SCHEDULE IV - CONSOLIDATED REINSURANCE

12 Months Ended

Dec. 31, 2015

Supplemental Schedule of Reinsurance Premiums for Insurance Companies [Abstract]

Reinsurance Supplemental Schedule

LINCOLN NATIONAL CORPORATION

SCHEDULE IV – CONSOLIDATED REINSURANCE

(in millions)

Column A	Column B			Column C			Column D		Column E		Column F
				Ceded		Assumed					Percentage
				to			from				of Amount
	Gross			Other			Other		Net		Assumed
Description	Amount		Companies			Companies			Amount		to Net
	As of or For the Year Ended December 31, 2015
Individual life insurance in force (1)	$	1,032,900			287,400			10,400	$	755,900	1.4%
Premiums:
Life insurance and annuities (2)		8,112			1,289			58		6,881	0.8%
Accident and health insurance		1,417			22			15		1,410	1.1%
Total premiums	$	9,529		$	1,311		$	73	$	8,291
	As of or For the Year Ended December 31, 2014
Individual life insurance in force (1)	$	1,034,800		$	292,800		$	1,500	$	743,500	0.2%
Premiums:
Life insurance and annuities (2)		7,579			1,381			7		6,205	0.1%
Accident and health insurance		1,485			29			-		1,456	0.0%
Total premiums	$	9,064		$	1,410		$	7	$	7,661
	As of or For the Year Ended December 31, 2013
Individual life insurance in force (1)	$	990,600		$	313,200		$	1,700	$	679,100	0.3%
Premiums:
Life insurance and annuities (2)		6,644			1,247			8		5,405	0.1%
Accident and health insurance		1,379			28			-		1,351	0.0%
Total premiums	$	8,023		$	1,275		$	8	$	6,756

⁽¹⁾ Includes Group Protection segment and Other Operations in-force amounts.

⁽²⁾ Includes insurance fees on universal life and other interest-sensitive products.