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VARIABLE LIFE AND ANNUITY CONTRACTS (Details - GMDB, GMIB, GMWB and GMAV) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Assumptions and methodology used to determine the GMDB liability      
Fair value of embedded derivatives, liability $ 4,009 $ 3,138  
Guaranteed minimum death benefits (GMDB)      
Changes in GMDB for guarantees on variable contracts reflected in the general account      
Balance at the beginning of the period 397 352 $ 402
Reserve increase (decrease) 35 93 (14)
Benefits paid (40) (43) (42)
Changes in reserves related to unrealized appreciation of investments 15 (5) 6
Balance at the end of the period 407 397 $ 352
Guaranteed minimum account value benefits (GMAB) and Guaranteed minimum withdrawal benefits (GMWB)      
Liabilities for Guarantees on Long-Duration Contracts [Line Items]      
Account value 45,000 41,000  
Net amount at risk 328 215  
Embedded derivatives      
Assumptions and methodology used to determine the GMDB liability      
Fair value of embedded derivatives, liability 6,900 4,100  
Embedded derivatives | Guaranteed minimum account value benefits (GMAB) and Guaranteed minimum withdrawal benefits (GMWB)      
Assumptions and methodology used to determine the GMDB liability      
Fair value of embedded derivatives, liability 2,500 1,900  
Variable contract, net deposits plus a minimum return | Guaranteed minimum death benefits (GMDB)      
Liabilities for Guarantees on Long-Duration Contracts [Line Items]      
Account value 98 89  
Net amount at risk $ 1 $ 1  
Average attained age of contract holders by product 65 years 63 years  
Variable contract, net deposits plus a minimum return | Minimum | Guaranteed minimum death benefits (GMDB)      
Liabilities for Guarantees on Long-Duration Contracts [Line Items]      
Range of guaranteed minimum return rates (as a percent) 0.00% 0.00%  
Variable contract, net deposits plus a minimum return | Maximum | Guaranteed minimum death benefits (GMDB)      
Liabilities for Guarantees on Long-Duration Contracts [Line Items]      
Range of guaranteed minimum return rates (as a percent) 4.50% 4.50%  
Variable annuity contract, highest contract value attained | Guaranteed minimum death benefits (GMDB)      
Liabilities for Guarantees on Long-Duration Contracts [Line Items]      
Account value $ 16 $ 15  
Net amount at risk $ 0 $ 1  
Average attained age of contract holders by product 71 years 68 years