XML 102 R85.htm IDEA: XBRL DOCUMENT v3.25.4
Deferred Policy Acquisition Costs (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Movement Analysis of Deferred Policy Acquisition Costs      
Deferred Acquisition Costs at Beginning of Year $ 2,842.8    
Amortization expense (527.1) $ (521.0) $ (481.4)
Deferred Acquisition Costs at End of Year 2,920.3 2,842.8  
Operating Segments      
Movement Analysis of Deferred Policy Acquisition Costs      
Deferred Acquisition Costs at Beginning of Year 2,842.8 2,714.5 2,560.0
Capitalization 697.1 651.5 632.2
Amortization expense (527.1) (521.0) (481.4)
Foreign currency 7.8 (2.2) 3.7
Deferred Acquisition Costs at End of Year 2,920.3 2,842.8 2,714.5
Operating Segments | Long-term Care and Individual Disability Reinsurance Transaction      
Movement Analysis of Deferred Policy Acquisition Costs      
Change in Deferred Acquisition Costs [1] (100.3)    
Unum US      
Movement Analysis of Deferred Policy Acquisition Costs      
Deferred Acquisition Costs at Beginning of Year 1,260.6 1,232.2 1,185.1
Capitalization 331.7 320.9 314.7
Amortization expense (283.3) (292.5) (267.6)
Foreign currency 0.0 0.0 0.0
Deferred Acquisition Costs at End of Year 1,208.7 1,260.6 1,232.2
Unum US | Long-term Care and Individual Disability Reinsurance Transaction      
Movement Analysis of Deferred Policy Acquisition Costs      
Change in Deferred Acquisition Costs [1] (100.3)    
Unum US | Operating Segments      
Movement Analysis of Deferred Policy Acquisition Costs      
Amortization expense (283.3) (292.5) (267.6)
Unum International      
Movement Analysis of Deferred Policy Acquisition Costs      
Deferred Acquisition Costs at Beginning of Year 53.0 46.9 37.0
Capitalization 22.0 17.8 14.6
Amortization expense (10.7) (9.5) (8.4)
Foreign currency 7.8 (2.2) 3.7
Deferred Acquisition Costs at End of Year 72.1 53.0 46.9
Unum International | Operating Segments      
Movement Analysis of Deferred Policy Acquisition Costs      
Amortization expense (10.7) (9.5) (8.4)
Colonial Life      
Movement Analysis of Deferred Policy Acquisition Costs      
Deferred Acquisition Costs at Beginning of Year 1,529.2 1,435.4 1,337.9
Capitalization 343.4 312.8 302.9
Amortization expense (233.1) (219.0) (205.4)
Foreign currency 0.0 0.0 0.0
Deferred Acquisition Costs at End of Year 1,639.5 1,529.2 1,435.4
Colonial Life | Operating Segments      
Movement Analysis of Deferred Policy Acquisition Costs      
Amortization expense (233.1) (219.0) (205.4)
Group Disability | Unum US      
Movement Analysis of Deferred Policy Acquisition Costs      
Deferred Acquisition Costs at Beginning of Year 61.1 63.6 61.0
Capitalization 60.7 62.2 60.2
Amortization expense (58.2) (64.7) (57.6)
Deferred Acquisition Costs at End of Year 63.6 61.1 63.6
Group Life and AD&D | Unum US      
Movement Analysis of Deferred Policy Acquisition Costs      
Deferred Acquisition Costs at Beginning of Year 51.1 48.9 49.3
Capitalization 45.5 40.6 38.6
Amortization expense (39.0) (38.4) (39.0)
Deferred Acquisition Costs at End of Year 57.6 51.1 48.9
Voluntary Benefits | Unum US      
Movement Analysis of Deferred Policy Acquisition Costs      
Deferred Acquisition Costs at Beginning of Year 614.3 610.6 601.0
Capitalization 123.3 120.2 115.8
Amortization expense (114.8) (116.5) (106.2)
Deferred Acquisition Costs at End of Year 622.8 614.3 610.6
Individual Disability | Unum US      
Movement Analysis of Deferred Policy Acquisition Costs      
Deferred Acquisition Costs at Beginning of Year 521.2 497.8 464.4
Capitalization 87.4 83.4 87.4
Amortization expense (56.7) (60.0) (54.0)
Deferred Acquisition Costs at End of Year 451.6 521.2 497.8
Individual Disability | Unum US | Long-term Care and Individual Disability Reinsurance Transaction      
Movement Analysis of Deferred Policy Acquisition Costs      
Change in Deferred Acquisition Costs [1] (100.3)    
Dental and Vision | Unum US      
Movement Analysis of Deferred Policy Acquisition Costs      
Deferred Acquisition Costs at Beginning of Year 12.9 11.3 9.4
Capitalization 14.8 14.5 12.7
Amortization expense (14.6) (12.9) (10.8)
Deferred Acquisition Costs at End of Year $ 13.1 $ 12.9 $ 11.3
[1]
1Reflects the impacts of DAC written off related to the Fortitude Re reinsurance transaction. See Note 14 for further discussion of the reinsurance transaction.