The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLERGAN PLC SHS G0177J108 733 4,138 SH   SOLE   4,138 0 0
ALLERGAN PLC SHS G0177J108 15 82 SH   OTR   82 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 3,008 18,427 SH   SOLE   18,027 0 400
INVESCO LTD SHS G491BT108 459 50,518 SH   SOLE   50,018 0 500
INVESCO LTD SHS G491BT108 33 3,625 SH   OTR   3,625 0 0
MEDTRONIC PLC SHS G5960L103 396 4,386 SH   SOLE   4,386 0 0
MEDTRONIC PLC SHS G5960L103 393 4,359 SH   OTR   4,359 0 0
APTIV PLC SHS G6095L109 259 5,253 SH   OTR   5,253 0 0
NORWEGIAN CRUISE LINE HLDG L SHS G66721104 764 69,706 SH   SOLE   69,359 0 347
NORWEGIAN CRUISE LINE HLDG L SHS G66721104 11 1,000 SH   OTR   1,000 0 0
SEAGATE TECHNOLOGY PLC SHS G7945M107 351 7,191 SH   SOLE   7,191 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 500 10,073 SH   SOLE   9,573 0 500
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 30 595 SH   OTR   595 0 0
MYLAN NV SHS EURO N59465109 40 2,650 SH   SOLE   2,650 0 0
MYLAN NV SHS EURO N59465109 240 16,071 SH   OTR   16,071 0 0
ROYAL CARIBBEAN CRUISES LTD COM V7780T103 377 11,713 SH   SOLE   11,713 0 0
ROYAL CARIBBEAN CRUISES LTD COM V7780T103 23 710 SH   OTR   710 0 0
AFLAC INC COM 001055102 317 9,255 SH   SOLE   9,255 0 0
AFLAC INC COM 001055102 68 1,980 SH   OTR   1,980 0 0
AES CORP COM 00130H105 275 20,203 SH   SOLE   20,203 0 0
AES CORP COM 00130H105 144 10,595 SH   OTR   10,595 0 0
ATT INC COM 00206R102 1,551 53,212 SH   SOLE   53,212 0 0
ATT INC COM 00206R102 322 11,057 SH   OTR   11,057 0 0
ABBOTT LABS COM 002824100 4,722 59,842 SH   SOLE   58,485 0 1,357
ABBOTT LABS COM 002824100 178 2,250 SH   OTR   2,250 0 0
ABBVIE INC COM 00287Y109 3,346 43,922 SH   SOLE   43,914 0 8
ABBVIE INC COM 00287Y109 449 5,890 SH   OTR   5,890 0 0
ABERDEEN STD PALLADIUM ETF T PHYSCL PALLADM 003262102 801 3,604 SH   SOLE   3,604 0 0
ADOBE INC COM 00724F101 2,224 6,987 SH   SOLE   6,987 0 0
ADOBE INC COM 00724F101 175 550 SH   OTR   550 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 200 2,796 SH   SOLE   2,796 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 40 562 SH   OTR   562 0 0
AIR PRODS AND CHEMS INC COM 009158106 537 2,688 SH   SOLE   2,688 0 0
AIR PRODS AND CHEMS INC COM 009158106 20 100 SH   OTR   100 0 0
ALEXION PHARMACEUTICALS INC COM 015351109 493 5,496 SH   SOLE   5,496 0 0
ALEXION PHARMACEUTICALS INC COM 015351109 28 313 SH   OTR   313 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 330 1,696 SH   SOLE   1,696 0 0
ALPHABET INC CAP STK CL C 02079K107 959 825 SH   SOLE   825 0 0
ALPHABET INC CAP STK CL C 02079K107 673 579 SH   OTR   579 0 0
ALPHABET INC CAP STK CL A 02079K305 18,455 15,883 SH   SOLE   15,792 0 91
ALPHABET INC CAP STK CL A 02079K305 501 431 SH   OTR   431 0 0
ALTRIA GROUP INC COM 02209S103 2,247 58,109 SH   SOLE   58,109 0 0
ALTRIA GROUP INC COM 02209S103 213 5,513 SH   OTR   5,513 0 0
AMAZON COM INC COM 023135106 20,033 10,275 SH   SOLE   10,197 0 78
AMAZON COM INC COM 023135106 450 231 SH   OTR   231 0 0
AMERICAN AIRLS GROUP INC COM 02376R102 183 15,037 SH   SOLE   15,037 0 0
AMERICAN ELEC PWR CO INC COM 025537101 317 3,968 SH   SOLE   3,968 0 0
AMERICAN EXPRESS CO COM 025816109 390 4,559 SH   SOLE   4,559 0 0
AMERICAN EXPRESS CO COM 025816109 68 800 SH   OTR   800 0 0
AMERICAN TOWER CORP NEW COM 03027X100 6,335 29,092 SH   SOLE   29,013 0 79
AMERICAN TOWER CORP NEW COM 03027X100 818 3,758 SH   OTR   3,758 0 0
1AMERICAN WTR WKS CO INC NEW COM 030420103 2,630 21,999 SH   SOLE   21,999 0 0
AMERISOURCEBERGEN CORP COM 03073E105 351 3,971 SH   SOLE   3,971 0 0
AMGEN INC COM 031162100 477 2,354 SH   SOLE   2,354 0 0
AMGEN INC COM 031162100 284 1,400 SH   OTR   1,400 0 0
ANTHEM INC COM 036752103 9,219 40,605 SH   SOLE   40,419 0 186
ANTHEM INC COM 036752103 343 1,510 SH   OTR   1,510 0 0
APPLE INC COM 037833100 29,464 115,867 SH   SOLE   114,907 0 960
APPLE INC COM 037833100 3,097 12,179 SH   OTR   12,179 0 0
APPLIED MATLS INC COM 038222105 1,424 31,073 SH   SOLE   31,073 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 232 1,695 SH   SOLE   1,695 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 405 2,960 SH   OTR   2,960 0 0
BK OF AMERICA CORP COM 060505104 6,238 293,843 SH   SOLE   292,649 0 1,194
BK OF AMERICA CORP COM 060505104 265 12,505 SH   OTR   12,505 0 0
BANK NEW YORK MELLON CORP COM 064058100 380 11,296 SH   SOLE   11,296 0 0
BANK NEW YORK MELLON CORP COM 064058100 1 35 SH   OTR   35 0 0
BAXTER INTL INC COM 071813109 219 2,703 SH   SOLE   2,703 0 0
BAXTER INTL INC COM 071813109 32 400 SH   OTR   400 0 0
BECTON DICKINSON AND CO COM 075887109 1,866 8,122 SH   SOLE   8,122 0 0
BECTON DICKINSON AND CO COM 075887109 115 500 SH   OTR   500 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,156 11,790 SH   SOLE   11,368 0 422
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 455 2,489 SH   OTR   2,489 0 0
BLACKROCK INC COM 09247X101 2,377 5,402 SH   SOLE   5,402 0 0
BLACKROCK INC COM 09247X101 206 468 SH   OTR   468 0 0
BLACKSTONE GROUP INC COM CL A 09260D107 287 6,300 SH   OTR   6,300 0 0
BOEING CO COM 097023105 450 3,019 SH   SOLE   3,019 0 0
BOEING CO COM 097023105 31 205 SH   OTR   205 0 0
BOOKING HOLDINGS INC COM 09857L108 681 506 SH   SOLE   506 0 0
BOOKING HOLDINGS INC COM 09857L108 57 42 SH   OTR   42 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 2,258 40,512 SH   SOLE   40,512 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 648 11,631 SH   OTR   11,631 0 0
BROADCOM INC COM 11135F101 8,151 34,378 SH   SOLE   34,201 0 177
BROADCOM INC COM 11135F101 144 607 SH   OTR   607 0 0
CF INDS HLDGS INC COM 125269100 381 13,997 SH   SOLE   13,997 0 0
CF INDS HLDGS INC COM 125269100 49 1,815 SH   OTR   1,815 0 0
CIGNA CORP NEW COM 125523100 1,068 6,028 SH   SOLE   6,028 0 0
CIGNA CORP NEW COM 125523100 55 308 SH   OTR   308 0 0
CVS HEALTH CORP COM 126650100 4,445 74,914 SH   SOLE   74,490 0 424
CVS HEALTH CORP COM 126650100 170 2,859 SH   OTR   2,859 0 0
CAPITAL ONE FINL CORP COM 14040H105 2,073 41,117 SH   SOLE   40,989 0 128
CAPITAL ONE FINL CORP COM 14040H105 25 494 SH   OTR   494 0 0
CARDINAL HEALTH INC COM 14149Y108 148 3,086 SH   SOLE   3,086 0 0
CARDINAL HEALTH INC COM 14149Y108 121 2,533 SH   OTR   2,533 0 0
CARETRUST REIT INC COM 14174T107 276 18,664 SH   SOLE   18,664 0 0
CATERPILLAR INC DEL COM 149123101 700 6,029 SH   SOLE   6,029 0 0
CATERPILLAR INC DEL COM 149123101 1 10 SH   OTR   10 0 0
CENTENE CORP DEL COM 15135B101 1,442 24,264 SH   SOLE   24,264 0 0
CENTENE CORP DEL COM 15135B101 119 2,000 SH   OTR   2,000 0 0
CHENIERE ENERGY PARTNERS LP COM UNIT 16411Q101 330 12,200 SH   OTR   12,200 0 0
CHEVRON CORP NEW COM 166764100 4,744 65,464 SH   SOLE   65,164 0 300
CHEVRON CORP NEW COM 166764100 362 4,999 SH   OTR   4,999 0 0
CHINA LIFE INS CO LTD SPON ADR REP H 16939P106 209 21,423 SH   OTR   21,423 0 0
CISCO SYS INC COM 17275R102 5,879 149,562 SH   SOLE   149,562 0 0
CISCO SYS INC COM 17275R102 484 12,325 SH   OTR   12,325 0 0
CITIGROUP INC COM NEW 172967424 4,312 102,380 SH   SOLE   102,187 0 193
CITIGROUP INC COM NEW 172967424 474 11,243 SH   OTR   11,243 0 0
COCA COLA CO COM 191216100 1,631 36,865 SH   SOLE   36,745 0 120
COCA COLA CO COM 191216100 571 12,899 SH   OTR   12,899 0 0
1COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 650 13,997 SH   SOLE   13,997 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 31 676 SH   OTR   676 0 0
COMCAST CORP NEW CL A 20030N101 9,924 288,648 SH   SOLE   286,019 0 2,629
COMCAST CORP NEW CL A 20030N101 176 5,125 SH   OTR   5,125 0 0
CONAGRA BRANDS INC COM 205887102 269 9,171 SH   SOLE   9,171 0 0
CORTEVA INC COM 22052L104 2,479 105,508 SH   SOLE   105,508 0 0
CORTEVA INC COM 22052L104 11 460 SH   OTR   460 0 0
COSTCO WHSL CORP NEW COM 22160K105 1,141 4,002 SH   SOLE   4,002 0 0
COSTCO WHSL CORP NEW COM 22160K105 24 85 SH   OTR   85 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 244 1,689 SH   SOLE   1,689 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 444 3,075 SH   OTR   3,075 0 0
DBX ETF TR XTRACK MSCI EURP 233051853 1,267 52,347 SH   SOLE   52,347 0 0
DANAHER CORPORATION COM 235851102 859 6,205 SH   SOLE   6,205 0 0
DANAHER CORPORATION COM 235851102 69 500 SH   OTR   500 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 6,107 214,048 SH   SOLE   211,716 0 2,332
DELTA AIR LINES INC DEL COM NEW 247361702 217 7,620 SH   OTR   7,620 0 0
DIREXION SHS ETF TR DRX SP500BULL 25459W862 293 11,262 SH   SOLE   11,262 0 0
DISNEY WALT CO COM DISNEY 254687106 4,342 44,947 SH   SOLE   44,947 0 0
DISNEY WALT CO COM DISNEY 254687106 304 3,150 SH   OTR   3,150 0 0
DISCOVERY INC COM SER A 25470F104 231 11,898 SH   OTR   11,898 0 0
DOLLAR GEN CORP NEW COM 256677105 884 5,851 SH   SOLE   5,851 0 0
DOMINION ENERGY INC COM 25746U109 549 7,602 SH   SOLE   7,602 0 0
DOW INC COM 260557103 622 21,269 SH   SOLE   21,269 0 0
DOW INC COM 260557103 47 1,621 SH   OTR   1,621 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 591 7,303 SH   SOLE   6,963 0 340
E TRADE FINANCIAL CORP COM NEW 269246401 289 8,419 SH   SOLE   8,419 0 0
EBAY INC. COM 278642103 41 1,368 SH   SOLE   1,368 0 0
EBAY INC. COM 278642103 243 8,100 SH   OTR   8,100 0 0
ECOLAB INC COM 278865100 166 1,065 SH   SOLE   705 0 360
ECOLAB INC COM 278865100 279 1,789 SH   OTR   1,789 0 0
EDISON INTL COM 281020107 606 11,065 SH   SOLE   11,065 0 0
EDISON INTL COM 281020107 78 1,425 SH   OTR   1,425 0 0
EMERSON ELEC CO COM 291011104 295 6,197 SH   SOLE   6,197 0 0
EMERSON ELEC CO COM 291011104 158 3,324 SH   OTR   3,324 0 0
ENSIGN GROUP INC COM 29358P101 658 17,490 SH   SOLE   17,490 0 0
ENTERGY CORP NEW COM 29364G103 344 3,658 SH   SOLE   3,658 0 0
EQUINIX INC COM 29444U700 508 813 SH   SOLE   813 0 0
EQUINIX INC COM 29444U700 3 5 SH   OTR   5 0 0
EVERSOURCE ENERGY COM 30040W108 436 5,573 SH   SOLE   5,573 0 0
EVERSOURCE ENERGY COM 30040W108 17 218 SH   OTR   218 0 0
EXELON CORP COM 30161N101 503 13,660 SH   SOLE   13,660 0 0
EXELON CORP COM 30161N101 27 740 SH   OTR   740 0 0
EXXON MOBIL CORP COM 30231G102 436 11,494 SH   SOLE   11,494 0 0
EXXON MOBIL CORP COM 30231G102 333 8,769 SH   OTR   8,769 0 0
FACEBOOK INC CL A 30303M102 17,423 104,455 SH   SOLE   103,767 0 688
FACEBOOK INC CL A 30303M102 450 2,700 SH   OTR   2,700 0 0
FEDEX CORP COM 31428X106 628 5,180 SH   SOLE   5,180 0 0
FEDEX CORP COM 31428X106 68 560 SH   OTR   560 0 0
FIRSTENERGY CORP COM 337932107 551 13,750 SH   SOLE   13,750 0 0
FIRSTENERGY CORP COM 337932107 3 65 SH   OTR   65 0 0
FORD MTR CO DEL COM 345370860 355 73,519 SH   SOLE   73,519 0 0
FORD MTR CO DEL COM 345370860 18 3,650 SH   OTR   3,650 0 0
GENERAL DYNAMICS CORP COM 369550108 2,722 20,570 SH   SOLE   20,503 0 67
GENERAL DYNAMICS CORP COM 369550108 58 435 SH   OTR   435 0 0
GENERAL ELECTRIC CO COM 369604103 357 44,939 SH   SOLE   43,439 0 1,500
GENERAL ELECTRIC CO COM 369604103 134 16,829 SH   OTR   16,829 0 0
GENERAL MTRS CO COM 37045V100 1,649 79,369 SH   SOLE   79,369 0 0
GENERAL MTRS CO COM 37045V100 66 3,176 SH   OTR   3,176 0 0
GILEAD SCIENCES INC COM 375558103 3,823 51,131 SH   SOLE   50,846 0 285
1GILEAD SCIENCES INC COM 375558103 693 9,264 SH   OTR   9,264 0 0
GLOBAL PMTS INC COM 37940X102 544 3,770 SH   OTR   3,770 0 0
HP INC COM 40434L105 174 10,000 SH   SOLE   10,000 0 0
HP INC COM 40434L105 40 2,300 SH   OTR   2,300 0 0
HANESBRANDS INC COM 410345102 87 11,007 SH   SOLE   11,007 0 0
HANESBRANDS INC COM 410345102 4 500 SH   OTR   500 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 97 10,000 SH   SOLE   10,000 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 21 2,200 SH   OTR   2,200 0 0
HOME DEPOT INC COM 437076102 5,216 27,934 SH   SOLE   27,804 0 130
HOME DEPOT INC COM 437076102 208 1,115 SH   OTR   1,115 0 0
HONEYWELL INTL INC COM 438516106 2,034 15,206 SH   SOLE   15,206 0 0
HONEYWELL INTL INC COM 438516106 10 75 SH   OTR   75 0 0
HUNTINGTON BANCSHARES INC COM 446150104 101 12,354 SH   SOLE   12,354 0 0
ICICI BANK LIMITED ADR 45104G104 306 36,033 SH   OTR   36,033 0 0
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 8,696 305,442 SH   SOLE   303,300 0 2,142
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 43 1,523 SH   OTR   1,523 0 0
INTEL CORP COM 458140100 8,735 161,403 SH   SOLE   160,083 0 1,320
INTEL CORP COM 458140100 1,784 32,967 SH   OTR   32,967 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 589 7,295 SH   SOLE   7,295 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 15 180 SH   OTR   180 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 245 2,208 SH   SOLE   2,208 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 296 2,664 SH   OTR   2,664 0 0
INTL PAPER CO COM 460146103 323 10,371 SH   SOLE   10,371 0 0
INTERPUBLIC GROUP COS INC COM 460690100 156 9,644 SH   SOLE   9,644 0 0
INTERPUBLIC GROUP COS INC COM 460690100 13 800 SH   OTR   800 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 1,001 2,021 SH   SOLE   1,721 0 300
INVESCO EXCHANGE-TRADED FD T FTSE RAFI SML 46138E735 2,647 114,641 SH   SOLE   114,021 0 620
INVESCO EXCHANGE-TRADED FD T FTSE RAFI SML 46138E735 17 752 SH   OTR   752 0 0
IQVIA HLDGS INC COM 46266C105 584 5,415 SH   SOLE   5,415 0 0
IRON MTN INC NEW COM 46284V101 800 33,631 SH   SOLE   33,631 0 0
ISHARES INC MSCI FRNTR100ETF 464286145 121 5,678 SH   SOLE   5,678 0 0
ISHARES INC MSCI FRNTR100ETF 464286145 92 4,295 SH   OTR   4,295 0 0
ISHARES TR SELECT DIVID ETF 464287168 1,640 22,304 SH   SOLE   22,304 0 0
ISHARES TR SELECT DIVID ETF 464287168 44 600 SH   OTR   600 0 0
ISHARES TR CHINA LG-CAP ETF 464287184 713 19,000 SH   SOLE   19,000 0 0
ISHARES TR CORE SP500 ETF 464287200 4,367 16,901 SH   SOLE   16,901 0 0
ISHARES TR CORE US AGGBD ET 464287226 709 6,144 SH   SOLE   6,144 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 10,831 317,343 SH   SOLE   316,643 0 700
ISHARES TR MSCI EMG MKT ETF 464287234 220 6,452 SH   OTR   6,452 0 0
ISHARES TR IBOXX INV CP ETF 464287242 3,022 24,468 SH   SOLE   24,468 0 0
ISHARES TR SP 500 GRWT ETF 464287309 3,526 21,362 SH   SOLE   21,362 0 0
ISHARES TR SP 500 GRWT ETF 464287309 208 1,260 SH   OTR   1,260 0 0
ISHARES TR GLOBAL ENERG ETF 464287341 704 41,658 SH   SOLE   41,658 0 0
ISHARES TR NORTH AMERN NAT 464287374 519 31,230 SH   SOLE   31,230 0 0
ISHARES TR SP 500 VAL ETF 464287408 5,425 56,368 SH   SOLE   56,368 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 587 6,778 SH   SOLE   6,778 0 0
ISHARES TR MSCI EAFE ETF 464287465 16,244 303,850 SH   SOLE   303,250 0 600
ISHARES TR MSCI EAFE ETF 464287465 136 2,550 SH   OTR   2,550 0 0
ISHARES TR CORE SP MCP ETF 464287507 5,644 39,231 SH   SOLE   39,231 0 0
ISHARES TR CORE SP MCP ETF 464287507 48 335 SH   OTR   335 0 0
ISHARES TR COHEN STEER REIT 464287564 389 4,250 SH   SOLE   4,250 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 409 2,718 SH   SOLE   2,718 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 1,385 12,102 SH   SOLE   12,102 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 26 225 SH   OTR   225 0 0
ISHARES TR U.S. REAL ES ETF 464287739 1,852 26,616 SH   SOLE   26,616 0 0
ISHARES TR U.S. REAL ES ETF 464287739 153 2,199 SH   OTR   2,199 0 0
ISHARES TR CORE SP SCP ETF 464287804 6,002 106,968 SH   SOLE   106,761 0 207
ISHARES TR CORE SP SCP ETF 464287804 26 464 SH   OTR   464 0 0
ISHARES TR CALIF MUN BD ETF 464288356 1,182 19,538 SH   SOLE   19,538 0 0
ISHARES TR NATIONAL MUN ETF 464288414 542 4,797 SH   SOLE   4,797 0 0
1ISHARES TR IBOXX HI YD ETF 464288513 482 6,252 SH   SOLE   6,252 0 0
ISHARES TR MBS ETF 464288588 2,902 26,279 SH   SOLE   26,279 0 0
ISHARES TR INTRM TR CRP ETF 464288638 741 13,485 SH   SOLE   13,485 0 0
ISHARES TR PFD AND INCM SEC 464288687 724 22,727 SH   SOLE   22,727 0 0
ISHARES TR PFD AND INCM SEC 464288687 27 840 SH   OTR   840 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 7,518 154,239 SH   SOLE   153,439 0 800
ISHARES TR FLTG RATE NT ETF 46429B655 120 2,462 SH   OTR   2,462 0 0
ISHARES TR CORE MSCI EAFE 46432F842 386 7,736 SH   SOLE   7,736 0 0
JPMORGAN CHASE AND CO COM 46625H100 6,344 70,460 SH   SOLE   70,446 0 14
JPMORGAN CHASE AND CO COM 46625H100 747 8,298 SH   OTR   8,298 0 0
JOHNSON AND JOHNSON COM 478160104 1,146 8,740 SH   SOLE   7,915 0 825
JOHNSON AND JOHNSON COM 478160104 1,028 7,837 SH   OTR   7,837 0 0
KEYCORP COM 493267108 75 7,248 SH   SOLE   7,248 0 0
KEYCORP COM 493267108 35 3,350 SH   OTR   3,350 0 0
KIMBERLY CLARK CORP COM 494368103 445 3,484 SH   SOLE   3,484 0 0
KIMBERLY CLARK CORP COM 494368103 77 600 SH   OTR   600 0 0
KINDER MORGAN INC DEL COM 49456B101 277 19,870 SH   SOLE   19,870 0 0
KINDER MORGAN INC DEL COM 49456B101 18 1,310 SH   OTR   1,310 0 0
KROGER CO COM 501044101 414 13,732 SH   SOLE   13,732 0 0
KROGER CO COM 501044101 11 372 SH   OTR   372 0 0
LPL FINL HLDGS INC COM 50212V100 327 6,000 SH   OTR   6,000 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 466 2,585 SH   SOLE   2,585 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 138 764 SH   OTR   764 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 2,490 19,698 SH   SOLE   19,664 0 34
LABORATORY CORP AMER HLDGS COM NEW 50540R409 331 2,620 SH   OTR   2,620 0 0
LAM RESEARCH CORP COM 512807108 1,187 4,946 SH   SOLE   4,946 0 0
LAUDER ESTEE COS INC CL A 518439104 1,137 7,136 SH   SOLE   7,136 0 0
LAUDER ESTEE COS INC CL A 518439104 2 10 SH   OTR   10 0 0
LIBERTY MEDIA CORP DEL COM SER C FRMLA 531229854 237 8,700 SH   OTR   8,700 0 0
LOCKHEED MARTIN CORP COM 539830109 4,451 13,133 SH   SOLE   13,133 0 0
LOCKHEED MARTIN CORP COM 539830109 3 10 SH   OTR   10 0 0
MGM RESORTS INTERNATIONAL COM 552953101 227 19,226 SH   SOLE   19,226 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 13 364 SH   SOLE   364 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 358 9,800 SH   OTR   9,800 0 0
MARATHON PETE CORP COM 56585A102 1,600 67,729 SH   SOLE   67,434 0 295
MARATHON PETE CORP COM 56585A102 69 2,924 SH   OTR   2,924 0 0
MARSH AND MCLENNAN COS INC COM 571748102 75 865 SH   SOLE   865 0 0
MARSH AND MCLENNAN COS INC COM 571748102 138 1,600 SH   OTR   1,600 0 0
MASTERCARD INC CL A 57636Q104 3,710 15,358 SH   SOLE   15,325 0 33
MASTERCARD INC CL A 57636Q104 12 48 SH   OTR   48 0 0
MCDONALDS CORP COM 580135101 1,982 11,989 SH   SOLE   11,989 0 0
MCDONALDS CORP COM 580135101 535 3,235 SH   OTR   3,235 0 0
MCKESSON CORP COM 58155Q103 291 2,152 SH   SOLE   2,152 0 0
MCKESSON CORP COM 58155Q103 30 219 SH   OTR   219 0 0
MERCK AND CO. INC COM 58933Y105 5,114 66,461 SH   SOLE   66,461 0 0
MERCK AND CO. INC COM 58933Y105 921 11,969 SH   OTR   11,969 0 0
METLIFE INC COM 59156R108 2,541 83,123 SH   SOLE   83,053 0 70
METLIFE INC COM 59156R108 118 3,860 SH   OTR   3,860 0 0
MICROSOFT CORP COM 594918104 26,290 166,696 SH   SOLE   166,373 0 323
MICROSOFT CORP COM 594918104 2,234 14,168 SH   OTR   14,168 0 0
1MICROCHIP TECHNOLOGY INC COM 595017104 5,217 76,948 SH   SOLE   76,191 0 757
MICROCHIP TECHNOLOGY INC COM 595017104 155 2,282 SH   OTR   2,282 0 0
MICRON TECHNOLOGY INC COM 595112103 539 12,815 SH   SOLE   12,815 0 0
MICRON TECHNOLOGY INC COM 595112103 59 1,400 SH   OTR   1,400 0 0
MONDELEZ INTL INC CL A 609207105 3,136 62,626 SH   SOLE   62,626 0 0
MONDELEZ INTL INC CL A 609207105 112 2,240 SH   OTR   2,240 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109 2,431 43,217 SH   SOLE   43,104 0 113
MONSTER BEVERAGE CORP NEW COM 61174X109 98 1,743 SH   OTR   1,743 0 0
MOODYS CORP COM 615369105 417 1,970 SH   SOLE   1,970 0 0
MORGAN STANLEY COM NEW 617446448 4,059 119,377 SH   SOLE   119,149 0 228
MORGAN STANLEY COM NEW 617446448 187 5,490 SH   OTR   5,490 0 0
NRG ENERGY INC COM NEW 629377508 1,814 66,561 SH   SOLE   66,561 0 0
NRG ENERGY INC COM NEW 629377508 125 4,575 SH   OTR   4,575 0 0
NETFLIX INC COM 64110L106 4,803 12,790 SH   SOLE   12,790 0 0
NETFLIX INC COM 64110L106 84 225 SH   OTR   225 0 0
NEXTERA ENERGY INC COM 65339F101 5,335 22,173 SH   SOLE   22,173 0 0
NEXTERA ENERGY INC COM 65339F101 301 1,250 SH   OTR   1,250 0 0
NIKE INC CL B 654106103 1,422 17,185 SH   SOLE   17,185 0 0
NIKE INC CL B 654106103 478 5,779 SH   OTR   5,779 0 0
NORFOLK SOUTHERN CORP COM 655844108 502 3,440 SH   SOLE   3,440 0 0
NORFOLK SOUTHERN CORP COM 655844108 11 75 SH   OTR   75 0 0
NORTHERN TR CORP COM 665859104 355 4,700 SH   OTR   4,700 0 0
NVIDIA CORP COM 67066G104 1,583 6,005 SH   SOLE   6,005 0 0
ONEOK INC NEW COM 682680103 255 11,705 SH   SOLE   11,705 0 0
ORACLE CORP COM 68389X105 463 9,583 SH   SOLE   9,583 0 0
ORACLE CORP COM 68389X105 63 1,298 SH   OTR   1,298 0 0
PAYPAL HLDGS INC COM 70450Y103 1,007 10,518 SH   SOLE   10,518 0 0
PAYPAL HLDGS INC COM 70450Y103 5 50 SH   OTR   50 0 0
PEPSICO INC COM 713448108 2,322 19,330 SH   SOLE   18,880 0 450
PEPSICO INC COM 713448108 193 1,603 SH   OTR   1,603 0 0
PFIZER INC COM 717081103 3,412 104,520 SH   SOLE   104,520 0 0
PFIZER INC COM 717081103 596 18,248 SH   OTR   18,248 0 0
PHILIP MORRIS INTL INC COM 718172109 1,943 26,632 SH   SOLE   26,632 0 0
PHILIP MORRIS INTL INC COM 718172109 484 6,632 SH   OTR   6,632 0 0
PIONEER NAT RES CO COM 723787107 309 4,399 SH   SOLE   4,399 0 0
PIONEER NAT RES CO COM 723787107 1 10 SH   OTR   10 0 0
PROCTER AND GAMBLE CO COM 742718109 1,774 16,124 SH   SOLE   15,524 0 600
PROCTER AND GAMBLE CO COM 742718109 441 4,011 SH   OTR   4,011 0 0
PRUDENTIAL FINL INC COM 744320102 2,077 39,837 SH   SOLE   39,695 0 142
PRUDENTIAL FINL INC COM 744320102 184 3,534 SH   OTR   3,534 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 216 4,813 SH   SOLE   4,813 0 0
QORVO INC COM 74736K101 690 8,561 SH   SOLE   8,561 0 0
QORVO INC COM 74736K101 73 900 SH   OTR   900 0 0
QUALCOMM INC COM 747525103 3,957 58,488 SH   SOLE   58,488 0 0
QUALCOMM INC COM 747525103 191 2,830 SH   OTR   2,830 0 0
QUANTA SVCS INC COM 74762E102 1,237 38,999 SH   SOLE   38,999 0 0
RPM INTL INC COM 749685103 239 4,025 SH   SOLE   4,025 0 0
RPM INTL INC COM 749685103 179 3,000 SH   OTR   3,000 0 0
RAYMOND JAMES FINL INC COM 754730109 263 4,158 SH   SOLE   4,158 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 7 196 SH   SOLE   196 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 318 9,109 SH   OTR   9,109 0 0
SPDR SP 500 ETF TR TR UNIT 78462F103 29,879 115,924 SH   SOLE   115,467 0 457
SPDR SP 500 ETF TR TR UNIT 78462F103 516 2,000 SH   OTR   2,000 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 13,631 92,071 SH   SOLE   91,711 0 360
SPDR GOLD TRUST GOLD SHS 78463V107 1,226 8,282 SH   OTR   8,282 0 0
1SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 976 36,463 SH   SOLE   36,463 0 0
SPDR SER TR BLOMBERG INTL TR 78464A516 892 32,077 SH   SOLE   32,077 0 0
SPDR SP MIDCAP 400 ETF TR UTSER1 SPDCRP 78467Y107 3,204 12,189 SH   SOLE   12,189 0 0
SPDR SP MIDCAP 400 ETF TR UTSER1 SPDCRP 78467Y107 211 803 SH   OTR   803 0 0
SPDR SER TR BLOMBERG BRC INV 78468R200 360 12,248 SH   SOLE   12,248 0 0
SALESFORCE COM INC COM 79466L302 11,235 78,031 SH   SOLE   77,462 0 569
SALESFORCE COM INC COM 79466L302 79 551 SH   OTR   551 0 0
SCHLUMBERGER LTD COM 806857108 109 8,062 SH   SOLE   8,062 0 0
SCHLUMBERGER LTD COM 806857108 32 2,340 SH   OTR   2,340 0 0
SCHWAB CHARLES CORP COM 808513105 1,929 57,382 SH   SOLE   57,382 0 0
SCHWAB CHARLES CORP COM 808513105 221 6,561 SH   OTR   6,561 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,835 187,109 SH   SOLE   186,009 0 1,100
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 821 18,223 SH   SOLE   18,223 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,802 20,338 SH   SOLE   20,338 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 675 12,396 SH   SOLE   12,396 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 3,226 32,892 SH   SOLE   32,892 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 15 150 SH   OTR   150 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 2,022 69,575 SH   SOLE   69,575 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1,222 58,683 SH   SOLE   58,683 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,018 17,248 SH   SOLE   17,248 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,739 21,634 SH   SOLE   21,634 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 257 8,286 SH   SOLE   8,286 0 0
SHERWIN WILLIAMS CO COM 824348106 488 1,062 SH   SOLE   1,062 0 0
SHERWIN WILLIAMS CO COM 824348106 39 85 SH   OTR   85 0 0
SIMON PPTY GROUP INC NEW COM 828806109 1,397 25,470 SH   SOLE   25,400 0 70
SIMON PPTY GROUP INC NEW COM 828806109 79 1,441 SH   OTR   1,441 0 0
SNAP ON INC COM 833034101 213 1,961 SH   SOLE   1,961 0 0
SNAP ON INC COM 833034101 102 940 SH   OTR   940 0 0
STARBUCKS CORP COM 855244109 1,459 22,194 SH   SOLE   21,408 0 786
STARBUCKS CORP COM 855244109 44 672 SH   OTR   672 0 0
SYNCHRONY FINANCIAL COM 87165B103 879 54,651 SH   SOLE   54,430 0 221
SYNCHRONY FINANCIAL COM 87165B103 33 2,064 SH   OTR   2,064 0 0
SYSCO CORP COM 871829107 473 10,366 SH   OTR   10,366 0 0
T-MOBILE US INC COM 872590104 753 8,979 SH   SOLE   8,979 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 56 1,164 SH   SOLE   1,164 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 566 11,853 SH   OTR   11,853 0 0
TARGET CORP COM 87612E106 345 3,709 SH   SOLE   3,709 0 0
TARGET CORP COM 87612E106 139 1,500 SH   OTR   1,500 0 0
TELEFLEX INCORPORATED COM 879369106 534 1,825 SH   OTR   1,825 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 2,464 8,689 SH   SOLE   8,689 0 0
3M CO COM 88579Y101 696 5,097 SH   SOLE   5,097 0 0
3M CO COM 88579Y101 246 1,800 SH   OTR   1,800 0 0
TRUIST FINL CORP COM 89832Q109 357 11,588 SH   SOLE   11,588 0 0
TRUIST FINL CORP COM 89832Q109 131 4,256 SH   OTR   4,256 0 0
TYSON FOODS INC CL A 902494103 2,491 43,044 SH   SOLE   42,933 0 111
TYSON FOODS INC CL A 902494103 32 546 SH   OTR   546 0 0
UBS AG JERSEY BRH ALERIAN INFRST 902641646 261 32,089 SH   SOLE   30,289 0 1,800
UBS AG JERSEY BRH ALERIAN INFRST 902641646 8 988 SH   OTR   988 0 0
ULTA BEAUTY INC COM 90384S303 1,310 7,457 SH   SOLE   7,427 0 30
ULTA BEAUTY INC COM 90384S303 1 3 SH   OTR   3 0 0
UNION PAC CORP COM 907818108 1,626 11,528 SH   SOLE   11,528 0 0
UNION PAC CORP COM 907818108 148 1,050 SH   OTR   1,050 0 0
UNITED PARCEL SERVICE INC CL B 911312106 524 5,608 SH   SOLE   5,608 0 0
UNITED PARCEL SERVICE INC CL B 911312106 535 5,722 SH   OTR   5,722 0 0
UNITED RENTALS INC COM 911363109 1,107 10,761 SH   SOLE   10,761 0 0
UNITED RENTALS INC COM 911363109 9 90 SH   OTR   90 0 0
UNITED TECHNOLOGIES CORP COM 913017109 6,192 65,638 SH   SOLE   65,070 0 568
UNITED TECHNOLOGIES CORP COM 913017109 603 6,390 SH   OTR   6,390 0 0
UNITEDHEALTH GROUP INC COM 91324P102 12,201 48,925 SH   SOLE   48,543 0 382
1UNITEDHEALTH GROUP INC COM 91324P102 270 1,082 SH   OTR   1,082 0 0
VALERO ENERGY CORP COM 91913Y100 777 17,135 SH   SOLE   17,135 0 0
VALERO ENERGY CORP COM 91913Y100 87 1,925 SH   OTR   1,925 0 0
VANECK VECTORS ETF TR AMT FREE INT ETF 92189H201 550 11,198 SH   SOLE   11,198 0 0
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 2,938 56,221 SH   SOLE   56,221 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 927 8,964 SH   SOLE   8,964 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 826 6,500 SH   SOLE   6,500 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 273 6,645 SH   SOLE   6,645 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,281 157,392 SH   SOLE   156,684 0 708
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 79 2,350 SH   OTR   2,350 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 232 2,931 SH   SOLE   2,931 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,182 13,050 SH   SOLE   12,578 0 472
VANGUARD INDEX FDS GROWTH ETF 922908736 305 1,945 SH   SOLE   1,945 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 298 2,312 SH   SOLE   2,312 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 3,048 56,735 SH   SOLE   55,487 0 1,248
VERIZON COMMUNICATIONS INC COM 92343V104 188 3,495 SH   OTR   3,495 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100 1,643 6,903 SH   SOLE   6,896 0 7
VIACOMCBS INC CL B 92556H206 195 13,944 SH   SOLE   13,944 0 0
VIACOMCBS INC CL B 92556H206 54 3,850 SH   OTR   3,850 0 0
VISA INC COM CL A 92826C839 12,957 80,419 SH   SOLE   80,278 0 141
VISA INC COM CL A 92826C839 285 1,771 SH   OTR   1,771 0 0
WALMART INC COM 931142103 1,908 16,797 SH   SOLE   16,797 0 0
WALMART INC COM 931142103 349 3,076 SH   OTR   3,076 0 0
WELLS FARGO CO NEW COM 949746101 643 22,398 SH   SOLE   21,998 0 400
WELLS FARGO CO NEW COM 949746101 412 14,370 SH   OTR   14,370 0 0
WESTERN DIGITAL CORP. COM 958102105 199 4,776 SH   SOLE   4,776 0 0
WESTERN DIGITAL CORP. COM 958102105 309 7,420 SH   OTR   7,420 0 0
WOODWARD INC COM 980745103 262 4,414 SH   SOLE   4,414 0 0
XILINX INC COM 983919101 218 2,798 SH   SOLE   2,798 0 0