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VARIABLE LIFE AND ANNUITY CONTRACTS (Details - GMDB, GMIB, GMWB and GMAV) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
Assumptions and methodology used to determine the GMDB liability      
Fair value of embedded derivatives, liability $ 4,454 $ 5,822  
Guaranteed minimum death benefits (GMDB)      
Changes in GMDB for guarantees on variable contracts reflected in the general account      
Balance at the beginning of the period 421 407 $ 397
Reserve increase (decrease) 72 41 35
Benefits paid (35) (43) (40)
Changes in reserves related to unrealized appreciation (depreciation) of investments (13) 16 15
Balance at the end of the period 445 421 $ 407
Guaranteed minimum account value benefits (GMAB) and Guaranteed minimum withdrawal benefits (GMWB)      
Liabilities for Guarantees on Long-Duration Contracts [Line Items]      
Account value 51,000 48,000  
Net amount at risk 513 1,100  
Embedded derivatives      
Assumptions and methodology used to determine the GMDB liability      
Fair value of embedded derivatives, liability 14,500 15,800  
Embedded derivatives | Guaranteed minimum account value benefits (GMAB) and Guaranteed minimum withdrawal benefits (GMWB)      
Assumptions and methodology used to determine the GMDB liability      
Fair value of embedded derivatives, liability 2,500 3,600  
Variable contract, net deposits plus a minimum return | Guaranteed minimum death benefits (GMDB)      
Liabilities for Guarantees on Long-Duration Contracts [Line Items]      
Account value 114,936 105,010  
Net amount at risk $ 509 $ 490  
Average attained age of contract holders by product 66 years 65 years  
Variable contract, net deposits plus a minimum return | Minimum | Guaranteed minimum death benefits (GMDB)      
Liabilities for Guarantees on Long-Duration Contracts [Line Items]      
Range of guaranteed minimum return rates (as a percent) 0.00% 0.00%  
Variable contract, net deposits plus a minimum return | Maximum | Guaranteed minimum death benefits (GMDB)      
Liabilities for Guarantees on Long-Duration Contracts [Line Items]      
Range of guaranteed minimum return rates (as a percent) 4.50% 4.50%  
Variable annuity contract, highest contract value attained | Guaranteed minimum death benefits (GMDB)      
Liabilities for Guarantees on Long-Duration Contracts [Line Items]      
Account value $ 17,298 $ 16,667  
Net amount at risk $ 258 $ 276  
Average attained age of contract holders by product 72 years 72 years