Note 4 - Investments (Details) - Net Investment Income (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Net Investment Income [Line Items]
Gross investment income	$ 5,268,652	$ 5,506,172	$ 16,364,671	$ 16,377,180
Investment expenses	282,654	261,062	847,674	783,183
Net investment income	4,985,998	5,245,110	15,516,997	15,593,997
Fixed Maturities [Member]
Net Investment Income [Line Items]
Gross investment income	4,874,638	4,866,812	14,480,549	14,583,269
Equity Securities [Member]
Net Investment Income [Line Items]
Gross investment income	50,970	13,637	100,701	41,021
Mortgage Loans on Real Estate [Member]
Net Investment Income [Line Items]
Gross investment income	264,056	356,252	816,454	1,027,434
Policy Loans [Member]
Net Investment Income [Line Items]
Gross investment income	121,699	123,004	357,789	367,497
State-Guaranteed Receivables [Member]
Net Investment Income [Line Items]
Gross investment income	140,790	118,680	430,666	346,676
Derivative [Member]
Net Investment Income [Line Items]
Gross investment income	(240,600)	4,800	2,400	(68,100)
Other Long-term Investments [Member]
Net Investment Income [Line Items]
Gross investment income	$ 57,099	$ 22,987	$ 176,112	$ 79,383