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Condensed Consolidated Income Statements (Unaudited) (USD $)
 3 Months Ended
Mar. 31, 2015
Mar. 31, 2014
REVENUE    
Premiums and other considerations $ 14,726,746ihrc_PremiumsEarnedGross $ 15,232,486ihrc_PremiumsEarnedGross
Premiums ceded (3,364,065)us-gaap_CededPremiumsEarned (3,355,650)us-gaap_CededPremiumsEarned
Net premiums 11,362,681us-gaap_PremiumsEarnedNet 11,876,836us-gaap_PremiumsEarnedNet
Investment income, net of expenses 5,223,812us-gaap_NetInvestmentIncome 5,078,982us-gaap_NetInvestmentIncome
Net realized gains (losses) on investments 158,828us-gaap_RealizedInvestmentGainsLosses (3,806)us-gaap_RealizedInvestmentGainsLosses
Other income 350,441us-gaap_OtherIncome 337,872us-gaap_OtherIncome
Total revenue 17,095,762us-gaap_Revenues 17,289,884us-gaap_Revenues
BENEFITS AND EXPENSES    
Death and other benefits 11,724,062us-gaap_PolicyholderBenefitsAndClaimsIncurredNet 11,021,044us-gaap_PolicyholderBenefitsAndClaimsIncurredNet
Guaranteed annual endowments 103,396us-gaap_PolicyholderBenefitsAndClaimsIncurredOther 103,810us-gaap_PolicyholderBenefitsAndClaimsIncurredOther
Dividends to policyholders 84,285us-gaap_PolicyholderDividends 83,383us-gaap_PolicyholderDividends
Increase in benefit reserves and unearned premiums 1,273,496us-gaap_LiabilityForFuturePolicyBenefitsPeriodExpense 1,978,691us-gaap_LiabilityForFuturePolicyBenefitsPeriodExpense
Acquisition costs deferred (1,388,344)us-gaap_DeferredPolicyAcquisitionCostsAdditions (1,751,981)us-gaap_DeferredPolicyAcquisitionCostsAdditions
Amortization of deferred acquisition costs 1,633,163us-gaap_DeferredPolicyAcquisitionCostAmortizationExpense 1,787,601us-gaap_DeferredPolicyAcquisitionCostAmortizationExpense
Commissions 897,364us-gaap_InsuranceCommissions 1,306,860us-gaap_InsuranceCommissions
Other general and administrative expenses 2,865,069us-gaap_SellingGeneralAndAdministrativeExpense 2,828,181us-gaap_SellingGeneralAndAdministrativeExpense
Total benefits and expenses 17,192,491us-gaap_BenefitsLossesAndExpenses 17,357,589us-gaap_BenefitsLossesAndExpenses
LOSS BEFORE FEDERAL INCOME TAXES (96,729)us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic (67,705)us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic
PROVISION (BENEFIT) FOR FEDERAL INCOME TAXES    
Current 80,037us-gaap_CurrentIncomeTaxExpenseBenefit 26,587us-gaap_CurrentIncomeTaxExpenseBenefit
Deferred (104,219)us-gaap_DeferredIncomeTaxExpenseBenefit (40,128)us-gaap_DeferredIncomeTaxExpenseBenefit
Total federal income taxes (24,182)us-gaap_IncomeTaxExpenseBenefit (13,541)us-gaap_IncomeTaxExpenseBenefit
NET LOSS $ (72,547)us-gaap_NetIncomeLoss $ (54,164)us-gaap_NetIncomeLoss
BASIC AND DILUTED NET LOSS PER SHARE (in Dollars per share) $ (0.06)us-gaap_EarningsPerShareBasicAndDiluted $ (0.05)us-gaap_EarningsPerShareBasicAndDiluted
DIVIDENDS PER SHARE (in Dollars per share) $ 0.21us-gaap_CommonStockDividendsPerShareDeclared $ 0.20us-gaap_CommonStockDividendsPerShareDeclared