XML 133 R116.htm IDEA: XBRL DOCUMENT v3.25.4
Selected Operating Statement Data by Segment (Detail) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Segment Reporting Information      
Premium Income $ 10,831.0 $ 10,497.4 $ 10,046.0
Net Investment Income 2,032.7 2,130.0 2,096.7
Other Income 318.4 294.5 279.2
Commissions 1,355.3 1,258.6 1,170.1
Interest and Debt Expense 208.8 201.1 194.8
Deferral of Acquisition Costs (697.1) (651.5) (632.2)
Amortization of Deferred Acquisition Costs 527.1 521.0 481.4
Unum US      
Segment Reporting Information      
Amortization of Deferred Acquisition Costs 283.3 292.5 267.6
Unum International      
Segment Reporting Information      
Amortization of Deferred Acquisition Costs 10.7 9.5 8.4
Colonial Life      
Segment Reporting Information      
Amortization of Deferred Acquisition Costs 233.1 219.0 205.4
Operating Segments      
Segment Reporting Information      
Premium Income 10,831.0 10,497.4 10,046.0
Net Investment Income 2,032.7 2,130.0 2,096.7
Adjusted Other Income [1] 309.4    
Other Income   294.5 279.2
Adjusted Operating Revenue 13,173.1 12,921.9 12,421.9
Adjusted Policy Benefits [2] 7,596.6 7,455.1 7,277.1
Adjusted Policy Benefits - Remeasurement Loss (Gain) (39.4) [3] (204.9) [4] (232.0) [5]
Commissions 1,355.3 1,258.6 1,170.1
Interest and Debt Expense 208.8 201.1 194.8
Deferral of Acquisition Costs (697.1) (651.5) (632.2)
Amortization of Deferred Acquisition Costs 527.1 521.0 481.4
Other Segment Items 2,442.1 [6] 2,332.2 [7] 2,230.5 [8]
Adjusted Benefits and Expenses 11,393.4 10,911.6 10,489.7
Adjusted Operating Income (Loss) 1,779.7 2,010.3 1,932.2
Operating Segments | Unum US      
Segment Reporting Information      
Premium Income 7,083.5 6,883.2 6,579.2
Net Investment Income 604.2 632.2 639.9
Adjusted Other Income [1] 249.8    
Other Income   235.9 220.5
Adjusted Operating Revenue 7,937.5 7,751.3 7,439.6
Adjusted Policy Benefits 4,353.3 [2] 4,246.5 4,221.2
Adjusted Policy Benefits - Remeasurement Loss (Gain) (86.2) [3] (238.2) [4] (283.9) [5]
Commissions 794.9 729.3 664.4
Interest and Debt Expense 0.0 0.0 0.0
Deferral of Acquisition Costs (331.7) (320.9) (314.7)
Amortization of Deferred Acquisition Costs 283.3 292.5 267.6
Other Segment Items 1,652.0 [6] 1,602.9 [7] 1,529.5 [8]
Depreciation and Intangible Amortization 86.7 85.0 76.3
Adjusted Benefits and Expenses 6,665.6 6,312.1 6,084.1
Adjusted Operating Income (Loss) 1,271.9 1,439.2 1,355.5
Operating Segments | Unum International      
Segment Reporting Information      
Premium Income 1,082.8 949.5 825.2
Net Investment Income 145.6 128.8 137.2
Adjusted Other Income 7.7    
Other Income   1.6 1.6
Adjusted Operating Revenue 1,236.1 1,079.9 964.0
Adjusted Policy Benefits 793.0 693.6 581.4
Adjusted Policy Benefits - Remeasurement Loss (Gain) (20.2) [3] (44.4) [4] (19.5) [5]
Commissions 95.7 82.5 72.5
Interest and Debt Expense 0.0 0.0 0.0
Deferral of Acquisition Costs (22.0) (17.8) (14.6)
Amortization of Deferred Acquisition Costs 10.7 9.5 8.4
Other Segment Items 226.6 [6] 198.7 [7] 177.7 [8]
Depreciation and Intangible Amortization 20.7 17.9 14.6
Adjusted Benefits and Expenses 1,083.8 922.1 805.9
Adjusted Operating Income (Loss) 152.3 157.8 158.1
Operating Segments | Colonial Life      
Segment Reporting Information      
Premium Income 1,839.1 1,783.9 1,726.1
Net Investment Income 172.6 161.5 153.5
Adjusted Other Income 1.6    
Other Income   4.0 1.2
Adjusted Operating Revenue 2,013.3 1,949.4 1,880.8
Adjusted Policy Benefits 908.1 885.4 877.1
Adjusted Policy Benefits - Remeasurement Loss (Gain) (23.0) [3] (34.7) [4] 1.7 [5]
Commissions 398.6 378.4 359.4
Interest and Debt Expense 0.0 0.0 0.0
Deferral of Acquisition Costs (343.4) (312.8) (302.9)
Amortization of Deferred Acquisition Costs 233.1 219.0 205.4
Other Segment Items 376.3 [6] 347.4 [7] 340.0 [8]
Depreciation and Intangible Amortization 16.9 15.1 13.6
Adjusted Benefits and Expenses 1,549.7 1,482.7 1,480.7
Adjusted Operating Income (Loss) 463.6 466.7 400.1
Operating Segments | Closed Block      
Segment Reporting Information      
Premium Income 825.6 880.8 915.5
Net Investment Income 1,016.5 1,148.9 1,066.3
Adjusted Other Income 49.9    
Other Income   51.7 52.6
Adjusted Operating Revenue 1,892.0 2,081.4 2,034.4
Adjusted Policy Benefits 1,542.2 [2] 1,629.6 [9] 1,597.4 [9]
Adjusted Policy Benefits - Remeasurement Loss (Gain) 90.0 [3] 112.4 [4] 69.7 [5]
Commissions 66.1 68.4 73.8
Interest and Debt Expense 0.0 0.0 0.0
Deferral of Acquisition Costs 0.0 0.0 0.0
Amortization of Deferred Acquisition Costs 0.0 0.0 0.0
Other Segment Items 130.2 [6] 133.2 [7] 128.6 [8]
Depreciation and Intangible Amortization 6.0 5.4 5.2
Adjusted Benefits and Expenses 1,828.5 1,943.6 1,869.5
Adjusted Operating Income (Loss) 63.5 137.8 164.9
Operating Segments | Corporate and Other Segment      
Segment Reporting Information      
Premium Income 0.0 0.0 0.0
Net Investment Income 93.8 58.6 99.8
Adjusted Other Income 0.4    
Other Income   1.3 3.3
Adjusted Operating Revenue 94.2 59.9 103.1
Adjusted Policy Benefits 0.0 0.0 0.0
Adjusted Policy Benefits - Remeasurement Loss (Gain) 0.0 0.0 0.0
Commissions 0.0 0.0 0.0
Interest and Debt Expense 208.8 201.1 194.8
Deferral of Acquisition Costs 0.0 0.0 0.0
Amortization of Deferred Acquisition Costs 0.0 0.0 0.0
Other Segment Items 57.0 [6] 50.0 [7] 54.7 [8]
Depreciation and Intangible Amortization 0.5 0.1 0.6
Adjusted Benefits and Expenses 265.8 251.1 249.5
Adjusted Operating Income (Loss) $ (171.6) $ (191.2) $ (146.4)
[1]
1Excludes the amortization of the deferred gain on reinsurance in the Unum US segment.
[2]
2Excludes the impact of non-contemporaneous reinsurance in the Unum US segment and the Closed Block segment.
[3]
3Excludes the reserve assumption updates that occurred in the third quarter of 2025 for all segments except Corporate.
[4]
2Excludes the reserve assumption updates that occurred in the third quarter of 2024 for all segments except Corporate.
[5]
2Excludes the reserve assumption updates that occurred in the third quarter of 2023 for all segments except Corporate.
[6]
4Excludes the amortization of the cost of reinsurance in the Closed Block segment, as well as the accelerated charitable contribution and the settlement loss on the U.S. pension plan annuity purchase in the Corporate segment. For each reportable segment, other segment items includes compensation, other personnel expenses, taxes, licenses and fees, depreciation, intangible asset amortization and other expenses. Depreciation and intangible asset amortization during 2025 was $86.7 million, $20.7 million, $16.9 million, $6.0 million, and $0.5 million for our Unum US, Unum International, Colonial Life, Closed Block and Corporate segments, respectively.
[7]
3Excludes the amortization of the cost of reinsurance in the Closed Block segment and the loss on legal settlement in the Corporate segment. For each reportable segment, other segment items includes compensation, other personnel expenses, taxes, licenses and fees, depreciation, intangible asset amortization and other expenses. Depreciation and intangible asset amortization during 2024 was $85.0 million, $17.9 million, $15.1 million, $5.4 million and $0.1 million for our Unum US, Unum International, Colonial Life, Closed Block and Corporate segments, respectively.
[8]
3Excludes the amortization of the cost of reinsurance in the Closed Block segment. For each reportable segment, other segment items includes compensation, other personnel expenses, taxes, licenses and fees, depreciation, intangible asset amortization and other expenses. Depreciation and intangible asset amortization during 2023 was $76.3 million, $14.6 million, $13.6 million, $5.2 million, and $0.6 million for our Unum US, Unum International, Colonial Life, Closed Block and Corporate segments, respectively.
[9]
1Excludes the impact of non-contemporaneous reinsurance in the Closed Block segment.