Condensed Consolidated Balance Sheets (Unaudited) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Securities available-for-sale, at fair value:
Fixed maturities (amortized cost: $405,809,842 and $394,370,377)	$ 424,613,943	$ 438,323,413
Equity securities (cost: $5,193,826 and $1,117,051)	4,963,828	1,386,637
Mortgage loans on real estate	16,353,632	16,620,290
Policy loans	6,703,738	6,781,751
State-guaranteed receivables	8,061,055	8,111,669
Investment in derivative		642,600
Other invested assets	3,253,343	3,420,189
Total investments	463,949,539	475,286,549
Cash and cash equivalents	3,434,896	6,009,905
Accrued investment income	4,280,991	5,163,783
Due premiums	3,460,096	3,422,629
Deferred acquisition costs	18,553,846	16,654,246
Value of business acquired	416,121	513,667
Leased property under capital leases	364,239	577,839
Property and equipment	1,715,075	1,900,068
Cash value of company-owned life insurance	11,523,836	10,844,489
Other assets	2,247,933	1,835,666
Amounts recoverable from reinsurers	56,175,204	53,797,125
Total assets	566,121,776	576,005,966
Policy liabilities:
Benefit reserves	478,388,842	464,449,101
Unearned premium reserves	8,667,894	9,111,514
Policy claims	4,134,431	1,894,727
Liability for deposit-type contracts	3,258,029	3,147,458
Reserves for dividends and endowments and other	432,476	446,016
Total policy liabilities	494,881,672	479,048,816
Deferred federal income tax liability	4,963,492	13,189,478
Obligations under capital leases	358,350	568,214
Notes payable	3,182,050	3,478,613
Accrued pension liability	6,038,621	7,211,519
Other liabilities	3,735,269	4,276,542
Total liabilities	513,159,454	507,773,182
STOCKHOLDERS' EQUITY
Common stock (shares issued: 1,133,162 and 1,141,886)	1,133,162	1,141,886
Paid-in surplus	8,908,243	8,908,243
Accumulated other comprehensive income	6,572,516	22,539,724
Retained earnings	36,348,401	35,642,931
Total stockholders' equity	52,962,322	68,232,784
Total liabilities and stockholders' equity	$ 566,121,776	$ 576,005,966