Exhibit 99.1

1

Pro Forma EPS Adjustments for Illustrative Purposes Only
Illustrative Full Year Impact Assuming 1/1/2010 Repayment

1

Accretion of discount on CPP preferred stock1

Interest on CPP preferred stock2

Net interest impact of new senior debt and reduced cash balance3

Incremental shares issued4

Accretion / (dilution) of earnings per share ($)

Estimated one-time charge for unamortized discount of CPP preferred stock1

$0.09

0.15

$0.05

(0.04)

(0.14)

Source: Company filings, I/B/E/S

Note:Pro forma EPS adjustments based in part on I/B/E/S consensus estimates; assumes TARP CPP repay on 1/1/2010; This information is for illustrative purposes only and does not
constitute management's guidance for full-year EPS.Accordingly, we will not update such information and disclaim any obligation to do so.

1Represents impact of regular accretion of CPP preferred stock discount and excludes the one-time charge from the acceleration of the discount upon early repayment.The unamortized
discount was $138 million at 3/31/2010

2Interest rate of 5% on $950mm of preferred stock

3Includes additional interest expense from $250mm of new senior debt at 4.7%, after tax, and reduced interest income from cash component of CPP repayment (net of tax)

4Assumes $335mm of stock issued at 1/1/2010 at a share price of $26.36 (approx. 12.7mm shares issued); pro forma EPS impact of fully exercised 15% over allotment option would be an
additional ($0.02)

$131 million