X0202 4 2005-01-25 0 0000055362 KENTUCKY INVESTORS INC kinv 0001223520 TAP & CO P O BOX 717 FRANKFORT KY 40602 0 0 0 1 Benefit Plan Trustee/Group (1) Common Stock 0 2005-01-25 4 P 0 861 23.94 A 0 0 273505.96 D N/A N/A (1) Explanation of the Group are Investors Heritage Life Insurance Company, Investors Underwriters, Inc., HLW Investment Corp., TAP & CO., Harry Lee Waterfield II, RoseGayle Waterfield Hardy, Nancy Waterfield Walton, HLW Corporation, Harry Lee Waterfield II, RoseGayle Waterfield Hardy, Nancy Waterfield Walton Trust Funds 1, 2, 3 and 4 and RoseGayle Waterfield Hardy, Nancy Waterfield Walton, Harry Lee Waterfield II Trust dated 12-22-1976 and Kentucky Investors, Inc. Employee Retirement Plan. Jane S. Jackson, Secretary of Kentucky Investors, Inc., on behalf of TAP & CO. 2005-01-26