16.9			10.5			6.0			4.9			3.3			3.8			0.7			97.0
Surety (a)		20.0			44.5			21.0			4.4			2.2			0.9			(2.5	)		(1.1	)					1.6			91.0
Commercial auto		28.6			24.0			18.6			14.3			9.4			3.2			1.5			0.4									100.0
General liability		4.3			15.8			19.0			20.1			15.7			8.7			6.0			2.5			1.5			1.6			95.2
Workers’ compensation		14.1			21.4			13.9			10.3			7.0			3.7			2.9			2.7			1.4			0.8			78.2

(a) Due to the nature of the Surety business, average annual percentage payout of ultimate net incurred claim and allocated claim adjustment expenses has been calculated using only the payouts of mature accident years presented in the loss reserve development tables.

Schedule of Impact of Loss Portfolio Transfer on the Consolidated Statement of Operations

The following table presents the impact of the loss portfolio transfer on the Consolidated Statements of Income.

Year Ended December 31	2019			2018			2017
(In millions)
Additional amounts ceded under LPT:
Net A&EP adverse development before consideration of LPT	$	150		$	178		$	60
Provision for uncollectible third-party reinsurance on A&EP		(25	)		(16	)
Total additional amounts ceded under LPT		125			162			60
Retroactive reinsurance benefit recognized		(107	)		(114	)		(68	)
Pretax impact of deferred retroactive reinsurance	$	18		$	48		$	(8	)

Medical Professional Liability [Member]

Schedule of Net Incurred Claims and Allocated Claim Adjustment Expenses

																					December 31, 2019
Cumulative Net Incurred Claim and Allocated Claim Adjustment Expenses																							Cumulative
																							Number of
December 31	2010 (a)		2011 (a)		2012 (a)		2013 (a)		2014 (a)		2015 (a)		2016 (a)		2017 (a)		2018 (a)		2019		IBNR		Claims
(In millions, except reported claims data)
Accident Year
2010	$	402	$	412	$	423	$	426	$	415	$	395	$	365	$	360	$	356	$	369	$	1		14,624
2011				429		437		443		468		439		434		437		437		439		2		16,526
2012						464		469		508		498		493		484		493		499		8		17,724
2013								462		479		500		513		525		535		545		27		19,510
2014										450		489		537		530		535		529		16		19,723
2015												433		499		510		494		488		29		18,029
2016														427		487		485		499		63		15,823
2017																412		449		458		127		14,636
2018																		404		429		216		13,760
2019																				430		364		10,467
																		Total	$	4,685	$	853

Schedule of Net Cumulative Paid Claim and Claim Adjustment Expenses

Cumulative Net Paid Claim and Allocated Claim Adjustment Expenses
Accident Year
2010	$	10	$	86	$	173	$	257	$	306	$	326	$	337	$	346	$	350	$	353
2011				17		109		208		295		347		375		398		409		414
2012						14		117		221		323		388		427		457		479
2013								17		119		255		355		414		462		495
2014										23		136		258		359		417		472
2015												22		101		230		313		384
2016														18		121		246		339
2017																19		107		235
2018																		21		115
2019																				17
																		Total	$	3,303
Net liability for unpaid claim and allocated claim adjustment expenses for the accident years presented																			$	1,382
Net liability for unpaid claim and claim adjustment expenses for accident years prior to 2010																				22
Liability for unallocated claim adjustment expenses for accident years presented																				25
Total net liability for unpaid claim and claim adjustment expenses																			$	1,429

Schedule of Net Strengthening or (Releases) of Prior Accident Year Reserves

Net Strengthening (Releases) of Prior Accident Year Reserves
Years Ended
December 31																									Total
Accident Year
2010	$	10	$	11	$	3	$	(11	)	$	(20	)	$	(30	)	$	(5	)	$	(4	)	$	13		$	(33	)
2011				8		6		25			(29	)		(5	)		3			-			2			10
2012						5		39			(10	)		(5	)		(9	)		9			6			35
2013								17			21			13			12			10			10			83
2014											39			48			(7	)		5			(6	)		79
2015														66			11			(16	)		(6	)		55
2016																	60			(2	)		14			72
2017																				37			9			46
2018																							25			25
Total net development for the accident years presented above																	65			39			67
Total net development for accident years prior to 2010																	(28	)		9			6
Total unallocated claim adjustment expense development																	(7	)		(1	)		2
Total																$	30		$	47		$	75

(a)    Data presented for these calendar years is required supplemental information, which is unaudited.

Other Professional Liability and Management Liability [Member]

Schedule of Net Incurred Claims and Allocated Claim Adjustment Expenses

																					December 31, 2019
Cumulative Net Incurred Claim and Allocated Claim Adjustment Expenses																							Cumulative
																							Number of
December 31	2010 (a)		2011 (a)		2012 (a)		2013 (a)		2014 (a)		2015 (a)		2016 (a)		2017 (a)		2018 (a)		2019		IBNR		Claims
(In millions, except reported claims data)
Accident Year
2010	$	828	$	828	$	848	$	848	$	847	$	837	$	824	$	827	$	821	$	821	$	9		17,891
2011				880		908		934		949		944		911		899		888		885		21		18,738
2012						923		909		887		878		840		846		833		831		18		18,499
2013								884		894		926		885		866		863		850		45		17,928
2014										878		898		885		831		835		854		74		17,553
2015												888		892		877		832		807		120		17,390
2016														901		900		900		904		188		17,890
2017																847		845		813		308		18,015
2018																		850		864		460		19,468
2019																				837		714		16,722
																		Total	$	8,466	$	1,957

Schedule of Net Cumulative Paid Claim and Claim Adjustment Expenses

Cumulative Net Paid Claim and Allocated Claim Adjustment Expenses
Accident Year
2010	$	31	$	204	$	405	$	541	$	630	$	670	$	721	$	752	$	784	$	790
2011				71		314		503		605		683		726		781		796		828
2012						56		248		400		573		651		711		755		792
2013								54		249		447		618		702		754		771
2014										51		223		392		515		647		707
2015												60		234		404		542		612
2016														64		248		466		625
2017																57		222		394
2018																		54		282
2019																				64
																		Total	$	5,865
Net liability for unpaid claim and allocated claim adjustment expenses for the accident years presented																			$	2,601
Net liability for unpaid claim and claim adjustment expenses for accident years prior to 2010																				88
Liability for unallocated claim adjustment expenses for accident years presented																				50
Total net liability for unpaid claim and claim adjustment expenses																			$	2,739

Schedule of Net Strengthening or (Releases) of Prior Accident Year Reserves

Net Strengthening (Releases) of Prior Accident Year Reserves

Years Ended
December 31																										Total
Accident Year
2010	$	-	$	20	$	-		$	(1	)	$	(10	)	$	(13	)	$	3		$	(6	)	$	-		$	(7	)
2011				28		26			15			(5	)		(33	)		(12	)		(11	)		(3	)		5
2012						(14	)		(22	)		(9	)		(38	)		6			(13	)		(2	)		(92	)
2013									10			32			(41	)		(19	)		(3	)		(13	)		(34	)
2014												20			(13	)		(54	)		4			19			(24	)
2015															4			(15	)		(45	)		(25	)		(81	)
2016																		(1	)		-			4			3
2017																					(2	)		(32	)		(34	)
2018																								14			14
Total net development for the accident years presented above																		(92	)		(76	)		(38	)
Total net development for accident years prior to 2010																		(27	)		(44	)		(17	)
Total unallocated claim adjustment expense development																		(7	)		(7	)		(14	)
Total																	$	(126	)	$	(127	)	$	(69	)

(a) Data presented for these calendar years is required supplemental information, which is unaudited.

Surety [Member]

Schedule of Net Incurred Claims and Allocated Claim Adjustment Expenses

																					December 31, 2019
Cumulative Net Incurred Claim and Allocated Claim Adjustment Expenses																							Cumulative
																							Number of
December 31	2010 (a)		2011 (a)		2012 (a)		2013 (a)		2014 (a)		2015 (a)		2016 (a)		2017 (a)		2018 (a)		2019		IBNR		Claims
(In millions, except reported claims data)
Accident Year
2010	$	112	$	112	$	111	$	84	$	76	$	66	$	63	$	59	$	61	$	61	$	-		5,982
2011				120		121		116		87		75		70		66		62		62		2		5,813
2012						120		122		98		70		52		45		39		38		1		5,568
2013								120		121		115		106		91		87		83		3		5,062
2014										123		124		94		69		60		45		4		5,078
2015												131		131		104		79		63		11		4,976
2016														124		124		109		84		36		5,379
2017																120		115		103		54		5,496
2018																		114		108		76		5,451
2019																				119		102		3,549
																		Total	$	766	$	289

Schedule of Net Cumulative Paid Claim and Claim Adjustment Expenses

Cumulative Net Paid Claim and Allocated Claim Adjustment Expenses
Accident Year
2010	$	13	$	34	$	50	$	55	$	57	$	58	$	55	$	52	$	52	$	53
2011				19		42		55		58		60		60		56		57		57
2012						5		32		34		35		35		36		37		37
2013								16		40		69		78		78		78		77
2014										7		30		38		36		38		38
2015												7		26		38		40		42
2016														5		37		45		45
2017																23		37		41
2018																		5		25
2019																				12
																		Total	$	427
Net liability for unpaid claim and allocated claim adjustment expenses for the accident years presented																			$	339
Net liability for unpaid claim and claim adjustment expenses for accident years prior to 2010																				10
Liability for unallocated claim adjustment expenses for accident years presented																				20
Total net liability for unpaid claim and claim adjustment expenses																			$	369

Schedule of Net Strengthening or (Releases) of Prior Accident Year Reserves

Years Ended
December 31																											Total
Accident Year
2010	$	-	$	(1	)	$	(27	)	$	(8	)	$	(10	)	$	(3	)	$	(4	)	$	2		$	-		$	(51	)
2011				1			(5	)		(29	)		(12	)		(5	)		(4	)		(4	)		-			(58	)
2012							2			(24	)		(28	)		(18	)		(7	)		(6	)		(1	)		(82	)
2013										1			(6	)		(9	)		(15	)		(4	)		(4	)		(37	)
2014													1			(30	)		(25	)		(9	)		(15	)		(78	)
2015																-			(27	)		(25	)		(16	)		(68	)
2016																			-			(15	)		(25	)		(40	)
2017																						(5	)		(12	)		(17	)
2018																									(6	)		(6	)
Total net development for the accident years presented above																			(82	)		(66	)		(79	)
Total net development for accident years prior to 2010																			1			(4	)		(3	)
Total unallocated claim adjustment expense development																			(3	)		-			(10	)
Total																		$	(84	)	$	(70	)	$	(92	)

(a) Data presented for these calendar years is required supplemental information, which is unaudited.

Commercial Auto [Member]

Schedule of Net Incurred Claims and Allocated Claim Adjustment Expenses

																					December 31, 2019
Cumulative Net Incurred Claim and Allocated Claim Adjustment Expenses																							Cumulative
																							Number of
December 31	2010 (a)		2011 (a)		2012 (a)		2013 (a)		2014 (a)		2015 (a)		2016 (a)		2017 (a)		2018 (a)		2019		IBNR		Claims
(In millions, except reported claims data)
Accident Year
2010	$	267	$	283	$	287	$	291	$	298	$	293	$	289	$	288	$	288	$	288	$	1		48,035
2011				268		281		288		302		300		294		294		294		291		-		47,909
2012						275		289		299		303		307		299		299		297		3		46,288
2013								246		265		265		249		245		245		241		2		39,429
2014										234		223		212		205		205		201		3		33,622
2015												201		199		190		190		183		7		30,418
2016														198		186		186		186		7		30,414
2017																199		198		200		9		30,850
2018																		229		227		47		33,959
2019																				257		128		31,455
																		Total	$	2,371	$	207

Schedule of Net Cumulative Paid Claim and Claim Adjustment Expenses

Cumulative Net Paid Claim and Allocated Claim Adjustment Expenses
Accident Year
2010	$	74	$	141	$	203	$	246	$	271	$	281	$	286	$	287	$	287	$	287
2011				79		145		199		248		274		284		287		289		289
2012						78		160		220		259		282		285		290		291
2013								74		135		168		200		225		234		238
2014										64		102		137		166		187		196
2015												52		96		130		153		172
2016														52		93		126		154
2017																58		107		150
2018																		66		128
2019																				77
																		Total	$	1,982
Net liability for unpaid claim and allocated claim adjustment expenses for the accident years presented																			$	389
Net liability for unpaid claim and claim adjustment expenses for accident years prior to 2010																				1
Liability for unallocated claim adjustment expenses for accident years presented																				14
Total net liability for unpaid claim and claim adjustment expenses																			$	404

Schedule of Net Strengthening or (Releases) of Prior Accident Year Reserves

Net Strengthening (Releases) of Prior Accident Year Reserves

Years Ended
December 31																								Total
Accident Year
2010	$	16	$	4	$	4	$	7	$	(5	)	$	(4	)	$	(1	)	$	-		$	-		$	21
2011				13		7		14		(2	)		(6	)		-			-			(3	)		23
2012						14		10		4			4			(8	)		-			(2	)		22
2013								19		-			(16	)		(4	)		-			(4	)		(5	)
2014										(11	)		(11	)		(7	)		-			(4	)		(33	)
2015													(2	)		(9	)		-			(7	)		(18	)
2016																(12	)		-			-			(12	)
2017																			(1	)		2			1
2018																						(2	)		(2	)
Total net development for the accident years presented above																(41	)		(1	)		(20	)
Total net development for accident years prior to 2010																4			1			(4	)
Total unallocated claim adjustment expense development																2			1			(1	)
													Total		$	(35	)	$	1		$	(25	)

(a) Data presented for these calendar years is required supplemental information, which is unaudited.

General Liability [Member]

Schedule of Net Incurred Claims and Allocated Claim Adjustment Expenses

																					December 31, 2019
Cumulative Net Incurred Claim and Allocated Claim Adjustment Expenses																							Cumulative
																							Number of
December 31	2010 (a)		2011 (a)		2012 (a)		2013 (a)		2014 (a)		2015 (a)		2016 (a)		2017 (a)		2018 (a)		2019		IBNR		Claims
(In millions, except reported claims data)
Accident Year
2010	$	646	$	664	$	658	$	709	$	750	$	726	$	697	$	691	$	691	$	690	$	19		44,229
2011				591		589		631		677		676		681		670		669		667		20		39,361
2012						587		611		639		636		619		635		635		630		31		35,219
2013								650		655		650		655		613		623		620		27		33,570
2014										653		658		654		631		635		658		57		27,877
2015												581		576		574		589		600		73		23,834
2016														623		659		667		671		166		23,817
2017																632		632		632		226		21,114
2018																		653		644		408		17,889
2019																				680		602		12,916
																		Total	$	6,492	$	1,629

Schedule of Net Cumulative Paid Claim and Claim Adjustment Expenses

Cumulative Net Paid Claim and Allocated Claim Adjustment Expenses
Accident Year
2010	$	27	$	145	$	280	$	429	$	561	$	611	$	642	$	652	$	656	$	667
2011				28		148		273		411		517		568		602		622		638
2012						28		132		247		374		454		510		559		579
2013								31		128		240		352		450		510		551
2014										31		119		247		376		481		547
2015												19		110		230		357		446
2016														32		163		279		407
2017																23		118		250
2018																		33		107
2019																				25
																		Total	$	4,217
Net liability for unpaid claim and allocated claim adjustment expenses for the accident years presented																			$	2,275
Net liability for unpaid claim and claim adjustment expenses for accident years prior to 2010																				836
Liability for unallocated claim adjustment expenses for accident years presented																				65
Total net liability for unpaid claim and claim adjustment expenses																			$	3,176

Schedule of Net Strengthening or (Releases) of Prior Accident Year Reserves

Net Strengthening (Releases) of Prior Accident Year Reserves

Years Ended December 31																									Total
Accident Year
2010	$	18	$	(6	)	$	51	$	41	$	(24	)	$	(29	)	$	(6	)	$	-		$	(1	)	$	44
2011				(2	)		42		46		(1	)		5			(11	)		(1	)		(2	)		76
2012							24		28		(3	)		(17	)		16			-			(5	)		43
2013									5		(5	)		5			(42	)		10			(3	)		(30	)
2014											5			(4	)		(23	)		4			23			5
2015														(5	)		(2	)		15			11			19
2016																	36			8			4			48
2017																				-			-			-
2018																							(9	)		(9	)
Total net development for the accident years presented above																	(32	)		36			18
Total net development for accident years prior to 2010																	-			-			29
Total unallocated claim adjustment expense development																	8			(4	)		7
														Total		$	(24	)	$	32		$	54

Workers' Compensation [Member]

Schedule of Net Incurred Claims and Allocated Claim Adjustment Expenses

																					December 31, 2019
Cumulative Net Incurred Claim and Allocated Claim Adjustment Expenses																							Cumulative
																							Number of
December 31	2010 (a)		2011 (a)		2012 (a)		2013 (a)		2014 (a)		2015 (a)		2016 (a)		2017 (a)		2018 (a)		2019		IBNR		Claims
(In millions, except reported claims data)
Accident Year
2010	$	583	$	632	$	654	$	676	$	698	$	710	$	730	$	733	$	732	$	735	$	55		49,333
2011				607		641		647		659		651		676		676		674		688		40		45,959
2012						601		627		659		669		678		673		671		668		67		42,586
2013								537		572		592		618		593		582		561		93		38,688
2014										467		480		479		452		450		446		99		33,480
2015												422		431		406		408		394		130		31,861
2016														426		405		396		382		144		31,945
2017																440		432		421		138		33,029
2018																		450		440		185		34,647
2019																				452		257		29,795
																		Total	$	5,187	$	1,208

Schedule of Net Cumulative Paid Claim and Claim Adjustment Expenses

Cumulative Net Paid Claim and Allocated Claim Adjustment Expenses
Accident Year
2010	$	97	$	251	$	359	$	442	$	510	$	542	$	577	$	615	$	625	$	631
2011				99		249		358		438		478		522		564		571		581
2012						87		232		342		416		470		509		524		536
2013								80		213		300		370		417		419		411
2014										61		159		215		258		282		290
2015												51		131		180		212		231
2016														53		129		169		198
2017																63		151		207
2018																		68		163
2019																				71
																		Total	$	3,319
Net liability for unpaid claim and allocated claim adjustment expenses for the accident years presented																			$	1,868
Net liability for unpaid claim and claim adjustment expenses for accident years prior to 2010																				2,061
Other (b)																				(22	)
Liability for unallocated claim adjustment expenses for accident years presented																				25
Total net liability for unpaid claim and claim adjustment expenses																			$	3,932

Schedule of Net Strengthening or (Releases) of Prior Accident Year Reserves

Net Strengthening (Releases) of Prior Accident Year Reserves

Years Ended
December 31																								Total
Accident Year
2010	$	49	$	22	$	22	$	22	$	12		$	20		$	3		$	(1	)	$	3		$	152
2011				34		6		12		(8	)		25			-			(2	)		14			81
2012						26		32		10			9			(5	)		(2	)		(3	)		67
2013								35		20			26			(25	)		(11	)		(21	)		24
2014										13			(1	)		(27	)		(2	)		(4	)		(21	)
2015													9			(25	)		2			(14	)		(28	)
2016																(21	)		(9	)		(14	)		(44	)
2017																			(8	)		(11	)		(19	)
2018																						(10	)		(10	)
Total net development for the accident years presented above																(100	)		(33	)		(60	)
Adjustment for development on a discounted basis																(3	)		-			3
Total net development for accident years prior to 2010																39			8			21
Total unallocated claim adjustment expense development																1			(7	)		23
													Total		$	(63	)	$	(32	)	$	(13	)

(a) Data presented for these calendar years is required supplemental information, which is unaudited.

(b) Other includes the effect of discounting lifetime claim reserves.