SCHEDULE IV - CONSOLIDATED REINSURANCE

12 Months Ended

Dec. 31, 2011

Schedule To Financial Statements [Abstract]

Reinsurance Supplemental Schedule

LINCOLN NATIONAL CORPORATION

SCHEDULE IV – CONSOLIDATED REINSURANCE

(in millions)

Column A			Column B		Column C		Column D		Column E		Column F
					Ceded		Assumed				Percentage
					to		from				of Amount
			Gross		Other		Other		Net		Assumed
Description			Amount		Companies		Companies		Amount		to Net
			As of or for the Year Ended December 31, 2011
Individual life insurance in force (1)			$	881,100	$	331,700	$	2,800	$	552,200	0.5	%
Premiums:
	Life insurance and annuities (2)			5,811		1,252		10		4,569	0.2	%
	Accident and health insurance			1,186		24		-		1,162	0.0	%
		Total premiums	$	6,997	$	1,276	$	10	$	5,731
			As of or for the Year Ended December 31, 2010
Individual life insurance in force (1)			$	842,300	$	337,800	$	3,000	$	507,500	0.6	%
Premiums:
	Life insurance and annuities (2)			5,458		1,170		13		4,301	0.3	%
	Accident and health insurance			1,141		32		-		1,109	0.0	%
		Total premiums	$	6,599	$	1,202	$	13	$	5,410
			As of or for the Year Ended December 31, 2009
Individual life insurance in force (1)			$	799,900	$	342,600	$	3,000	$	460,300	0.7	%
Premiums:
	Life insurance and annuities (2)			5,025		1,126		10		3,909	0.3	%
	Accident and health insurance			1,099		22		-		1,077	0.0	%
		Total premiums	$	6,124	$	1,148	$	10	$	4,986

• Includes Group Protection segment and Other Operations in force amounts.
• Includes insurance fees on universal life and other interest-sensitive products.