EXHIBIT 32
Harry Lee Waterfield II and Larry Johnson, being the President and Vice President, Chief Financial Officer, respectively, of Investors Heritage Capital Corporation, hereby certify as of this 15th day of May, 2013, that the Form 10-Q for the Quarter ended March 31, 2013 fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934 and that the information contained in the Form 10-Q fairly presents, in all material respects, the financial condition and results of operations of Investors Heritage Capital Corporation.
	INVESTORS HERITAGE CAPITAL CORPORATION
	BY:  /s/Harry Lee Waterfield II
	Harry Lee Waterfield II
DATE: May 15, 2013	President
	BY:  /s/Larry Johnson
	Larry Johnson
DATE: May 15, 2013	Vice President - Chief Financial Officer

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