SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details - Narratives) - USD ($) $ in Millions	Sep. 30, 2020	Jun. 30, 2020	Dec. 31, 2019
Summary of Significant Accounting Policies [Line Items]
Retained earnings	$ 15,838		$ 23,084
Premiums and other receivables, allowance for credit losses	215	$ 212	178
Goodwill	$ 4,000
Cumulative effect of change in accounting principle
Summary of Significant Accounting Policies [Line Items]
Retained earnings			(487)
Premiums and other receivables, allowance for credit losses		$ 0	$ 34