VARIABLE LIFE AND ANNUITY CONTRACTS (Tables)

12 Months Ended

Dec. 31, 2012

Schedule of details concerning entity's GMDB exposures




	2012					2011
At December 31, (dollars in billions)	Net Deposits Plus a Minimum Return			Highest Contract Value Attained		Net Deposits Plus a Minimum Return			Highest Contract Value Attained

Account value^(a)	$	64		$	13	$	57		$	12
Amount at risk^(b)		2			1		3			2
Average attained age of contract holders by product		59 - 73 years			66 - 75 years		58 - 72 years			67 - 74 years

Range of guaranteed minimum return rates		3 - 10	%				3 - 10	%

(a) Included in Policyholder contract deposits in the Consolidated Balance Sheet.

(b) Represents the amount of death benefit currently in excess of Account value.

Schedule of changes in GMDB and GMIB liabilities for guarantees on variable contracts reflected in the general account




Years Ended December 31, (in millions)	2012			2011

Balance, beginning of year	$	445		$	412
Reserve increase		43			120
Benefits paid		(75	)		(87	)

Balance, end of year	$	413		$	445

- Definition

Tabular disclosure of minimum guaranteed benefits to policyholders and contract holders, such as guaranteed minimum death benefit, guaranteed minimum income benefit, and guaranteed annuitization benefits, discloses the amount of liability reported for additional insurance benefits, annuitization benefits and other minimum guarantees, by type of benefit, for the most recent balance sheet date and the incurred and paid amounts for periods presented for traditional and nontraditional products.

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- Definition

Tabular disclosure of the guaranteed benefits in excess of the current account balance, quantifies such excesses (the net amounts at risk) and includes other relevant, pertinent information as of the most recent balance sheet date by product type.

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