Condensed Consolidated Income Statements (Unaudited) (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012
REVENUE
Premiums and other considerations	$ 19,008,321	$ 16,057,272	$ 36,903,377	$ 33,105,484
Premiums ceded	(3,573,782)	(4,208,230)	(7,581,075)	(8,953,427)
Net premiums earned	15,434,539	11,849,042	29,322,302	24,152,057
Investment income, net of expenses	5,269,708	5,114,368	10,530,999	10,348,887
Other net realized investment gains (losses)	(24,716)	86,606	63,251	198,259
Net realized gains (losses) on investments	(24,716)	86,606	63,251	198,259
Consideration on reinsurance assumed		(1,822)		9,523
Other income	365,806	362,069	746,777	833,902
Total revenue	21,045,337	17,410,263	40,663,329	35,542,628
BENEFITS AND EXPENSES
Death and other benefits	12,048,971	10,412,208	23,179,512	22,495,545
Guaranteed annual endowments	128,264	132,053	237,748	245,234
Dividends to policyholders	128,183	128,955	229,001	236,752
Increase in benefit reserves and unearned premiums	5,697,008	2,317,993	9,243,812	3,898,390
Acquisition costs deferred	(2,472,881)	(1,951,076)	(4,651,602)	(3,962,557)
Amortization of deferred acquisition costs	2,057,154	1,836,724	3,800,031	3,722,954
Commissions	1,925,656	1,116,783	3,668,129	2,193,394
Other general and administrative expenses	3,048,012	3,016,513	6,049,875	6,270,685
Total benefits and expenses	22,560,367	17,010,153	41,756,506	35,100,397
INCOME (LOSS) BEFORE FEDERAL INCOME TAXES	(1,515,030)	400,110	(1,093,177)	442,231
PROVISION (BENEFIT) FOR FEDERAL INCOME TAXES
Current	(509,115)	193,297	(466,574)	297,915
Deferred	54,606	(73,264)	138,621	(165,246)
Total federal income taxes	(454,509)	120,033	(327,953)	132,669
NET INCOME (LOSS)	$ (1,060,521)	$ 280,077	$ (765,224)	$ 309,562
BASIC AND DILUTED NET INCOME (LOSS) PER SHARE (in Dollars per share)	$ (0.93)	$ 0.24	$ (0.67)	$ 0.27
DIVIDENDS PER SHARE (in Dollars per share)			$ 0.25	$ 0.23