<ARTICLE> 7
<MULTIPLIER> 1,000,000
<CURRENCY> U.S. DOLLARS

                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<EXCHANGE-RATE>                                      1
<DEBT-HELD-FOR-SALE>                            82,577
<DEBT-CARRYING-VALUE>                           11,915
<DEBT-MARKET-VALUE>                             12,235
<EQUITIES>                                       6,711
<MORTGAGE>                                       7,207
<REAL-ESTATE>                                    1,627
<TOTAL-INVEST>                                 193,224
<CASH>                                             314
<RECOVER-REINSURE>                              19,692
<DEFERRED-ACQUISITION>                          10,007
<TOTAL-ASSETS>                                 281,214
<POLICY-LOSSES>                                 75,631
<UNEARNED-PREMIUMS>                             11,636
<POLICY-OTHER>                                       0
<POLICY-HOLDER-FUNDS>                           48,219
<NOTES-PAYABLE>                                 25,626
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         4,152
<OTHER-SE>                                      30,653
<TOTAL-LIABILITY-AND-EQUITY>                   281,214
<PREMIUMS>                                      15,174
<INVESTMENT-INCOME>                              4,734
<INVESTMENT-GAINS>                                (55)
<OTHER-INCOME>                                   (122)
<BENEFITS>                                      13,038
<UNDERWRITING-AMORTIZATION>                      1,292
<UNDERWRITING-OTHER>                             2,109
<INCOME-PRETAX>                                  4,087
<INCOME-TAX>                                     1,213
<INCOME-CONTINUING>                              2,753
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     2,753
<EPS-BASIC>                                       1.19
<EPS-DILUTED>                                     1.17
<RESERVE-OPEN>                                  24,600
<PROVISION-CURRENT>                              6,394
<PROVISION-PRIOR>                                    0
<PAYMENTS-CURRENT>                               2,678
<PAYMENTS-PRIOR>                                 3,647
<RESERVE-CLOSE>                                 24,669
<CUMULATIVE-DEFICIENCY>                              0

<F1>Amount represents income before income taxes and minority interest.
<F2>Earnings per share information reflects a common stock split in the form of a
50 percent common stock dividend paid July 28, 2000. Prior period financial
data schedules have not been restated for this stock split.