XML 79 R67.htm IDEA: XBRL DOCUMENT v3.26.3
Selected Operating Statement Data by Segment (Detail) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2026
Sep. 30, 2025
Sep. 30, 2026
Sep. 30, 2025
Segment Reporting        
Premium Income $ 2,800.7 $ 2,688.0 $ 8,412.5 $ 8,138.9
Net Investment Income 522.4 476.8 1,484.2 1,550.7
Other Income 77.4 85.6 239.2 238.3
Policy Benefits 2,021.4 1,849.4 5,968.4 5,754.6
Policy Benefits - Remeasurement Loss (Gain) 53.3 475.9 111.5 417.8
Commissions 365.0 335.2 1,097.8 1,021.9
Interest and Debt Expense 54.0 52.2 160.4 156.2
Deferral of Acquisition Costs (188.3) (173.5) (566.3) (521.0)
Amortization of Deferred Acquisition Costs 144.3 132.3 413.9 389.9
Unum US        
Segment Reporting        
Amortization of Deferred Acquisition Costs     216.8 208.2
Unum International        
Segment Reporting        
Amortization of Deferred Acquisition Costs     9.7 7.8
Colonial Life        
Segment Reporting        
Amortization of Deferred Acquisition Costs     187.4 173.9
Operating Segments        
Segment Reporting        
Premium Income 2,800.7 2,688.0 8,412.5 8,138.9
Net Investment Income 522.4 476.8   1,550.7
Adjusted Net Investment Income     1,500.5  
Other Income 77.4 85.6 239.2 238.3
Segment Adjusted Operating Revenue 3,400.5 3,250.4 10,152.2 9,927.9
Policy Benefits 2,021.4 1,849.4 5,968.4 5,754.6
Policy Benefits - Remeasurement Loss (Gain) 53.3 475.9 111.5 417.8
Commissions 365.0 335.2 1,097.8 1,021.9
Interest and Debt Expense 54.0 52.2 160.4 156.2
Deferral of Acquisition Costs (188.3) (173.5) (566.3) (521.0)
Amortization of Deferred Acquisition Costs 144.3 132.3 413.9 389.9
Other Segment Items 647.2 [1] 652.4 [2] 1,989.8 [3],[4] 1,896.9 [5]
Adjusted Benefits and Expenses 3,096.9 3,323.9 9,175.5 9,116.3
Adjusted Operating Income (Loss) 303.6 (73.5) 976.7 811.6
Operating Segments | Unum US        
Segment Reporting        
Premium Income 1,846.6 1,755.4 5,545.3 5,334.9
Net Investment Income 164.9 151.9   455.9
Adjusted Net Investment Income     479.0  
Other Income 65.2 65.5 197.9 195.4
Segment Adjusted Operating Revenue 2,076.7 1,972.8 6,222.2 5,986.2
Policy Benefits 1,191.0 1,048.1 3,483.2 3,297.6
Policy Benefits - Remeasurement Loss (Gain) (46.3) (151.9) (107.2) (246.0)
Commissions 219.3 195.8 652.4 605.2
Interest and Debt Expense 0.0 0.0 0.0 0.0
Deferral of Acquisition Costs (94.2) (83.3) (275.5) (253.7)
Amortization of Deferred Acquisition Costs 77.2 71.4 216.8 208.2
Other Segment Items 414.4 [1] 405.9 [2] 1,269.7 [4] 1,240.8 [5]
Adjusted Benefits and Expenses 1,761.4 1,486.0 5,239.4 4,852.1
Adjusted Operating Income (Loss) 315.3 486.8 982.8 1,134.1
Depreciation and Amortization 21.4 21.9 [2] 64.1 64.4
Operating Segments | Unum International        
Segment Reporting        
Premium Income 291.6 281.1 867.6 798.9
Net Investment Income 37.4 36.2   110.9
Adjusted Net Investment Income     109.2  
Other Income 2.1 2.9 8.1 3.3
Segment Adjusted Operating Revenue 331.1 320.2 984.9 913.1
Policy Benefits 219.2 214.7 645.3 576.9
Policy Benefits - Remeasurement Loss (Gain) 32.5 (19.7) 36.6 (21.4)
Commissions 28.5 26.1 88.7 73.6
Interest and Debt Expense 0.0 0.0 0.0 0.0
Deferral of Acquisition Costs (6.8) (5.5) (23.1) (16.4)
Amortization of Deferred Acquisition Costs 3.6 2.7 9.7 7.8
Other Segment Items 53.9 [1] 57.7 [2] 172.3 [4] 168.1 [5]
Adjusted Benefits and Expenses 330.9 276.0 929.5 788.6
Adjusted Operating Income (Loss) 0.2 44.2 55.4 124.5
Depreciation and Amortization 6.1 5.9 [2] 18.1 15.8
Operating Segments | Colonial Life        
Segment Reporting        
Premium Income 470.0 456.5 1,420.1 1,375.9
Net Investment Income 50.3 44.3   129.1
Adjusted Net Investment Income     147.2  
Other Income 0.5 0.6 1.6 1.3
Segment Adjusted Operating Revenue 520.8 501.4 1,568.9 1,506.3
Policy Benefits 226.0 223.3 686.6 675.9
Policy Benefits - Remeasurement Loss (Gain) (47.5) (12.0) (67.9) (23.3)
Commissions 102.8 96.7 312.6 292.6
Interest and Debt Expense 0.0 0.0 0.0 0.0
Deferral of Acquisition Costs (87.3) (84.7) (267.7) (250.9)
Amortization of Deferred Acquisition Costs 63.5 58.2 187.4 173.9
Other Segment Items 93.9 [1] 94.4 [2] 289.3 [4] 279.5 [5]
Adjusted Benefits and Expenses 351.4 375.9 1,140.3 1,147.7
Adjusted Operating Income (Loss) 169.4 125.5 428.6 358.6
Depreciation and Amortization 4.5 4.3 [2] 13.3 12.5
Operating Segments | Closed Block        
Segment Reporting        
Premium Income 192.5 195.0 579.5 629.2
Net Investment Income 245.9 224.7   778.9
Adjusted Net Investment Income     701.1  
Other Income 9.6 16.3 30.5 38.3
Segment Adjusted Operating Revenue 448.0 436.0 1,311.1 1,446.4
Policy Benefits 378.8 363.3 1,144.6 1,204.2
Policy Benefits - Remeasurement Loss (Gain) 114.6 659.5 250.0 708.5
Commissions 14.4 16.6 44.1 50.5
Interest and Debt Expense 0.0 0.0 0.0 0.0
Deferral of Acquisition Costs 0.0 0.0 0.0 0.0
Amortization of Deferred Acquisition Costs 0.0 0.0 0.0 0.0
Other Segment Items 75.8 [1] 78.9 [2] 228.7 [4] 168.3 [5]
Adjusted Benefits and Expenses 583.6 1,118.3 1,667.4 2,131.5
Adjusted Operating Income (Loss) (135.6) (682.3) (356.3) (685.1)
Depreciation and Amortization 1.6 1.5 [2] 4.8 4.5
Operating Segments | Corporate        
Segment Reporting        
Premium Income 0.0 0.0 0.0 0.0
Net Investment Income 23.9 19.7   75.9
Adjusted Net Investment Income [3]     64.0  
Other Income 0.0 0.3 1.1 0.0
Segment Adjusted Operating Revenue 23.9 20.0 65.1 75.9
Policy Benefits 6.4 0.0 8.7 0.0
Policy Benefits - Remeasurement Loss (Gain) 0.0 0.0 0.0 0.0
Commissions 0.0 0.0   0.0
Interest and Debt Expense 54.0 52.2 160.4 156.2
Deferral of Acquisition Costs 0.0 0.0 0.0 0.0
Amortization of Deferred Acquisition Costs 0.0 0.0 0.0 0.0
Other Segment Items 9.2 [1] 15.5 [2] 29.8 [3],[4] 40.2 [5]
Adjusted Benefits and Expenses 69.6 67.7 198.9 196.4
Adjusted Operating Income (Loss) (45.7) (47.7) (133.8) (120.5)
Depreciation and Amortization $ 2.1 $ 0.1 $ 21.0 $ 0.4
[1]
1For each reportable segment, other segment items includes compensation, other personnel expenses, taxes, licenses and fees, depreciation, intangible asset amortization and other expenses. Depreciation and intangible asset amortization during the three months ended September 30, 2026 was $21.4 million, $6.1 million, $4.5 million, $1.6 million, and $2.1 million for our Unum US, Unum International, Colonial Life, Closed Block and Corporate segments, respectively.
[2]
1For each reportable segment, other segment items includes compensation, other personnel expenses, taxes, licenses and fees, depreciation, intangible asset amortization, and other expenses. Depreciation and intangible asset amortization during the three months ended September 30, 2025 was $21.9 million, $5.9 million, $4.3 million, $1.5 million, and $0.1 million for our Unum US, Unum International, Colonial Life, Closed Block and Corporate segments, respectively.
[3]
1Excludes the impact of the strategic actions in the Corporate segment.
[4]
2For each reportable segment, other segment items includes compensation, other personnel expenses, taxes, licenses and fees, depreciation, intangible asset amortization and other expenses. Depreciation and intangible asset amortization during the nine months ended September 30, 2026 was $64.1 million, $18.1 million, $13.3 million, $4.8 million, and $21.0 million for our Unum US, Unum International, Colonial Life, Closed Block and Corporate segments, respectively.
[5]
1For each reportable segment, other segment items includes compensation, other personnel expenses, taxes, licenses and fees, depreciation, intangible asset amortization, and other expenses. Depreciation and intangible asset amortization during the nine months ended September 30, 2025 was $64.4 million, $15.8 million, $12.5 million, $4.5 million, and $0.4 million for our Unum US, Unum International, Colonial Life, Closed Block and Corporate segments, respectively.