Condensed Consolidated Balance Sheets (Unaudited) (USD $)	Sep. 30, 2011	Dec. 31, 2010
ASSETS
Fixed maturities (amortized cost: $390,796,519 and $295,589,089)	$ 420,983,601	$ 313,456,262
Equity securities (cost: $3,877,775 and $3,877,775)	4,328,997	4,524,771
Mortgage loans on real estate	18,196,986	19,817,478
Policy loans	7,033,510	6,949,374
State-guaranteed receivables	2,769,462
Investment in derivative	599,302
Other long-term investments	1,462,350	1,454,232
Short-term investments	17,094	491,041
Receivable for securities	14,996,928
Total investments	470,388,230	346,693,158
Cash and cash equivalents	15,568,074	2,647,798
Accrued investment income	4,304,595	3,926,591
Due premiums	3,967,633	3,772,069
Deferred acquisition costs	16,930,345	17,450,827
Value of business acquired	720,419	867,881
Leased property under capital leases	50,500	72,461
Property and equipment	1,779,609	1,582,958
Cash value of company-owned life insurance	9,627,751	9,021,432
Other assets	1,345,591	444,340
Amounts recoverable from reinsurers	43,973,073	44,109,932
Total assets	568,655,820	430,589,447
LIABILITIES
Benefit reserves	449,421,023	348,745,910
Unearned premium reserves	9,386,178	8,726,074
Policy claims	1,988,972	1,887,136
Liability for deposit-type contracts	2,942,320	2,791,261
Reserves for dividends and endowments and other	577,090	535,918
Total policy liabilities	464,315,583	362,686,299
Deferred federal income tax liability	10,602,596	6,598,944
Obligations under capital leases	45,864	57,808
Notes payable	1,588,190	2,533,955
Accrued pension liability	4,818,585	5,606,631
Payable for securities	25,025,115
Other liabilities	3,054,995	1,933,347
Total liabilities	509,450,928	379,416,984
STOCKHOLDERS' EQUITY
Common stock (shares issued: 1,152,737 and 1,151,817)	1,152,737	1,151,817
Paid-in surplus	8,832,222	8,801,514
Accumulated other comprehensive income	15,650,363	7,482,092
Retained earnings	33,569,570	33,737,040
Total stockholders' equity	59,204,892	51,172,463
Total liabilities and stockholders' equity	$ 568,655,820	$ 430,589,447