EXHIBIT 12.1 STATEMENT REGARDING COMPUTATION OF RATIO OF EARNINGS TO FIXED CHARGES

	Year Ended December 31
	2008		2007		2006		2005		2004
	(in millions, except ratios)
Earnings
Income (Loss) from Continuing Operations Before Income Tax	$	824.0	$	997.2	$	465.4	$	693.9	$	(275.7)
Fixed Charges		179.9		210.2		221.3		239.3		239.3
Adjusted Earnings	$	1,003.9	$	1,207.4	$	686.7	$	933.2	$	(36.4)
Fixed Charges
Interest and Debt Expense, excluding Costs Related to Early Retirement of Debt	$	156.3	$	183.1	$	191.8	$	208.0	$	207.1
Interest Credited to Policyholders		9.0		10.7		11.5		13.8		14.2
Amortization of Deferred Debt Costs		3.1		5.0		6.1		7.8		7.3
Portion of Rents Deemed Representative of Interest		11.5		11.4		11.9		9.7		10.7
Total Fixed Charges	$	179.9	$	210.2	$	221.3	$	239.3	$	239.3
Ratio of Earnings to Fixed Charges		5.6		5.7		3.1		3.9		(a)

(a) Earnings were inadequate to cover fixed charges. The coverage deficiency totaled $275.7 million for the year ended December 31, 2004.